Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 201000
per

Your estimated
City
free-cash

Valencia , Spain
₽108210
₽87255
₽90545
₽111668
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 000
unemployment
-
-
-
509
income
-
-
-
67 112
other
-
-
-
73
accident
-
-
-
654
pensions
-
-
-
20 556
total
-
-
-
88 904
Employee
28 978
-
177 842
-
unemployment
449
-
1 126
-
pensions
1 362
-
3 415
-
income
5 587
-
64 422
-
other
28
-
73
-
total
7 426
-
69 036
-
Employer
28 978
-
177 842
-
pensions
6 838
-
17 143
-
accident
574
-
1 438
-
unemployment
1 594
-
3 995
-
other
232
-
582
-
total
9 238
-
23 158
-
Corporate
162 783
201 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

24 417
30 151
-
-
total
24 417
30 151
-
-
Dividends
138 366
170 849
-
-
withholding
30 158
37 630
-
-
total
30 158
37 630
-
-
Income
201 000
201 000
201 000
201 000
Total tax
71 239
67 781
92 194
88 904
After tax
129 761
133 219
108 806
112 096
Living cost
21 551
21 551
21 551
21 551
Free-cash
108 210
111 668
87 255
90 545

Estimated living cost  is ₽21551 per week

₽14547
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2072
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4555
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽121499
₽101949
₽103554
₽126790
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
28 602
income
-
-
-
37 057
other
-
-
-
5 660
health
-
-
-
5 244
total
-
-
-
76 563
Employee
28 456
-
170 558
-
health
399
-
1 669
-
unemployment
284
-
1 191
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 991
-
8 342
-
income
4 899
-
36 523
-
total
7 573
-
47 725
-
Employer
28 456
-
170 558
-
health
399
-
1 669
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 838
-
20 261
-
accident
228
-
1 364
-
unemployment
284
-
1 191
-
other
1 423
-
5 958
-
total
7 172
-
30 443
-
Corporate
165 373
201 000
-
-
income
34 728
42 211
-
-
total
34 728
42 211
-
-
Dividends
130 645
158 789
-
-
withholding
9 145
11 116
-
-
total
9 145
11 116
-
-
Income
201 000
201 000
201 000
201 000
Total tax
58 618
53 327
78 168
76 563
After tax
142 382
147 673
122 832
124 437
Living cost
20 883
20 883
20 883
20 883
Free-cash
121 499
126 790
101 949
103 554

Estimated living cost  is ₽20883 per week

₽14755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1410
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽336
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4381
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽157944
₽161835
₽153273
₽161584
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 050
unemployment
-
-
-
109
income
-
-
-
30 150
health
-
-
-
3 147
total
-
-
-
37 456
Employee
13 600
-
195 632
-
health
626
-
1 259
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 194
-
2 403
-
income
1 360
-
19 563
-
total
3 330
-
23 526
-
Employer
13 600
-
195 632
-
health
939
-
1 888
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 499
-
3 015
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
unemployment
81
-
164
-
total
2 669
-
5 368
-
Corporate
184 732
201 000
-
-
income
18 473
20 100
-
-
total
18 473
20 100
-
-
Dividends
166 259
180 900
-
-
withholding
8 313
9 045
-
-
total
8 313
9 045
-
-
Income
201 000
201 000
201 000
201 000
Total tax
32 785
29 145
28 894
37 456
After tax
168 215
171 855
172 106
163 544
Living cost
10 270
10 270
10 270
10 270
Free-cash
157 944
161 584
161 835
153 273

Estimated living cost  is ₽10270 per week

₽5996
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽733
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽272
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽79121
₽73579
₽81037
₽74490
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 000
income
-
-
-
40 888
other
-
-
-
6 231
health
-
-
-
10 464
social contributions
-
-
-
5 727
pensions
-
-
-
29 840
surtax
-
-
-
-
total
-
-
-
93 150
Employee
33 541
-
152 237
-
pensions
3 792
-
11 965
-
income
1 980
-
35 540
-
social contributions
956
-
4 338
-
surtax
-
-
-
-
total
6 728
-
51 843
-
Employer
33 541
-
152 237
-
health
2 348
-
15 718
-
social contributions
101
-
457
-
pensions
5 510
-
19 897
-
unemployment
1 358
-
6 166
-
other
1 157
-
6 527
-
total
10 474
-
48 765
-
Corporate
156 984
201 000
-
-
income
43 955
56 280
-
-
surtax
-
-
-
-
total
43 955
56 280
-
-
Dividends
113 029
144 720
-
-
social contributions
19 441
24 892
-
-
surtax
-
-
-
-
withholding
14 468
18 525
-
-
total
33 909
43 417
-
-
Income
201 000
201 000
201 000
201 000
Total tax
95 066
99 697
100 608
93 150
After tax
105 934
101 303
100 392
107 850
Living cost
26 813
26 813
26 813
26 813
Free-cash
79 121
74 490
73 579
81 037

Estimated living cost  is ₽26813 per week

₽16907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2180
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7271
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽62818
₽95674
₽73757
₽67622
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 000
pensions
-
-
-
9 182
income
-
-
-
75 566
health
-
-
-
9 664
total
-
-
-
94 412
Employee
66 925
66 925
186 436
-
health
10 272
8 737
9 664
-
pensions
12 047
9 182
9 182
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

10 955
10 955
39 084
-
total
33 274
28 874
57 930
-
Employer
66 925
66 925
186 436
-
health
4 652
4 652
5 781
-
pensions
4 658
4 658
5 790
-
unemployment
2 409
2 409
2 994
-
total
11 719
11 719
14 565
-
Corporate
123 176
122 355
-
-
income
24 636
24 471
-
-
total
24 636
24 471
-
-
Dividends
98 540
97 884
-
-
income
20 940
20 800
-
-
withholding
14 782
14 683
-
-
total
35 722
35 483
-
-
Income
201 000
201 000
201 000
201 000
Total tax
105 351
100 547
72 495
94 412
After tax
95 649
100 453
128 505
106 588
Living cost
32 831
32 831
32 831
32 831
Free-cash
62 818
67 622
95 674
73 757

Estimated living cost  is ₽32831 per week

₽23266
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽86205
₽98995
₽73077
₽77536
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
201 000
trade
-
-
-
25 918
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 112
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 354
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 801
total
-
-
-
104 185
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

29 975
-
201 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 354
-
5 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

837
-
69 112
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
3 801
-
total
6 237
-
78 267
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
171 025
201 000
-
-
income
25 653
30 151
-
-
trade
26 937
31 657
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 411
1 658
-
-
chamber of commerce
364
408
-
-
total
54 365
63 874
-
-
Dividends
116 659
137 126
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 588
1 869
-
-
withholding
28 867
33 983
-
-
total
30 455
35 852
-
-
Income
201 000
201 000
201 000
201 000
Total tax
91 057
99 726
78 267
104 185
After tax
109 943
101 274
122 733
96 815
Living cost
23 738
23 738
23 738
23 738
Free-cash
86 205
77 536
98 995
73 077

Estimated living cost  is ₽23738 per week

₽14932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽124018
₽114490
₽116086
₽128280
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 000
income
-
-
-
48 964
health
-
-
-
5 125
social contributions
-
-
-
12 680
total
-
-
-
66 769
Employee
60 263
60 263
190 726
-
health
467
1 025
3 242
-
income
6 562
5 579
48 103
-
social contributions
2 278
5 002
6 746
-
total
9 307
11 606
58 091
-
Employer
60 263
60 263
190 726
-
health
507
1 115
3 528
-
social contributions
2 278
5 002
6 746
-
total
2 785
6 117
10 274
-
Corporate
170 762
134 620
-
-
income
21 345
16 828
-
-
total
21 345
16 828
-
-
Dividends
149 418
117 792
-
-
withholding
25 400
20 024
-
-
total
25 400
20 024
-
-
Income
201 000
201 000
201 000
201 000
Total tax
58 837
54 575
68 365
66 769
After tax
142 163
146 425
132 635
134 231
Living cost
18 145
18 145
18 145
18 145
Free-cash
124 018
128 280
114 490
116 086

Estimated living cost  is ₽18145 per week

₽10875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1780
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5089
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽88960
₽62404
₽79023
₽89746
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
201 000
income
-
-
-
27 547
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
69 848
surtax
-
-
-
-
total
-
-
-
97 395
Employee
36 044
-
162 424
-
income
7 497
-
56 932
-
social contributions
3 965
-
17 866
-
surtax
-
-
640
-
total
11 462
-
75 438
-
Employer
36 044
-
162 424
-
social contributions
8 560
-
38 576
-
total
8 560
-
38 576
-
Corporate
156 395
201 000
-
-
income
32 842
42 211
-
-
surtax
-
-
-
-
total
32 842
42 211
-
-
Dividends
123 553
158 789
-
-
withholding
34 594
44 461
-
-
total
34 594
44 461
-
-
Income
201 000
201 000
201 000
201 000
Total tax
87 458
86 672
114 014
97 395
After tax
113 542
114 328
86 986
103 605
Living cost
24 582
24 582
24 582
24 582
Free-cash
88 960
89 746
62 404
79 023

Estimated living cost  is ₽24582 per week

₽18393
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1450
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽183738
₽154726
₽192916
₽184876
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
201 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 010
total
-
-
-
2 010
Employee
7 592
-
201 000
-
income
1 518
-
40 200
-
total
1 518
-
40 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

193 408
201 000
-
-
total
-
-
-
-
Dividends
193 408
201 000
-
-
withholding
9 670
10 050
-
-
total
9 670
10 050
-
-
Income
201 000
201 000
201 000
201 000
Total tax
11 188
10 050
40 200
2 010
After tax
189 812
190 950
160 800
198 990
Living cost
6 074
6 074
6 074
6 074
Free-cash
183 738
184 876
154 726
192 916

Estimated living cost  is ₽6074 per week

₽3764
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽167
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1638
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽110812
₽65328
₽69689
₽117366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
201 000
pensions
-
-
-
36 708
unemployment
-
-
-
302
income
-
-
-
53 501
health
-
-
-
19 779
total
-
-
-
110 290
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 656
-
173 919
-
health
2 238
-
11 235
-
unemployment
49
-
244
-
pensions
5 372
-
26 958
-
income
5 976
-
49 136
-
total
13 635
-
87 573
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 656
-
173 919
-
health
2 308
-
11 583
-
pensions
3 067
-
15 391
-
unemployment
21
-
104
-
total
5 396
-
27 078
-
Corporate
160 949
201 000
-
-
income
30 580
38 191
-
-
total
30 580
38 191
-
-
Dividends
130 368
162 809
-
-
withholding
19 556
24 422
-
-
total
19 556
24 422
-
-
Income
201 000
201 000
201 000
201 000
Total tax
69 167
62 613
114 651
110 290
After tax
131 833
138 387
86 349
90 710
Living cost
21 021
21 021
21 021
21 021
Free-cash
110 812
117 366
65 328
69 689

Estimated living cost  is ₽21021 per week

₽14426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4841
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽100800
₽110624
₽137445
₽98061
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
201 000
income
-
-
-
30 151
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 955
total
-
-
-
35 106
Employee
35 952
-
197 395
-
social contributions
3 602
-
3 605
-
income
3 901
-
54 717
-
total
7 503
-
58 322
-
Employer
35 952
-
197 395
-
social contributions
3 602
-
3 605
-
total
3 602
-
3 605
-
Corporate
161 446
201 000
-
-
income
56 506
70 350
-
-
total
56 506
70 350
-
-
Dividends
104 940
130 650
-
-
social contributions
4 140
4 140
-
-
total
4 140
4 140
-
-
Income
201 000
201 000
201 000
201 000
Total tax
71 751
74 490
61 927
35 106
After tax
129 249
126 510
139 073
165 894
Living cost
28 449
28 449
28 449
28 449
Free-cash
100 800
98 061
110 624
137 445

Estimated living cost  is ₽28449 per week

₽18739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2243
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽106416
₽106469
₽112462
₽106008
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 000
income
-
-
-
30 151
health
-
-
-
14 031
social contributions
-
-
-
27 738
total
-
-
-
71 920
Employee
26 572
-
201 000
-
health
1 855
-
14 031
-
income
4 432
-
36 144
-
social contributions
3 668
-
27 738
-
total
9 955
-
77 913
-
Employer
26 572
-
201 000
-
total
-
-
-
-
Corporate
174 428
201 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

8 721
10 051
-
-
total
8 721
10 051
-
-
Dividends
165 707
190 949
-
-
social contributions
22 868
26 351
-
-
withholding
24 856
28 643
-
-
health
11 566
13 329
-
-
total
59 290
68 323
-
-
Income
201 000
201 000
201 000
201 000
Total tax
77 966
78 374
77 913
71 920
After tax
123 034
122 626
123 087
129 080
Living cost
16 618
16 618
16 618
16 618
Free-cash
106 416
106 008
106 469
112 462

Estimated living cost  is ₽16618 per week

₽11121
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1025
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4088
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽108627
₽90599
₽99838
₽116451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 000
income
-
-
-
22 237
health
-
-
-
27 135
social contributions
-
-
-
25 617
solidarity contribution
-
-
-
4 236
total
-
-
-
79 225
Employee
32 261
-
164 282
-
health
4 355
-
22 178
-
solidarity contribution
-
-
3 407
-
income
3 871
-
20 460
-
social contributions
2 097
-
5 702
-
total
10 323
-
51 747
-
Employer
32 261
-
164 282
-
health
2 903
-
14 785
-
social contributions
8 065
-
21 932
-
total
10 968
-
36 717
-
Corporate
157 771
201 000
-
-
income
29 976
38 190
-
-
total
29 976
38 190
-
-
Dividends
127 794
162 810
-
-
withholding
19 169
24 422
-
-
total
19 169
24 422
-
-
Income
201 000
201 000
201 000
201 000
Total tax
70 436
62 612
88 464
79 225
After tax
130 564
138 388
112 536
121 775
Living cost
21 937
21 937
21 937
21 937
Free-cash
108 627
116 451
90 599
99 838

Estimated living cost  is ₽21937 per week

₽16314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1215
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽179711
₽151335
₽189525
₽181485
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
201 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 010
total
-
-
-
2 010
Employee
11 832
-
201 000
-
income
2 366
-
40 200
-
total
2 366
-
40 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

189 168
201 000
-
-
total
-
-
-
-
Dividends
189 168
201 000
-
-
withholding
9 458
10 050
-
-
total
9 458
10 050
-
-
Income
201 000
201 000
201 000
201 000
Total tax
11 824
10 050
40 200
2 010
After tax
189 176
190 950
160 800
198 990
Living cost
9 465
9 465
9 465
9 465
Free-cash
179 711
181 485
151 335
189 525

Estimated living cost  is ₽9465 per week

₽6405
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽317
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽68840
₽62540
₽69998
₽63451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 000
income
-
-
-
40 888
other
-
-
-
6 231
health
-
-
-
10 464
social contributions
-
-
-
5 727
pensions
-
-
-
29 840
surtax
-
-
-
-
total
-
-
-
93 150
Employee
49 085
-
152 237
-
pensions
5 552
-
11 965
-
income
4 283
-
35 540
-
social contributions
1 398
-
4 338
-
surtax
-
-
-
-
total
11 233
-
51 843
-
Employer
49 085
-
152 237
-
health
3 435
-
15 718
-
social contributions
147
-
457
-
pensions
8 065
-
19 897
-
unemployment
1 988
-
6 166
-
other
1 694
-
6 527
-
total
15 329
-
48 765
-
Corporate
136 585
201 000
-
-
income
38 244
56 280
-
-
surtax
-
-
-
-
total
38 244
56 280
-
-
Dividends
98 341
144 720
-
-
social contributions
16 914
24 892
-
-
surtax
-
-
-
-
withholding
12 588
18 525
-
-
total
29 502
43 417
-
-
Income
201 000
201 000
201 000
201 000
Total tax
94 308
99 697
100 608
93 150
After tax
106 692
101 303
100 392
107 850
Living cost
37 852
37 852
37 852
37 852
Free-cash
68 840
63 451
62 540
69 998

Estimated living cost  is ₽37852 per week

₽25618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3096
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8618
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽127865
₽118675
₽118675
₽131710
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
201 000
pensions
-
-
-
15 013
unemployment
-
-
-
866
income
-
-
-
46 986
health
-
-
-
5 948
total
-
-
-
68 813
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 376
-
190 664
-
health
1 049
-
2 974
-
unemployment
153
-
433
-
pensions
2 853
-
8 084
-
income
2 809
-
46 986
-
total
6 864
-
58 477
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 376
-
190 664
-
health
1 049
-
2 974
-
pensions
2 445
-
6 929
-
unemployment
153
-
433
-
total
3 647
-
10 336
-
Corporate
176 977
201 000
-
-
income
26 547
30 150
-
-
total
26 547
30 150
-
-
Dividends
150 431
170 850
-
-
withholding
22 565
25 628
-
-
total
22 565
25 628
-
-
Income
201 000
201 000
201 000
201 000
Total tax
59 623
55 778
68 813
68 813
After tax
141 377
145 222
132 187
132 187
Living cost
13 512
13 512
13 512
13 512
Free-cash
127 865
131 710
118 675
118 675

Estimated living cost  is ₽13512 per week

₽9098
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2978
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽61424
₽97377
₽102521
₽38622
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 000
pensions
-
-
-
18 492
city
-
-
-
2 119
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 020
health
-
-
-
452
regional
-
-
-
12 659
national
-
-
-
7 448
total
-
-
-
45 190
Employee
62 361
-
181 980
-
health
141
-
409
-
unemployment
-
-
-
-
city
669
-
1 983
-
pensions
5 239
-
12 969
-
regional
2 042
-
11 514
-
national
295
-
6 442
-
total
8 386
-
33 317
-
Employer
62 361
-
181 980
-
health
141
-
409
-
pensions
5 239
-
12 969
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 247
-
3 639
-
total
6 627
-
17 017
-
Corporate
131 326
201 000
-
-
regional
27 775
42 512
-
-
national
11 163
17 085
-
-
total
38 938
59 597
-
-
Dividends
92 388
141 403
-
-
withholding
32 336
49 492
-
-
total
32 336
49 492
-
-
Income
201 000
201 000
201 000
201 000
Total tax
86 287
109 089
50 334
45 190
After tax
114 713
91 911
150 666
155 810
Living cost
53 289
53 289
53 289
53 289
Free-cash
61 424
38 622
97 377
102 521

Estimated living cost  is ₽53289 per week

₽34653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽654
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13199
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽94370
₽67385
₽90406
₽91208
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
201 000
municipal
-
-
-
35 682
health
-
-
-
2 768
national
-
-
-
42 055
total
-
-
-
80 505
Employee
41 232
-
169 093
-
health
308
-
2 277
-
unemployment
619
-
2 536
-
pensions
2 783
-
11 414
-
national
681
-
27 877
-
municipal
6 754
-
27 515
-
total
11 145
-
71 619
-
Employer
41 232
-
169 093
-
health
317
-
1 301
-
pensions
7 154
-
29 337
-
accident
42
-
170
-
unemployment
268
-
1 099
-
total
7 781
-
31 907
-
Corporate
151 988
201 000
-
-
income
30 397
40 200
-
-
total
30 397
40 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

91 193
120 600
-
-
municipal
16 415
21 708
-
-
national
10 803
17 795
-
-
total
27 218
39 503
-
-
Income
201 000
201 000
201 000
201 000
Total tax
76 541
79 703
103 526
80 505
After tax
124 459
121 297
97 474
120 495
Living cost
30 089
30 089
30 089
30 089
Free-cash
94 370
91 208
67 385
90 406

Estimated living cost  is ₽30089 per week

₽19654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2894
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7063
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽71953
₽38678
₽58973
₽80348
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
10 888
social contributions
-
-
-
19 539
national
-
-
-
83 025
total
-
-
-
113 452
Employee

The minimum management director salary is set at €45,000 per year.

56 059
-
155 681
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 634
-
7 317
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 924
-
8 120
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

488
-
1 355
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 204
-
11 676
-
national
17 235
-
59 961
-
total
27 485
-
88 429
-
Employer

The minimum management director salary is set at €45,000 per year.

56 059
-
155 681
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 447
-
9 575
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 967
-
13 794
-
surtax
6 356
-
17 653
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

729
-
2 024
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

818
-
2 272
-
total
16 317
-
45 318
-
Corporate
128 623
201 000
-
-
income
25 725
44 905
-
-
surtax
515
898
-
-
total
26 240
45 803
-
-
Dividends
102 384
155 196
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

30 430
46 274
-
-
total
30 430
46 274
-
-
Income
201 000
201 000
201 000
201 000
Total tax
100 472
92 077
133 747
113 452
After tax
100 528
108 923
67 253
87 548
Living cost
28 575
28 575
28 575
28 575
Free-cash
71 953
80 348
38 678
58 973

Estimated living cost  is ₽28575 per week

₽18406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2499
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽74970
₽65238
₽66063
₽75734
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 000
unemployment
-
-
-
75
municipal
-
-
-
53 499
other
-
-
-
8 662
health
-
-
-
4 651
national
-
-
-
25 831
accident
-
-
-
149
pensions
-
-
-
8 058
total
-
-
-
100 925
Employee
48 465
-
177 578
-
national
-
-
25 375
-
municipal
14 452
-
52 954
-
total
14 452
-
78 329
-
Employer
48 465
-
177 578
-
health
2 981
-
4 584
-
pensions
5 239
-
8 058
-
accident
97
-
149
-
unemployment
1 279
-
1 968
-
other
5 632
-
8 662
-
total
15 228
-
23 421
-
Corporate
137 308
201 000
-
-
income
30 208
44 220
-
-
total
30 208
44 220
-
-
Dividends
107 100
156 780
-
-
withholding
32 130
47 034
-
-
total
32 130
47 034
-
-
Income
201 000
201 000
201 000
201 000
Total tax
92 018
91 254
101 750
100 925
After tax
108 982
109 746
99 250
100 075
Living cost
34 012
34 012
34 012
34 012
Free-cash
74 970
75 734
65 238
66 063

Estimated living cost  is ₽34012 per week

₽22542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7616
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽42656
₽151574
₽101030
₽84411
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 000
income
-
-
-
39 179
social contributions
-
-
-
22 914
total
-
-
-
62 093
Employee
54 310
-
-
-
income
11 980
-
-
-
social contributions
4 453
-
635
-
total
16 433
-
635
-
Employer
54 310
-
-
-
social contributions
76 578
-
10 914
-
total
76 578
-
10 914
-
Corporate
70 112
201 000
-
-
income
15 425
44 220
-
-
total
15 425
44 220
-
-
Dividends
54 687
156 780
-
-
income
12 031
34 492
-
-
total
12 031
34 492
-
-
Income
201 000
201 000
201 000
201 000
Total tax
120 467
78 712
11 549
62 093
After tax
80 533
122 288
189 451
138 907
Living cost
37 877
37 877
37 877
37 877
Free-cash
42 656
84 411
151 574
101 030

Estimated living cost  is ₽37877 per week

₽24576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3562
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽117759
₽107216
₽108812
₽121006
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 000
income
-
-
-
48 964
health
-
-
-
5 125
social contributions
-
-
-
12 680
total
-
-
-
66 769
Employee
60 263
60 263
190 726
-
health
599
1 025
3 242
-
income
6 328
5 579
48 103
-
social contributions
2 928
5 002
6 746
-
total
9 855
11 606
58 091
-
Employer
60 263
60 263
190 726
-
health
653
1 115
3 528
-
social contributions
2 928
5 002
6 746
-
total
3 581
6 117
10 274
-
Corporate
162 143
134 620
-
-
income
20 268
16 828
-
-
total
20 268
16 828
-
-
Dividends
141 875
117 792
-
-
withholding
24 118
20 024
-
-
total
24 118
20 024
-
-
Income
201 000
201 000
201 000
201 000
Total tax
57 822
54 575
68 365
66 769
After tax
143 178
146 425
132 635
134 231
Living cost
25 419
25 419
25 419
25 419
Free-cash
117 759
121 006
107 216
108 812

Estimated living cost  is ₽25419 per week

₽17377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1985
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽100635
₽82256
₽100077
₽96149
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 000
income
-
-
-
64 621
pensions
-
-
-
8 166
total
-
-
-
72 787
Employee
38 621
-
174 959
-
health
504
-
2 274
-
pensions
2 948
-
9 551
-
income
7 033
-
52 742
-
total
10 485
-
64 567
-
Employer
38 621
-
174 959
-
health
734
-
3 325
-
pensions
3 902
-
22 716
-
total
4 636
-
26 041
-
Corporate
157 743
201 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

29 971
38 190
-
-
total
29 971
38 190
-
-
Dividends
127 772
162 810
-
-
withholding
27 137
38 525
-
-
total
27 137
38 525
-
-
Income
201 000
201 000
201 000
201 000
Total tax
72 229
76 715
90 608
72 787
After tax
128 771
124 285
110 392
128 213
Living cost
28 136
28 136
28 136
28 136
Free-cash
100 635
96 149
82 256
100 077

Estimated living cost  is ₽28136 per week

₽19301
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2587
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5894
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽71088
₽58129
₽64567
₽74652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 000
municipal
-
-
-
1 456
regional
-
-
-
5 126
social contributions
-
-
-
39 224
national
-
-
-
59 406
total
-
-
-
105 212
Employee
66 040
-
201 000
-
social contributions
22 268
-
51 424
-
regional
997
-
4 720
-
national
11 160
-
54 160
-
municipal
394
-
1 346
-
total
34 819
-
111 650
-
Employer
66 040
-
201 000
-
total
-
-
-
-
Corporate
134 960
201 000
-
-
nationa
32 390
48 240
-
-
municipal
6 505
9 688
-
-
total
38 895
57 928
-
-
Dividends
96 065
143 072
-
-
withholding
24 977
37 199
-
-
total
24 977
37 199
-
-
Income
201 000
201 000
201 000
201 000
Total tax
98 691
95 127
111 650
105 212
After tax
102 309
105 873
89 350
95 788
Living cost
31 221
31 221
31 221
31 221
Free-cash
71 088
74 652
58 129
64 567

Estimated living cost  is ₽31221 per week

₽21931
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6670
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽13712
₽94796
₽120426
-₽456
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 000
pensions
-
-
-
3 165
income
-
-
-
58 539
other
-
-
-
282
health
-
-
-
1 659
accident
-
-
-
192
total
-
-
-
63 837
Employee
26 328
-
184 996
-
health
3 015
-
21 182
-
pensions
2 965
-
5 804
-
income
3 612
-
46 478
-
total
9 592
-
73 464
-
Employer
26 328
-
184 996
-
pensions
4 281
-
8 381
-
accident
440
-
3 090
-
unemployment
645
-
4 532
-
total
5 366
-
16 003
-
Corporate
169 307
201 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

152 376
180 900
-
-
total
152 376
180 900
-
-
Dividends
16 931
20 100
-
-
withholding
3 217
3 819
-
-
total
3 217
3 819
-
-
Income
201 000
201 000
201 000
201 000
Total tax
170 551
184 719
89 467
63 837
After tax
30 449
16 281
111 533
137 163
Living cost
16 737
16 737
16 737
16 737
Free-cash
13 712
-456
94 796
120 426

Estimated living cost  is ₽16737 per week

₽12267
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽927
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽349
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽83335
₽92476
₽68862
₽73085
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
201 000
trade
-
-
-
23 614
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 112
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 354
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 801
total
-
-
-
101 881
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 994
-
201 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 354
-
5 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 206
-
69 112
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

177
-
3 801
-
total
8 737
-
78 267
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
162 006
201 000
-
-
income
24 301
30 151
-
-
trade
23 248
28 843
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 337
1 658
-
-
chamber of commerce
357
413
-
-
total
49 243
61 065
-
-
Dividends
112 762
139 934
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 535
1 908
-
-
withholding
27 893
34 685
-
-
total
29 428
36 593
-
-
Income
201 000
201 000
201 000
201 000
Total tax
87 408
97 658
78 267
101 881
After tax
113 592
103 342
122 733
99 119
Living cost
30 257
30 257
30 257
30 257
Free-cash
83 335
73 085
92 476
68 862

Estimated living cost  is ₽30257 per week

₽20872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽138068
₽72384
₽58468
₽144496
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
201 000
income
-
-
-
44 947
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
30 027
surtax
-
-
-
51 254
total
-
-
-
126 228
Employee
22 900
-
160 811
-
income
4 076
-
38 531
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 519
-
10 274
-
surtax
-
-
23 318
-
total
6 595
-
72 123
-
Employer
22 900
-
160 811
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 516
-
22 500
-
surtax
-
-
17 689
-
total
5 516
-
40 189
-
Corporate
172 584
201 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

34 517
40 200
-
-
total
34 517
40 200
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

138 067
160 800
-
-
total
-
-
-
-
Income
201 000
201 000
201 000
201 000
Total tax
46 628
40 200
112 312
126 228
After tax
154 372
160 800
88 688
74 772
Living cost
16 304
16 304
16 304
16 304
Free-cash
138 068
144 496
72 384
58 468

Estimated living cost  is ₽16304 per week

₽10402
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1553
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3980
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽114080
₽114492
₽115186
₽115681
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 000
income
-
-
-
63 812
health
-
-
-
5 152
pensions
-
-
-
7 107
total
-
-
-
76 071
Employee
14 840
-
193 005
-
health
742
-
1 777
-
unemployment
148
-
355
-
pensions
1 336
-
3 198
-
income
2 871
-
63 439
-
total
5 097
-
68 769
-
Employer
14 840
-
193 005
-
health
1 410
-
3 376
-
pensions
1 632
-
3 909
-
unemployment
297
-
711
-
total
3 339
-
7 996
-
Corporate
182 821
201 000
-
-
income
40 221
44 220
-
-
total
40 221
44 220
-
-
Dividends
142 601
156 780
-
-
withholding
28 520
31 356
-
-
total
28 520
31 356
-
-
Income
201 000
201 000
201 000
201 000
Total tax
77 177
75 576
76 765
76 071
After tax
123 823
125 424
124 235
124 929
Living cost
9 743
9 743
9 743
9 743
Free-cash
114 080
115 681
114 492
115 186

Estimated living cost  is ₽9743 per week

₽5790
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2940
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽106332
₽71889
₽76682
₽108826
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 000
pensions
-
-
-
20 919
unemployment
-
-
-
178
income
-
-
-
66 609
other
-
-
-
-
health
-
-
-
7 426
surtax
-
-
-
11 583
total
-
-
-
106 715
Employee
26 392
-
178 983
-
health
674
-
2 667
-
unemployment
1 837
-
7 280
-
pensions
1 761
-
6 977
-
income
4 425
-
61 921
-
other
-
-
-
-
surtax
94
-
10 646
-
total
8 791
-
89 491
-
Employer
26 392
-
178 983
-
health
1 200
-
4 759
-
pensions
3 519
-
13 943
-
unemployment
837
-
3 315
-
other
-
-
-
-
total
5 556
-
22 017
-
Corporate
169 051
201 000
-
-
income
43 954
52 260
-
-
total
43 954
52 260
-
-
Dividends
125 098
148 740
-
-
withholding
18 764
22 311
-
-
total
18 764
22 311
-
-
Income
201 000
201 000
201 000
201 000
Total tax
77 065
74 571
111 508
106 715
After tax
123 935
126 429
89 492
94 285
Living cost
17 603
17 603
17 603
17 603
Free-cash
106 332
108 826
71 889
76 682

Estimated living cost  is ₽17603 per week

₽10628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1530
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5037
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽85303
₽27099
₽77719
₽85692
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
201 000
pensions
-
-
-
16 938
chamber of c