Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 199000
per

Your estimated
City
free-cash

Andorra , Andorra
₽148867
₽120860
₽115572
₽145489
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
199 000
income
-
-
-
9 415
social contributions
-
-
-
43 781
total
-
-
-
53 196
Employee
32 334
-
172 295
-
income
-
-
10 003
-
social contributions
2 101
-
11 200
-
total
2 101
-
21 203
-
Employer
32 334
-
172 295
-
social contributions
5 012
-
26 705
-
total
5 012
-
26 705
-
Corporate
161 654
199 000
-
-
income
16 166
19 901
-
-
total
16 166
19 901
-
-
Dividends
145 489
179 099
-
-
total
-
-
-
-
Income
199 000
199 000
199 000
199 000
Total tax
23 279
19 901
47 908
53 196
After tax
175 721
179 099
151 092
145 804
Living cost
30 232
30 232
30 232
30 232
Free-cash
145 489
148 867
120 860
115 572

Estimated living cost  is ₽30232 per week

₽19548
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7837
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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