Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 199500
per

Your estimated
City
free-cash

Valencia , Spain
₽29273
₽6635
₽8471
₽5105
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
199 500
accident
-
-
-
1 792
unemployment
-
-
-
1 399
pensions
-
-
-
56 459
other
-
-
-
197
income
-
-
-
28 983
total
-
-
-
88 830
Employee
141 946
-
151 266
-
pensions
6 673
-
7 110
-
income
27 366
-
29 464
-
unemployment
2 200
-
2 346
-
other
138
-
153
-
total
36 377
-
39 073
-
Employer
141 946
-
151 266
-
other
1 136
-
1 217
-
unemployment
7 810
-
8 319
-
accident
2 812
-
2 994
-
pensions
33 497
-
35 697
-
total
45 255
-
48 227
-
Corporate
12 299
199 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 843
29 927
-
-
total
1 843
29 927
-
-
Dividends
10 456
169 573
-
-
withholding
1 989
34 735
-
-
total
1 989
34 735
-
-
Income
199 500
199 500
199 500
199 500
Total tax
85 464
64 662
87 300
88 830
After tax
114 036
134 838
112 200
110 670
Living cost
105 565
105 565
105 565
105 565
Free-cash
8 471
29 273
6 635
5 105

Estimated living cost  is ₽105565 per month

₽71255
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1850
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22314
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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