Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 205000
per

Your estimated
City
free-cash

Valencia , Spain
₽2193
₽24793
₽1714
₽135
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
205 000
other
-
-
-
204
unemployment
-
-
-
1 437
income
-
-
-
29 551
pensions
-
-
-
58 017
accident
-
-
-
1 846
total
-
-
-
91 055
Employee
153 033
-
155 434
-
unemployment
2 372
-
2 411
-
other
149
-
157
-
pensions
7 194
-
7 304
-
income
29 503
-
30 045
-
total
39 218
-
39 917
-
Employer
153 033
-
155 434
-
other
1 225
-
1 249
-
accident
3 032
-
3 079
-
pensions
36 113
-
36 686
-
unemployment
8 419
-
8 545
-
total
48 789
-
49 559
-
Corporate
3 179
205 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

479
30 748
-
-
total
479
30 748
-
-
Dividends
2 699
174 252
-
-
withholding
511
35 649
-
-
total
511
35 649
-
-
Income
205 000
205 000
205 000
205 000
Total tax
88 997
66 397
89 476
91 055
After tax
116 003
138 603
115 524
113 945
Living cost
113 810
113 810
113 810
113 810
Free-cash
2 193
24 793
1 714
135

Estimated living cost  is ₽113810 per month

₽76820
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10941
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1995
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24057
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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