Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 205500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽159295
₽160179
₽150735
₽154679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
205 500
income
-
-
-
30 825
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 665
unemployment
-
-
-
126
health
-
-
-
3 625
total
-
-
-
39 241
Employee
20 556
-
199 316
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 805
-
2 768
-
health
946
-
1 450
-
accident

We are using the highest rate at 1.1%.

226
-
347
-
income
2 056
-
19 932
-
total
5 033
-
24 497
-
Employer
20 556
-
199 316
-
accident

We are using the highest rate at 1.1%.

226
-
347
-
health
1 418
-
2 175
-
unemployment
123
-
189
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 265
-
3 473
-
total
4 032
-
6 184
-
Corporate
180 911
205 500
-
-
income
18 091
20 550
-
-
total
18 091
20 550
-
-
Dividends
162 820
184 950
-
-
withholding
8 141
9 247
-
-
total
8 141
9 247
-
-
Income
205 500
205 500
205 500
205 500
Total tax
35 297
29 797
30 681
39 241
After tax
170 203
175 703
174 819
166 259
Living cost
15 524
15 524
15 524
15 524
Free-cash
154 679
160 179
159 295
150 735

Estimated living cost  is ₽15524 per week

₽10267
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽889
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3998
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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