Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 205000
per

Your estimated
City
free-cash

Valencia , Spain
₽4015
₽26273
₽3141
₽1573
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
205 000
other
-
-
-
202
unemployment
-
-
-
1 434
income
-
-
-
29 613
pensions
-
-
-
58 016
accident
-
-
-
1 845
total
-
-
-
91 110
Employee
151 026
-
155 448
-
unemployment
2 341
-
2 411
-
other
147
-
155
-
pensions
7 100
-
7 309
-
income
29 117
-
30 116
-
total
38 705
-
39 991
-
Employer
151 026
-
155 448
-
other
1 209
-
1 240
-
accident
2 992
-
3 077
-
pensions
35 639
-
36 685
-
unemployment
8 309
-
8 549
-
total
48 149
-
49 551
-
Corporate
5 825
205 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

876
30 748
-
-
total
876
30 748
-
-
Dividends
4 949
174 252
-
-
withholding
938
35 662
-
-
total
938
35 662
-
-
Income
205 000
205 000
205 000
205 000
Total tax
88 668
66 410
89 542
91 110
After tax
116 332
138 590
115 458
113 890
Living cost
112 317
112 317
112 317
112 317
Free-cash
4 015
26 273
3 141
1 573

Estimated living cost  is ₽112317 per month

₽75812
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10797
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1969
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23741
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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