Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 204500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽17240
₽49874
₽87047
₽78798
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
204 500
city
-
-
-
2 155
pensions
-
-
-
18 814
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 090
regional
-
-
-
11 005
health
-
-
-
460
national
-
-
-
4 656
total
-
-
-
41 180
Employee
89 259
-
183 600
-
city
958
-
1 981
-
regional
2 923
-
9 677
-
health
202
-
413
-
pensions
7 499
-
14 796
-
unemployment
-
-
-
-
national
422
-
3 682
-
total
12 004
-
30 549
-
Employer
89 259
-
183 600
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 785
-
3 671
-
unemployment
-
-
-
-
pensions
7 499
-
14 796
-
health
202
-
413
-
total
9 486
-
18 880
-
Corporate
104 775
204 500
-
-
regional
22 160
43 252
-
-
national
8 905
17 382
-
-
total
31 065
60 634
-
-
Dividends
73 709
143 866
-
-
withholding
25 798
50 353
-
-
total
25 798
50 353
-
-
Income
204 500
204 500
204 500
204 500
Total tax
78 353
110 987
49 429
41 180
After tax
126 147
93 513
155 071
163 320
Living cost
76 273
76 273
76 273
76 273
Free-cash
49 874
17 240
78 798
87 047

Estimated living cost  is ₽76273 per week

₽49599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close