Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 199500
per

Your estimated
City
free-cash

Valencia , Spain
₽10968
₽9485
₽14064
₽33817
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
199 500
other
-
-
-
202
unemployment
-
-
-
1 394
pensions
-
-
-
56 462
income
-
-
-
29 175
accident
-
-
-
1 798
total
-
-
-
89 031
Employee
135 786
-
151 275
-
pensions
6 383
-
7 108
-
income
26 179
-
29 719
-
unemployment
2 105
-
2 342
-
other
132
-
153
-
total
34 799
-
39 322
-
Employer
135 786
-
151 275
-
other
1 087
-
1 206
-
accident
2 690
-
2 997
-
pensions
32 043
-
35 702
-
unemployment
7 471
-
8 321
-
total
43 291
-
48 226
-
Corporate
20 423
199 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 066
29 924
-
-
total
3 066
29 924
-
-
Dividends
17 357
169 576
-
-
withholding
3 296
34 775
-
-
total
3 296
34 775
-
-
Income
199 500
199 500
199 500
199 500
Total tax
84 452
64 699
87 548
89 031
After tax
115 048
134 801
111 952
110 469
Living cost
100 984
100 984
100 984
100 984
Free-cash
14 064
33 817
10 968
9 485

Estimated living cost  is ₽100984 per month

₽68162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽9708
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1770
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽21346
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close