Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 209000
per

Your estimated
City
free-cash

Valencia , Spain
₽11332
₽32668
₽8883
₽7278
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
other
-
-
-
210
unemployment
-
-
-
1 461
income
-
-
-
30 447
pensions
-
-
-
59 148
accident
-
-
-
1 881
total
-
-
-
93 147
Employee
145 994
-
158 476
-
unemployment
2 263
-
2 458
-
other
142
-
157
-
pensions
6 863
-
7 448
-
income
28 147
-
30 956
-
total
37 415
-
41 019
-
Employer
145 994
-
158 476
-
other
1 169
-
1 266
-
accident
2 892
-
3 139
-
pensions
34 452
-
37 404
-
unemployment
8 032
-
8 714
-
total
46 545
-
50 523
-
Corporate
16 461
209 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 473
31 350
-
-
total
2 473
31 350
-
-
Dividends
13 988
177 650
-
-
withholding
2 660
36 407
-
-
total
2 660
36 407
-
-
Income
209 000
209 000
209 000
209 000
Total tax
89 093
67 757
91 542
93 147
After tax
119 907
141 243
117 458
115 853
Living cost
108 575
108 575
108 575
108 575
Free-cash
11 332
32 668
8 883
7 278

Estimated living cost  is ₽108575 per month

₽73287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1903
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22950
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close