Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 200500
per

Your estimated
City
free-cash

Dresden , Germany
₽70889
₽95146
₽81858
₽70797
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
200 500
trade
-
-
-
24 257
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 831
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
64 679
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 558
total
-
-
-
99 325
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 244
-
200 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
-
3 558
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 068
-
64 679
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 831
-
6 831
-
total
7 958
-
75 068
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
162 256
200 500
-
-
trade
25 555
31 580
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 338
1 655
-
-
income
24 339
30 075
-
-
chamber of commerce
385
440
-
-
total
51 617
63 750
-
-
Dividends
110 639
136 751
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 501
1 860
-
-
withholding
27 280
33 807
-
-
total
28 781
35 667
-
-
Income
200 500
200 500
200 500
200 500
Total tax
88 356
99 417
75 068
99 325
After tax
112 144
101 083
125 432
101 175
Living cost
30 286
30 286
30 286
30 286
Free-cash
81 858
70 797
95 146
70 889

Estimated living cost  is ₽30286 per week

₽19051
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3531
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7138
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽65468
₽66545
₽73830
₽74670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
social contributions
-
-
-
2 155
municipal
-
-
-
22 143
national
-
-
-
36 232
pensions
-
-
-
24 060
total
-
-
-
84 590
Employee
78 195
-
173 330
-
pensions
3 128
-
6 933
-
national
14 966
-
37 932
-
municipal
9 658
-
22 919
-
total
27 752
-
67 784
-
Employer
78 195
-
173 330
-
pensions
6 256
-
13 866
-
social contributions
841
-
1 863
-
total
7 097
-
15 729
-
Corporate
110 048
200 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

22 010
40 100
-
-
total
22 010
40 100
-
-
Dividends
88 039
160 400
-
-
withholding
19 369
35 288
-
-
total
19 369
35 288
-
-
Income
200 500
200 500
200 500
200 500
Total tax
76 228
75 388
83 513
84 590
After tax
124 272
125 112
116 987
115 910
Living cost
50 442
50 442
50 442
50 442
Free-cash
73 830
74 670
66 545
65 468

Estimated living cost  is ₽50442 per week

₽34285
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽755
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10713
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽50481
₽65085
₽131396
₽139599
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
200 500
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
38 310
income
-
-
-
39 780
microenterprise
-
-
-
-
surtax
-
-
-
51 127
total
-
-
-
129 217
Employee
29 217
-
154 769
-
income
5 201
-
33 333
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 214
-
13 108
-
surtax
-
-
22 441
-
total
8 415
-
68 882
-
Employer
29 217
-
154 769
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 038
-
28 707
-
surtax
-
-
17 024
-
total
7 038
-
45 731
-
Corporate
164 245
200 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

32 849
40 099
-
-
total
32 849
40 099
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

131 396
160 401
-
-
total
-
-
-
-
Income
200 500
200 500
200 500
200 500
Total tax
48 302
40 099
114 613
129 217
After tax
152 198
160 401
85 887
71 283
Living cost
20 802
20 802
20 802
20 802
Free-cash
131 396
139 599
65 085
50 481

Estimated living cost  is ₽20802 per week

₽13271
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1981
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5078
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽67110
₽86025
₽51617
₽57743
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
health
-
-
-
12 330
income
-
-
-
67 458
pensions
-
-
-
11 715
total
-
-
-
91 503
Employee
85 386
85 386
181 918
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 976
13 976
29 961
-
pensions
15 370
11 715
11 715
-
health
13 106
11 148
12 330
-
total
42 452
36 839
54 006
-
Employer
85 386
85 386
181 918
-
pensions
5 943
5 943
7 387
-
health
5 935
5 935
7 375
-
unemployment
3 074
3 074
3 820
-
total
14 952
14 952
18 582
-
Corporate
101 209
100 162
-
-
income
20 242
20 032
-
-
total
20 242
20 032
-
-
Dividends
80 967
80 130
-
-
withholding
12 146
12 019
-
-
income
17 204
17 028
-
-
total
29 350
29 047
-
-
Income
200 500
200 500
200 500
200 500
Total tax
106 996
100 870
72 588
91 503
After tax
93 504
99 630
127 912
108 997
Living cost
41 887
41 887
41 887
41 887
Free-cash
51 617
57 743
86 025
67 110

Estimated living cost  is ₽41887 per week

₽29684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽666
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7761
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽62609
₽61677
₽70163
₽71025
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
other
-
-
-
9 792
unemployment
-
-
-
84
accident
-
-
-
168
municipal
-
-
-
52 510
health
-
-
-
5 258
national
-
-
-
22 522
pensions
-
-
-
9 109
total
-
-
-
99 443
Employee
54 785
-
174 024
-
national
-
-
22 005
-
municipal
16 337
-
51 894
-
total
16 337
-
73 899
-
Employer
54 785
-
174 024
-
pensions
5 922
-
9 109
-
other
6 366
-
9 792
-
accident
110
-
168
-
health
3 369
-
5 182
-
unemployment
1 446
-
2 225
-
total
17 213
-
26 476
-
Corporate
128 502
200 500
-
-
income
28 270
44 110
-
-
total
28 270
44 110
-
-
Dividends
100 231
156 390
-
-
withholding
30 069
46 917
-
-
total
30 069
46 917
-
-
Income
200 500
200 500
200 500
200 500
Total tax
91 889
91 027
100 375
99 443
After tax
108 611
109 473
100 125
101 057
Living cost
38 448
38 448
38 448
38 448
Free-cash
70 163
71 025
61 677
62 609

Estimated living cost  is ₽38448 per week

₽25482
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8610
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽60817
₽86152
₽74824
₽60773
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
200 500
trade
-
-
-
25 335
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 831
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
64 679
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 558
total
-
-
-
100 403
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 706
-
200 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

239
-
3 558
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 357
-
64 679
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 831
-
6 831
-
total
11 427
-
75 068
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
149 794
200 500
-
-
trade
24 641
32 982
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 235
1 655
-
-
income
22 470
30 075
-
-
chamber of commerce
364
436
-
-
total
48 710
65 148
-
-
Dividends
101 084
135 352
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 368
1 841
-
-
withholding
24 891
33 458
-
-
total
26 259
35 299
-
-
Income
200 500
200 500
200 500
200 500
Total tax
86 396
100 447
75 068
100 403
After tax
114 104
100 053
125 432
100 097
Living cost
39 280
39 280
39 280
39 280
Free-cash
74 824
60 773
86 152
60 817

Estimated living cost  is ₽39280 per week

₽26271
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4142
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽586
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8281
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽103389
₽101693
₽109609
₽113757
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
social contributions
-
-
-
16 178
health
-
-
-
5 114
income
-
-
-
43 388
total
-
-
-
64 680
Employee
76 887
76 887
188 407
-
income
8 074
7 117
42 473
-
social contributions
3 736
6 381
8 607
-
health
765
1 307
3 203
-
total
12 575
14 805
54 283
-
Employer
76 887
76 887
188 407
-
health
833
1 423
3 486
-
social contributions
3 736
6 381
8 607
-
total
4 569
7 804
12 093
-
Corporate
150 925
115 809
-
-
income
18 865
14 476
-
-
total
18 865
14 476
-
-
Dividends
132 060
101 333
-
-
withholding
22 451
17 227
-
-
total
22 451
17 227
-
-
Income
200 500
200 500
200 500
200 500
Total tax
58 460
54 312
66 376
64 680
After tax
142 040
146 188
134 124
135 820
Living cost
32 431
32 431
32 431
32 431
Free-cash
109 609
113 757
101 693
103 389

Estimated living cost  is ₽32431 per week

₽22170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2533
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7184
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽120661
₽97995
₽94724
₽94345
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
unemployment
-
-
-
3 007
health
-
-
-
14 035
income
-
-
-
24 511
pensions
-
-
-
20 050
total
-
-
-
61 603
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 323
10 476
167 782
-
income
3 218
1 281
20 511
-
pensions
2 632
1 048
16 778
-
unemployment
395
157
2 517
-
health
1 843
733
11 745
-
total
8 088
3 219
51 551
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 323
10 476
167 782
-
pensions
5 133
2 043
32 718
-
total
5 133
2 043
32 718
-
Corporate
169 044
187 981
-
-
income
15 214
16 918
-
-
total
15 214
16 918
-
-
Dividends
153 830
171 063
-
-
social contributions
29 877
33 237
-
-
withholding
29 228
32 502
-
-
total
59 105
65 739
-
-
Income
200 500
200 500
200 500
200 500
Total tax
87 540
87 919
84 269
61 603
After tax
112 960
112 581
116 231
138 897
Living cost
18 236
18 236
18 236
18 236
Free-cash
94 724
94 345
97 995
120 661

Estimated living cost  is ₽18236 per week

₽12444
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1492
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽364
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3935
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽83316
₽91415
₽130039
₽136250
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
health
-
-
-
26 066
income
-
-
-
26 866
pensions
-
-
-
40 101
total
-
-
-
93 033
Employee
28 365
-
149 849
-
income
3 193
-
28 891
-
pensions
567
-
2 996
-
unemployment
453
-
2 398
-
total
4 213
-
34 285
-
Employer
28 365
-
149 849
-
pensions
5 673
-
29 971
-
health
3 687
-
19 479
-
unemployment
228
-
1 199
-
total
9 588
-
50 649
-
Corporate
162 547
200 500
-
-
income
32 509
40 099
-
-
total
32 509
40 099
-
-
Dividends
130 037
160 401
-
-
total
-
-
-
-
Income
200 500
200 500
200 500
200 500
Total tax
46 310
40 099
84 934
93 033
After tax
154 190
160 401
115 566
107 467
Living cost
24 151
24 151
24 151
24 151
Free-cash
130 039
136 250
91 415
83 316

Estimated living cost  is ₽24151 per week

₽16565
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1438
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5662
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽115058
₽87873
₽12879
-₽5674
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
other
-
-
-
369
accident
-
-
-
252
health
-
-
-
2 172
income
-
-
-
56 590
pensions
-
-
-
4 145
total
-
-
-
63 528
Employee
34 472
-
182 027
-
income
4 729
-
43 798
-
pensions
3 882
-
7 599
-
health
3 947
-
20 842
-
total
12 558
-
72 239
-
Employer
34 472
-
182 027
-
pensions
5 605
-
10 974
-
accident
575
-
3 040
-
unemployment
845
-
4 460
-
total
7 025
-
18 474
-
Corporate
159 003
200 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

143 103
180 450
-
-
total
143 103
180 450
-
-
Dividends
15 900
20 050
-
-
withholding
3 021
3 810
-
-
total
3 021
3 810
-
-
Income
200 500
200 500
200 500
200 500
Total tax
165 707
184 260
90 713
63 528
After tax
34 793
16 240
109 787
136 972
Living cost
21 914
21 914
21 914
21 914
Free-cash
12 879
-5 674
87 873
115 058

Estimated living cost  is ₽21914 per week

₽16061
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1214
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4182
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽189484
₽151389
₽179775
₽181464
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
200 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 005
total
-
-
-
2 005
Employee
11 263
-
200 500
-
income
2 252
-
40 100
-
total
2 252
-
40 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

189 237
200 500
-
-
total
-
-
-
-
Dividends
189 237
200 500
-
-
withholding
9 462
10 025
-
-
total
9 462
10 025
-
-
Income
200 500
200 500
200 500
200 500
Total tax
11 714
10 025
40 100
2 005
After tax
188 786
190 475
160 400
198 495
Living cost
9 011
9 011
9 011
9 011
Free-cash
179 775
181 464
151 389
189 484

Estimated living cost  is ₽9011 per week

₽5584
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽749
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽248
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽90160
₽88448
₽113912
₽120665
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
other
-
-
-
7 222
health
-
-
-
6 690
income
-
-
-
33 293
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
36 492
total
-
-
-
83 697
Employee
36 305
-
162 105
-
income
6 250
-
32 722
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 541
-
10 643
-
unemployment
362
-
1 520
-
health
509
-
2 129
-
total
9 662
-
47 014
-
Employer
36 305
-
162 105
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 172
-
25 849
-
other
1 816
-
7 601
-
accident
290
-
1 296
-
health
509
-
2 129
-
unemployment
362
-
1 520
-
total
9 149
-
38 395
-
Corporate
155 045
200 500
-
-
income
32 559
42 105
-
-
total
32 559
42 105
-
-
Dividends
122 487
158 395
-
-
withholding
8 575
11 087
-
-
total
8 575
11 087
-
-
Income
200 500
200 500
200 500
200 500
Total tax
59 945
53 192
85 409
83 697
After tax
140 555
147 308
115 091
116 803
Living cost
26 643
26 643
26 643
26 643
Free-cash
113 912
120 665
88 448
90 160

Estimated living cost  is ₽26643 per week

₽18825
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1799
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽63948
₽45930
₽69160
₽61472
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
income
-
-
-
59 784
pensions
-
-
-
9 515
total
-
-
-
69 299
Employee
95 153
-
174 932
-
income
17 152
-
47 772
-
pensions
9 180
-
11 532
-
health
1 568
-
2 445
-
total
27 900
-
61 749
-
Employer
95 153
-
174 932
-
pensions
11 235
-
22 244
-
health
1 807
-
3 324
-
total
13 042
-
25 568
-
Corporate
92 305
200 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

17 538
38 094
-
-
total
17 538
38 094
-
-
Dividends
74 767
162 406
-
-
withholding
5 607
33 681
-
-
total
5 607
33 681
-
-
Income
200 500
200 500
200 500
200 500
Total tax
64 087
71 775
87 317
69 299
After tax
136 413
128 725
113 183
131 201
Living cost
67 253
67 253
67 253
67 253
Free-cash
69 160
61 472
45 930
63 948

Estimated living cost  is ₽67253 per week

₽50394
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7902
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8411
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽147994
₽156121
₽153677
₽158320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
unemployment
-
-
-
140
health
-
-
-
4 016
income
-
-
-
30 075
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 168
total
-
-
-
39 399
Employee
17 356
-
193 649
-
income
1 735
-
19 365
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 524
-
3 066
-
health
798
-
1 606
-
accident

We are using the highest rate at 1.1%.

191
-
384
-
total
4 248
-
24 421
-
Employer
17 356
-
193 649
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 913
-
3 848
-
accident

We are using the highest rate at 1.1%.

191
-
384
-
health
1 198
-
2 409
-
unemployment
104
-
210
-
total
3 406
-
6 851
-
Corporate
179 738
200 500
-
-
income
17 974
20 050
-
-
total
17 974
20 050
-
-
Dividends
161 764
180 450
-
-
withholding
8 088
9 023
-
-
total
8 088
9 023
-
-
Income
200 500
200 500
200 500
200 500
Total tax
33 716
29 073
31 272
39 399
After tax
166 784
171 427
169 228
161 101
Living cost
13 107
13 107
13 107
13 107
Free-cash
153 677
158 320
156 121
147 994

Estimated living cost  is ₽13107 per week

₽7652
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽936
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽347
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4172
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽53552
₽72467
₽46700
₽44185
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
health
-
-
-
12 330
income
-
-
-
67 458
pensions
-
-
-
11 715
total
-
-
-
91 503
Employee
92 702
85 386
181 918
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 976
13 976
29 961
-
pensions
11 715
11 715
11 715
-
health
11 565
11 148
12 330
-
total
37 256
36 839
54 006
-
Employer
92 702
85 386
181 918
-
pensions
6 451
5 943
7 387
-
health
6 442
5 935
7 375
-
unemployment
3 338
3 074
3 820
-
total
16 231
14 952
18 582
-
Corporate
91 567
100 162
-
-
income
18 313
20 032
-
-
total
18 313
20 032
-
-
Dividends
73 254
80 130
-
-
withholding
10 988
12 019
-
-
income
15 567
17 028
-
-
total
26 555
29 047
-
-
Income
200 500
200 500
200 500
200 500
Total tax
98 355
100 870
72 588
91 503
After tax
102 145
99 630
127 912
108 997
Living cost
55 445
55 445
55 445
55 445
Free-cash
46 700
44 185
72 467
53 552

Estimated living cost  is ₽55445 per week

₽40900
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4952
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽636
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8958
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽92597
₽84069
₽105466
₽114032
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
social contributions
-
-
-
34 552
health
-
-
-
27 068
income
-
-
-
20 832
solidarity contribution
-
-
-
1 439
total
-
-
-
83 891
Employee
35 311
-
156 805
-
income
4 237
-
19 192
-
solidarity contribution
-
-
673
-
social contributions
2 295
-
7 691
-
health
4 767
-
21 169
-
total
11 299
-
48 725
-
Employer
35 311
-
156 805
-
health
3 178
-
14 112
-
social contributions
8 828
-
29 582
-
total
12 006
-
43 694
-
Corporate
153 183
200 500
-
-
income
29 105
38 095
-
-
total
29 105
38 095
-
-
Dividends
124 078
162 405
-
-
withholding
18 612
24 361
-
-
total
18 612
24 361
-
-
Income
200 500
200 500
200 500
200 500
Total tax
71 022
62 456
92 419
83 891
After tax
129 478
138 044
108 081
116 609
Living cost
24 012
24 012
24 012
24 012
Free-cash
105 466
114 032
84 069
92 597

Estimated living cost  is ₽24012 per week

₽16679
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1708
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5153
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽52904
₽44278
₽59562
₽64784
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
social contributions
-
-
-
50 044
municipal
-
-
-
1 203
national
-
-
-
51 737
regional
-
-
-
2 420
total
-
-
-
105 404
Employee
88 864
-
200 500
-
national
15 398
-
45 192
-
social contributions
29 965
-
65 609
-
municipal
471
-
1 080
-
regional
838
-
2 149
-
total
46 672
-
114 030
-
Employer
88 864
-
200 500
-
total
-
-
-
-
Corporate
111 636
200 500
-
-
nationa
26 792
48 120
-
-
municipal
4 355
7 819
-
-
total
31 147
55 939
-
-
Dividends
80 489
144 561
-
-
withholding
20 927
37 585
-
-
total
20 927
37 585
-
-
Income
200 500
200 500
200 500
200 500
Total tax
98 746
93 524
114 030
105 404
After tax
101 754
106 976
86 470
95 096
Living cost
42 192
42 192
42 192
42 192
Free-cash
59 562
64 784
44 278
52 904

Estimated living cost  is ₽42192 per week

₽29411
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2767
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽647
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9366
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽72494
₽66379
₽100937
₽104052
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
other
-
-
-
-
unemployment
-
-
-
228
health
-
-
-
9 474
income
-
-
-
59 806
surtax
-
-
-
9 744
pensions
-
-
-
26 690
total
-
-
-
105 942
Employee
33 066
-
172 410
-
income
5 543
-
53 828
-
pensions
2 205
-
8 901
-
unemployment
2 302
-
9 288
-
health
844
-
3 402
-
other
-
-
-
-
surtax
108
-
8 548
-
total
11 002
-
83 967
-
Employer
33 066
-
172 410
-
pensions
4 408
-
17 789
-
other
-
-
-
-
health
1 505
-
6 072
-
unemployment
1 047
-
4 229
-
total
6 960
-
28 090
-
Corporate
160 474
200 500
-
-
income
41 724
52 129
-
-
total
41 724
52 129
-
-
Dividends
118 751
148 371
-
-
withholding
17 813
22 255
-
-
total
17 813
22 255
-
-
Income
200 500
200 500
200 500
200 500
Total tax
77 499
74 384
112 057
105 942
After tax
123 001
126 116
88 443
94 558
Living cost
22 064
22 064
22 064
22 064
Free-cash
100 937
104 052
66 379
72 494

Estimated living cost  is ₽22064 per week

₽13491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2036
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6028
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽85255
₽67237
₽89423
₽82779
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
income
-
-
-
59 784
pensions
-
-
-
9 515
total
-
-
-
69 299
Employee
63 769
-
174 932
-
income
11 485
-
47 772
-
pensions
5 413
-
11 532
-
health
926
-
2 445
-
total
17 824
-
61 749
-
Employer
63 769
-
174 932
-
pensions
6 903
-
22 244
-
health
1 211
-
3 324
-
total
8 114
-
25 568
-
Corporate
128 616
200 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

24 436
38 094
-
-
total
24 436
38 094
-
-
Dividends
104 180
162 406
-
-
withholding
14 757
33 681
-
-
total
14 757
33 681
-
-
Income
200 500
200 500
200 500
200 500
Total tax
65 131
71 775
87 317
69 299
After tax
135 369
128 725
113 183
131 201
Living cost
45 946
45 946
45 946
45 946
Free-cash
89 423
82 779
67 237
85 255

Estimated living cost  is ₽45946 per week

₽34422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3444
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽84675
₽76493
₽48442
₽16104
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 011
health
-
-
-
450
city
-
-
-
2 114
national
-
-
-
4 489
regional
-
-
-
10 735
pensions
-
-
-
18 445
total
-
-
-
40 244
Employee
88 449
-
179 950
-
pensions
7 431
-
14 565
-
national
419
-
3 525
-
unemployment
-
-
-
-
city
949
-
1 939
-
health
200
-
406
-
regional
2 896
-
9 421
-
total
11 895
-
29 856
-
Employer
88 449
-
179 950
-
pensions
7 431
-
14 565
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 768
-
3 599
-
health
200
-
406
-
unemployment
-
-
-
-
total
9 399
-
18 570
-
Corporate
101 679
200 500
-
-
regional
21 505
42 405
-
-
national
8 642
17 042
-
-
total
30 147
59 447
-
-
Dividends
71 532
141 053
-
-
withholding
25 036
49 368
-
-
total
25 036
49 368
-
-
Income
200 500
200 500
200 500
200 500
Total tax
76 477
108 815
48 426
40 244
After tax
124 023
91 685
152 074
160 256
Living cost
75 581
75 581
75 581
75 581
Free-cash
48 442
16 104
76 493
84 675

Estimated living cost  is ₽75581 per week

₽49149
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽928
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18721
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽53214
₽79627
₽69432
₽53215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
200 500
trade
-
-
-
26 413
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 831
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
64 679
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 558
total
-
-
-
101 481
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

60 091
-
200 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

389
-
3 558
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 066
-
64 679
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 831
-
6 831
-
total
14 286
-
75 068
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
140 409
200 500
-
-
trade
24 081
34 386
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 157
1 655
-
-
income
21 062
30 075
-
-
chamber of commerce
349
435
-
-
total
46 649
66 551
-
-
Dividends
93 759
133 950
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 268
1 822
-
-
withholding
23 060
33 107
-
-
total
24 328
34 929
-
-
Income
200 500
200 500
200 500
200 500
Total tax
85 263
101 480
75 068
101 481
After tax
115 237
99 020
125 432
99 019
Living cost
45 805
45 805
45 805
45 805
Free-cash
69 432
53 215
79 627
53 214

Estimated living cost  is ₽45805 per week

₽33454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3664
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8093
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽77625
₽73213
₽72748
₽66844
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
other
-
-
-
6 216
social contributions
-
-
-
5 713
health
-
-
-
9 239
income
-
-
-
34 070
surtax
-
-
-
-
pensions
-
-
-
33 428
total
-
-
-
88 666
Employee
42 794
-
154 004
-
income
2 526
-
30 998
-
pensions
4 839
-
11 195
-
social contributions
1 220
-
4 389
-
surtax
-
-
-
-
total
8 585
-
46 582
-
Employer
42 794
-
154 004
-
pensions
7 030
-
18 759
-
other
1 476
-
6 215
-
health
2 996
-
14 824
-
unemployment
1 732
-
6 237
-
social contributions
129
-
461
-
total
13 363
-
46 496
-
Corporate
144 342
200 500
-
-
surtax
-
-
-
-
income
40 416
56 141
-
-
total
40 416
56 141
-
-
Dividends
103 926
144 359
-
-
surtax
-
-
-
-
social contributions
17 876
24 828
-
-
withholding
13 303
18 478
-
-
total
31 179
43 306
-
-
Income
200 500
200 500
200 500
200 500
Total tax
93 543
99 447
93 078
88 666
After tax
106 957
101 053
107 422
111 834
Living cost
34 209
34 209
34 209
34 209
Free-cash
72 748
66 844
73 213
77 625

Estimated living cost  is ₽34209 per week

₽21570
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽583
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9277
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽81014
₽76602
₽75788
₽70233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
other
-
-
-
6 216
social contributions
-
-
-
5 713
health
-
-
-
9 239
income
-
-
-
34 070
surtax
-
-
-
-
pensions
-
-
-
33 428
total
-
-
-
88 666
Employee
38 199
-
154 004
-
income
1 970
-
30 998
-
pensions
4 321
-
11 195
-
social contributions
1 089
-
4 389
-
surtax
-
-
-
-
total
7 380
-
46 582
-
Employer
38 199
-
154 004
-
pensions
6 277
-
18 759
-
other
1 319
-
6 215
-
health
2 674
-
14 824
-
unemployment
1 546
-
6 237
-
social contributions
114
-
461
-
total
11 930
-
46 496
-
Corporate
150 371
200 500
-
-
surtax
-
-
-
-
income
42 103
56 141
-
-
total
42 103
56 141
-
-
Dividends
108 268
144 359
-
-
surtax
-
-
-
-
social contributions
18 620
24 828
-
-
withholding
13 859
18 478
-
-
total
32 479
43 306
-
-
Income
200 500
200 500
200 500
200 500
Total tax
93 892
99 447
93 078
88 666
After tax
106 608
101 053
107 422
111 834
Living cost
30 820
30 820
30 820
30 820
Free-cash
75 788
70 233
76 602
81 014

Estimated living cost  is ₽30820 per week

₽17874
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3131
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽107558
₽102708
₽101641
₽101120
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
social contributions
-
-
-
27 669
health
-
-
-
13 996
income
-
-
-
30 075
total
-
-
-
71 740
Employee
33 902
-
200 500
-
income
5 654
-
34 925
-
social contributions
4 679
-
27 669
-
health
2 366
-
13 996
-
total
12 699
-
76 590
-
Employer
33 902
-
200 500
-
total
-
-
-
-
Corporate
166 598
200 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

8 330
10 024
-
-
total
8 330
10 024
-
-
Dividends
158 268
190 476
-
-
social contributions
21 842
26 286
-
-
health
11 047
13 296
-
-
withholding
23 739
28 572
-
-
total
56 628
68 154
-
-
Income
200 500
200 500
200 500
200 500
Total tax
77 657
78 178
76 590
71 740
After tax
122 843
122 322
123 910
128 760
Living cost
21 202
21 202
21 202
21 202
Free-cash
101 641
101 120
102 708
107 558

Estimated living cost  is ₽21202 per week

₽14189
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5216
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽67740
₽17590
₽73925
₽75473
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
chamber of commerce
-
-
-
803
unemployment
-
-
-
6 133
health
-
-
-
8 935
income
-
-
-
59 850
surtax
-
-
-
197
pensions
-
-
-
21 610
total
-
-
-
97 528
Employee
49 970
39 847
163 292
-
income
5 689
2 939
49 441
-
pensions
5 117
4 080
11 962
-
unemployment
1 499
1 195
3 505
-
health
1 934
1 543
4 520
-
other
499
398
1 169
-
total
14 738
10 155
70 597
-
Employer
49 970
39 847
163 292
-
pensions
6 271
5 002
14 660
-
other
2 374
1 892
7 360
-
accident
649
518
1 518
-
health
1 888
1 507
4 415
-
payroll
1 499
1 195
4 899
-
chamber of commerce
199
159
653
-
unemployment
1 499
1 195
3 505
-
surtax
197
197
197
-
total
14 576
11 665
37 207
-
Corporate
135 954
148 987
159 497
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

33 988
37 247
39 874
-
total
33 988
37 247
39 874
-
Dividends
101 966
111 740
-
-
withholding
28 041
30 728
-
-
total
28 041
30 728
-
-
Income
200 500
200 500
200 500
200 500
Total tax
91 343
89 795
147 678
97 528
After tax
109 157
110 705
52 822
102 972
Living cost
35 232
35 232
35 232
35 232
Free-cash
73 925
75 473
17 590
67 740

Estimated living cost  is ₽35232 per week

₽23498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3006
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽579
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8150
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽50625
₽32775
₽60630
₽74935
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
social contributions
-
-
-
24 929
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
10 535
national
-
-
-
77 954
total
-
-
-
113 418
Employee

The minimum management director salary is set at €45,000 per year.

71 523
-
155 293
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 364
-
11 647
-
national
21 989
-
57 668
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

622
-
1 351
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 730
-
8 100
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 360
-
7 298
-
total
35 065
-
86 064
-
Employer

The minimum management director salary is set at €45,000 per year.

71 523
-
155 293
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 338
-
13 759
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

930
-
2 019
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 398
-
9 550
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 044
-
2 267
-
surtax
8 110
-
17 609
-
total
20 820
-
45 204
-
Corporate
108 158
200 500
-
-
surtax
433
822
-
-
income
21 631
41 067
-
-
total
22 064
41 889
-
-
Dividends
86 095
158 611
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

25 464
47 219
-
-
total
25 464
47 219
-
-
Income
200 500
200 500
200 500
200 500
Total tax
103 413
89 108
131 268
113 418
After tax
97 087
111 392
69 232
87 082
Living cost
36 457
36 457
36 457
36 457
Free-cash
60 630
74 935
32 775
50 625

Estimated living cost  is ₽36457 per week

₽23483
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3188
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9216
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽76137
₽71942
₽90393
₽97242
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
other
-
-
-
93
unemployment
-
-
-
649
accident
-
-
-
835
income
-
-
-
60 449
pensions
-
-
-
26 227
total
-
-
-
88 253
Employee
49 772
-
170 954
-
income
10 502
-
57 016
-
pensions
2 340
-
4 357
-
unemployment
772
-
1 436
-
other
49
-
93
-
total
13 663
-
62 902
-
Employer
49 772
-
170 954
-
pensions
11 745
-
21 872
-
other
397
-
742
-
accident
985
-
1 835
-
unemployment
2 738
-
5 097
-
total
15 865
-
29 546
-
Corporate
134 863
200 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

20 229
30 075
-
-
total
20 229
30 075
-
-
Dividends
114 634
170 425
-
-
withholding
24 240
37 073
-
-
total
24 240
37 073
-
-
Income
200 500
200 500
200 500
200 500
Total tax
73 997
67 148
92 448
88 253
After tax
126 503
133 352
108 052
112 247
Living cost
36 110
36 110
36 110
36 110
Free-cash
90 393
97 242
71 942
76 137

Estimated living cost  is ₽36110 per week

₽26591
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2562
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6436
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽42061
₽50053
₽47600
₽61087
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
accident
-
-
-
1 691
health
-
-
-
14 087
income
-
-
-
35 659
communal
-
-
-
12 671
surtax
-
-
-
9 941
pensions
-
-
-
30 052
total
-
-
-
104 101
Employee
75 721
-
179 098
-
income
7 314
-
41 433
-
pensions
6 057
-
14 328
-
health
3 370
-
7 969
-
surtax
4 641
-
10 977
-
total
21 382
-
74 707
-
Employer
75 721
-
179 098
-
pensions
6 057
-
14 328
-
accident
681
-
1 611
-
health
2 309
-
5 463
-
total
9 047
-
21 402
-
Corporate
115 732
200 500
-
-
communal
7 812
13 535
-
-
surtax
1 214
2 106
-
-
income
17 360
30 075
-
-
total
26 386
45 716
-
-
Dividends
89 346
154 784
-
-
withholding
13 402
23 217
-
-
income
28 345
16 142
-
-
total
41 747
39 359
-
-
Income
200 500
200 500
200 500
200 500
Total tax
98 562
85 075
96 109
104 101
After tax
101 938
115 425
104 391
96 399
Living cost
54 338
54 338
54 338
54 338
Free-cash
47 600
61 087
50 053
42 061

Estimated living cost  is ₽54338 per week

₽40762
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3292
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9707
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽72099
₽65984
₽100474
₽103657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
other
-
-
-
-
unemployment
-
-
-
228
health
-
-
-
9 474
income
-
-
-
59 806
surtax
-
-
-
9 744
pensions
-
-
-
26 690
total
-
-
-
105 942
Employee
33 673
-
172 410
-
income
5 645
-
53 828
-
pensions
2 247
-
8 901
-
unemployment
2 343
-
9 288
-
health
860
-
3 402
-
other
-
-
-
-
surtax
120
-
8 548
-
total
11 215
-
83 967
-
Employer
33 673
-
172 410
-
pensions
4 489
-
17 789
-
other
-
-
-
-
health
1 531
-
6 072
-
unemployment
1 068
-
4 229
-
total
7 088
-
28 090
-
Corporate
159 738
200 500
-
-
income
41 532
52 129
-
-
total
41 532
52 129
-
-
Dividends
118 206
148 371
-
-
withholding
17 732
22 255
-
-
total
17 732
22 255
-
-
Income
200 500
200 500
200 500
200 500
Total tax
77 567
74 384
112 057
105 942
After tax
122 933
126 116
88 443
94 558
Living cost
22 459
22 459
22 459
22 459
Free-cash
100 474
103 657
65 984
72 099

Estimated living cost  is ₽22459 per week

₽13559
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6427
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽67527
₽58945
₽76231
₽78452
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
social contributions
-
-
-
50 044
municipal
-
-
-
1 203
national
-
-
-
51 737
regional
-
-
-
3 054
total
-
-
-
106 038
Employee
55 465
-
200 500
-
national
8 787
-
45 192
-
social contributions
18 703
-
65 609
-
municipal
294
-
1 080
-
regional
747
-
2 739
-
total
28 531
-
114 620
-
Employer
55 465
-
200 500
-
total
-
-
-
-
Corporate
145 035
200 500
-
-
nationa
34 809
48 120
-
-
municipal
7 209
9 966
-
-
total
42 018
58 086
-
-
Dividends
103 017
142 415
-
-
withholding
26 785
37 027
-
-
total
26 785
37 027
-
-
Income
200 500
200 500
200 500
200 500
Total tax
97 334
95 113
114 620
106 038
After tax
103 166
105 387
85 880
94 462
Living cost
26 935
26 935
26 935
26 935
Free-cash
76 231
78 452
58 945
67 527

Estimated living cost  is ₽26935 per week

₽16751
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2729
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6994
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽87020
₽78492
₽97900
₽108455
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
social contributions
-
-
-
34 552
health
-
-
-
27 068
income
-
-
-
20 832
solidarity contribution
-
-
-
1 439
total
-
-
-
83 891
Employee
43 513
-
156 805
-
income
5 222
-
19 192
-
solidarity contribution
-
-
673
-
social contributions
2 828
-
7 691
-
health
5 874
-
21 169
-
total
13 924
-
48 725
-
Employer
43 513
-
156 805
-
health
3 916
-
14 112
-
social contributions
10 878
-
29 582
-
total
14 794
-
43 694
-
Corporate
142 193
200 500
-
-
income
27 017
38 095
-
-
total
27 017
38 095
-
-
Dividends
115 176
162 405
-
-
withholding
17 276
24 361
-
-
total
17 276
24 361
-
-
Income
200 500
200 500
200 500
200 500
Total tax
73 011
62 456
92 419
83 891
After tax
127 489
138 044
108 081
116 609
Living cost
29 589
29 589
29 589
29 589
Free-cash
97 900
108 455
78 492
87 020

Estimated living cost  is ₽29589 per week

₽22004
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1639
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5434
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽71269
₽20971
₽78414
₽78911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
chamber of commerce
-
-
-
803
unemployment
-
-
-
6 133
health
-
-
-
8 935
income
-
-
-
59 850
surtax
-
-
-
-
pensions
-
-
-
21 610
total
-
-
-
97 331
Employee
43 708
39 847
163 475
-
income
3 894
2 939
49 528
-
pensions
4 476
4 080
11 962
-
unemployment
1 311
1 195
3 505
-
health
1 691
1 543
4 520
-
other
436
398
1 169
-
total
11 808
10 155
70 684
-
Employer
43 708
39 847
163 475
-
pensions
5 486
5 002
14 660
-
other
2 076
1 892
7 368
-
accident
567
518
1 518
-
health
1 653
1 507
4 415
-
payroll
1 311
1 195
4 905
-
chamber of commerce
175
159
655
-
unemployment
1 311
1 195
3 505
-
surtax
-
-
-
-
total
12 579
11 468
37 026
-
Corporate
144 214
149 185
159 680
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

36 054
37 297
39 919
-
total
36 054
37 297
39 919
-
Dividends
108 160
111 888
-
-
withholding
29 745
30 769
-
-
total
29 745
30 769
-
-
Income
200 500
200 500
200 500
200 500
Total tax
90 186
89 689
147 629
97 331
After tax
110 314
110 811
52 871
103 169
Living cost
31 900
31 900
31 900
31 900
Free-cash
78 414
78 911
20 971
71 269

Estimated living cost  is ₽31900 per week

₽19136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3258
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8937
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽184454
₽146359
₽173800
₽176434
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
200 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 005
total
-
-
-
2 005
Employee
17 552
-
200 500
-
income
3 511
-
40 100
-
total
3 511
-
40 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

182 948
200 500
-
-
total
-
-
-
-
Dividends
182 948
200 500
-
-
withholding
9 148
10 025
-
-
total
9 148
10 025
-
-
Income
200 500
200 500
200 500
200 500
Total tax
12 659
10 025
40 100
2 005
After tax
187 841
190 475
160 400
198 495
Living cost
14 041
14 041
14 041
14 041
Free-cash
173 800
176 434
146 359
184 454

Estimated living cost  is ₽14041 per week

₽9502
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3479
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽68844
₽64493
₽102861
₽111225
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
200 500
unemployment
-
-
-
302
health
-
-
-
19 730
income
-
-
-
48 189
pensions
-
-
-
36 616
total
-
-
-
104 837
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 215
-
173 488
-
income
7 625
-
43 836
-
pensions
6 854
-
26 891
-
unemployment
63
-
243
-
health
2 856
-
11 206
-
total
17 398
-
82 176
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 215
-
173 488
-
pensions
3 913
-
15 354
-
health
2 945
-
11 554
-
unemployment
27
-
104
-
total
6 885
-
27 012
-
Corporate
149 401
200 500
-
-
income
28 386
38 096
-
-
total
28 386
38 096
-
-
Dividends
121 014
162 404
-
-
withholding
18 151
24 360
-
-
total
18 151
24 360
-
-
Income
200 500
200 500
200 500
200 500
Total tax
70 820
62 456
109 188
104 837
After tax
129 680
138 044
91 312
95 663
Living cost
26 819
26 819
26 819
26 819
Free-cash
102 861
111 225
64 493
68 844

Estimated living cost  is ₽26819 per week

₽18406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1719
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6176
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽95522
₽144338
₽31497
₽78944
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
social contributions
-
-
-
22 857
income
-
-
-
39 081
total
-
-
-
61 938
Employee
61 714
-
-
-
income
13 613
-
-
-
social contributions
5 061
-
721
-
total
18 674
-
721
-
Employer
61 714
-
-
-
social contributions
87 016
-
12 401
-
total
87 016
-
12 401
-
Corporate
51 770
200 500
-
-
income
11 389
44 110
-
-
total
11 389
44 110
-
-
Dividends
40 381
156 390
-
-
income
8 884
34 406
-
-
total
8 884
34 406
-
-
Income
200 500
200 500
200 500
200 500
Total tax
125 963
78 516
13 122
61 938
After tax
74 537
121 984
187 378
138 562
Living cost
43 040
43 040
43 040
43 040
Free-cash
31 497
78 944
144 338
95 522

Estimated living cost  is ₽43040 per week

₽27926
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4048
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10517
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽74451
₽59249
₽81674
₽82682
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
200 500
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
69 673
income
-
-
-
25 013
surtax
-
-
-
-
total
-
-
-
94 686
Employee
45 987
-
162 019
-
income
9 565
-
53 586
-
social contributions
5 059
-
17 823
-
surtax
-
-
-
-
total
14 624
-
71 409
-
Employer
45 987
-
162 019
-
social contributions
10 922
-
38 479
-
total
10 922
-
38 479
-
Corporate
143 591
200 500
-
-
surtax
-
-
-
-
income
30 155
42 105
-
-
total
30 155
42 105
-
-
Dividends
113 436
158 395
-
-
withholding
31 762
44 350
-
-
total
31 762
44 350
-
-
Income
200 500
200 500
200 500
200 500
Total tax
87 463
86 455
109 888
94 686
After tax
113 037
114 045
90 612
105 814
Living cost
31 363
31 363
31 363
31 363
Free-cash
81 674
82 682
59 249
74 451

Estimated living cost  is ₽31363 per week

₽23466
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽63541
₽59129
₽59634
₽52760
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
other
-
-
-
6 216
social contributions
-
-
-
5 713
health
-
-
-
9 239
income
-
-
-
34 070
surtax
-
-
-
-
pensions
-
-
-
33 428
total
-
-
-
88 666
Employee
62 625
-
154 004
-
income
5 464
-
30 998
-
pensions
7 083
-
11 195
-
social contributions
1 784
-
4 389
-
surtax
-
-
-
-
total
14 331
-
46 582
-
Employer
62 625
-
154 004
-
pensions
10 290
-
18 759
-
other
2 161
-
6 215
-
health
4 383
-
14 824
-
unemployment
2 537
-
6 237
-
social contributions
188
-
461
-
total
19 559
-
46 496
-
Corporate
118 316
200 500
-
-
surtax
-
-
-
-
income
33 128
56 141
-
-
total
33 128
56 141
-
-
Dividends
85 188
144 359
-
-
surtax
-
-
-
-
social contributions
14 650
24 828
-
-
withholding
10 905
18 478
-
-
total
25 555
43 306
-
-
Income
200 500
200 500
200 500
200 500
Total tax
92 573
99 447
93 078
88 666
After tax
107 927
101 053
107 422
111 834
Living cost
48 293
48 293
48 293
48 293
Free-cash
59 634
52 760
59 129
63 541

Estimated living cost  is ₽48293 per week

₽32684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3951
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽662
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10996
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽116766
₽122095
₽147035
₽150393
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
social contributions
-
-
-
44 111
income
-
-
-
9 567
total
-
-
-
53 678
Employee
32 145
-
173 594
-
social contributions
2 089
-
11 284
-
income
-
-
10 159
-
total
2 089
-
21 443
-
Employer
32 145
-
173 594
-
social contributions
4 983
-
26 906
-
total
4 983
-
26 906
-
Corporate
163 372
200 500
-
-
income
16 337
20 051
-
-
total
16 337
20 051
-
-
Dividends
147 035
180 449
-
-
total
-
-
-
-
Income
200 500
200 500
200 500
200 500
Total tax
23 409
20 051
48 349
53 678
After tax
177 091
180 449
152 151
146 822
Living cost
30 056
30 056
30 056
30 056
Free-cash
147 035
150 393
122 095
116 766

Estimated living cost  is ₽30056 per week

₽19434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2266
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7791
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
₽68676
-₽17424
-₽17424
-₽17424
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
municipal
-
-
-
42 487
national
-
-
-
24 329
labour market
-
-
-
15 971
pensions
-
-
-
867
total
-
-
-
83 654
Employee
203 314
203 314
203 314
-
labour market
16 242
16 242
16 242
-
pensions
289
289
289
-
national
24 839
24 839
24 839
-
municipal
43 295
43 295
43 295
-
total
84 665
84 665
84 665
-
Employer
203 314
203 314
203 314
-
pensions
578
578
578
-
municipal
43 364
43 364
43 364
-
national
24 882
24 882
24 882
-
labour market
16 265
16 265
16 265
-
total
85 089
85 089
85 089
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
200 500
200 500
200 500
200 500
Total tax
169 754
169 754
169 754
83 654
After tax
30 746
30 746
30 746
116 846
Living cost
48 170
48 170
48 170
48 170
Free-cash
-17 424
-17 424
-17 424
68 676

Estimated living cost  is ₽48170 per week

₽32968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4261
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽741
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10200
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽115381
₽88196
₽12929
-₽5351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
other
-
-
-
369
accident
-
-
-
252
health
-
-
-
2 172
income
-
-
-
56 590
pensions
-
-
-
4 145
total
-
-
-
63 528
Employee
33 964
-
182 027
-
income
4 659
-
43 798
-
pensions
3 825
-
7 599
-
health
3 889
-
20 842
-
total
12 373
-
72 239
-
Employer
33 964
-
182 027
-
pensions
5 522
-
10 974
-
accident
567
-
3 040
-
unemployment
832
-
4 460
-
total
6 921
-
18 474
-
Corporate
159 615
200 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

143 653
180 450
-
-
total
143 653
180 450
-
-
Dividends
15 961
20 050
-
-
withholding
3 033
3 810
-
-
total
3 033
3 810
-
-
Income
200 500
200 500
200 500
200 500
Total tax
165 980
184 260
90 713
63 528
After tax
34 520
16 240
109 787
136 972
Living cost
21 591
21 591
21 591
21 591
Free-cash
12 929
-5 351
88 196
115 381

Estimated living cost  is ₽21591 per week

₽15716
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1231
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽405
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4239
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽87391
₽64425
₽88825
₽85736
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
200 500
municipal
-
-
-
35 610
health
-
-
-
2 670
national
-
-
-
36 441
total
-
-
-
74 721
Employee
52 606
-
168 672
-
pensions
3 550
-
11 385
-
national
869
-
22 300
-
municipal
8 616
-
27 464
-
unemployment
789
-
2 529
-
health
393
-
2 180
-
total
14 217
-
65 858
-
Employer
52 606
-
168 672
-
pensions
9 127
-
29 265
-
accident
53
-
169
-
health
404
-
1 298
-
unemployment
342
-
1 097
-
total
9 926
-
31 829
-
Corporate
137 968
200 500
-
-
income
27 593
40 099
-
-
total
27 593
40 099
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

82 781
120 301
-
-
municipal
14 901
21 654
-
-
national
6 650
14 623
-
-
total
21 551
36 277
-
-
Income
200 500
200 500
200 500
200 500
Total tax
73 287
76 376
97 687
74 721
After tax
127 213
124 124
102 813
125 779
Living cost
38 388
38 388
38 388
38 388
Free-cash
88 825
85 736
64 425
87 391

Estimated living cost  is ₽38388 per week

₽25075
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3692
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽611
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9011
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽112670
₽110974
₽117594
₽123038
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
social contributions
-
-
-
16 178
health
-
-
-
5 114
income
-
-
-
43 388
total
-
-
-
64 680
Employee
76 887
76 887
188 407
-
income
8 372
7 117
42 473
-
social contributions
2 907
6 381
8 607
-
health
596
1 307
3 203
-
total
11 875
14 805
54 283
-
Employer
76 887
76 887
188 407
-
health
647
1 423
3 486
-
social contributions
2 907
6 381
8 607
-
total
3 554
7 804
12 093
-
Corporate
161 921
115 809
-
-
income
20 240
14 476
-
-
total
20 240
14 476
-
-
Dividends
141 681
101 333
-
-
withholding
24 087
17 227
-
-
total
24 087
17 227
-
-
Income
200 500
200 500
200 500
200 500
Total tax
59 756
54 312
66 376
64 680
After tax
140 744
146 188
134 124
135 820
Living cost
23 150
23 150
23 150
23 150
Free-cash
117 594
123 038
110 974
112 670

Estimated living cost  is ₽23150 per week

₽13874
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2271
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6493
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽154018
₽133961
₽145071
₽150159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
200 500
unemployment
-
-
-
28
health
-
-
-
3 618
income
-
-
-
20 601
pensions
-
-
-
6 360
total
-
-
-
30 607
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

22 951
-
190 728
-
income
1 569
-
18 123
-
pensions
3 442
-
14 231
-
unemployment
114
-
474
-
health
1 951
-
8 064
-
total
7 076
-
40 892
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

22 951
-
190 728
-
pensions
1 262
-
5 218
-
health
987
-
4 080
-
unemployment
114
-
474
-
total
2 363
-
9 772
-
Corporate
175 187
200 500
-
-
income
15 766
18 045
-
-
total
15 766
18 045
-
-
Dividends
159 421
182 455
-
-
withholding
14 349
16 421
-
-
total
14 349
16 421
-
-
Income
200 500
200 500
200 500
200 500
Total tax
39 554
34 466
50 664
30 607
After tax
160 946
166 034
149 836
169 893
Living cost
15 875
15 875
15 875
15 875
Free-cash
145 071
150 159
133 961
154 018

Estimated living cost  is ₽15875 per week

₽10129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1144
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4129
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽84751
₽80556
₽101440
₽105856
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
other
-
-
-
93
unemployment
-
-
-
649
accident
-
-
-
835
income
-
-
-
60 449
pensions
-
-
-
26 227
total
-
-
-
88 253
Employee
36 972
-
170 954
-
income
7 128
-
57 016
-
pensions
1 738
-
4 357
-
unemployment
573
-
1 436
-
other
36
-
93
-
total
9 475
-
62 902
-
Employer
36 972
-
170 954
-
pensions
8 725
-
21 872
-
other
296
-
742
-
accident
732
-
1 835
-
unemployment
2 034
-
5 097
-
total
11 787
-
29 546
-
Corporate
151 741
200 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

22 762
30 075
-
-
total
22 762
30 075
-
-
Dividends
128 979
170 425
-
-
withholding
27 540
37 073
-
-
total
27 540
37 073
-
-
Income
200 500
200 500
200 500
200 500
Total tax
71 564
67 148
92 448
88 253
After tax
128 936
133 352
108 052
112 247
Living cost
27 496
27 496
27 496
27 496
Free-cash
101 440
105 856
80 556
84 751

Estimated living cost  is ₽27496 per week

₽18559
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2643
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5812
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽125979
₽125783
₽121924
₽122374
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
health
-
-
-
1 448
income
-
-
-
68 338
pensions
-
-
-
1 997
total
-
-
-
71 783
Employee
4 171
-
198 253
-
income
807
-
68 233
-
pensions
375
-
899
-
unemployment
42
-
100
-
health
209
-
499
-
total
1 433
-
69 731
-
Employer
4 171
-
198 253
-
pensions
459
-
1 099
-
health
396
-
949
-
unemployment
83
-
200
-
total
938
-
2 248
-
Corporate
195 391
200 500
-
-
income
42 986
44 110
-
-
total
42 986
44 110
-
-
Dividends
152 405
156 390
-
-
withholding
30 481
31 278
-
-
total
30 481
31 278
-
-
Income
200 500
200 500
200 500
200 500
Total tax
75 838
75 388
71 979
71 783
After tax
124 662
125 112
128 521
128 717
Living cost
2 738
2 738
2 738
2 738
Free-cash
121 924
122 374
125 783
125 979

Estimated living cost  is ₽2738 per week

₽1627
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽222
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽63
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽826
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽109325
₽109325
₽122648
₽127568
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
200 500
unemployment
-
-
-
1 108
health
-
-
-
7 612
income
-
-
-
45 948
pensions
-
-
-
19 214
total
-
-
-
73 882
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 076
-
187 272
-
income
3 594
-
45 948
-
pensions
3 651
-
10 346
-
unemployment
196
-
554
-
health
1 343
-
3 806
-
total
8 784
-
60 654
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 076
-
187 272
-
pensions
3 129
-
8 868
-
health
1 343
-
3 806
-
unemployment
196
-
554
-
total
4 668
-
13 228
-
Corporate
169 756
200 500
-
-
income
25 463
30 075
-
-
total
25 463
30 075
-
-
Dividends
144 293
170 425
-
-
withholding
21 644
25 564
-
-
total
21 644
25 564
-
-
Income
200 500
200 500
200 500
200 500
Total tax
60 559
55 639
73 882
73 882
After tax
139 941
144 861
126 618
126 618
Living cost
17 293
17 293
17 293
17 293
Free-cash
122 648
127 568
109 325
109 325

Estimated living cost  is ₽17293 per week

₽11643
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽78858
₽63656
₽86728
₽87089
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
200 500
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
69 673
income
-
-
-
25 013
surtax
-
-
-
-
total
-
-
-
94 686
Employee
38 808
-
162 019
-
income
7 583
-
53 586
-
social contributions
4 269
-
17 823
-
surtax
-
-
-
-
total
11 852
-
71 409
-
Employer
38 808
-
162 019
-
social contributions
9 216
-
38 479
-
total
9 216
-
38 479
-
Corporate
152 476
200 500
-
-
surtax
-
-
-
-
income
32 020
42 105
-
-
total
32 020
42 105
-
-
Dividends
120 456
158 395
-
-
withholding
33 728
44 350
-
-
total
33 728
44 350
-
-
Income
200 500
200 500
200 500
200 500
Total tax
86 816
86 455
109 888
94 686
After tax
113 684
114 045
90 612
105 814
Living cost
26 956
26 956
26 956
26 956
Free-cash
86 728
87 089
63 656
78 858

Estimated living cost  is ₽26956 per week

₽19092
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1873
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5514
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽77107
₽72912
₽91672
₽98212
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
other
-
-
-
93
unemployment
-
-
-
649
accident
-
-
-
835
income
-
-
-
60 449
pensions
-
-
-
26 227
total
-
-
-
88 253
Employee
48 290
-
170 954
-
income
10 086
-
57 016
-
pensions
2 269
-
4 357
-
unemployment
748
-
1 436
-
other
47
-
93
-
total
13 150
-
62 902
-
Employer
48 290
-
170 954
-
pensions
11 396
-
21 872
-
other
387
-
742
-
accident
956
-
1 835
-
unemployment
2 656
-
5 097
-
total
15 395
-
29 546
-
Corporate
136 814
200 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

20 521
30 075
-
-
total
20 521
30 075
-
-
Dividends
116 293
170 425
-
-
withholding
24 622
37 073
-
-
total
24 622
37 073
-
-
Income
200 500
200 500
200 500
200 500
Total tax
73 688
67 148
92 448
88 253
After tax
126 812
133 352
108 052
112 247
Living cost
35 140
35 140
35 140
35 140
Free-cash
91 672
98 212
72 912
77 107

Estimated living cost  is ₽35140 per week

₽25236
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2732
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽143904
₽152031
₽148138
₽154230
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
unemployment
-
-
-
140
health
-
-
-
4 016
income
-
-
-
30 075
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 168
total
-
-
-
39 399
Employee
22 772
-
193 649
-
income
2 278
-
19 365
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 999
-
3 066
-
health
1 048
-
1 606
-
accident

We are using the highest rate at 1.1%.

250
-
384
-
total
5 575
-
24 421
-
Employer
22 772
-
193 649
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 509
-
3 848
-
accident

We are using the highest rate at 1.1%.

250
-
384
-
health
1 571
-
2 409
-
unemployment
137
-
210
-
total
4 467
-
6 851
-
Corporate
173 260
200 500
-
-
income
17 326
20 050
-
-
total
17 326
20 050
-
-
Dividends
155 934
180 450
-
-
withholding
7 797
9 023
-
-
total
7 797
9 023
-
-
Income
200 500
200 500
200 500
200 500
Total tax
35 165
29 073
31 272
39 399
After tax
165 335
171 427
169 228
161 101
Living cost
17 197
17 197
17 197
17 197
Free-cash
148 138
154 230
152 031
143 904

Estimated living cost  is ₽17197 per week

₽11374
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽985
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽64729
₽86829
₽77626
₽64546
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
200 500
trade
-
-
-
22 100
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 831
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
64 679
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 558
total
-
-
-
97 168
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 751
-
200 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

226
-
3 558
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 091
-
64 679
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 831
-
6 831
-
total
11 148
-
75 068
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
150 749
200 500
-
-
trade
21 633
28 771
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 243
1 655
-
-
income
22 612
30 075
-
-
chamber of commerce
372
446
-
-
total
45 860
60 947
-
-
Dividends
104 889
139 553
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 421
1 897
-
-
withholding
25 842
34 507
-
-
total
27 263
36 404
-
-
Income
200 500
200 500
200 500
200 500
Total tax
84 271
97 351
75 068
97 168
After tax
116 229
103 149
125 432
103 332
Living cost
38 603
38 603
38 603
38 603
Free-cash
77 626
64 546
86 829
64 729

Estimated living cost  is ₽38603 per week

₽26629
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽560
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7260
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽45853
₽45853
₽85599
₽83392
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
social contributions
-
-
-
34 015
income
-
-
-
63 674
total
-
-
-
97 689
Employee
78 213
-
200 500
-
social contributions
6 498
-
34 015
-
income
14 759
-
63 674
-
total
21 257
-
97 689
-
Employer
78 213
-
200 500
-
total
-
-
-
-
Corporate
122 287
200 500
-
-
income
15 286
25 062
-
-
total
15 286
25 062
-
-
Dividends
107 000
175 438
-
-
withholding
21 400
35 088
-
-
total
21 400
35 088
-
-
Income
200 500
200 500
200 500
200 500
Total tax
57 943
60 150
97 689
97 689
After tax
142 557
140 350
102 811
102 811
Living cost
56 958
56 958
56 958
56 958
Free-cash
85 599
83 392
45 853
45 853

Estimated living cost  is ₽56958 per week

₽43333
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4641
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8440
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽127454
₽104776
₽92239
₽88747
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
200 500
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 675
income
-
-
-
30 075
total
-
-
-
36 750
Employee
45 869
-
195 901
-
social contributions
4 596
-
4 599
-
income
4 977
-
50 230
-
total
9 573
-
54 829
-
Employer
45 869
-
195 901
-
social contributions
4 596
-
4 599
-
total
4 596
-
4 599
-
Corporate
150 035
200 500
-
-
income
52 513
70 174
-
-
total
52 513
70 174
-
-
Dividends
97 523
130 326
-
-
social contributions
5 283
5 283
-
-
total
5 283
5 283
-
-
Income
200 500
200 500
200 500
200 500
Total tax
71 965
75 457
59 428
36 750
After tax
128 535
125 043
141 072
163 750
Living cost
36 296
36 296
36 296
36 296
Free-cash
92 239
88 747
104 776
127 454

Estimated living cost  is ₽36296 per week

₽23908
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8969
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽93849
₽75831
₽97328
₽91373
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
income
-
-
-
59 784
pensions
-
-
-
9 515
total
-
-
-
69 299
Employee
51 271
-
174 932
-
income
9 337
-
47 772
-
pensions
3 913
-
11 532
-
health
669
-
2 445
-
total
13 919
-
61 749
-
Employer
51 271
-
174 932
-
pensions
5 180
-
22 244
-
health
974
-
3 324
-
total
6 154
-
25 568
-
Corporate
143 074
200 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

27 185
38 094
-
-
total
27 185
38 094
-
-
Dividends
115 890
162 406
-
-
withholding
18 562
33 681
-
-
total
18 562
33 681
-
-
Income
200 500
200 500
200 500
200 500
Total tax
65 820
71 775
87 317
69 299
After tax
134 680
128 725
113 183
131 201
Living cost
37 352
37 352
37 352
37 352
Free-cash
97 328
91 373
75 831
93 849

Estimated living cost  is ₽37352 per week

₽25623
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3435
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7824
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽113244
₽86059
₽12601
-₽7488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
other
-
-
-
369
accident
-
-
-
252
health
-
-
-
2 172
income
-
-
-
56 590
pensions
-
-
-
4 145
total
-
-
-
63 528
Employee
37 325
-
182 027
-
income
5 121
-
43 798
-
pensions
4 203
-
7 599
-
health
4 274
-
20 842
-
total
13 598
-
72 239
-
Employer
37 325
-
182 027
-
pensions
6 069
-
10 974
-
accident
623
-
3 040
-
unemployment
914
-
4 460
-
total
7 606
-
18 474
-
Corporate
155 568
200 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

140 011
180 450
-
-
total
140 011
180 450
-
-
Dividends
15 557
20 050
-
-
withholding
2 956
3 810
-
-
total
2 956
3 810
-
-
Income
200 500
200 500
200 500
200 500
Total tax
164 171
184 260
90 713
63 528
After tax
36 329
16 240
109 787
136 972
Living cost
23 728
23 728
23 728
23 728
Free-cash
12 601
-7 488
86 059
113 244

Estimated living cost  is ₽23728 per week

₽17414
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4454
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽109615
₽131593
₽150544
₽139881
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
200 500
work injury
-
-
-
799
unemployment
-
-
-
1 918
income
-
-
-
33 427
health insurance
-
-
-
11 829
pensions
-
-
-
29 411
total
-
-
-
77 384
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 601
-
200 500
-
income
2 160
-
33 427
-
work injury
108
-
400
-
pensions
3 975
-
14 706
-
unemployment
259
-
959
-
health insurance
1 598
-
5 914
-
total
8 100
-
55 406
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
178 899
200 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

1 789
20 050
-
-
total
1 789
20 050
-
-
Dividends
177 110
180 450
-
-
withholding
26 566
27 068
-
-
total
26 566
27 068
-
-
Income
200 500
200 500
200 500
200 500
Total tax
36 455
47 118
55 406
77 384
After tax
164 045
153 382
145 094
123 116
Living cost
13 501
13 501
13 501
13 501
Free-cash
150 544
139 881
131 593
109 615

Estimated living cost  is ₽13501 per week

₽8364
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽981
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3735
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽52855
₽44486
₽61226
₽65776
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
200 500
social contributions
-
-
-
50 044
municipal
-
-
-
1 355
national
-
-
-
51 737
regional
-
-
-
4 676
total
-
-
-
107 812
Employee
84 257
-
200 500
-
national
14 239
-
45 192
-
social contributions
28 411
-
65 609
-
municipal
503
-
1 214
-
regional
1 272
-
4 166
-
total
44 425
-
116 181
-
Employer
84 257
-
200 500
-
total
-
-
-
-
Corporate
116 243
200 500
-
-
nationa
27 899
48 120
-
-
municipal
5 603
9 664
-
-
total
33 502
57 784
-
-
Dividends
82 741
142 716
-
-
withholding
21 514
37 107
-
-
total
21 514
37 107
-
-
Income
200 500
200 500
200 500
200 500
Total tax
99 441
94 891
116 181
107 812
After tax
101 059
105 609
84 319
92 688
Living cost
39 833
39 833
39 833
39 833
Free-cash
61 226
65 776
44 486
52 855

Estimated living cost  is ₽39833 per week

₽27980
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2740
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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