Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 205000
per

Your estimated
City
free-cash

Madrid , Spain
₽101737
₽95309
₽80164
₽76043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
205 000
unemployment
-
-
-
638
accident
-
-
-
820
income
-
-
-
62 998
pensions
-
-
-
25 766
other
-
-
-
91
total
-
-
-
90 313
Employee
47 442
-
175 973
-
pensions
2 230
-
4 280
-
unemployment
734
-
1 411
-
income
9 909
-
59 625
-
other
47
-
91
-
total
12 920
-
65 407
-
Employer
47 442
-
175 973
-
pensions
11 196
-
21 488
-
accident
940
-
1 803
-
other
380
-
729
-
unemployment
2 610
-
5 007
-
total
15 126
-
29 027
-
Corporate
142 433
205 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

21 365
30 751
-
-
total
21 365
30 751
-
-
Dividends
121 068
174 249
-
-
withholding
25 757
37 989
-
-
total
25 757
37 989
-
-
Income
205 000
205 000
205 000
205 000
Total tax
75 168
68 740
94 434
90 313
After tax
129 832
136 260
110 566
114 687
Living cost
34 523
34 523
34 523
34 523
Free-cash
95 309
101 737
76 043
80 164

Estimated living cost  is ₽34523 per week

₽24793
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2684
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6560
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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