Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 198000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽146891
₽139081
₽143631
₽150344
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
198 000
unemployment
-
-
-
154
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 694
income
-
-
-
29 701
health
-
-
-
4 424
total
-
-
-
39 973
Employee
25 087
-
190 452
-
accident

We are using the highest rate at 1.1%.

276
-
423
-
income
2 509
-
19 045
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 202
-
3 378
-
health
1 154
-
1 770
-
total
6 141
-
24 616
-
Employer
25 087
-
190 452
-
accident

We are using the highest rate at 1.1%.

276
-
423
-
health
1 731
-
2 654
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 765
-
4 239
-
unemployment
151
-
231
-
total
4 923
-
7 547
-
Corporate
167 990
198 000
-
-
income
16 799
19 800
-
-
total
16 799
19 800
-
-
Dividends
151 191
178 200
-
-
withholding
7 560
8 910
-
-
total
7 560
8 910
-
-
Income
198 000
198 000
198 000
198 000
Total tax
35 423
28 710
32 163
39 973
After tax
162 577
169 290
165 837
158 027
Living cost
18 946
18 946
18 946
18 946
Free-cash
143 631
150 344
146 891
139 081

Estimated living cost  is ₽18946 per week

₽12531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1085
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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