Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 20000

per

Your estimated

Best value All models

City

free-cash

Brussels , Belgium

-₽26292

-₽27163

-₽72334

-₽24944

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

20 000

social contributions

5 271

communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

884

national

3 683

total

9 838

Employee

The minimum management director salary is set at €45,000 per year.

71 515

15 492

pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 364

1 161

national

21 987

3 368

unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

622

135

communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 730

808

health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 360

729

total

35 063

6 201

Employer

The minimum management director salary is set at €45,000 per year.

71 515

15 492

pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 337

1 372

accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

930

201

health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 398

952

unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 044

226

surtax

8 109

1 757

total

20 818

4 508

Corporate

20 000

surtax

income

3 999

total

4 079

Dividends

15 921

withholding

As an investor, you can take advantage of €640 tax free allowance per year.

4 411

total

4 411

Income

20 000

Total tax

55 881

8 490

10 709

9 838

After tax

-35 881

11 510

9 291

10 162

Living cost

36 454

Free-cash

-72 334

-24 944

-27 163

-26 292

Estimated living cost is ₽36454 per week

₽23481

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽3187

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽571

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽9215

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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