Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 200500
per

Your estimated
City
free-cash

Valencia , Spain
₽108021
₽87121
₽90391
₽111461
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
unemployment
-
-
-
506
income
-
-
-
67 026
other
-
-
-
72
accident
-
-
-
650
pensions
-
-
-
20 433
total
-
-
-
88 687
Employee
28 805
-
177 481
-
unemployment
446
-
1 119
-
pensions
1 354
-
3 394
-
income
5 553
-
64 352
-
other
28
-
72
-
total
7 381
-
68 937
-
Employer
28 805
-
177 481
-
pensions
6 797
-
17 041
-
accident
571
-
1 430
-
unemployment
1 585
-
3 971
-
other
231
-
578
-
total
9 184
-
23 020
-
Corporate
162 512
200 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

24 377
30 075
-
-
total
24 377
30 075
-
-
Dividends
138 135
170 425
-
-
withholding
30 115
37 542
-
-
total
30 115
37 542
-
-
Income
200 500
200 500
200 500
200 500
Total tax
71 057
67 617
91 957
88 687
After tax
129 443
132 883
108 543
111 813
Living cost
21 422
21 422
21 422
21 422
Free-cash
108 021
111 461
87 121
90 391

Estimated living cost  is ₽21422 per week

₽14459
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2059
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽375
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽121291
₽101863
₽103462
₽126551
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
28 431
income
-
-
-
37 011
other
-
-
-
5 626
health
-
-
-
5 213
total
-
-
-
76 281
Employee
28 285
-
170 234
-
health
396
-
1 659
-
unemployment
282
-
1 184
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 979
-
8 292
-
income
4 870
-
36 479
-
total
7 527
-
47 614
-
Employer
28 285
-
170 234
-
health
396
-
1 659
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 809
-
20 139
-
accident
226
-
1 362
-
unemployment
282
-
1 184
-
other
1 415
-
5 922
-
total
7 128
-
30 266
-
Corporate
165 087
200 500
-
-
income
34 668
42 105
-
-
total
34 668
42 105
-
-
Dividends
130 419
158 395
-
-
withholding
9 129
11 087
-
-
total
9 129
11 087
-
-
Income
200 500
200 500
200 500
200 500
Total tax
58 452
53 192
77 880
76 281
After tax
142 048
147 308
122 620
124 219
Living cost
20 757
20 757
20 757
20 757
Free-cash
121 291
126 551
101 863
103 462

Estimated living cost  is ₽20757 per week

₽14666
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1401
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽334
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4355
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽157611
₽161513
₽152965
₽161226
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 023
unemployment
-
-
-
109
income
-
-
-
30 075
health
-
-
-
3 126
total
-
-
-
37 333
Employee
13 509
-
195 167
-
health
621
-
1 250
-
accident

We are using the highest rate at 1.1%.

149
-
299
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 186
-
2 387
-
income
1 351
-
19 517
-
total
3 307
-
23 453
-
Employer
13 509
-
195 167
-
health
932
-
1 875
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 489
-
2 995
-
accident

We are using the highest rate at 1.1%.

149
-
299
-
unemployment
81
-
163
-
total
2 651
-
5 332
-
Corporate
184 340
200 500
-
-
income
18 434
20 050
-
-
total
18 434
20 050
-
-
Dividends
165 906
180 450
-
-
withholding
8 295
9 022
-
-
total
8 295
9 022
-
-
Income
200 500
200 500
200 500
200 500
Total tax
32 687
29 072
28 785
37 333
After tax
167 813
171 428
171 715
163 167
Living cost
10 202
10 202
10 202
10 202
Free-cash
157 611
161 226
161 513
152 965

Estimated living cost  is ₽10202 per week

₽5956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽729
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽270
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽78999
₽73399
₽80878
₽74400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
income
-
-
-
40 870
other
-
-
-
6 215
health
-
-
-
10 453
social contributions
-
-
-
5 712
pensions
-
-
-
29 720
surtax
-
-
-
-
total
-
-
-
92 970
Employee
33 340
-
151 831
-
pensions
3 770
-
11 945
-
income
1 968
-
35 509
-
social contributions
951
-
4 327
-
surtax
-
-
-
-
total
6 689
-
51 781
-
Employer
33 340
-
151 831
-
health
2 334
-
15 690
-
social contributions
101
-
455
-
pensions
5 477
-
19 859
-
unemployment
1 350
-
6 150
-
other
1 150
-
6 514
-
total
10 412
-
48 668
-
Corporate
156 748
200 500
-
-
income
43 890
56 141
-
-
surtax
-
-
-
-
total
43 890
56 141
-
-
Dividends
112 858
144 359
-
-
social contributions
19 412
24 830
-
-
surtax
-
-
-
-
withholding
14 446
18 477
-
-
total
33 858
43 307
-
-
Income
200 500
200 500
200 500
200 500
Total tax
94 849
99 448
100 449
92 970
After tax
105 651
101 052
100 051
107 530
Living cost
26 652
26 652
26 652
26 652
Free-cash
78 999
74 400
73 399
80 878

Estimated living cost  is ₽26652 per week

₽16805
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2167
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7227
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽62803
₽95551
₽73655
₽67576
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
pensions
-
-
-
9 127
income
-
-
-
75 478
health
-
-
-
9 606
total
-
-
-
94 211
Employee
66 524
66 524
186 023
-
health
10 211
8 685
9 606
-
pensions
11 974
9 127
9 127
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

10 889
10 889
39 105
-
total
33 074
28 701
57 838
-
Employer
66 524
66 524
186 023
-
health
4 624
4 624
5 746
-
pensions
4 630
4 630
5 755
-
unemployment
2 395
2 395
2 976
-
total
11 649
11 649
14 477
-
Corporate
123 143
122 327
-
-
income
24 629
24 465
-
-
total
24 629
24 465
-
-
Dividends
98 514
97 862
-
-
income
20 934
20 795
-
-
withholding
14 777
14 680
-
-
total
35 711
35 475
-
-
Income
200 500
200 500
200 500
200 500
Total tax
105 063
100 290
72 315
94 211
After tax
95 437
100 210
128 185
106 289
Living cost
32 634
32 634
32 634
32 634
Free-cash
62 803
67 576
95 551
73 655

Estimated living cost  is ₽32634 per week

₽23127
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2942
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6046
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽86040
₽98793
₽72918
₽77425
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
200 500
trade
-
-
-
25 875
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 994
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 322
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 795
total
-
-
-
103 986
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

29 796
-
200 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 322
-
5 322
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

832
-
68 994
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
3 795
-
total
6 200
-
78 111
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
170 704
200 500
-
-
income
25 606
30 075
-
-
trade
26 886
31 578
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 409
1 654
-
-
chamber of commerce
364
407
-
-
total
54 265
63 714
-
-
Dividends
116 440
136 786
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 585
1 864
-
-
withholding
28 814
33 901
-
-
total
30 399
35 765
-
-
Income
200 500
200 500
200 500
200 500
Total tax
90 864
99 479
78 111
103 986
After tax
109 636
101 021
122 389
96 514
Living cost
23 596
23 596
23 596
23 596
Free-cash
86 040
77 425
98 793
72 918

Estimated living cost  is ₽23596 per week

₽14842
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5561
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽123786
₽114244
₽115838
₽128024
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
income
-
-
-
48 910
health
-
-
-
5 112
social contributions
-
-
-
12 604
total
-
-
-
66 626
Employee
59 902
59 902
190 274
-
health
464
1 019
3 235
-
income
6 522
5 545
48 053
-
social contributions
2 265
4 972
6 706
-
total
9 251
11 536
57 994
-
Employer
59 902
59 902
190 274
-
health
504
1 109
3 520
-
social contributions
2 265
4 972
6 706
-
total
2 769
6 081
10 226
-
Corporate
170 444
134 518
-
-
income
21 305
16 814
-
-
total
21 305
16 814
-
-
Dividends
149 138
117 703
-
-
withholding
25 353
20 009
-
-
total
25 353
20 009
-
-
Income
200 500
200 500
200 500
200 500
Total tax
58 678
54 440
68 220
66 626
After tax
141 822
146 060
132 280
133 874
Living cost
18 036
18 036
18 036
18 036
Free-cash
123 786
128 024
114 244
115 838

Estimated living cost  is ₽18036 per week

₽10809
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1770
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5059
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽88826
₽62281
₽78881
₽89609
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
200 500
income
-
-
-
27 511
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
69 673
surtax
-
-
-
-
total
-
-
-
97 184
Employee
35 828
-
162 019
-
income
7 452
-
56 833
-
social contributions
3 941
-
17 823
-
surtax
-
-
649
-
total
11 393
-
75 305
-
Employer
35 828
-
162 019
-
social contributions
8 509
-
38 479
-
total
8 509
-
38 479
-
Corporate
156 162
200 500
-
-
income
32 793
42 105
-
-
surtax
-
-
-
-
total
32 793
42 105
-
-
Dividends
123 369
158 395
-
-
withholding
34 544
44 351
-
-
total
34 544
44 351
-
-
Income
200 500
200 500
200 500
200 500
Total tax
87 239
86 456
113 784
97 184
After tax
113 261
114 044
86 716
103 316
Living cost
24 435
24 435
24 435
24 435
Free-cash
88 826
89 609
62 281
78 881

Estimated living cost  is ₽24435 per week

₽18282
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1441
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4303
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽183742
₽154730
₽192825
₽184805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
200 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 005
total
-
-
-
2 005
Employee
7 087
-
200 500
-
income
1 417
-
40 100
-
total
1 417
-
40 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

193 413
200 500
-
-
total
-
-
-
-
Dividends
193 413
200 500
-
-
withholding
9 671
10 025
-
-
total
9 671
10 025
-
-
Income
200 500
200 500
200 500
200 500
Total tax
11 088
10 025
40 100
2 005
After tax
189 412
190 475
160 400
198 495
Living cost
5 670
5 670
5 670
5 670
Free-cash
183 742
184 805
154 730
192 825

Estimated living cost  is ₽5670 per week

₽3514
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽471
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1529
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽110634
₽65172
₽69527
₽117149
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
200 500
pensions
-
-
-
36 616
unemployment
-
-
-
300
income
-
-
-
53 434
health
-
-
-
19 728
total
-
-
-
110 078
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 448
-
173 488
-
health
2 225
-
11 207
-
unemployment
49
-
242
-
pensions
5 340
-
26 891
-
income
5 940
-
49 081
-
total
13 554
-
87 421
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 448
-
173 488
-
health
2 294
-
11 555
-
pensions
3 048
-
15 354
-
unemployment
21
-
103
-
total
5 363
-
27 012
-
Corporate
160 689
200 500
-
-
income
30 530
38 095
-
-
total
30 530
38 095
-
-
Dividends
130 159
162 405
-
-
withholding
19 524
24 361
-
-
total
19 524
24 361
-
-
Income
200 500
200 500
200 500
200 500
Total tax
68 971
62 456
114 433
110 078
After tax
131 529
138 044
86 067
90 422
Living cost
20 895
20 895
20 895
20 895
Free-cash
110 634
117 149
65 172
69 527

Estimated living cost  is ₽20895 per week

₽14340
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1339
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽405
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4812
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽100654
₽110420
₽137178
₽97930
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
200 500
income
-
-
-
30 075
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 969
total
-
-
-
35 044
Employee
35 736
-
196 917
-
social contributions
3 580
-
3 583
-
income
3 878
-
54 636
-
total
7 458
-
58 219
-
Employer
35 736
-
196 917
-
social contributions
3 580
-
3 583
-
total
3 580
-
3 583
-
Corporate
161 183
200 500
-
-
income
56 414
70 176
-
-
total
56 414
70 176
-
-
Dividends
104 769
130 324
-
-
social contributions
4 116
4 116
-
-
total
4 116
4 116
-
-
Income
200 500
200 500
200 500
200 500
Total tax
71 568
74 292
61 802
35 044
After tax
128 932
126 208
138 698
165 456
Living cost
28 278
28 278
28 278
28 278
Free-cash
100 654
97 930
110 420
137 178

Estimated living cost  is ₽28278 per week

₽18627
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2229
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6988
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽106209
₽106247
₽112241
₽105806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
income
-
-
-
30 075
health
-
-
-
13 995
social contributions
-
-
-
27 670
total
-
-
-
71 740
Employee
26 413
-
200 500
-
health
1 843
-
13 995
-
income
4 405
-
36 069
-
social contributions
3 646
-
27 670
-
total
9 894
-
77 734
-
Employer
26 413
-
200 500
-
total
-
-
-
-
Corporate
174 087
200 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

8 704
10 024
-
-
total
8 704
10 024
-
-
Dividends
165 383
190 476
-
-
social contributions
22 822
26 286
-
-
withholding
24 808
28 571
-
-
health
11 544
13 294
-
-
total
59 174
68 151
-
-
Income
200 500
200 500
200 500
200 500
Total tax
77 772
78 175
77 734
71 740
After tax
122 728
122 325
122 766
128 760
Living cost
16 519
16 519
16 519
16 519
Free-cash
106 209
105 806
106 247
112 241

Estimated living cost  is ₽16519 per week

₽11055
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1019
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4064
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽108407
₽90430
₽99652
₽116199
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
income
-
-
-
22 188
health
-
-
-
27 067
social contributions
-
-
-
25 509
solidarity contribution
-
-
-
4 239
total
-
-
-
79 003
Employee
32 125
-
163 908
-
health
4 337
-
22 128
-
solidarity contribution
-
-
3 412
-
income
3 855
-
20 415
-
social contributions
2 088
-
5 678
-
total
10 280
-
51 633
-
Employer
32 125
-
163 908
-
health
2 891
-
14 752
-
social contributions
8 031
-
21 840
-
total
10 922
-
36 592
-
Corporate
157 453
200 500
-
-
income
29 916
38 095
-
-
total
29 916
38 095
-
-
Dividends
127 537
162 405
-
-
withholding
19 130
24 361
-
-
total
19 130
24 361
-
-
Income
200 500
200 500
200 500
200 500
Total tax
70 248
62 456
88 225
79 003
After tax
130 252
138 044
112 275
121 497
Living cost
21 845
21 845
21 845
21 845
Free-cash
108 407
116 199
90 430
99 652

Estimated living cost  is ₽21845 per week

₽16245
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1210
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽179983
₽151565
₽189660
₽181640
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
200 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 005
total
-
-
-
2 005
Employee
11 044
-
200 500
-
income
2 209
-
40 100
-
total
2 209
-
40 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

189 456
200 500
-
-
total
-
-
-
-
Dividends
189 456
200 500
-
-
withholding
9 473
10 025
-
-
total
9 473
10 025
-
-
Income
200 500
200 500
200 500
200 500
Total tax
11 682
10 025
40 100
2 005
After tax
188 818
190 475
160 400
198 495
Living cost
8 835
8 835
8 835
8 835
Free-cash
179 983
181 640
151 565
189 660

Estimated living cost  is ₽8835 per week

₽5979
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽371
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽296
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽68780
₽62426
₽69905
₽63427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
income
-
-
-
40 870
other
-
-
-
6 215
health
-
-
-
10 453
social contributions
-
-
-
5 712
pensions
-
-
-
29 720
surtax
-
-
-
-
total
-
-
-
92 970
Employee
48 791
-
151 831
-
pensions
5 519
-
11 945
-
income
4 257
-
35 509
-
social contributions
1 390
-
4 327
-
surtax
-
-
-
-
total
11 166
-
51 781
-
Employer
48 791
-
151 831
-
health
3 415
-
15 690
-
social contributions
146
-
455
-
pensions
8 017
-
19 859
-
unemployment
1 977
-
6 150
-
other
1 684
-
6 514
-
total
15 239
-
48 668
-
Corporate
136 471
200 500
-
-
income
38 212
56 141
-
-
surtax
-
-
-
-
total
38 212
56 141
-
-
Dividends
98 259
144 359
-
-
social contributions
16 900
24 830
-
-
surtax
-
-
-
-
withholding
12 578
18 477
-
-
total
29 478
43 307
-
-
Income
200 500
200 500
200 500
200 500
Total tax
94 095
99 448
100 449
92 970
After tax
106 405
101 052
100 051
107 530
Living cost
37 625
37 625
37 625
37 625
Free-cash
68 780
63 427
62 426
69 905

Estimated living cost  is ₽37625 per week

₽25464
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3078
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8567
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽127615
₽118505
₽118505
₽131435
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
200 500
pensions
-
-
-
14 917
unemployment
-
-
-
861
income
-
-
-
46 882
health
-
-
-
5 909
total
-
-
-
68 569
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 245
-
190 230
-
health
1 043
-
2 955
-
unemployment
152
-
430
-
pensions
2 834
-
8 032
-
income
2 791
-
46 882
-
total
6 820
-
58 299
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 245
-
190 230
-
health
1 043
-
2 955
-
pensions
2 429
-
6 885
-
unemployment
152
-
430
-
total
3 624
-
10 270
-
Corporate
176 631
200 500
-
-
income
26 495
30 075
-
-
total
26 495
30 075
-
-
Dividends
150 136
170 425
-
-
withholding
22 520
25 564
-
-
total
22 520
25 564
-
-
Income
200 500
200 500
200 500
200 500
Total tax
59 459
55 639
68 569
68 569
After tax
141 041
144 861
131 931
131 931
Living cost
13 426
13 426
13 426
13 426
Free-cash
127 615
131 435
118 505
118 505

Estimated living cost  is ₽13426 per week

₽9040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1038
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽388
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2959
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽61072
₽96833
₽102009
₽38183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
pensions
-
-
-
18 446
city
-
-
-
2 113
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 010
health
-
-
-
451
regional
-
-
-
12 594
national
-
-
-
7 376
total
-
-
-
44 990
Employee
62 610
-
181 501
-
health
142
-
408
-
unemployment
-
-
-
-
city
672
-
1 977
-
pensions
5 260
-
12 963
-
regional
2 050
-
11 448
-
national
296
-
6 369
-
total
8 420
-
33 165
-
Employer
62 610
-
181 501
-
health
142
-
408
-
pensions
5 260
-
12 963
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 252
-
3 630
-
total
6 654
-
17 001
-
Corporate
130 548
200 500
-
-
regional
27 612
42 405
-
-
national
11 096
17 043
-
-
total
38 708
59 448
-
-
Dividends
91 840
141 052
-
-
withholding
32 145
49 368
-
-
total
32 145
49 368
-
-
Income
200 500
200 500
200 500
200 500
Total tax
85 927
108 816
50 166
44 990
After tax
114 573
91 684
150 334
155 510
Living cost
53 501
53 501
53 501
53 501
Free-cash
61 072
38 183
96 833
102 009

Estimated living cost  is ₽53501 per week

₽34791
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4801
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽657
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13252
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽94205
₽67252
₽90218
₽91019
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
200 500
municipal
-
-
-
35 592
health
-
-
-
2 763
national
-
-
-
42 019
total
-
-
-
80 374
Employee
40 985
-
168 670
-
health
306
-
2 272
-
unemployment
615
-
2 529
-
pensions
2 766
-
11 386
-
national
677
-
27 877
-
municipal
6 713
-
27 446
-
total
11 077
-
71 510
-
Employer
40 985
-
168 670
-
health
315
-
1 299
-
pensions
7 111
-
29 265
-
accident
41
-
169
-
unemployment
266
-
1 097
-
total
7 733
-
31 830
-
Corporate
151 782
200 500
-
-
income
30 356
40 099
-
-
total
30 356
40 099
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

91 069
120 301
-
-
municipal
16 393
21 654
-
-
national
10 828
17 820
-
-
total
27 221
39 474
-
-
Income
200 500
200 500
200 500
200 500
Total tax
76 387
79 573
103 340
80 374
After tax
124 113
120 927
97 160
120 126
Living cost
29 908
29 908
29 908
29 908
Free-cash
94 205
91 019
67 252
90 218

Estimated living cost  is ₽29908 per week

₽19536
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7021
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽71916
₽38654
₽58930
₽80215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
10 864
social contributions
-
-
-
19 422
national
-
-
-
82 880
total
-
-
-
113 166
Employee

The minimum management director salary is set at €45,000 per year.

55 723
-
155 295
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 618
-
7 298
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 906
-
8 100
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

485
-
1 351
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 179
-
11 648
-
national
17 131
-
59 839
-
total
27 319
-
88 236
-
Employer

The minimum management director salary is set at €45,000 per year.

55 723
-
155 295
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 427
-
9 551
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 938
-
13 759
-
surtax
6 318
-
17 610
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

724
-
2 018
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

813
-
2 268
-
total
16 220
-
45 206
-
Corporate
128 557
200 500
-
-
income
25 711
44 840
-
-
surtax
514
897
-
-
total
26 225
45 737
-
-
Dividends
102 332
154 762
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

30 416
46 144
-
-
total
30 416
46 144
-
-
Income
200 500
200 500
200 500
200 500
Total tax
100 180
91 881
133 442
113 166
After tax
100 320
108 619
67 058
87 334
Living cost
28 404
28 404
28 404
28 404
Free-cash
71 916
80 215
38 654
58 930

Estimated living cost  is ₽28404 per week

₽18296
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7180
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽75121
₽65325
₽66139
₽75876
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
unemployment
-
-
-
74
municipal
-
-
-
53 428
other
-
-
-
8 556
health
-
-
-
4 595
national
-
-
-
26 004
accident
-
-
-
147
pensions
-
-
-
7 960
total
-
-
-
100 764
Employee
47 873
-
177 364
-
national
-
-
25 553
-
municipal
14 276
-
52 890
-
total
14 276
-
78 443
-
Employer
47 873
-
177 364
-
health
2 944
-
4 528
-
pensions
5 175
-
7 960
-
accident
96
-
147
-
unemployment
1 264
-
1 944
-
other
5 563
-
8 556
-
total
15 042
-
23 135
-
Corporate
137 585
200 500
-
-
income
30 269
44 110
-
-
total
30 269
44 110
-
-
Dividends
107 317
156 390
-
-
withholding
32 195
46 917
-
-
total
32 195
46 917
-
-
Income
200 500
200 500
200 500
200 500
Total tax
91 782
91 027
101 578
100 764
After tax
108 718
109 473
98 922
99 736
Living cost
33 597
33 597
33 597
33 597
Free-cash
75 121
75 876
65 325
66 139

Estimated living cost  is ₽33597 per week

₽22267
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3297
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽44063
₽152137
₽101499
₽84921
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
income
-
-
-
39 081
social contributions
-
-
-
22 857
total
-
-
-
61 938
Employee
53 143
-
-
-
income
11 722
-
-
-
social contributions
4 358
-
621
-
total
16 080
-
621
-
Employer
53 143
-
-
-
social contributions
74 932
-
10 679
-
total
74 932
-
10 679
-
Corporate
72 425
200 500
-
-
income
15 934
44 110
-
-
total
15 934
44 110
-
-
Dividends
56 492
156 390
-
-
income
12 428
34 406
-
-
total
12 428
34 406
-
-
Income
200 500
200 500
200 500
200 500
Total tax
119 374
78 516
11 300
61 938
After tax
81 126
121 984
189 200
138 562
Living cost
37 063
37 063
37 063
37 063
Free-cash
44 063
84 921
152 137
101 499

Estimated living cost  is ₽37063 per week

₽24048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9057
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽117562
₽107013
₽108607
₽120793
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
income
-
-
-
48 910
health
-
-
-
5 112
social contributions
-
-
-
12 604
total
-
-
-
66 626
Employee
59 902
59 902
190 274
-
health
596
1 019
3 235
-
income
6 290
5 545
48 053
-
social contributions
2 911
4 972
6 706
-
total
9 797
11 536
57 994
-
Employer
59 902
59 902
190 274
-
health
649
1 109
3 520
-
social contributions
2 911
4 972
6 706
-
total
3 560
6 081
10 226
-
Corporate
161 876
134 518
-
-
income
20 235
16 814
-
-
total
20 235
16 814
-
-
Dividends
141 641
117 703
-
-
withholding
24 079
20 009
-
-
total
24 079
20 009
-
-
Income
200 500
200 500
200 500
200 500
Total tax
57 671
54 440
68 220
66 626
After tax
142 829
146 060
132 280
133 874
Living cost
25 267
25 267
25 267
25 267
Free-cash
117 562
120 793
107 013
108 607

Estimated living cost  is ₽25267 per week

₽17273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1974
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5597
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽100413
₽82113
₽99883
₽95953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
income
-
-
-
64 505
pensions
-
-
-
8 134
total
-
-
-
72 639
Employee
38 403
-
174 521
-
health
501
-
2 266
-
pensions
2 931
-
9 507
-
income
6 994
-
52 657
-
total
10 426
-
64 430
-
Employer
38 403
-
174 521
-
health
730
-
3 316
-
pensions
3 880
-
22 663
-
total
4 610
-
25 979
-
Corporate
157 487
200 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

29 922
38 095
-
-
total
29 922
38 095
-
-
Dividends
127 565
162 405
-
-
withholding
27 151
38 474
-
-
total
27 151
38 474
-
-
Income
200 500
200 500
200 500
200 500
Total tax
72 109
76 569
90 409
72 639
After tax
128 391
123 931
110 091
127 861
Living cost
27 978
27 978
27 978
27 978
Free-cash
100 413
95 953
82 113
99 883

Estimated living cost  is ₽27978 per week

₽19193
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2573
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽350
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5861
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽71033
₽58153
₽64552
₽74575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
municipal
-
-
-
1 453
regional
-
-
-
5 119
social contributions
-
-
-
38 989
national
-
-
-
59 353
total
-
-
-
104 914
Employee
65 644
-
200 500
-
social contributions
22 135
-
51 116
-
regional
991
-
4 714
-
national
11 093
-
54 139
-
municipal
392
-
1 344
-
total
34 611
-
111 313
-
Employer
65 644
-
200 500
-
total
-
-
-
-
Corporate
134 856
200 500
-
-
nationa
32 365
48 121
-
-
municipal
6 500
9 664
-
-
total
38 865
57 785
-
-
Dividends
95 991
142 716
-
-
withholding
24 957
37 106
-
-
total
24 957
37 106
-
-
Income
200 500
200 500
200 500
200 500
Total tax
98 433
94 891
111 313
104 914
After tax
102 067
105 609
89 187
95 586
Living cost
31 034
31 034
31 034
31 034
Free-cash
71 033
74 575
58 153
64 552

Estimated living cost  is ₽31034 per week

₽21799
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2135
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6630
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽13660
₽94399
₽120005
-₽581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
pensions
-
-
-
3 181
income
-
-
-
58 350
other
-
-
-
283
health
-
-
-
1 667
accident
-
-
-
193
total
-
-
-
63 674
Employee
26 460
-
184 476
-
health
3 030
-
21 122
-
pensions
2 979
-
5 833
-
income
3 630
-
46 300
-
total
9 639
-
73 255
-
Employer
26 460
-
184 476
-
pensions
4 303
-
8 424
-
accident
442
-
3 081
-
unemployment
648
-
4 520
-
total
5 393
-
16 025
-
Corporate
168 647
200 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

151 783
180 450
-
-
total
151 783
180 450
-
-
Dividends
16 865
20 050
-
-
withholding
3 204
3 810
-
-
total
3 204
3 810
-
-
Income
200 500
200 500
200 500
200 500
Total tax
170 019
184 260
89 280
63 674
After tax
30 481
16 240
111 220
136 826
Living cost
16 821
16 821
16 821
16 821
Free-cash
13 660
-581
94 399
120 005

Estimated living cost  is ₽16821 per week

₽12328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3210
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽83198
₽92314
₽68739
₽73009
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
200 500
trade
-
-
-
23 575
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 994
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 322
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 795
total
-
-
-
101 686
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 761
-
200 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 322
-
5 322
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 187
-
68 994
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

176
-
3 795
-
total
8 685
-
78 111
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
161 739
200 500
-
-
income
24 261
30 075
-
-
trade
23 210
28 772
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 335
1 654
-
-
chamber of commerce
355
412
-
-
total
49 161
60 913
-
-
Dividends
112 580
139 586
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 532
1 903
-
-
withholding
27 849
34 600
-
-
total
29 381
36 503
-
-
Income
200 500
200 500
200 500
200 500
Total tax
87 227
97 416
78 111
101 686
After tax
113 273
103 084
122 389
98 814
Living cost
30 075
30 075
30 075
30 075
Free-cash
83 198
73 009
92 314
68 739

Estimated living cost  is ₽30075 per week

₽20747
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3236
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5656
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽137803
₽72293
₽58419
₽144194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
200 500
income
-
-
-
44 899
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
29 847
surtax
-
-
-
51 128
total
-
-
-
125 874
Employee
22 763
-
160 482
-
income
4 052
-
38 500
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 504
-
10 212
-
surtax
-
-
23 270
-
total
6 556
-
71 982
-
Employer
22 763
-
160 482
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 483
-
22 365
-
surtax
-
-
17 653
-
total
5 483
-
40 018
-
Corporate
172 254
200 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

34 451
40 099
-
-
total
34 451
40 099
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

137 803
160 401
-
-
total
-
-
-
-
Income
200 500
200 500
200 500
200 500
Total tax
46 490
40 099
112 000
125 874
After tax
154 010
160 401
88 500
74 626
Living cost
16 207
16 207
16 207
16 207
Free-cash
137 803
144 194
72 293
58 419

Estimated living cost  is ₽16207 per week

₽10339
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1543
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽368
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽113657
₽114009
₽114709
₽115273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
income
-
-
-
63 573
health
-
-
-
5 203
pensions
-
-
-
7 176
total
-
-
-
75 952
Employee
14 985
-
192 427
-
health
749
-
1 794
-
unemployment
150
-
359
-
pensions
1 349
-
3 229
-
income
2 899
-
63 196
-
total
5 147
-
68 578
-
Employer
14 985
-
192 427
-
health
1 424
-
3 409
-
pensions
1 648
-
3 947
-
unemployment
300
-
718
-
total
3 372
-
8 074
-
Corporate
182 143
200 500
-
-
income
40 071
44 110
-
-
total
40 071
44 110
-
-
Dividends
142 072
156 390
-
-
withholding
28 414
31 278
-
-
total
28 414
31 278
-
-
Income
200 500
200 500
200 500
200 500
Total tax
77 004
75 388
76 652
75 952
After tax
123 496
125 112
123 848
124 548
Living cost
9 839
9 839
9 839
9 839
Free-cash
113 657
115 273
114 009
114 709

Estimated living cost  is ₽9839 per week

₽5847
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽798
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽225
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2969
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽106140
₽71783
₽76547
₽108617
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
pensions
-
-
-
20 794
unemployment
-
-
-
177
income
-
-
-
66 527
other
-
-
-
-
health
-
-
-
7 381
surtax
-
-
-
11 577
total
-
-
-
106 456
Employee
26 234
-
178 615
-
health
670
-
2 651
-
unemployment
1 826
-
7 236
-
pensions
1 750
-
6 935
-
income
4 398
-
61 868
-
other
-
-
-
-
surtax
93
-
10 645
-
total
8 737
-
89 335
-
Employer
26 234
-
178 615
-
health
1 193
-
4 731
-
pensions
3 498
-
13 859
-
unemployment
832
-
3 295
-
other
-
-
-
-
total
5 523
-
21 885
-
Corporate
168 743
200 500
-
-
income
43 873
52 130
-
-
total
43 873
52 130
-
-
Dividends
124 869
148 370
-
-
withholding
18 730
22 256
-
-
total
18 730
22 256
-
-
Income
200 500
200 500
200 500
200 500
Total tax
76 863
74 386
111 220
106 456
After tax
123 637
126 114
89 280
94 044
Living cost
17 497
17 497
17 497
17 497
Free-cash
106 140
108 617
71 783
76 547

Estimated living cost  is ₽17497 per week

₽10564
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1521
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽407
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽85175
₽27104
₽77602
₽85564
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
pensions
-
-
-
16 837
chamber of comm