Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 205000
per

Your estimated
City
free-cash

Valencia , Spain
₽66469
₽39208
₽37756
₽52781
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
205 000
unemployment
-
-
-
1 437
pensions
-
-
-
58 016
accident
-
-
-
1 843
other
-
-
-
203
income
-
-
-
33 964
total
-
-
-
95 463
Employee
96 519
-
155 445
-
pensions
4 537
-
7 307
-
other
94
-
154
-
unemployment
1 496
-
2 407
-
income
18 608
-
34 588
-
total
24 735
-
44 456
-
Employer
96 519
-
155 445
-
pensions
22 776
-
36 686
-
accident
1 912
-
3 076
-
unemployment
5 310
-
8 550
-
other
773
-
1 243
-
total
30 771
-
49 555
-
Corporate
77 710
205 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

11 656
30 752
-
-
total
11 656
30 752
-
-
Dividends
66 054
174 248
-
-
withholding
13 276
35 998
-
-
total
13 276
35 998
-
-
Income
205 000
205 000
205 000
205 000
Total tax
80 438
66 750
94 011
95 463
After tax
124 562
138 250
110 989
109 537
Living cost
71 781
71 781
71 781
71 781
Free-cash
52 781
66 469
39 208
37 756

Estimated living cost  is ₽71781 per month

₽48451
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6900
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1258
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15173
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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