Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 199500
per

Your estimated
City
free-cash

Valencia , Spain
₽4181
₽25790
₽3278
₽1735
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
199 500
other
-
-
-
203
unemployment
-
-
-
1 400
income
-
-
-
28 827
pensions
-
-
-
56 457
accident
-
-
-
1 799
total
-
-
-
88 686
Employee
146 672
-
151 271
-
unemployment
2 273
-
2 341
-
other
143
-
151
-
pensions
6 895
-
7 106
-
income
28 277
-
29 316
-
total
37 588
-
38 914
-
Employer
146 672
-
151 271
-
other
1 174
-
1 212
-
accident
2 906
-
2 996
-
pensions
34 612
-
35 703
-
unemployment
8 070
-
8 318
-
total
46 762
-
48 229
-
Corporate
6 067
199 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

911
29 922
-
-
total
911
29 922
-
-
Dividends
5 156
169 578
-
-
withholding
979
34 709
-
-
total
979
34 709
-
-
Income
199 500
199 500
199 500
199 500
Total tax
86 240
64 631
87 143
88 686
After tax
113 260
134 869
112 357
110 814
Living cost
109 079
109 079
109 079
109 079
Free-cash
4 181
25 790
3 278
1 735

Estimated living cost  is ₽109079 per month

₽73627
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1912
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23057
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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