Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 199500
per

Your estimated
City
free-cash

Valencia , Spain
₽23084
₽658
-₽879
₽842
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
199 500
accident
-
-
-
1 798
income
-
-
-
28 715
other
-
-
-
201
unemployment
-
-
-
1 397
pensions
-
-
-
56 458
total
-
-
-
88 569
Employee
150 344
-
151 275
-
other
147
-
154
-
unemployment
2 330
-
2 346
-
pensions
7 068
-
7 106
-
income
28 985
-
29 201
-
total
38 530
-
38 807
-
Employer
150 344
-
151 275
-
pensions
35 478
-
35 702
-
accident
2 978
-
2 994
-
unemployment
8 272
-
8 318
-
other
1 204
-
1 211
-
total
47 932
-
48 225
-
Corporate
1 225
199 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

185
29 923
-
-
total
185
29 923
-
-
Dividends
1 040
169 577
-
-
withholding
201
34 683
-
-
total
201
34 683
-
-
Income
199 500
199 500
199 500
199 500
Total tax
86 848
64 606
87 032
88 569
After tax
112 652
134 894
112 468
110 931
Living cost
111 810
111 810
111 810
111 810
Free-cash
842
23 084
658
-879

Estimated living cost  is ₽111810 per month

₽75470
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10748
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1960
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23634
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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Estimated living cost

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Source

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