Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 204000
per

Your estimated
City
free-cash

Valencia , Spain
₽1604
₽1265
₽24195
-₽319
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
204 000
accident
-
-
-
1 837
income
-
-
-
29 388
pensions
-
-
-
57 733
other
-
-
-
204
unemployment
-
-
-
1 428
total
-
-
-
90 590
Employee
152 924
-
154 688
-
unemployment
2 370
-
2 394
-
pensions
7 189
-
7 268
-
income
29 483
-
29 883
-
other
149
-
157
-
total
39 191
-
39 702
-
Employer
152 924
-
154 688
-
pensions
36 087
-
36 503
-
other
1 224
-
1 232
-
unemployment
8 414
-
8 508
-
accident
3 029
-
3 061
-
total
48 754
-
49 304
-
Corporate
2 321
204 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

345
30 601
-
-
total
345
30 601
-
-
Dividends
1 976
173 399
-
-
withholding
377
35 475
-
-
total
377
35 475
-
-
Income
204 000
204 000
204 000
204 000
Total tax
88 667
66 076
89 006
90 590
After tax
115 333
137 924
114 994
113 410
Living cost
113 729
113 729
113 729
113 729
Free-cash
1 604
24 195
1 265
-319

Estimated living cost  is ₽113729 per month

₽76766
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1994
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24040
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close