Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 209000
per

Your estimated
City
free-cash

Valencia , Spain
₽9936
₽31536
₽7794
₽6182
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
other
-
-
-
212
unemployment
-
-
-
1 461
income
-
-
-
30 397
pensions
-
-
-
59 150
accident
-
-
-
1 878
total
-
-
-
93 098
Employee
147 533
-
158 474
-
unemployment
2 287
-
2 453
-
other
144
-
159
-
pensions
6 936
-
7 451
-
income
28 443
-
30 904
-
total
37 810
-
40 967
-
Employer
147 533
-
158 474
-
other
1 181
-
1 272
-
accident
2 923
-
3 135
-
pensions
34 815
-
37 397
-
unemployment
8 117
-
8 715
-
total
47 036
-
50 519
-
Corporate
14 432
209 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 166
31 347
-
-
total
2 166
31 347
-
-
Dividends
12 266
177 653
-
-
withholding
2 332
36 397
-
-
total
2 332
36 397
-
-
Income
209 000
209 000
209 000
209 000
Total tax
89 344
67 744
91 486
93 098
After tax
119 656
141 256
117 514
115 902
Living cost
109 720
109 720
109 720
109 720
Free-cash
9 936
31 536
7 794
6 182

Estimated living cost  is ₽109720 per month

₽74059
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1923
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23192
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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