Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 199500
per

Your estimated
City
free-cash

Valencia , Spain
₽9075
₽31799
₽7546
₽11577
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
199 500
income
-
-
-
29 088
pensions
-
-
-
56 455
other
-
-
-
199
unemployment
-
-
-
1 393
accident
-
-
-
1 799
total
-
-
-
88 934
Employee
138 524
-
151 270
-
unemployment
2 147
-
2 346
-
pensions
6 512
-
7 109
-
other
135
-
149
-
income
26 706
-
29 571
-
total
35 500
-
39 175
-
Employer
138 524
-
151 270
-
accident
2 744
-
2 993
-
other
1 109
-
1 216
-
unemployment
7 621
-
8 318
-
pensions
32 689
-
35 703
-
total
44 163
-
48 230
-
Corporate
16 813
199 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 524
29 923
-
-
total
2 524
29 923
-
-
Dividends
14 289
169 577
-
-
withholding
2 716
34 758
-
-
total
2 716
34 758
-
-
Income
199 500
199 500
199 500
199 500
Total tax
84 903
64 681
87 405
88 934
After tax
114 597
134 819
112 095
110 566
Living cost
103 020
103 020
103 020
103 020
Free-cash
11 577
31 799
9 075
7 546

Estimated living cost  is ₽103020 per month

₽69537
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽9903
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1806
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽21776
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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