Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 198000
per

Your estimated
City
free-cash

Madrid , Spain
₽92033
₽73426
₽98244
₽77408
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
198 000
accident
-
-
-
793
income
-
-
-
60 830
pensions
-
-
-
24 901
other
-
-
-
88
unemployment
-
-
-
616
total
-
-
-
87 228
Employee
45 848
-
169 948
-
unemployment
710
-
1 364
-
pensions
2 155
-
4 136
-
income
9 576
-
57 571
-
other
45
-
88
-
total
12 486
-
63 159
-
Employer
45 848
-
169 948
-
pensions
10 820
-
20 766
-
other
368
-
704
-
unemployment
2 522
-
4 839
-
accident
908
-
1 742
-
total
14 618
-
28 051
-
Corporate
137 534
198 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

20 629
29 700
-
-
total
20 629
29 700
-
-
Dividends
116 905
168 300
-
-
withholding
24 870
36 692
-
-
total
24 870
36 692
-
-
Income
198 000
198 000
198 000
198 000
Total tax
72 603
66 392
91 210
87 228
After tax
125 397
131 608
106 790
110 772
Living cost
33 364
33 364
33 364
33 364
Free-cash
92 033
98 244
73 426
77 408

Estimated living cost  is ₽33364 per week

₽23960
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6340
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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