Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 204000
per

Your estimated
City
free-cash

Valencia , Spain
-₽5790
-₽7353
₽16908
-₽10710
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
204 000
accident
-
-
-
1 838
income
-
-
-
29 074
unemployment
-
-
-
1 429
other
-
-
-
201
pensions
-
-
-
57 730
total
-
-
-
90 272
Employee
162 809
-
154 684
-
income
31 388
-
29 567
-
pensions
7 654
-
7 269
-
unemployment
2 523
-
2 398
-
other
159
-
159
-
total
41 724
-
39 393
-
Employer
162 809
-
154 684
-
other
1 303
-
1 237
-
unemployment
8 957
-
8 506
-
pensions
38 420
-
36 506
-
accident
3 225
-
3 067
-
total
51 905
-
49 316
-
Corporate
-
204 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
30 599
-
-
total
-
30 599
-
-
Dividends
-
173 401
-
-
withholding
-
35 412
-
-
total
-
35 412
-
-
Income
204 000
204 000
204 000
204 000
Total tax
93 629
66 011
88 709
90 272
After tax
110 371
137 989
115 291
113 728
Living cost
121 081
121 081
121 081
121 081
Free-cash
-10 710
16 908
-5 790
-7 353

Estimated living cost  is ₽121081 per month

₽81727
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11640
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2122
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25594
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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