Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 204500
per

Your estimated
City
free-cash

Valencia , Spain
₽13735
₽12290
₽17903
₽37488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
204 500
other
-
-
-
201
unemployment
-
-
-
1 431
pensions
-
-
-
57 873
income
-
-
-
30 201
accident
-
-
-
1 841
total
-
-
-
91 547
Employee
135 355
-
155 060
-
pensions
6 363
-
7 287
-
income
26 095
-
30 819
-
unemployment
2 098
-
2 404
-
other
132
-
153
-
total
34 688
-
40 663
-
Employer
135 355
-
155 060
-
other
1 084
-
1 243
-
accident
2 681
-
3 070
-
pensions
31 941
-
36 595
-
unemployment
7 447
-
8 531
-
total
43 153
-
49 439
-
Corporate
25 992
204 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 897
30 677
-
-
total
3 897
30 677
-
-
Dividends
22 095
173 823
-
-
withholding
4 196
35 672
-
-
total
4 196
35 672
-
-
Income
204 500
204 500
204 500
204 500
Total tax
85 934
66 349
90 102
91 547
After tax
118 566
138 151
114 398
112 953
Living cost
100 663
100 663
100 663
100 663
Free-cash
17 903
37 488
13 735
12 290

Estimated living cost  is ₽100663 per month

₽67946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽9677
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1764
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽21278
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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