Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 197000
per

Your estimated
City
free-cash

Helsinki , Finland
₽85342
₽63814
₽86381
₽88253
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
197 000
health
-
-
-
2 641
municipal
-
-
-
34 985
national
-
-
-
36 821
total
-
-
-
74 447
Employee
49 569
-
165 727
-
municipal
8 119
-
26 982
-
unemployment
744
-
2 485
-
pensions
3 345
-
11 187
-
national
819
-
22 927
-
health
370
-
2 160
-
total
13 397
-
65 741
-
Employer
49 569
-
165 727
-
health
381
-
1 277
-
pensions
8 600
-
28 754
-
accident
50
-
166
-
unemployment
322
-
1 076
-
total
9 353
-
31 273
-
Corporate
138 078
197 000
-
-
income
27 616
39 401
-
-
total
27 616
39 401
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

82 846
118 199
-
-
municipal
14 913
21 276
-
-
national
7 296
14 809
-
-
total
22 209
36 085
-
-
Income
197 000
197 000
197 000
197 000
Total tax
72 575
75 486
97 014
74 447
After tax
124 425
121 514
99 986
122 553
Living cost
36 172
36 172
36 172
36 172
Free-cash
88 253
85 342
63 814
86 381

Estimated living cost  is ₽36172 per week

₽23628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3479
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽576
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8491
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close