Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 204000
per

Your estimated
City
free-cash

Valencia , Spain
₽4060
₽26190
₽3180
₽1616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
204 000
other
-
-
-
200
unemployment
-
-
-
1 426
income
-
-
-
29 471
pensions
-
-
-
57 731
accident
-
-
-
1 835
total
-
-
-
90 663
Employee
150 224
-
154 688
-
unemployment
2 328
-
2 398
-
other
146
-
154
-
pensions
7 062
-
7 270
-
income
28 962
-
29 972
-
total
38 498
-
39 794
-
Employer
150 224
-
154 688
-
other
1 203
-
1 234
-
accident
2 976
-
3 061
-
pensions
35 450
-
36 506
-
unemployment
8 265
-
8 504
-
total
47 894
-
49 305
-
Corporate
5 882
204 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

879
30 600
-
-
total
879
30 600
-
-
Dividends
5 003
173 400
-
-
withholding
948
35 489
-
-
total
948
35 489
-
-
Income
204 000
204 000
204 000
204 000
Total tax
88 219
66 089
89 099
90 663
After tax
115 781
137 911
114 901
113 337
Living cost
111 721
111 721
111 721
111 721
Free-cash
4 060
26 190
3 180
1 616

Estimated living cost  is ₽111721 per month

₽75410
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10740
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1958
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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