Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 199500
per

Your estimated
City
free-cash

Valencia , Spain
₽3286
₽2573
₽25062
₽1043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
199 500
accident
-
-
-
1 796
income
-
-
-
28 801
pensions
-
-
-
56 457
other
-
-
-
197
unemployment
-
-
-
1 394
total
-
-
-
88 645
Employee
147 657
-
151 273
-
unemployment
2 289
-
2 342
-
pensions
6 942
-
7 108
-
income
28 467
-
29 286
-
other
144
-
152
-
total
37 842
-
38 888
-
Employer
147 657
-
151 273
-
pensions
34 844
-
35 701
-
other
1 182
-
1 212
-
unemployment
8 124
-
8 321
-
accident
2 925
-
2 993
-
total
47 075
-
48 227
-
Corporate
4 767
199 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

712
29 926
-
-
total
712
29 926
-
-
Dividends
4 055
169 574
-
-
withholding
773
34 700
-
-
total
773
34 700
-
-
Income
199 500
199 500
199 500
199 500
Total tax
86 402
64 626
87 115
88 645
After tax
113 098
134 874
112 385
110 855
Living cost
109 812
109 812
109 812
109 812
Free-cash
3 286
25 062
2 573
1 043

Estimated living cost  is ₽109812 per month

₽74122
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1925
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close