Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 197000
per

Your estimated
City
free-cash

Andorra , Andorra
₽147225
₽119528
₽114294
₽143863
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
income
-
-
-
9 290
social contributions
-
-
-
43 340
total
-
-
-
52 630
Employee
32 166
-
170 562
-
income
-
-
9 871
-
social contributions
2 090
-
11 087
-
total
2 090
-
20 958
-
Employer
32 166
-
170 562
-
social contributions
4 986
-
26 438
-
total
4 986
-
26 438
-
Corporate
159 848
197 000
-
-
income
15 985
19 699
-
-
total
15 985
19 699
-
-
Dividends
143 862
177 301
-
-
total
-
-
-
-
Income
197 000
197 000
197 000
197 000
Total tax
23 061
19 699
47 396
52 630
After tax
173 939
177 301
149 604
144 370
Living cost
30 076
30 076
30 076
30 076
Free-cash
143 863
147 225
119 528
114 294

Estimated living cost  is ₽30076 per week

₽19447
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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