Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 199500
per

Your estimated
City
free-cash

Valencia , Spain
₽21227
-₽1126
-₽2654
-₽2075
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
199 500
accident
-
-
-
1 796
income
-
-
-
28 636
other
-
-
-
196
unemployment
-
-
-
1 396
pensions
-
-
-
56 457
total
-
-
-
88 481
Employee
152 848
-
151 264
-
other
149
-
149
-
unemployment
2 369
-
2 346
-
pensions
7 186
-
7 107
-
income
29 468
-
29 115
-
total
39 172
-
38 717
-
Employer
152 848
-
151 264
-
pensions
36 069
-
35 700
-
accident
3 028
-
2 997
-
unemployment
8 409
-
8 323
-
other
1 224
-
1 216
-
total
48 730
-
48 236
-
Corporate
-
199 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
29 927
-
-
total
-
29 927
-
-
Dividends
-
169 573
-
-
withholding
-
34 673
-
-
total
-
34 673
-
-
Income
199 500
199 500
199 500
199 500
Total tax
87 902
64 600
86 953
88 481
After tax
111 598
134 900
112 547
111 019
Living cost
113 673
113 673
113 673
113 673
Free-cash
-2 075
21 227
-1 126
-2 654

Estimated living cost  is ₽113673 per month

₽76727
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10927
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1993
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24028
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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[[ row[2] ]] [[ row[0] ]]

Estimated living cost

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Source

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