Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 204000
per

Your estimated
City
free-cash

Valencia , Spain
₽4012
₽3139
₽26150
₽1574
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
204 000
accident
-
-
-
1 836
income
-
-
-
29 472
pensions
-
-
-
57 734
other
-
-
-
201
unemployment
-
-
-
1 427
total
-
-
-
90 670
Employee
150 271
-
154 688
-
unemployment
2 329
-
2 399
-
pensions
7 064
-
7 273
-
income
28 971
-
29 966
-
other
147
-
154
-
total
38 511
-
39 792
-
Employer
150 271
-
154 688
-
pensions
35 461
-
36 510
-
other
1 203
-
1 234
-
unemployment
8 268
-
8 507
-
accident
2 977
-
3 062
-
total
47 909
-
49 313
-
Corporate
5 821
204 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

871
30 602
-
-
total
871
30 602
-
-
Dividends
4 949
173 398
-
-
withholding
941
35 492
-
-
total
941
35 492
-
-
Income
204 000
204 000
204 000
204 000
Total tax
88 232
66 094
89 105
90 670
After tax
115 768
137 906
114 895
113 330
Living cost
111 756
111 756
111 756
111 756
Free-cash
4 012
26 150
3 139
1 574

Estimated living cost  is ₽111756 per month

₽75434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10743
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1959
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23623
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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