Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 209000
per

Your estimated
City
free-cash

Valencia , Spain
₽11679
₽32952
₽9159
₽7548
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
other
-
-
-
209
unemployment
-
-
-
1 465
income
-
-
-
30 456
pensions
-
-
-
59 149
accident
-
-
-
1 883
total
-
-
-
93 162
Employee
145 610
-
158 482
-
unemployment
2 257
-
2 459
-
other
142
-
157
-
pensions
6 845
-
7 451
-
income
28 073
-
30 965
-
total
37 317
-
41 032
-
Employer
145 610
-
158 482
-
other
1 166
-
1 263
-
accident
2 885
-
3 139
-
pensions
34 361
-
37 403
-
unemployment
8 011
-
8 714
-
total
46 423
-
50 519
-
Corporate
16 967
209 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 548
31 349
-
-
total
2 548
31 349
-
-
Dividends
14 419
177 651
-
-
withholding
2 743
36 409
-
-
total
2 743
36 409
-
-
Income
209 000
209 000
209 000
209 000
Total tax
89 031
67 758
91 551
93 162
After tax
119 969
141 242
117 449
115 838
Living cost
108 290
108 290
108 290
108 290
Free-cash
11 679
32 952
9 159
7 548

Estimated living cost  is ₽108290 per month

₽73094
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10410
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1898
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22890
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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