Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 199500
per

Your estimated
City
free-cash

Valencia , Spain
₽12081
₽10668
₽15624
₽35079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
199 500
other
-
-
-
200
unemployment
-
-
-
1 397
pensions
-
-
-
56 459
income
-
-
-
29 269
accident
-
-
-
1 796
total
-
-
-
89 121
Employee
134 075
-
151 278
-
pensions
6 303
-
7 108
-
income
25 849
-
29 881
-
unemployment
2 078
-
2 346
-
other
131
-
151
-
total
34 361
-
39 486
-
Employer
134 075
-
151 278
-
other
1 073
-
1 211
-
accident
2 656
-
2 993
-
pensions
31 639
-
35 699
-
unemployment
7 376
-
8 319
-
total
42 744
-
48 222
-
Corporate
22 680
199 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 399
29 926
-
-
total
3 399
29 926
-
-
Dividends
19 281
169 574
-
-
withholding
3 661
34 784
-
-
total
3 661
34 784
-
-
Income
199 500
199 500
199 500
199 500
Total tax
84 165
64 710
87 708
89 121
After tax
115 335
134 790
111 792
110 379
Living cost
99 711
99 711
99 711
99 711
Free-cash
15 624
35 079
12 081
10 668

Estimated living cost  is ₽99711 per month

₽67303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽9585
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1748
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽21077
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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