Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 198000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽152813
₽153927
₽144608
₽148482
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
198 000
income
-
-
-
29 700
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 617
unemployment
-
-
-
125
health
-
-
-
3 587
total
-
-
-
38 029
Employee
20 343
-
191 880
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 786
-
2 739
-
health
936
-
1 435
-
accident

We are using the highest rate at 1.1%.

224
-
343
-
income
2 035
-
19 188
-
total
4 981
-
23 705
-
Employer
20 343
-
191 880
-
accident

We are using the highest rate at 1.1%.

224
-
343
-
health
1 404
-
2 152
-
unemployment
122
-
187
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 242
-
3 437
-
total
3 992
-
6 119
-
Corporate
173 666
198 000
-
-
income
17 367
19 800
-
-
total
17 367
19 800
-
-
Dividends
156 299
178 200
-
-
withholding
7 815
8 910
-
-
total
7 815
8 910
-
-
Income
198 000
198 000
198 000
198 000
Total tax
34 155
28 710
29 824
38 029
After tax
163 845
169 290
168 176
159 971
Living cost
15 363
15 363
15 363
15 363
Free-cash
148 482
153 927
152 813
144 608

Estimated living cost  is ₽15363 per week

₽10161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽367
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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