Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 202500
per

Your estimated
City
free-cash

Valencia , Spain
₽5608
₽4390
₽27282
₽2833
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
202 500
accident
-
-
-
1 823
income
-
-
-
29 313
pensions
-
-
-
57 310
other
-
-
-
204
unemployment
-
-
-
1 414
total
-
-
-
90 064
Employee
147 376
-
153 541
-
unemployment
2 284
-
2 383
-
pensions
6 928
-
7 216
-
income
28 413
-
29 805
-
other
144
-
151
-
total
37 769
-
39 555
-
Employer
147 376
-
153 541
-
pensions
34 778
-
36 237
-
other
1 180
-
1 233
-
unemployment
8 108
-
8 441
-
accident
2 920
-
3 041
-
total
46 986
-
48 952
-
Corporate
8 139
202 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 218
30 376
-
-
total
1 218
30 376
-
-
Dividends
6 921
172 124
-
-
withholding
1 316
35 239
-
-
total
1 316
35 239
-
-
Income
202 500
202 500
202 500
202 500
Total tax
87 289
65 615
88 507
90 064
After tax
115 211
136 885
113 993
112 436
Living cost
109 603
109 603
109 603
109 603
Free-cash
5 608
27 282
4 390
2 833

Estimated living cost  is ₽109603 per month

₽73980
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10536
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1921
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23167
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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