Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 209000
per

Your estimated
City
free-cash

Valencia , Spain
₽21088
-₽4234
-₽3893
-₽2285
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
accident
-
-
-
1 884
income
-
-
-
29 944
pensions
-
-
-
59 150
other
-
-
-
207
unemployment
-
-
-
1 460
total
-
-
-
92 645
Employee
161 690
-
158 480
-
other
158
-
158
-
income
31 172
-
30 451
-
pensions
7 601
-
7 452
-
unemployment
2 506
-
2 456
-
total
41 437
-
40 517
-
Employer
161 690
-
158 480
-
accident
3 203
-
3 137
-
other
1 295
-
1 270
-
unemployment
8 896
-
8 713
-
pensions
38 155
-
37 400
-
total
51 549
-
50 520
-
Corporate
-
209 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
31 351
-
-
total
-
31 351
-
-
Dividends
-
177 649
-
-
withholding
-
36 313
-
-
total
-
36 313
-
-
Income
209 000
209 000
209 000
209 000
Total tax
92 986
67 664
91 037
92 645
After tax
116 014
141 336
117 963
116 355
Living cost
120 248
120 248
120 248
120 248
Free-cash
-4 234
21 088
-2 285
-3 893

Estimated living cost  is ₽120248 per month

₽81165
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11559
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2108
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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