Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 205000
per

Your estimated
City
free-cash

Valencia , Spain
₽9278
₽30545
₽7272
₽5685
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
205 000
other
-
-
-
209
unemployment
-
-
-
1 439
income
-
-
-
29 795
pensions
-
-
-
58 018
accident
-
-
-
1 848
total
-
-
-
91 309
Employee
145 229
-
155 442
-
unemployment
2 251
-
2 407
-
other
142
-
157
-
pensions
6 827
-
7 304
-
income
27 999
-
30 295
-
total
37 219
-
40 163
-
Employer
145 229
-
155 442
-
other
1 163
-
1 245
-
accident
2 877
-
3 078
-
pensions
34 271
-
36 686
-
unemployment
7 990
-
8 549
-
total
46 301
-
49 558
-
Corporate
13 470
205 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 020
30 753
-
-
total
2 020
30 753
-
-
Dividends
11 450
174 247
-
-
withholding
2 176
35 695
-
-
total
2 176
35 695
-
-
Income
205 000
205 000
205 000
205 000
Total tax
87 716
66 448
89 721
91 309
After tax
117 284
138 552
115 279
113 691
Living cost
108 006
108 006
108 006
108 006
Free-cash
9 278
30 545
7 272
5 685

Estimated living cost  is ₽108006 per month

₽72903
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1893
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22830
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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