Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 209000
per

Your estimated
City
free-cash

Valencia , Spain
₽11604
₽35555
₽10059
₽14885
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
30 572
pensions
-
-
-
59 145
other
-
-
-
211
unemployment
-
-
-
1 466
accident
-
-
-
1 881
total
-
-
-
93 275
Employee
142 082
-
158 488
-
unemployment
2 202
-
2 457
-
pensions
6 679
-
7 452
-
other
139
-
160
-
income
27 392
-
31 148
-
total
36 412
-
41 217
-
Employer
142 082
-
158 488
-
accident
2 815
-
3 136
-
other
1 138
-
1 262
-
unemployment
7 817
-
8 714
-
pensions
33 529
-
37 401
-
total
45 299
-
50 513
-
Corporate
21 620
209 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 245
31 348
-
-
total
3 245
31 348
-
-
Dividends
18 375
177 652
-
-
withholding
3 493
36 431
-
-
total
3 493
36 431
-
-
Income
209 000
209 000
209 000
209 000
Total tax
88 449
67 779
91 730
93 275
After tax
120 551
141 221
117 270
115 725
Living cost
105 666
105 666
105 666
105 666
Free-cash
14 885
35 555
11 604
10 059

Estimated living cost  is ₽105666 per month

₽71323
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10158
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1852
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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