Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 199500
per

Your estimated
City
free-cash

Valencia , Spain
₽1790
₽24254
₽264
₽2294
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
199 500
other
-
-
-
198
accident
-
-
-
1 794
income
-
-
-
28 763
pensions
-
-
-
56 456
unemployment
-
-
-
1 397
total
-
-
-
88 608
Employee
148 754
-
151 274
-
income
28 679
-
29 251
-
other
145
-
153
-
pensions
6 993
-
7 108
-
unemployment
2 306
-
2 344
-
total
38 123
-
38 856
-
Employer
148 754
-
151 274
-
other
1 191
-
1 214
-
unemployment
8 184
-
8 321
-
accident
2 947
-
2 993
-
pensions
35 103
-
35 698
-
total
47 425
-
48 226
-
Corporate
3 321
199 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

496
29 927
-
-
total
496
29 927
-
-
Dividends
2 825
169 573
-
-
withholding
534
34 691
-
-
total
534
34 691
-
-
Income
199 500
199 500
199 500
199 500
Total tax
86 578
64 618
87 082
88 608
After tax
112 922
134 882
112 418
110 892
Living cost
110 628
110 628
110 628
110 628
Free-cash
2 294
24 254
1 790
264

Estimated living cost  is ₽110628 per month

₽74672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10635
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1939
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23384
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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[[ row[2] ]] [[ row[0] ]]

Estimated living cost

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Source

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