Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 205000
per

Your estimated
City
free-cash

Valencia , Spain
₽18403
-₽8249
-₽6032
-₽4449
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
205 000
accident
-
-
-
1 842
income
-
-
-
29 274
pensions
-
-
-
58 017
other
-
-
-
207
unemployment
-
-
-
1 436
total
-
-
-
90 776
Employee
161 700
-
155 448
-
other
158
-
158
-
income
31 175
-
29 772
-
pensions
7 602
-
7 303
-
unemployment
2 506
-
2 407
-
total
41 441
-
39 640
-
Employer
161 700
-
155 448
-
accident
3 203
-
3 079
-
other
1 295
-
1 237
-
unemployment
8 896
-
8 548
-
pensions
38 158
-
36 689
-
total
51 552
-
49 553
-
Corporate
-
205 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
30 747
-
-
total
-
30 747
-
-
Dividends
-
174 253
-
-
withholding
-
35 594
-
-
total
-
35 594
-
-
Income
205 000
205 000
205 000
205 000
Total tax
92 993
66 341
89 193
90 776
After tax
112 007
138 659
115 807
114 224
Living cost
120 256
120 256
120 256
120 256
Free-cash
-8 249
18 403
-4 449
-6 032

Estimated living cost  is ₽120256 per month

₽81171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2108
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25419
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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