Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 197500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽143275
₽152912
₽147261
₽151390
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 500
health
-
-
-
3 725
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 794
unemployment
-
-
-
130
income
-
-
-
29 625
total
-
-
-
38 274
Employee
21 121
-
191 145
-
health
972
-
1 490
-
accident

We are using the highest rate at 1.1%.

232
-
356
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 854
-
2 844
-
income
2 112
-
19 115
-
total
5 170
-
23 805
-
Employer
21 121
-
191 145
-
health
1 457
-
2 235
-
accident

We are using the highest rate at 1.1%.

232
-
356
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 327
-
3 569
-
unemployment
127
-
194
-
total
4 143
-
6 354
-
Corporate
172 235
197 500
-
-
income
17 224
19 750
-
-
total
17 224
19 750
-
-
Dividends
155 011
177 750
-
-
withholding
7 751
8 887
-
-
total
7 751
8 887
-
-
Income
197 500
197 500
197 500
197 500
Total tax
34 288
28 637
30 159
38 274
After tax
163 212
168 863
167 341
159 226
Living cost
15 951
15 951
15 951
15 951
Free-cash
147 261
152 912
151 390
143 275

Estimated living cost  is ₽15951 per week

₽10550
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽913
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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