Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 202500
per

Your estimated
City
free-cash

Valencia , Spain
₽8421
₽29572
₽6601
₽5046
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
202 500
other
-
-
-
200
unemployment
-
-
-
1 414
income
-
-
-
29 414
pensions
-
-
-
57 310
accident
-
-
-
1 821
total
-
-
-
90 159
Employee
144 273
-
153 549
-
unemployment
2 236
-
2 377
-
other
141
-
155
-
pensions
6 782
-
7 219
-
income
27 815
-
29 903
-
total
36 974
-
39 654
-
Employer
144 273
-
153 549
-
other
1 155
-
1 222
-
accident
2 858
-
3 043
-
pensions
34 046
-
36 237
-
unemployment
7 938
-
8 448
-
total
45 997
-
48 950
-
Corporate
12 231
202 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 836
30 373
-
-
total
1 836
30 373
-
-
Dividends
10 394
172 127
-
-
withholding
1 977
35 260
-
-
total
1 977
35 260
-
-
Income
202 500
202 500
202 500
202 500
Total tax
86 784
65 633
88 604
90 159
After tax
115 716
136 867
113 896
112 341
Living cost
107 295
107 295
107 295
107 295
Free-cash
8 421
29 572
6 601
5 046

Estimated living cost  is ₽107295 per month

₽72423
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10314
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1881
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22680
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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