Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 197000
per

Your estimated
City
free-cash

Andorra , Andorra
₽145875
₽149034
₽120975
₽115737
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
income
-
-
-
9 656
social contributions
-
-
-
43 341
total
-
-
-
52 997
Employee
30 231
-
170 561
-
social contributions
1 965
-
11 085
-
income
-
-
10 237
-
total
1 965
-
21 322
-
Employer
30 231
-
170 561
-
social contributions
4 686
-
26 437
-
total
4 686
-
26 437
-
Corporate
162 083
197 000
-
-
income
16 208
19 700
-
-
total
16 208
19 700
-
-
Dividends
145 875
177 300
-
-
total
-
-
-
-
Income
197 000
197 000
197 000
197 000
Total tax
22 859
19 700
47 759
52 997
After tax
174 141
177 300
149 241
144 003
Living cost
28 266
28 266
28 266
28 266
Free-cash
145 875
149 034
120 975
115 737

Estimated living cost  is ₽28266 per week

₽18276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2131
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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