Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 199000
per

Your estimated
City
free-cash

Valencia , Spain
₽56513
₽31006
₽29595
₽41685
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
199 000
unemployment
-
-
-
1 395
pensions
-
-
-
56 316
accident
-
-
-
1 792
other
-
-
-
199
income
-
-
-
31 946
total
-
-
-
91 648
Employee
104 555
-
150 894
-
pensions
4 915
-
7 094
-
other
102
-
150
-
unemployment
1 621
-
2 340
-
income
20 157
-
32 547
-
total
26 795
-
42 131
-
Employer
104 555
-
150 894
-
pensions
24 673
-
35 609
-
accident
2 071
-
2 989
-
unemployment
5 752
-
8 301
-
other
837
-
1 207
-
total
33 333
-
48 106
-
Corporate
61 112
199 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

9 165
29 851
-
-
total
9 165
29 851
-
-
Dividends
51 947
169 149
-
-
withholding
10 265
34 879
-
-
total
10 265
34 879
-
-
Income
199 000
199 000
199 000
199 000
Total tax
79 558
64 730
90 237
91 648
After tax
119 442
134 270
108 763
107 352
Living cost
77 757
77 757
77 757
77 757
Free-cash
41 685
56 513
31 006
29 595

Estimated living cost  is ₽77757 per month

₽52485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7475
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽16436
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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