Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 204000
per

Your estimated
City
free-cash

Valencia , Spain
₽1773
₽1388
₽24336
-₽180
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
204 000
accident
-
-
-
1 834
income
-
-
-
29 392
pensions
-
-
-
57 733
other
-
-
-
204
unemployment
-
-
-
1 427
total
-
-
-
90 590
Employee
152 737
-
154 694
-
unemployment
2 367
-
2 399
-
pensions
7 180
-
7 274
-
income
29 447
-
29 886
-
other
149
-
157
-
total
39 143
-
39 716
-
Employer
152 737
-
154 694
-
pensions
36 043
-
36 505
-
other
1 223
-
1 231
-
unemployment
8 403
-
8 505
-
accident
3 026
-
3 065
-
total
48 695
-
49 306
-
Corporate
2 568
204 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

384
30 603
-
-
total
384
30 603
-
-
Dividends
2 184
173 397
-
-
withholding
415
35 471
-
-
total
415
35 471
-
-
Income
204 000
204 000
204 000
204 000
Total tax
88 637
66 074
89 022
90 590
After tax
115 363
137 926
114 978
113 410
Living cost
113 590
113 590
113 590
113 590
Free-cash
1 773
24 336
1 388
-180

Estimated living cost  is ₽113590 per month

₽76672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10919
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1991
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24010
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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