Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 204500
per

Your estimated
City
free-cash

Valencia , Spain
₽7341
₽11373
₽8920
₽32195
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
204 500
other
-
-
-
205
pensions
-
-
-
57 872
income
-
-
-
29 799
accident
-
-
-
1 843
unemployment
-
-
-
1 434
total
-
-
-
91 153
Employee
142 539
-
155 062
-
pensions
6 701
-
7 286
-
income
27 480
-
30 297
-
other
139
-
154
-
unemployment
2 209
-
2 407
-
total
36 529
-
40 144
-
Employer
142 539
-
155 062
-
pensions
33 636
-
36 592
-
other
1 141
-
1 236
-
unemployment
7 842
-
8 530
-
accident
2 824
-
3 072
-
total
45 443
-
49 430
-
Corporate
16 518
204 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 480
30 674
-
-
total
2 480
30 674
-
-
Dividends
14 038
173 826
-
-
withholding
2 670
35 626
-
-
total
2 670
35 626
-
-
Income
204 500
204 500
204 500
204 500
Total tax
87 122
66 300
89 574
91 153
After tax
117 378
138 200
114 926
113 347
Living cost
106 006
106 006
106 006
106 006
Free-cash
11 373
32 195
8 920
7 341

Estimated living cost  is ₽106006 per month

₽71552
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10190
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1858
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22407
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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