Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 199500
per

Your estimated
City
free-cash

Valencia , Spain
₽228
₽22578
₽173
-₽1360
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
199 500
other
-
-
-
202
unemployment
-
-
-
1 395
income
-
-
-
28 690
pensions
-
-
-
56 458
accident
-
-
-
1 798
total
-
-
-
88 543
Employee
151 026
-
151 281
-
unemployment
2 341
-
2 349
-
other
147
-
155
-
pensions
7 100
-
7 108
-
income
29 117
-
29 179
-
total
38 705
-
38 791
-
Employer
151 026
-
151 281
-
other
1 209
-
1 209
-
accident
2 992
-
2 992
-
pensions
35 639
-
35 701
-
unemployment
8 309
-
8 317
-
total
48 149
-
48 219
-
Corporate
325
199 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

47
29 927
-
-
total
47
29 927
-
-
Dividends
279
169 573
-
-
withholding
54
34 678
-
-
total
54
34 678
-
-
Income
199 500
199 500
199 500
199 500
Total tax
86 955
64 605
87 010
88 543
After tax
112 545
134 895
112 490
110 957
Living cost
112 317
112 317
112 317
112 317
Free-cash
228
22 578
173
-1 360

Estimated living cost  is ₽112317 per month

₽75812
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10797
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1969
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23741
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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Estimated living cost

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