Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 204000
per

Your estimated
City
free-cash

Valencia , Spain
₽18129
-₽4601
-₽6175
-₽8522
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
204 000
accident
-
-
-
1 836
income
-
-
-
29 125
other
-
-
-
207
unemployment
-
-
-
1 431
pensions
-
-
-
57 729
total
-
-
-
90 328
Employee
161 150
-
154 691
-
other
157
-
157
-
unemployment
2 498
-
2 398
-
pensions
7 576
-
7 270
-
income
31 068
-
29 621
-
total
41 299
-
39 446
-
Employer
161 150
-
154 691
-
pensions
38 028
-
36 506
-
accident
3 192
-
3 060
-
unemployment
8 866
-
8 510
-
other
1 290
-
1 232
-
total
51 376
-
49 308
-
Corporate
-
204 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
30 601
-
-
total
-
30 601
-
-
Dividends
-
173 399
-
-
withholding
-
35 423
-
-
total
-
35 423
-
-
Income
204 000
204 000
204 000
204 000
Total tax
92 675
66 024
88 754
90 328
After tax
111 325
137 976
115 246
113 672
Living cost
119 847
119 847
119 847
119 847
Free-cash
-8 522
18 129
-4 601
-6 175

Estimated living cost  is ₽119847 per month

₽80895
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11521
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2101
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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