Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 199000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽153394
₽154589
₽145161
₽149078
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
199 000
income
-
-
-
29 850
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 675
unemployment
-
-
-
126
health
-
-
-
3 632
total
-
-
-
38 283
Employee
20 598
-
192 803
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 808
-
2 773
-
health
948
-
1 453
-
accident

We are using the highest rate at 1.1%.

226
-
347
-
income
2 060
-
19 280
-
total
5 042
-
23 853
-
Employer
20 598
-
192 803
-
accident

We are using the highest rate at 1.1%.

226
-
347
-
health
1 421
-
2 179
-
unemployment
124
-
190
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 270
-
3 481
-
total
4 041
-
6 197
-
Corporate
174 361
199 000
-
-
income
17 436
19 900
-
-
total
17 436
19 900
-
-
Dividends
156 925
179 100
-
-
withholding
7 847
8 955
-
-
total
7 847
8 955
-
-
Income
199 000
199 000
199 000
199 000
Total tax
34 366
28 855
30 050
38 283
After tax
164 634
170 145
168 950
160 717
Living cost
15 556
15 556
15 556
15 556
Free-cash
149 078
154 589
153 394
145 161

Estimated living cost  is ₽15556 per week

₽10288
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4006
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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