Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 205000
per

Your estimated
City
free-cash

Valencia , Spain
₽3043
₽2379
₽25480
₽810
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
205 000
accident
-
-
-
1 842
income
-
-
-
29 581
pensions
-
-
-
58 014
other
-
-
-
203
unemployment
-
-
-
1 436
total
-
-
-
91 076
Employee
152 097
-
155 448
-
unemployment
2 357
-
2 412
-
pensions
7 150
-
7 306
-
income
29 323
-
30 080
-
other
148
-
156
-
total
38 978
-
39 954
-
Employer
152 097
-
155 448
-
pensions
35 892
-
36 688
-
other
1 218
-
1 241
-
unemployment
8 368
-
8 548
-
accident
3 013
-
3 076
-
total
48 491
-
49 553
-
Corporate
4 413
205 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

664
30 748
-
-
total
664
30 748
-
-
Dividends
3 749
174 252
-
-
withholding
710
35 658
-
-
total
710
35 658
-
-
Income
205 000
205 000
205 000
205 000
Total tax
88 843
66 406
89 507
91 076
After tax
116 157
138 594
115 493
113 924
Living cost
113 114
113 114
113 114
113 114
Free-cash
3 043
25 480
2 379
810

Estimated living cost  is ₽113114 per month

₽76350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10874
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1983
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23910
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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