Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 198000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽154124
₽153137
₽148750
₽144912
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
198 000
health
-
-
-
3 541
unemployment
-
-
-
123
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 558
income
-
-
-
29 700
total
-
-
-
37 922
Employee
20 082
-
191 958
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 763
-
2 704
-
income
2 009
-
19 195
-
accident

We are using the highest rate at 1.1%.

221
-
339
-
health
924
-
1 417
-
total
4 917
-
23 655
-
Employer
20 082
-
191 958
-
unemployment
121
-
185
-
health
1 386
-
2 125
-
accident

We are using the highest rate at 1.1%.

221
-
339
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 213
-
3 393
-
total
3 941
-
6 042
-
Corporate
173 978
198 000
-
-
income
17 397
19 800
-
-
total
17 397
19 800
-
-
Dividends
156 581
178 200
-
-
withholding
7 829
8 910
-
-
total
7 829
8 910
-
-
Income
198 000
198 000
198 000
198 000
Total tax
34 084
28 710
29 697
37 922
After tax
163 916
169 290
168 303
160 078
Living cost
15 166
15 166
15 166
15 166
Free-cash
148 750
154 124
153 137
144 912

Estimated living cost  is ₽15166 per week

₽10031
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽868
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3906
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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