Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 198000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽148174
₽153699
₽152436
₽144256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
198 000
unemployment
-
-
-
127
income
-
-
-
29 700
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 685
health
-
-
-
3 641
total
-
-
-
38 153
Employee
20 644
-
191 789
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
health
950
-
1 456
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 812
-
2 780
-
income
2 065
-
19 179
-
total
5 054
-
23 763
-
Employer
20 644
-
191 789
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 275
-
3 488
-
unemployment
124
-
190
-
health
1 425
-
2 184
-
total
4 051
-
6 210
-
Corporate
173 305
198 000
-
-
income
17 331
19 800
-
-
total
17 331
19 800
-
-
Dividends
155 975
178 200
-
-
withholding
7 799
8 910
-
-
total
7 799
8 910
-
-
Income
198 000
198 000
198 000
198 000
Total tax
34 235
28 710
29 973
38 153
After tax
163 765
169 290
168 027
159 847
Living cost
15 591
15 591
15 591
15 591
Free-cash
148 174
153 699
152 436
144 256

Estimated living cost  is ₽15591 per week

₽10311
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4015
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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