Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 209000
per

Your estimated
City
free-cash

Valencia , Spain
₽7495
₽29548
₽5867
₽4264
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
other
-
-
-
208
unemployment
-
-
-
1 465
income
-
-
-
30 311
pensions
-
-
-
59 150
accident
-
-
-
1 881
total
-
-
-
93 015
Employee
150 224
-
158 477
-
unemployment
2 328
-
2 459
-
other
146
-
162
-
pensions
7 062
-
7 448
-
income
28 962
-
30 820
-
total
38 498
-
40 889
-
Employer
150 224
-
158 477
-
other
1 203
-
1 264
-
accident
2 976
-
3 138
-
pensions
35 450
-
37 401
-
unemployment
8 265
-
8 720
-
total
47 894
-
50 523
-
Corporate
10 882
209 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 634
31 348
-
-
total
1 634
31 348
-
-
Dividends
9 247
177 652
-
-
withholding
1 758
36 383
-
-
total
1 758
36 383
-
-
Income
209 000
209 000
209 000
209 000
Total tax
89 784
67 731
91 412
93 015
After tax
119 216
141 269
117 588
115 985
Living cost
111 721
111 721
111 721
111 721
Free-cash
7 495
29 548
5 867
4 264

Estimated living cost  is ₽111721 per month

₽75410
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10740
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1958
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close