Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 199500
per

Your estimated
City
free-cash

Valencia , Spain
₽5492
₽26849
₽4299
₽2764
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
199 500
other
-
-
-
201
unemployment
-
-
-
1 394
income
-
-
-
28 879
pensions
-
-
-
56 460
accident
-
-
-
1 796
total
-
-
-
88 730
Employee
145 229
-
151 268
-
unemployment
2 251
-
2 348
-
other
142
-
149
-
pensions
6 827
-
7 111
-
income
27 999
-
29 356
-
total
37 219
-
38 964
-
Employer
145 229
-
151 268
-
other
1 163
-
1 215
-
accident
2 877
-
2 996
-
pensions
34 271
-
35 702
-
unemployment
7 990
-
8 318
-
total
46 301
-
48 231
-
Corporate
7 970
199 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 193
29 926
-
-
total
1 193
29 926
-
-
Dividends
6 777
169 574
-
-
withholding
1 289
34 718
-
-
total
1 289
34 718
-
-
Income
199 500
199 500
199 500
199 500
Total tax
86 002
64 644
87 195
88 730
After tax
113 498
134 856
112 305
110 770
Living cost
108 006
108 006
108 006
108 006
Free-cash
5 492
26 849
4 299
2 764

Estimated living cost  is ₽108006 per month

₽72903
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1893
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22830
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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