Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 198000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽148260
₽140362
₽144754
₽151173
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
198 000
unemployment
-
-
-
147
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 444
income
-
-
-
29 700
health
-
-
-
4 230
total
-
-
-
39 521
Employee
23 989
-
190 783
-
accident

We are using the highest rate at 1.1%.

264
-
405
-
income
2 399
-
19 078
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 106
-
3 230
-
health
1 104
-
1 692
-
total
5 873
-
24 405
-
Employer
23 989
-
190 783
-
accident

We are using the highest rate at 1.1%.

264
-
405
-
health
1 655
-
2 538
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 644
-
4 054
-
unemployment
144
-
221
-
total
4 707
-
7 218
-
Corporate
169 304
198 000
-
-
income
16 930
19 800
-
-
total
16 930
19 800
-
-
Dividends
152 374
178 200
-
-
withholding
7 619
8 910
-
-
total
7 619
8 910
-
-
Income
198 000
198 000
198 000
198 000
Total tax
35 129
28 710
31 623
39 521
After tax
162 871
169 290
166 377
158 479
Living cost
18 117
18 117
18 117
18 117
Free-cash
144 754
151 173
148 260
140 362

Estimated living cost  is ₽18117 per week

₽11982
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1037
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽432
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4666
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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