Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 199500
per

Your estimated
City
free-cash

Valencia , Spain
₽4274
₽25865
₽3347
₽1806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
199 500
other
-
-
-
203
unemployment
-
-
-
1 399
income
-
-
-
28 829
pensions
-
-
-
56 462
accident
-
-
-
1 798
total
-
-
-
88 691
Employee
146 569
-
151 275
-
unemployment
2 272
-
2 347
-
other
143
-
150
-
pensions
6 890
-
7 109
-
income
28 257
-
29 318
-
total
37 562
-
38 924
-
Employer
146 569
-
151 275
-
other
1 173
-
1 211
-
accident
2 904
-
2 994
-
pensions
34 587
-
35 701
-
unemployment
8 064
-
8 320
-
total
46 728
-
48 226
-
Corporate
6 203
199 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

933
29 924
-
-
total
933
29 924
-
-
Dividends
5 270
169 576
-
-
withholding
1 000
34 708
-
-
total
1 000
34 708
-
-
Income
199 500
199 500
199 500
199 500
Total tax
86 223
64 632
87 150
88 691
After tax
113 277
134 868
112 350
110 809
Living cost
109 003
109 003
109 003
109 003
Free-cash
4 274
25 865
3 347
1 806

Estimated living cost  is ₽109003 per month

₽73575
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1911
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23041
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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Source

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