Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 201500
per

Your estimated
City
free-cash

Dresden , Germany
₽96811
₽73315
₽71905
₽83632
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
201 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 653
trade
-
-
-
24 906
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
66 412
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 372
total
-
-
-
101 343
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 675
-
201 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 372
-
6 372
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
3 653
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

997
-
66 412
-
total
7 424
-
76 437
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
165 825
201 500
-
-
chamber of commerce
381
432
-
-
trade
26 117
31 737
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 368
1 662
-
-
income
24 874
30 225
-
-
total
52 740
64 056
-
-
Dividends
113 085
137 444
-
-
withholding
27 917
34 006
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 535
1 871
-
-
total
29 452
35 877
-
-
Income
201 500
201 500
201 500
201 500
Total tax
89 616
99 933
76 437
101 343
After tax
111 884
101 567
125 063
100 157
Living cost
28 252
28 252
28 252
28 252
Free-cash
83 632
73 315
96 811
71 905

Estimated living cost  is ₽28252 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6659
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽67524
₽75999
₽66443
₽75172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
municipal
-
-
-
22 277
social contributions
-
-
-
2 166
national
-
-
-
36 697
pensions
-
-
-
24 180
total
-
-
-
85 320
Employee
77 101
-
174 195
-
pensions
3 084
-
6 968
-
national
14 757
-
38 405
-
municipal
9 523
-
23 057
-
total
27 364
-
68 430
-
Employer
77 101
-
174 195
-
pensions
6 168
-
13 936
-
social contributions
829
-
1 873
-
total
6 997
-
15 809
-
Corporate
112 313
201 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

22 463
40 300
-
-
total
22 463
40 300
-
-
Dividends
89 850
161 200
-
-
withholding
19 767
35 464
-
-
total
19 767
35 464
-
-
Income
201 500
201 500
201 500
201 500
Total tax
76 591
75 764
84 239
85 320
After tax
124 909
125 736
117 261
116 180
Living cost
49 737
49 737
49 737
49 737
Free-cash
75 172
75 999
67 524
66 443

Estimated living cost  is ₽49737 per week

₽33806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4623
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽744
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10563
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽67764
₽141795
₽53326
₽134143
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
201 500
microenterprise
-
-
-
-
surtax
-
-
-
51 382
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
35 737
income
-
-
-
41 650
total
-
-
-
128 769
Employee
27 255
-
157 407
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 998
-
12 227
-
surtax
-
-
22 825
-
income
4 852
-
35 186
-
total
7 850
-
70 238
-
Employer
27 255
-
157 407
-
surtax
-
-
17 314
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 565
-
26 779
-
total
6 565
-
44 093
-
Corporate
167 680
201 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

33 537
40 300
-
-
total
33 537
40 300
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

134 143
161 200
-
-
total
-
-
-
-
Income
201 500
201 500
201 500
201 500
Total tax
47 952
40 300
114 331
128 769
After tax
153 548
161 200
87 169
72 731
Living cost
19 405
19 405
19 405
19 405
Free-cash
134 143
141 795
67 764
53 326

Estimated living cost  is ₽19405 per week

₽12380
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4737
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽89810
₽61243
₽69582
₽55529
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
income
-
-
-
70 415
pensions
-
-
-
10 928
health
-
-
-
11 502
total
-
-
-
92 845
Employee
79 651
79 651
184 166
-
health
12 226
10 399
11 502
-
pensions
14 337
10 928
10 928
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 038
13 038
32 853
-
total
39 601
34 365
55 283
-
Employer
79 651
79 651
184 166
-
unemployment
2 867
2 867
3 563
-
health
5 537
5 537
6 880
-
pensions
5 544
5 544
6 891
-
total
13 948
13 948
17 334
-
Corporate
108 878
107 901
-
-
income
21 775
21 580
-
-
total
21 775
21 580
-
-
Dividends
87 103
86 320
-
-
withholding
13 065
12 948
-
-
income
18 509
18 343
-
-
total
31 574
31 291
-
-
Income
201 500
201 500
201 500
201 500
Total tax
106 898
101 184
72 617
92 845
After tax
94 602
100 316
128 883
108 655
Living cost
39 073
39 073
39 073
39 073
Free-cash
55 529
61 243
89 810
69 582

Estimated living cost  is ₽39073 per week

₽27690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3522
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽621
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7239
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽62704
₽72335
₽63616
₽71490
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
municipal
-
-
-
52 953
other
-
-
-
9 597
unemployment
-
-
-
83
national
-
-
-
23 320
pensions
-
-
-
8 928
accident
-
-
-
165
health
-
-
-
5 154
total
-
-
-
100 200
Employee
53 696
-
175 550
-
national
-
-
22 814
-
municipal
16 012
-
52 349
-
total
16 012
-
75 163
-
Employer
53 696
-
175 550
-
unemployment
1 418
-
2 180
-
accident
107
-
165
-
health
3 302
-
5 079
-
pensions
5 804
-
8 928
-
other
6 240
-
9 597
-
total
16 871
-
25 949
-
Corporate
130 932
201 500
-
-
income
28 805
44 330
-
-
total
28 805
44 330
-
-
Dividends
102 127
157 170
-
-
withholding
30 638
47 151
-
-
total
30 638
47 151
-
-
Income
201 500
201 500
201 500
201 500
Total tax
92 326
91 481
101 112
100 200
After tax
109 174
110 019
100 388
101 300
Living cost
37 684
37 684
37 684
37 684
Free-cash
71 490
72 335
62 704
63 616

Estimated living cost  is ₽37684 per week

₽24976
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽572
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8439
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽88421
₽63890
₽62409
₽76995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
201 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 653
trade
-
-
-
26 012
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
66 412
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 372
total
-
-
-
102 449
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 301
-
201 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 372
-
6 372
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

223
-
3 653
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 064
-
66 412
-
total
10 659
-
76 437
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
154 199
201 500
-
-
chamber of commerce
361
428
-
-
trade
25 366
33 147
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 273
1 662
-
-
income
23 129
30 225
-
-
total
50 129
65 462
-
-
Dividends
104 070
136 037
-
-
withholding
25 664
33 655
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 411
1 851
-
-
total
27 075
35 506
-
-
Income
201 500
201 500
201 500
201 500
Total tax
87 863
100 968
76 437
102 449
After tax
113 637
100 532
125 063
99 051
Living cost
36 642
36 642
36 642
36 642
Free-cash
76 995
63 890
88 421
62 409

Estimated living cost  is ₽36642 per week

₽24506
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3864
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7724
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽103937
₽116620
₽105610
₽112755
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
social contributions
-
-
-
15 091
income
-
-
-
45 408
health
-
-
-
5 138
total
-
-
-
65 637
Employee
71 723
71 723
189 958
-
health
713
1 220
3 229
-
social contributions
3 485
5 953
8 029
-
income
7 531
6 639
44 509
-
total
11 729
13 812
55 767
-
Employer
71 723
71 723
189 958
-
health
777
1 328
3 514
-
social contributions
3 485
5 953
8 029
-
total
4 262
7 281
11 543
-
Corporate
155 255
122 497
-
-
income
19 407
15 313
-
-
total
19 407
15 313
-
-
Dividends
135 848
107 185
-
-
withholding
23 094
18 221
-
-
total
23 094
18 221
-
-
Income
201 500
201 500
201 500
201 500
Total tax
58 492
54 627
67 310
65 637
After tax
143 008
146 873
134 190
135 863
Living cost
30 253
30 253
30 253
30 253
Free-cash
112 755
116 620
103 937
105 610

Estimated living cost  is ₽30253 per week

₽20681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2363
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽100108
₽96405
₽122886
₽96752
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
unemployment
-
-
-
3 023
income
-
-
-
24 633
pensions
-
-
-
20 150
health
-
-
-
14 105
total
-
-
-
61 911
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 110
9 596
168 619
-
health
1 688
672
11 803
-
pensions
2 411
960
16 862
-
unemployment
362
144
2 529
-
income
2 948
1 173
20 614
-
total
7 409
2 949
51 808
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 110
9 596
168 619
-
pensions
4 702
1 871
32 881
-
total
4 702
1 871
32 881
-
Corporate
172 688
190 033
-
-
income
15 542
17 103
-
-
total
15 542
17 103
-
-
Dividends
157 146
172 930
-
-
withholding
29 858
32 857
-
-
social contributions
30 534
33 612
-
-
total
60 392
66 469
-
-
Income
201 500
201 500
201 500
201 500
Total tax
88 045
88 392
84 689
61 911
After tax
113 455
113 108
116 811
139 589
Living cost
16 703
16 703
16 703
16 703
Free-cash
96 752
96 405
100 108
122 886

Estimated living cost  is ₽16703 per week

₽11398
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1367
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽334
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽93611
₽138671
₽85474
₽132877
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
income
-
-
-
27 002
pensions
-
-
-
40 300
health
-
-
-
26 195
total
-
-
-
93 497
Employee
26 460
-
150 597
-
unemployment
423
-
2 409
-
pensions
529
-
3 013
-
income
2 979
-
29 036
-
total
3 931
-
34 458
-
Employer
26 460
-
150 597
-
unemployment
212
-
1 205
-
health
3 439
-
19 578
-
pensions
5 292
-
30 119
-
total
8 943
-
50 902
-
Corporate
166 096
201 500
-
-
income
33 220
40 300
-
-
total
33 220
40 300
-
-
Dividends
132 876
161 200
-
-
total
-
-
-
-
Income
201 500
201 500
201 500
201 500
Total tax
46 094
40 300
85 360
93 497
After tax
155 406
161 200
116 140
108 003
Living cost
22 529
22 529
22 529
22 529
Free-cash
132 877
138 671
93 611
85 474

Estimated living cost  is ₽22529 per week

₽15452
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽453
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5282
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽89842
-₽4507
₽116792
₽13127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
other
-
-
-
351
income
-
-
-
57 285
pensions
-
-
-
3 939
accident
-
-
-
239
health
-
-
-
2 065
total
-
-
-
63 879
Employee
32 765
-
183 509
-
health
3 752
-
21 012
-
pensions
3 689
-
7 223
-
income
4 495
-
44 603
-
total
11 936
-
72 838
-
Employer
32 765
-
183 509
-
unemployment
803
-
4 496
-
accident
547
-
3 064
-
pensions
5 328
-
10 431
-
total
6 678
-
17 991
-
Corporate
162 057
201 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

145 851
181 350
-
-
total
145 851
181 350
-
-
Dividends
16 206
20 150
-
-
withholding
3 079
3 828
-
-
total
3 079
3 828
-
-
Income
201 500
201 500
201 500
201 500
Total tax
167 544
185 178
90 829
63 879
After tax
33 956
16 322
110 671
137 621
Living cost
20 829
20 829
20 829
20 829
Free-cash
13 127
-4 507
89 842
116 792

Estimated living cost  is ₽20829 per week

₽15266
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3975
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽153646
₽183871
₽191931
₽182455
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
201 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 015
total
-
-
-
2 015
Employee
9 443
-
201 500
-
income
1 888
-
40 300
-
total
1 888
-
40 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

192 057
201 500
-
-
total
-
-
-
-
Dividends
192 057
201 500
-
-
withholding
9 603
10 075
-
-
total
9 603
10 075
-
-
Income
201 500
201 500
201 500
201 500
Total tax
11 491
10 075
40 300
2 015
After tax
190 009
191 425
161 200
199 485
Living cost
7 554
7 554
7 554
7 554
Free-cash
182 455
183 871
153 646
191 931

Estimated living cost  is ₽7554 per week

₽4682
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽628
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽208
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2037
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽93271
₽123191
₽94955
₽116890
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
other
-
-
-
6 737
income
-
-
-
34 673
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
34 041
health
-
-
-
6 241
total
-
-
-
81 692
Employee
33 866
-
165 568
-
health
474
-
1 986
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 370
-
9 928
-
unemployment
338
-
1 418
-
income
5 830
-
34 112
-
total
9 012
-
47 444
-
Employer
33 866
-
165 568
-
unemployment
338
-
1 418
-
accident
271
-
1 324
-
health
474
-
1 986
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 758
-
24 113
-
other
1 694
-
7 091
-
total
8 535
-
35 932
-
Corporate
159 098
201 500
-
-
income
33 411
42 314
-
-
total
33 411
42 314
-
-
Dividends
125 687
159 186
-
-
withholding
8 799
11 142
-
-
total
8 799
11 142
-
-
Income
201 500
201 500
201 500
201 500
Total tax
59 757
53 456
83 376
81 692
After tax
141 743
148 044
118 124
119 808
Living cost
24 853
24 853
24 853
24 853
Free-cash
116 890
123 191
93 271
94 955

Estimated living cost  is ₽24853 per week

₽17560
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1678
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽400
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5215
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽50065
₽65202
₽68102
₽72763
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
income
-
-
-
61 421
pensions
-
-
-
9 171
total
-
-
-
70 592
Employee
88 860
-
175 687
-
health
1 464
-
2 408
-
pensions
8 573
-
11 016
-
income
16 018
-
49 394
-
total
26 055
-
62 818
-
Employer
88 860
-
175 687
-
health
1 688
-
3 338
-
pensions
10 492
-
22 473
-
total
12 180
-
25 811
-
Corporate
100 460
201 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

19 087
38 284
-
-
total
19 087
38 284
-
-
Dividends
81 373
163 216
-
-
withholding
8 609
35 208
-
-
total
8 609
35 208
-
-
Income
201 500
201 500
201 500
201 500
Total tax
65 931
73 492
88 629
70 592
After tax
135 569
128 008
112 871
130 908
Living cost
62 806
62 806
62 806
62 806
Free-cash
72 763
65 202
50 065
68 102

Estimated living cost  is ₽62806 per week

₽47061
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7379
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽158640
₽160048
₽150339
₽155715
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
unemployment
-
-
-
130
income
-
-
-
30 225
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 824
health
-
-
-
3 748
total
-
-
-
38 927
Employee
16 200
-
195 105
-
health
745
-
1 499
-
accident

We are using the highest rate at 1.1%.

178
-
359
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 422
-
2 862
-
income
1 620
-
19 510
-
total
3 965
-
24 230
-
Employer
16 200
-
195 105
-
unemployment
97
-
196
-
accident

We are using the highest rate at 1.1%.

178
-
359
-
health
1 118
-
2 249
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 785
-
3 592
-
total
3 178
-
6 396
-
Corporate
182 121
201 500
-
-
income
18 212
20 150
-
-
total
18 212
20 150
-
-
Dividends
163 909
181 350
-
-
withholding
8 196
9 068
-
-
total
8 196
9 068
-
-
Income
201 500
201 500
201 500
201 500
Total tax
33 551
29 218
30 626
38 927
After tax
167 949
172 282
170 874
162 573
Living cost
12 234
12 234
12 234
12 234
Free-cash
155 715
160 048
158 640
150 339

Estimated living cost  is ₽12234 per week

₽7143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽874
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽324
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3894
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽77162
₽48595
₽56934
₽50941
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
income
-
-
-
70 415
pensions
-
-
-
10 928
health
-
-
-
11 502
total
-
-
-
92 845
Employee
86 476
79 651
184 166
-
health
10 788
10 399
11 502
-
pensions
10 928
10 928
10 928
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 038
13 038
32 853
-
total
34 754
34 365
55 283
-
Employer
86 476
79 651
184 166
-
unemployment
3 113
2 867
3 563
-
health
6 009
5 537
6 880
-
pensions
6 018
5 544
6 891
-
total
15 140
13 948
17 334
-
Corporate
99 883
107 901
-
-
income
19 977
21 580
-
-
total
19 977
21 580
-
-
Dividends
79 907
86 320
-
-
withholding
11 987
12 948
-
-
income
16 980
18 343
-
-
total
28 967
31 291
-
-
Income
201 500
201 500
201 500
201 500
Total tax
98 838
101 184
72 617
92 845
After tax
102 662
100 316
128 883
108 655
Living cost
51 721
51 721
51 721
51 721
Free-cash
50 941
48 595
77 162
56 934

Estimated living cost  is ₽51721 per week

₽38153
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽593
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8356
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽86723
₽115942
₽95443
₽107810
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
solidarity contribution
-
-
-
2 043
social contributions
-
-
-
32 796
income
-
-
-
21 225
health
-
-
-
27 202
total
-
-
-
83 266
Employee
33 517
-
159 102
-
health
4 525
-
21 479
-
social contributions
2 179
-
7 300
-
solidarity contribution
-
-
1 261
-
income
4 022
-
19 548
-
total
10 726
-
49 588
-
Employer
33 517
-
159 102
-
health
3 017
-
14 319
-
social contributions
8 379
-
28 079
-
total
11 396
-
42 398
-
Corporate
156 588
201 500
-
-
income
29 752
38 285
-
-
total
29 752
38 285
-
-
Dividends
126 836
163 215
-
-
withholding
19 025
24 482
-
-
total
19 025
24 482
-
-
Income
201 500
201 500
201 500
201 500
Total tax
70 899
62 767
91 986
83 266
After tax
130 601
138 733
109 514
118 234
Living cost
22 791
22 791
22 791
22 791
Free-cash
107 810
115 942
86 723
95 443

Estimated living cost  is ₽22791 per week

₽15831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1621
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4891
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽49323
₽68150
₽57229
₽63281
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
municipal
-
-
-
1 239
social contributions
-
-
-
46 683
national
-
-
-
54 482
regional
-
-
-
2 509
total
-
-
-
104 913
Employee
82 895
-
201 500
-
social contributions
27 952
-
61 202
-
national
14 364
-
48 239
-
regional
782
-
2 256
-
municipal
439
-
1 122
-
total
43 537
-
112 819
-
Employer
82 895
-
201 500
-
total
-
-
-
-
Corporate
118 605
201 500
-
-
municipal
4 625
7 859
-
-
nationa
28 466
48 361
-
-
total
33 091
56 220
-
-
Dividends
85 514
145 280
-
-
withholding
22 233
37 772
-
-
total
22 233
37 772
-
-
Income
201 500
201 500
201 500
201 500
Total tax
98 861
93 992
112 819
104 913
After tax
102 639
107 508
88 681
96 587
Living cost
39 358
39 358
39 358
39 358
Free-cash
63 281
68 150
49 323
57 229

Estimated living cost  is ₽39358 per week

₽27436
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2581
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽604
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8737
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽68577
₽106163
₽74281
₽103257
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
surtax
-
-
-
10 390
other
-
-
-
-
unemployment
-
-
-
212
income
-
-
-
62 300
pensions
-
-
-
24 897
health
-
-
-
8 838
total
-
-
-
106 637
Employee
30 845
-
175 296
-
health
788
-
3 174
-
pensions
2 057
-
8 303
-
unemployment
2 147
-
8 664
-
surtax
101
-
9 275
-
other
-
-
-
-
income
5 170
-
56 722
-
total
10 263
-
86 138
-
Employer
30 845
-
175 296
-
unemployment
977
-
3 945
-
health
1 404
-
5 664
-
pensions
4 112
-
16 594
-
other
-
-
-
-
total
6 493
-
26 203
-
Corporate
164 163
201 500
-
-
income
42 683
52 389
-
-
total
42 683
52 389
-
-
Dividends
121 480
149 111
-
-
withholding
18 222
22 366
-
-
total
18 222
22 366
-
-
Income
201 500
201 500
201 500
201 500
Total tax
77 661
74 755
112 341
106 637
After tax
123 839
126 745
89 159
94 863
Living cost
20 582
20 582
20 582
20 582
Free-cash
103 257
106 163
68 577
74 281

Estimated living cost  is ₽20582 per week

₽12585
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1899
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5623
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽69964
₽85101
₽88001
₽91305
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
income
-
-
-
61 421
pensions
-
-
-
9 171
total
-
-
-
70 592
Employee
59 552
-
175 687
-
health
864
-
2 408
-
pensions
5 055
-
11 016
-
income
10 726
-
49 394
-
total
16 645
-
62 818
-
Employer
59 552
-
175 687
-
health
1 131
-
3 338
-
pensions
6 447
-
22 473
-
total
7 578
-
25 811
-
Corporate
134 370
201 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

25 530
38 284
-
-
total
25 530
38 284
-
-
Dividends
108 841
163 216
-
-
withholding
17 535
35 208
-
-
total
17 535
35 208
-
-
Income
201 500
201 500
201 500
201 500
Total tax
67 288
73 492
88 629
70 592
After tax
134 212
128 008
112 871
130 908
Living cost
42 907
42 907
42 907
42 907
Free-cash
91 305
85 101
69 964
88 001

Estimated living cost  is ₽42907 per week

₽32146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3216
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽78963
₽18368
₽86923
₽49932
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
city
-
-
-
2 124
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 030
national
-
-
-
4 721
pensions
-
-
-
18 538
regional
-
-
-
10 940
health
-
-
-
453
total
-
-
-
40 806
Employee
86 331
-
181 001
-
health
195
-
407
-
pensions
7 253
-
14 479
-
unemployment
-
-
-
-
city
927
-
1 953
-
national
409
-
3 772
-
regional
2 827
-
9 648
-
total
11 611
-
30 259
-
Employer
86 331
-
181 001
-
unemployment
-
-
-
-
health
195
-
407
-
pensions
7 253
-
14 479
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 726
-
3 621
-
total
9 174
-
18 507
-
Corporate
105 046
201 500
-
-
regional
22 217
42 618
-
-
national
8 930
17 128
-
-
total
31 147
59 746
-
-
Dividends
73 899
141 754
-
-
withholding
25 865
49 615
-
-
total
25 865
49 615
-
-
Income
201 500
201 500
201 500
201 500
Total tax
77 797
109 361
48 766
40 806
After tax
123 703
92 139
152 734
160 694
Living cost
73 771
73 771
73 771
73 771
Free-cash
49 932
18 368
78 963
86 923

Estimated living cost  is ₽73771 per week

₽47972
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽906
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18273
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽82334
₽56766
₽55214
₽71891
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
201 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 653
trade
-
-
-
27 120
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
66 412
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 372
total
-
-
-
103 557
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

56 055
-
201 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 372
-
6 372
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

363
-
3 653
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 592
-
66 412
-
total
13 327
-
76 437
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
145 445
201 500
-
-
chamber of commerce
347
425
-
-
trade
24 943
34 558
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 200
1 662
-
-
income
21 817
30 225
-
-
total
48 307
66 870
-
-
Dividends
97 137
134 630
-
-
withholding
23 929
33 303
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 317
1 832
-
-
total
25 246
35 135
-
-
Income
201 500
201 500
201 500
201 500
Total tax
86 880
102 005
76 437
103 557
After tax
114 620
99 495
125 063
97 943
Living cost
42 729
42 729
42 729
42 729
Free-cash
71 891
56 766
82 334
55 214

Estimated living cost  is ₽42729 per week

₽31207
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7549
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽73698
₽69645
₽79075
₽75154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
surtax
-
-
-
-
other
-
-
-
6 246
social contributions
-
-
-
5 740
income
-
-
-
36 460
pensions
-
-
-
32 385
health
-
-
-
9 682
total
-
-
-
90 513
Employee
39 919
-
154 061
-
social contributions
1 138
-
4 390
-
pensions
4 514
-
11 495
-
surtax
-
-
-
-
income
2 356
-
32 566
-
total
8 008
-
48 451
-
Employer
39 919
-
154 061
-
unemployment
1 616
-
6 239
-
health
2 795
-
15 181
-
pensions
6 558
-
19 214
-
other
1 377
-
6 343
-
social contributions
120
-
462
-
total
12 466
-
47 439
-
Corporate
149 114
201 500
-
-
surtax
-
-
-
-
income
41 752
56 420
-
-
total
41 752
56 420
-
-
Dividends
107 363
145 080
-
-
withholding
13 743
18 569
-
-
surtax
-
-
-
-
social contributions
18 465
24 954
-
-
total
32 208
43 523
-
-
Income
201 500
201 500
201 500
201 500
Total tax
94 434
99 943
95 890
90 513
After tax
107 066
101 557
105 610
110 987
Living cost
31 912
31 912
31 912
31 912
Free-cash
75 154
69 645
73 698
79 075

Estimated living cost  is ₽31912 per week

₽20122
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8654
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽76860
₽72807
₽82237
₽77987
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
surtax
-
-
-
-
other
-
-
-
6 246
social contributions
-
-
-
5 740
income
-
-
-
36 460
pensions
-
-
-
32 385
health
-
-
-
9 682
total
-
-
-
90 513
Employee
35 634
-
154 061
-
social contributions
1 016
-
4 390
-
pensions
4 030
-
11 495
-
surtax
-
-
-
-
income
1 837
-
32 566
-
total
6 883
-
48 451
-
Employer
35 634
-
154 061
-
unemployment
1 443
-
6 239
-
health
2 494
-
15 181
-
pensions
5 855
-
19 214
-
other
1 230
-
6 343
-
social contributions
106
-
462
-
total
11 128
-
47 439
-
Corporate
154 738
201 500
-
-
surtax
-
-
-
-
income
43 327
56 420
-
-
total
43 327
56 420
-
-
Dividends
111 411
145 080
-
-
withholding
14 261
18 569
-
-
surtax
-
-
-
-
social contributions
19 164
24 954
-
-
total
33 425
43 523
-
-
Income
201 500
201 500
201 500
201 500
Total tax
94 763
99 943
95 890
90 513
After tax
106 737
101 557
105 610
110 987
Living cost
28 750
28 750
28 750
28 750
Free-cash
77 987
72 807
76 860
82 237

Estimated living cost  is ₽28750 per week

₽16674
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2921
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8611
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽104377
₽103156
₽109625
₽103639
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
social contributions
-
-
-
27 807
income
-
-
-
30 225
health
-
-
-
14 065
total
-
-
-
72 097
Employee
31 625
-
201 500
-
health
2 207
-
14 065
-
social contributions
4 365
-
27 807
-
income
5 275
-
35 473
-
total
11 847
-
77 345
-
Employer
31 625
-
201 500
-
total
-
-
-
-
Corporate
169 875
201 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

8 494
10 075
-
-
total
8 494
10 075
-
-
Dividends
161 381
191 425
-
-
withholding
24 207
28 713
-
-
health
11 264
13 362
-
-
social contributions
22 271
26 416
-
-
total
57 742
68 491
-
-
Income
201 500
201 500
201 500
201 500
Total tax
78 083
78 566
77 345
72 097
After tax
123 417
122 934
124 155
129 403
Living cost
19 778
19 778
19 778
19 778
Free-cash
103 639
103 156
104 377
109 625

Estimated living cost  is ₽19778 per week

₽13236
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1220
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4866
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽20050
₽78268
₽70496
₽76826
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
surtax
-
-
-
184
chamber of commerce
-
-
-
805
unemployment
-
-
-
5 721
income
-
-
-
62 934
pensions
-
-
-
20 159
health
-
-
-
8 335
total
-
-
-
98 138
Employee
46 614
37 171
165 807
-
health
1 804
1 439
4 216
-
pensions
4 774
3 806
11 158
-
unemployment
1 398
1 115
3 269
-
other
466
372
1 090
-
income
5 307
2 742
52 591
-
total
13 749
9 474
72 324
-
Employer
46 614
37 171
165 807
-
unemployment
1 398
1 115
3 269
-
payroll
1 398
1 115
4 974
-
accident
605
483
1 416
-
health
1 761
1 405
4 119
-
pensions
5 850
4 666
13 675
-
other
2 214
1 765
7 392
-
surtax
184
184
184
-
chamber of commerce
186
149
664
-
total
13 596
10 882
35 693
-
Corporate
141 289
153 447
162 267
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

35 323
38 362
40 567
-
total
35 323
38 362
40 567
-
Dividends
105 966
115 085
-
-
withholding
29 140
31 648
-
-
total
29 140
31 648
-
-
Income
201 500
201 500
201 500
201 500
Total tax
91 808
90 366
148 584
98 138
After tax
109 692
111 134
52 916
103 362
Living cost
32 866
32 866
32 866
32 866
Free-cash
76 826
78 268
20 050
70 496

Estimated living cost  is ₽32866 per week

₽21920
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2804
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7602
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽34858
₽77031
₽53590
₽64617
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
social contributions
-
-
-
23 254
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
10 695
national
-
-
-
79 952
total
-
-
-
113 901
Employee

The minimum management director salary is set at €45,000 per year.

66 719
-
156 069
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 135
-
7 335
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 004
-
11 705
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

581
-
1 358
-
national
20 512
-
58 664
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 480
-
8 140
-
total
32 712
-
87 202
-
Employer

The minimum management director salary is set at €45,000 per year.

66 719
-
156 069
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

974
-
2 278
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

867
-
2 030
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 103
-
9 599
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 912
-
13 827
-
surtax
7 565
-
17 697
-
total
19 421
-
45 431
-
Corporate
115 360
201 500
-
-
surtax
462
850
-
-
income
23 072
42 506
-
-
total
23 534
43 356
-
-
Dividends
91 826
158 145
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

27 207
47 104
-
-
total
27 207
47 104
-
-
Income
201 500
201 500
201 500
201 500
Total tax
102 874
90 460
132 633
113 901
After tax
98 626
111 040
68 867
87 599
Living cost
34 009
34 009
34 009
34 009
Free-cash
64 617
77 031
34 858
53 590

Estimated living cost  is ₽34009 per week

₽21906
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2974
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8597
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽75066
₽100179
₽78980
₽93790
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
other
-
-
-
87
unemployment
-
-
-
605
income
-
-
-
62 899
pensions
-
-
-
24 465
accident
-
-
-
779
total
-
-
-
88 835
Employee
46 429
-
173 939
-
pensions
2 182
-
4 064
-
unemployment
720
-
1 340
-
other
46
-
87
-
income
9 796
-
59 697
-
total
12 744
-
65 188
-
Employer
46 429
-
173 939
-
unemployment
2 554
-
4 754
-
accident
919
-
1 712
-
pensions
10 957
-
20 403
-
other
370
-
692
-
total
14 800
-
27 561
-
Corporate
140 272
201 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

21 040
30 225
-
-
total
21 040
30 225
-
-
Dividends
119 231
171 275
-
-
withholding
25 441
37 411
-
-
total
25 441
37 411
-
-
Income
201 500
201 500
201 500
201 500
Total tax
74 025
67 636
92 749
88 835
After tax
127 475
133 864
108 751
112 665
Living cost
33 685
33 685
33 685
33 685
Free-cash
93 790
100 179
75 066
78 980

Estimated living cost  is ₽33685 per week

₽24805
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2390
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6004
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽52804
₽64120
₽44770
₽51327
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
surtax
-
-
-
9 990
income
-
-
-
37 259
communal
-
-
-
12 735
pensions
-
-
-
30 202
accident
-
-
-
1 699
health
-
-
-
14 157
total
-
-
-
106 042
Employee
70 635
-
179 992
-
health
3 144
-
8 009
-
pensions
5 650
-
14 399
-
surtax
4 329
-
11 031
-
income
6 823
-
43 061
-
total
19 946
-
76 500
-
Employer
70 635
-
179 992
-
accident
635
-
1 620
-
health
2 154
-
5 489
-
pensions
5 650
-
14 399
-
total
8 439
-
21 508
-
Corporate
122 426
201 500
-
-
communal
8 264
13 601
-
-
surtax
1 285
2 115
-
-
income
18 364
30 225
-
-
total
27 913
45 941
-
-
Dividends
94 512
155 559
-
-
withholding
14 176
23 334
-
-
income
29 011
17 417
-
-
total
43 187
40 751
-
-
Income
201 500
201 500
201 500
201 500
Total tax
99 485
86 692
98 008
106 042
After tax
102 015
114 808
103 492
95 458
Living cost
50 688
50 688
50 688
50 688
Free-cash
51 327
64 120
52 804
44 770

Estimated living cost  is ₽50688 per week

₽38024
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3071
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9055
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽68209
₽105795
₽73913
₽102825
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
surtax
-
-
-
10 390
other
-
-
-
-
unemployment
-
-
-
212
income
-
-
-
62 300
pensions
-
-
-
24 897
health
-
-
-
8 838
total
-
-
-
106 637
Employee
31 411
-
175 296
-
health
802
-
3 174
-
pensions
2 096
-
8 303
-
unemployment
2 186
-
8 664
-
surtax
112
-
9 275
-
other
-
-
-
-
income
5 266
-
56 722
-
total
10 462
-
86 138
-
Employer
31 411
-
175 296
-
unemployment
997
-
3 945
-
health
1 428
-
5 664
-
pensions
4 188
-
16 594
-
other
-
-
-
-
total
6 613
-
26 203
-
Corporate
163 476
201 500
-
-
income
42 504
52 389
-
-
total
42 504
52 389
-
-
Dividends
120 972
149 111
-
-
withholding
18 146
22 366
-
-
total
18 146
22 366
-
-
Income
201 500
201 500
201 500
201 500
Total tax
77 725
74 755
112 341
106 637
After tax
123 775
126 745
89 159
94 863
Living cost
20 950
20 950
20 950
20 950
Free-cash
102 825
105 795
68 209
73 913

Estimated living cost  is ₽20950 per week

₽12649
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1821
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5995
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽62962
₽80785
₽70827
₽78717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
municipal
-
-
-
1 239
social contributions
-
-
-
46 683
national
-
-
-
54 482
regional
-
-
-
3 143
total
-
-
-
105 547
Employee
51 740
-
201 500
-
social contributions
17 447
-
61 202
-
national
8 197
-
48 239
-
regional
697
-
2 849
-
municipal
274
-
1 122
-
total
26 615
-
113 412
-
Employer
51 740
-
201 500
-
total
-
-
-
-
Corporate
149 760
201 500
-
-
municipal
7 443
10 015
-
-
nationa
35 942
48 361
-
-
total
43 385
58 376
-
-
Dividends
106 375
143 124
-
-
withholding
27 657
37 213
-
-
total
27 657
37 213
-
-
Income
201 500
201 500
201 500
201 500
Total tax
97 657
95 589
113 412
105 547
After tax
103 843
105 911
88 088
95 953
Living cost
25 126
25 126
25 126
25 126
Free-cash
78 717
80 785
62 962
70 827

Estimated living cost  is ₽25126 per week

₽15626
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2545
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽81429
₽110648
₽90149
₽100628
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
solidarity contribution
-
-
-
2 043
social contributions
-
-
-
32 796
income
-
-
-
21 225
health
-
-
-
27 202
total
-
-
-
83 266
Employee
41 301
-
159 102
-
health
5 576
-
21 479
-
social contributions
2 685
-
7 300
-
solidarity contribution
-
-
1 261
-
income
4 956
-
19 548
-
total
13 217
-
49 588
-
Employer
41 301
-
159 102
-
health
3 717
-
14 319
-
social contributions
10 325
-
28 079
-
total
14 042
-
42 398
-
Corporate
146 156
201 500
-
-
income
27 770
38 285
-
-
total
27 770
38 285
-
-
Dividends
118 387
163 215
-
-
withholding
17 758
24 482
-
-
total
17 758
24 482
-
-
Income
201 500
201 500
201 500
201 500
Total tax
72 787
62 767
91 986
83 266
After tax
128 713
138 733
109 514
118 234
Living cost
28 085
28 085
28 085
28 085
Free-cash
100 628
110 648
81 429
90 149

Estimated living cost  is ₽28085 per week

₽20886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5157
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽23205
₽81476
₽73789
₽81016
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
surtax
-
-
-
-
chamber of commerce
-
-
-
805
unemployment
-
-
-
5 721
income
-
-
-
62 934
pensions
-
-
-
20 159
health
-
-
-
8 335
total
-
-
-
97 954
Employee
40 772
37 171
165 979
-
health
1 577
1 439
4 216
-
pensions
4 176
3 806
11 158
-
unemployment
1 223
1 115
3 269
-
other
407
372
1 090
-
income
3 632
2 742
52 674
-
total
11 015
9 474
72 407
-
Employer
40 772
37 171
165 979
-
unemployment
1 223
1 115
3 269
-
payroll
1 223
1 115
4 979
-
accident
529
483
1 416
-
health
1 542
1 405
4 119
-
pensions
5 117
4 666
13 675
-
other
1 936
1 765
7 399
-
surtax
-
-
-
-
chamber of commerce
163
149
664
-
total
11 733
10 698
35 521
-
Corporate
148 994
153 631
162 439
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

37 249
38 408
40 610
-
total
37 249
38 408
40 610
-
Dividends
111 746
115 223
-
-
withholding
30 730
31 687
-
-
total
30 730
31 687
-
-
Income
201 500
201 500
201 500
201 500
Total tax
90 727
90 267
148 538
97 954
After tax
110 773
111 233
52 962
103 546
Living cost
29 757
29 757
29 757
29 757
Free-cash
81 016
81 476
23 205
73 789

Estimated living cost  is ₽29757 per week

₽17851
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8337
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽149428
₽179653
₽187713
₽177446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
201 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 015
total
-
-
-
2 015
Employee
14 715
-
201 500
-
income
2 943
-
40 300
-
total
2 943
-
40 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

186 785
201 500
-
-
total
-
-
-
-
Dividends
186 785
201 500
-
-
withholding
9 339
10 075
-
-
total
9 339
10 075
-
-
Income
201 500
201 500
201 500
201 500
Total tax
12 282
10 075
40 300
2 015
After tax
189 218
191 425
161 200
199 485
Living cost
11 772
11 772
11 772
11 772
Free-cash
177 446
179 653
149 428
187 713

Estimated living cost  is ₽11772 per week

₽7966
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2917
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽65036
₽113715
₽69410
₽105913
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
201 500
unemployment
-
-
-
303
income
-
-
-
50 142
pensions
-
-
-
36 799
health
-
-
-
19 828
total
-
-
-
107 072
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 246
-
174 353
-
health
2 664
-
11 264
-
pensions
6 393
-
27 025
-
unemployment
58
-
244
-
income
7 113
-
45 767
-
total
16 228
-
84 300
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 246
-
174 353
-
unemployment
25
-
104
-
health
2 747
-
11 613
-
pensions
3 650
-
15 429
-
total
6 422
-
27 146
-
Corporate
153 833
201 500
-
-
income
29 229
38 286
-
-
total
29 229
38 286
-
-
Dividends
124 604
163 214
-
-
withholding
18 690
24 481
-
-
total
18 690
24 481
-
-
Income
201 500
201 500
201 500
201 500
Total tax
70 569
62 767
111 446
107 072
After tax
130 931
138 733
90 054
94 428
Living cost
25 018
25 018
25 018
25 018
Free-cash
105 913
113 715
65 036
69 410

Estimated living cost  is ₽25018 per week

₽17169
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5761
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽149293
₽82584
₽99244
₽38478
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
social contributions
-
-
-
22 971
income
-
-
-
39 276
total
-
-
-
62 247
Employee
57 367
-
-
-
social contributions
4 704
-
670
-
income
12 654
-
-
-
total
17 358
-
670
-
Employer
57 367
-
-
-
social contributions
80 888
-
11 528
-
total
80 888
-
11 528
-
Corporate
63 245
201 500
-
-
income
13 914
44 330
-
-
total
13 914
44 330
-
-
Dividends
49 331
157 170
-
-
income
10 853
34 577
-
-
total
10 853
34 577
-
-
Income
201 500
201 500
201 500
201 500
Total tax
123 013
78 907
12 198
62 247
After tax
78 487
122 593
189 302
139 253
Living cost
40 009
40 009
40 009
40 009
Free-cash
38 478
82 584
149 293
99 244

Estimated living cost  is ₽40009 per week

₽25959
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9777
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽60842
₽85358
₽76269
₽84417
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
201 500
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
70 021
income
-
-
-
25 953
total
-
-
-
95 974
Employee
42 898
-
162 828
-
social contributions
4 719
-
17 911
-
surtax
-
-
83
-
income
8 923
-
54 735
-
total
13 642
-
72 729
-
Employer
42 898
-
162 828
-
social contributions
10 188
-
38 672
-
total
10 188
-
38 672
-
Corporate
148 413
201 500
-
-
surtax
-
-
-
-
income
31 167
42 314
-
-
total
31 167
42 314
-
-
Dividends
117 247
159 186
-
-
withholding
32 829
44 571
-
-
total
32 829
44 571
-
-
Income
201 500
201 500
201 500
201 500
Total tax
87 826
86 885
111 401
95 974
After tax
113 674
114 615
90 099
105 526
Living cost
29 257
29 257
29 257
29 257
Free-cash
84 417
85 358
60 842
76 269

Estimated living cost  is ₽29257 per week

₽21890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1726
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5153
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽60560
₽56507
₽65937
₽62916
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
surtax
-
-
-
-
other
-
-
-
6 246
social contributions
-
-
-
5 740
income
-
-
-
36 460
pensions
-
-
-
32 385
health
-
-
-
9 682
total
-
-
-
90 513
Employee
58 419
-
154 061
-
social contributions
1 664
-
4 390
-
pensions
6 608
-
11 495
-
surtax
-
-
-
-
income
5 097
-
32 566
-
total
13 369
-
48 451
-
Employer
58 419
-
154 061
-
unemployment
2 367
-
6 239
-
health
4 089
-
15 181
-
pensions
9 599
-
19 214
-
other
2 016
-
6 343
-
social contributions
175
-
462
-
total
18 246
-
47 439
-
Corporate
124 836
201 500
-
-
surtax
-
-
-
-
income
34 955
56 420
-
-
total
34 955
56 420
-
-
Dividends
89 881
145 080
-
-
withholding
11 505
18 569
-
-
surtax
-
-
-
-
social contributions
15 459
24 954
-
-
total
26 964
43 523
-
-
Income
201 500
201 500
201 500
201 500
Total tax
93 534
99 943
95 890
90 513
After tax
107 966
101 557
105 610
110 987
Living cost
45 050
45 050
45 050
45 050
Free-cash
62 916
56 507
60 560
65 937

Estimated living cost  is ₽45050 per week

₽30489
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3685
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽618
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽124431
₽153312
₽119080
₽150179
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
income
-
-
-
10 052
social contributions
-
-
-
44 330
total
-
-
-
54 382
Employee
29 986
-
174 459
-
social contributions
1 949
-
11 341
-
income
-
-
10 649
-
total
1 949
-
21 990
-
Employer
29 986
-
174 459
-
social contributions
4 648
-
27 041
-
total
4 648
-
27 041
-
Corporate
166 866
201 500
-
-
income
16 686
20 150
-
-
total
16 686
20 150
-
-
Dividends
150 179
181 350
-
-
total
-
-
-
-
Income
201 500
201 500
201 500
201 500
Total tax
23 283
20 150
49 031
54 382
After tax
178 217
181 350
152 469
147 118
Living cost
28 038
28 038
28 038
28 038
Free-cash
150 179
153 312
124 431
119 080

Estimated living cost  is ₽28038 per week

₽18129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2113
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7268
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽1726
-₽1726
₽71770
-₽1726
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
municipal
-
-
-
43 078
labour market
-
-
-
16 055
national
-
-
-
24 867
pensions
-
-
-
809
total
-
-
-
84 809
Employee
189 602
189 602
189 602
-
pensions
270
270
270
-
national
23 163
23 163
23 163
-
labour market
15 147
15 147
15 147
-
municipal
40 375
40 375
40 375
-
total
78 955
78 955
78 955
-
Employer
189 602
189 602
189 602
-
pensions
539
539
539
-
national
23 204
23 204
23 204
-
labour market
15 168
15 168
15 168
-
municipal
40 439
40 439
40 439
-
total
79 350
79 350
79 350
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
201 500
201 500
201 500
201 500
Total tax
158 305
158 305
158 305
84 809
After tax
43 195
43 195
43 195
116 691
Living cost
44 921
44 921
44 921
44 921
Free-cash
-1 726
-1 726
-1 726
71 770

Estimated living cost  is ₽44921 per week

₽30745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3974
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽691
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽90149
-₽4200
₽117099
₽13173
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
other
-
-
-
351
income
-
-
-
57 285
pensions
-
-
-
3 939
accident
-
-
-
239
health
-
-
-
2 065
total
-
-
-
63 879
Employee
32 282
-
183 509
-
health
3 697
-
21 012
-
pensions
3 635
-
7 223
-
income
4 429
-
44 603
-
total
11 761
-
72 838
-
Employer
32 282
-
183 509
-
unemployment
791
-
4 496
-
accident
539
-
3 064
-
pensions
5 249
-
10 431
-
total
6 579
-
17 991
-
Corporate
162 638
201 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

146 375
181 350
-
-
total
146 375
181 350
-
-
Dividends
16 264
20 150
-
-
withholding
3 090
3 828
-
-
total
3 090
3 828
-
-
Income
201 500
201 500
201 500
201 500
Total tax
167 805
185 178
90 829
63 879
After tax
33 695
16 322
110 671
137 621
Living cost
20 522
20 522
20 522
20 522
Free-cash
13 173
-4 200
90 149
117 099

Estimated living cost  is ₽20522 per week

₽14938
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1170
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽385
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽65670
₽88141
₽88750
₽91022
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
201 500
municipal
-
-
-
35 781
national
-
-
-
38 446
health
-
-
-
2 713
total
-
-
-
76 940
Employee
49 073
-
169 514
-
health
366
-
2 221
-
pensions
3 312
-
11 441
-
unemployment
736
-
2 544
-
national
811
-
24 232
-
municipal
8 038
-
27 595
-
total
13 263
-
68 033
-
Employer
49 073
-
169 514
-
unemployment
319
-
1 101
-
accident
50
-
170
-
health
377
-
1 305
-
pensions
8 514
-
29 411
-
total
9 260
-
31 987
-
Corporate
143 168
201 500
-
-
income
28 634
40 300
-
-
total
28 634
40 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

85 901
120 900
-
-
national
8 048
15 486
-
-
municipal
15 463
21 763
-
-
total
23 511
37 249
-
-
Income
201 500
201 500
201 500
201 500
Total tax
74 668
77 549
100 020
76 940
After tax
126 832
123 951
101 480
124 560
Living cost
35 810
35 810
35 810
35 810
Free-cash
91 022
88 141
65 670
88 750

Estimated living cost  is ₽35810 per week

₽23391
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3444
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽570
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8406
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽112595
₽125278
₽114268
₽120203
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
social contributions
-
-
-
15 091
income
-
-
-
45 408
health
-
-
-
5 138
total
-
-
-
65 637
Employee
71 723
71 723
189 958
-
health
556
1 220
3 229
-
social contributions
2 712
5 953
8 029
-
income
7 809
6 639
44 509
-
total
11 077
13 812
55 767
-
Employer
71 723
71 723
189 958
-
health
604
1 328
3 514
-
social contributions
2 712
5 953
8 029
-
total
3 316
7 281
11 543
-
Corporate
165 513
122 497
-
-
income
20 690
15 313
-
-
total
20 690
15 313
-
-
Dividends
144 823
107 185
-
-
withholding
24 619
18 221
-
-
total
24 619
18 221
-
-
Income
201 500
201 500
201 500
201 500
Total tax
59 702
54 627
67 310
65 637
After tax
141 798
146 873
134 190
135 863
Living cost
21 595
21 595
21 595
21 595
Free-cash
120 203
125 278
112 595
114 268

Estimated living cost  is ₽21595 per week

₽12942
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2119
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6057
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽137836
₽152053
₽156547
₽147308
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
201 500
unemployment
-
-
-
27
income
-
-
-
20 809
pensions
-
-
-
5 933
health
-
-
-
3 375
total
-
-
-
30 144
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 409
-
192 384
-
health
1 820
-
7 523
-
pensions
3 211
-
13 275
-
unemployment
106
-
443
-
income
1 464
-
18 497
-
total
6 601
-
39 738
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 409
-
192 384
-
unemployment
106
-
443
-
health
920
-
3 806
-
pensions
1 177
-
4 868
-
total
2 203
-
9 117
-
Corporate
177 887
201 500
-
-
income
16 010
18 136
-
-
total
16 010
18 136
-
-
Dividends
161 877
183 364
-
-
withholding
14 569
16 502
-
-
total
14 569
16 502
-
-
Income
201 500
201 500
201 500
201 500
Total tax
39 383
34 638
48 855
30 144
After tax
162 117
166 862
152 645
171 356
Living cost
14 809
14 809
14 809
14 809
Free-cash
147 308
152 053
137 836
156 547

Estimated living cost  is ₽14809 per week

₽9448
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1067
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3852
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽83102
₽108215
₽87016
₽104096
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
other
-
-
-
87
unemployment
-
-
-
605
income
-
-
-
62 899
pensions
-
-
-
24 465
accident
-
-
-
779
total
-
-
-
88 835
Employee
34 489
-
173 939
-
pensions
1 621
-
4 064
-
unemployment
535
-
1 340
-
other
34
-
87
-
income
6 649
-
59 697
-
total
8 839
-
65 188
-
Employer
34 489
-
173 939
-
unemployment
1 897
-
4 754
-
accident
683
-
1 712
-
pensions
8 139
-
20 403
-
other
276
-
692
-
total
10 995
-
27 561
-
Corporate
156 016
201 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

23 402
30 225
-
-
total
23 402
30 225
-
-
Dividends
132 614
171 275
-
-
withholding
28 519
37 411
-
-
total
28 519
37 411
-
-
Income
201 500
201 500
201 500
201 500
Total tax
71 755
67 636
92 749
88 835
After tax
129 745
133 864
108 751
112 665
Living cost
25 649
25 649
25 649
25 649
Free-cash
104 096
108 215
83 102
87 016

Estimated living cost  is ₽25649 per week

₽17313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5422
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽127826
₽123837
₽127961
₽123525
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
income
-
-
-
69 251
pensions
-
-
-
1 385
health
-
-
-
1 004
total
-
-
-
71 640
Employee
2 893
-
199 941
-
health
145
-
346
-
pensions
260
-
623
-
unemployment
29
-
69
-
income
560
-
69 178
-
total
994
-
70 216
-
Employer
2 893
-
199 941
-
unemployment
58
-
139
-
health
275
-
658
-
pensions
318
-
762
-
total
651
-
1 559
-
Corporate
197 956
201 500
-
-
income
43 550
44 330
-
-
total
43 550
44 330
-
-
Dividends
154 406
157 170
-
-
withholding
30 881
31 434
-
-
total
30 881
31 434
-
-
Income
201 500
201 500
201 500
201 500
Total tax
76 076
75 764
71 775
71 640
After tax
125 424
125 736
129 725
129 860
Living cost
1 899
1 899
1 899
1 899
Free-cash
123 525
123 837
127 826
127 961

Estimated living cost  is ₽1899 per week

₽1129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽43
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽112828
₽129451
₽112829
₽124862
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
201 500
unemployment
-
-
-
1 034
income
-
-
-
46 478
pensions
-
-
-
17 925
health
-
-
-
7 101
total
-
-
-
72 538
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 328
-
189 159
-
health
1 253
-
3 551
-
pensions
3 406
-
9 652
-
unemployment
182
-
517
-
income
3 353
-
46 478
-
total
8 194
-
60 198
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 328
-
189 159
-
unemployment
182
-
517
-
health
1 253
-
3 551
-
pensions
2 919
-
8 273
-
total
4 354
-
12 341
-
Corporate
172 817
201 500
-
-
income
25 923
30 225
-
-
total
25 923
30 225
-
-
Dividends
146 895
171 275
-
-
withholding
22 034
25 691
-
-
total
22 034
25 691
-
-
Income
201 500
201 500
201 500
201 500
Total tax
60 505
55 916
72 539
72 538
After tax
140 995
145 584
128 961
128 962
Living cost
16 133
16 133
16 133
16 133
Free-cash
124 862
129 451
112 828
112 829

Estimated living cost  is ₽16133 per week

₽10863
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1248
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽64953
₽89469
₽80380
₽89130
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
201 500
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
70 021
income
-
-
-
25 953
total
-
-
-
95 974
Employee
36 201
-
162 828
-
social contributions
3 983
-
17 911
-
surtax
-
-
83
-
income
7 074
-
54 735
-
total
11 057
-
72 729
-
Employer
36 201
-
162 828
-
social contributions
8 597
-
38 672
-
total
8 597
-
38 672
-
Corporate
156 702
201 500
-
-
surtax
-
-
-
-
income
32 907
42 314
-
-
total
32 907
42 314
-
-
Dividends
123 795
159 186
-
-
withholding
34 663
44 571
-
-
total
34 663
44 571
-
-
Income
201 500
201 500
201 500
201 500
Total tax
87 224
86 885
111 401
95 974
After tax
114 276
114 615
90 099
105 526
Living cost
25 146
25 146
25 146
25 146
Free-cash
89 130
89 469
64 953
80 380

Estimated living cost  is ₽25146 per week

₽17810
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1747
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽75971
₽101084
₽79885
₽94982
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
other
-
-
-
87
unemployment
-
-
-
605
income
-
-
-
62 899
pensions
-
-
-
24 465
accident
-
-
-
779
total
-
-
-
88 835
Employee
45 047
-
173 939
-
pensions
2 117
-
4 064
-
unemployment
697
-
1 340
-
other
44
-
87
-
income
9 409
-
59 697
-
total
12 267
-
65 188
-
Employer
45 047
-
173 939
-
unemployment
2 478
-
4 754
-
accident
892
-
1 712
-
pensions
10 631
-
20 403
-
other
361
-
692
-
total
14 362
-
27 561
-
Corporate
142 091
201 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

21 313
30 225
-
-
total
21 313
30 225
-
-
Dividends
120 778
171 275
-
-
withholding
25 796
37 411
-
-
total
25 796
37 411
-
-
Income
201 500
201 500
201 500
201 500
Total tax
73 738
67 636
92 749
88 835
After tax
127 762
133 864
108 751
112 665
Living cost
32 780
32 780
32 780
32 780
Free-cash
94 982
101 084
75 971
79 885

Estimated living cost  is ₽32780 per week

₽23541
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2549
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6229
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽154822
₽156230
₽146521
₽150543
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
unemployment
-
-
-
130
income
-
-
-
30 225
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 824
health
-
-
-
3 748
total
-
-
-
38 927
Employee
21 255
-
195 105
-
health
978
-
1 499
-
accident

We are using the highest rate at 1.1%.

234
-
359
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 866
-
2 862
-
income
2 126
-
19 510
-
total
5 204
-
24 230
-
Employer
21 255
-
195 105
-
unemployment
128
-
196
-
accident

We are using the highest rate at 1.1%.

234
-
359
-
health
1 467
-
2 249
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 342
-
3 592
-
total
4 171
-
6 396
-
Corporate
176 075
201 500
-
-
income
17 607
20 150
-
-
total
17 607
20 150
-
-
Dividends
158 467
181 350
-
-
withholding
7 923
9 068
-
-
total
7 923
9 068
-
-
Income
201 500
201 500
201 500
201 500
Total tax
34 905
29 218
30 626
38 927
After tax
166 595
172 282
170 874
162 573
Living cost
16 052
16 052
16 052
16 052
Free-cash
150 543
156 230
154 822
146 521

Estimated living cost  is ₽16052 per week

₽10617
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽919
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4134
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽89053
₽67631
₽66361
₽79832
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
201 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 653
trade
-
-
-
22 692
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
66 412
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 372
total
-
-
-
99 129
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 409
-
201 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 372
-
6 372
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

211
-
3 653
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 816
-
66 412
-
total
10 399
-
76 437
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
155 091
201 500
-
-
chamber of commerce
368
437
-
-
trade
22 256
28 915
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 280
1 662
-
-
income
23 264
30 225
-
-
total
47 168
61 239
-
-
Dividends
107 923
140 260
-
-
withholding
26 627
34 710
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 464
1 910
-
-
total
28 091
36 620
-
-
Income
201 500
201 500
201 500
201 500
Total tax
85 658
97 859
76 437
99 129
After tax
115 842
103 641
125 063
102 371
Living cost
36 010
36 010
36 010
36 010
Free-cash
79 832
67 631
89 053
66 361

Estimated living cost  is ₽36010 per week

₽24841
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3875
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽48705
₽87917
₽48705
₽89978
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
income
-
-
-
65 183
social contributions
-
-
-
34 480
total
-
-
-
99 663
Employee
72 960
-
201 500
-
social contributions
6 061
-
34 480
-
income
13 767
-
65 183
-
total
19 828
-
99 663
-
Employer
72 960
-
201 500
-
total
-
-
-
-
Corporate
128 540
201 500
-
-
income
16 067
25 188
-
-
total
16 067
25 188
-
-
Dividends
112 473
176 312
-
-
withholding
22 495
35 263
-
-
total
22 495
35 263
-
-
Income
201 500
201 500
201 500
201 500
Total tax
58 390
60 451
99 663
99 663
After tax
143 110
141 049
101 837
101 837
Living cost
53 132
53 132
53 132
53 132
Free-cash
89 978
87 917
48 705
48 705

Estimated living cost  is ₽53132 per week

₽40422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7873
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽107141
₽92189
₽131735
₽95449
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
201 500
income
-
-
-
30 225
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 682
total
-
-
-
35 907
Employee
42 788
-
197 209
-
social contributions
4 287
-
4 291
-
income
4 643
-
51 919
-
total
8 930
-
56 210
-
Employer
42 788
-
197 209
-
social contributions
4 287
-
4 291
-
total
4 287
-
4 291
-
Corporate
154 425
201 500
-
-
income
54 048
70 525
-
-
total
54 048
70 525
-
-
Dividends
100 377
130 975
-
-
social contributions
4 928
4 928
-
-
total
4 928
4 928
-
-
Income
201 500
201 500
201 500
201 500
Total tax
72 193
75 453
60 501
35 907
After tax
129 307
126 047
140 999
165 593
Living cost
33 858
33 858
33 858
33 858
Free-cash
95 449
92 189
107 141
131 735

Estimated living cost  is ₽33858 per week

₽22302
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8367
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽77989
₽93126
₽96026
₽98689
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
income
-
-
-
61 421
pensions
-
-
-
9 171
total
-
-
-
70 592
Employee
47 881
-
175 687
-
health
625
-
2 408
-
pensions
3 654
-
11 016
-
income
8 719
-
49 394
-
total
12 998
-
62 818
-
Employer
47 881
-
175 687
-
health
910
-
3 338
-
pensions
4 837
-
22 473
-
total
5 747
-
25 811
-
Corporate
147 872
201 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

28 096
38 284
-
-
total
28 096
38 284
-
-
Dividends
119 776
163 216
-
-
withholding
21 088
35 208
-
-
total
21 088
35 208
-
-
Income
201 500
201 500
201 500
201 500
Total tax
67 929
73 492
88 629
70 592
After tax
133 571
128 008
112 871
130 908
Living cost
34 882
34 882
34 882
34 882
Free-cash
98 689
93 126
77 989
96 026

Estimated living cost  is ₽34882 per week

₽23929
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7307
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽88117
-₽6232
₽115067
₽12863
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
other
-
-
-
351
income
-
-
-
57 285
pensions
-
-
-
3 939
accident
-
-
-
239
health
-
-
-
2 065
total
-
-
-
63 879
Employee
35 478
-
183 509
-
health
4 062
-
21 012
-
pensions
3 995
-
7 223
-
income
4 867
-
44 603
-
total
12 924
-
72 838
-
Employer
35 478
-
183 509
-
unemployment
869
-
4 496
-
accident
592
-
3 064
-
pensions
5 768
-
10 431
-
total
7 229
-
17 991
-
Corporate
158 792
201 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

142 913
181 350
-
-
total
142 913
181 350
-
-
Dividends
15 879
20 150
-
-
withholding
3 017
3 828
-
-
total
3 017
3 828
-
-
Income
201 500
201 500
201 500
201 500
Total tax
166 083
185 178
90 829
63 879
After tax
35 417
16 322
110 671
137 621
Living cost
22 554
22 554
22 554
22 554
Free-cash
12 863
-6 232
88 117
115 067

Estimated living cost  is ₽22554 per week

₽16552
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1314
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4233
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽134586
₽141541
₽114062
₽138716
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
201 500
unemployment
-
-
-
1 791
health insurance
-
-
-
11 046
income
-
-
-
33 783
pensions
-
-
-
27 465
work injury
-
-
-
746
total
-
-
-
74 831
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 172
-
201 500
-
pensions
3 712
-
13 732
-
unemployment
242
-
896
-
work injury
101
-
373
-
health insurance
1 493
-
5 523
-
income
2 017
-
33 783
-
total
7 565
-
54 307
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
181 328
201 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

18 133
20 150
-
-
total
18 133
20 150
-
-
Dividends
163 196
181 350
-
-
withholding
24 479
27 202
-
-
total
24 479
27 202
-
-
Income
201 500
201 500
201 500
201 500
Total tax
50 177
47 352
54 307
74 831
After tax
151 323
154 148
147 193
126 669
Living cost
12 607
12 607
12 607
12 607
Free-cash
138 716
141 541
134 586
114 062

Estimated living cost  is ₽12607 per week

₽7810
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽916
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽393
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3487
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽49279
₽68978
₽56940
₽64736
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 500
municipal
-
-
-
1 393
social contributions
-
-
-
46 683
national
-
-
-
54 482
regional
-
-
-
4 844
total
-
-
-
107 402
Employee
78 598
-
201 500
-
social contributions
26 503
-
61 202
-
national
13 282
-
48 239
-
regional
1 187
-
4 360
-
municipal
469
-
1 262
-
total
41 441
-
115 063
-
Employer
78 598
-
201 500
-
total
-
-
-
-
Corporate
122 902
201 500
-
-
municipal
5 924
9 712
-
-
nationa
29 496
48 361
-
-
total
35 420
58 073
-
-
Dividends
87 482
143 427
-
-
withholding
22 745
37 291
-
-
total
22 745
37 291
-
-
Income
201 500
201 500
201 500
201 500
Total tax
99 606
95 364
115 063
107 402
After tax
101 894
106 136
86 437
94 098
Living cost
37 158
37 158
37 158
37 158
Free-cash
64 736
68 978
49 279
56 940

Estimated living cost  is ₽37158 per week

₽26101
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽561
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7939
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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