Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 197000
per

Your estimated
City
free-cash

Andorra , Andorra
₽146561
₽121465
₽149653
₽116232
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
social contributions
-
-
-
43 340
income
-
-
-
9 780
total
-
-
-
53 120
Employee
29 570
-
170 563
-
social contributions
1 922
-
11 087
-
income
-
-
10 363
-
total
1 922
-
21 450
-
Employer
29 570
-
170 563
-
social contributions
4 584
-
26 437
-
total
4 584
-
26 437
-
Corporate
162 846
197 000
-
-
income
16 285
19 699
-
-
total
16 285
19 699
-
-
Dividends
146 561
177 301
-
-
total
-
-
-
-
Income
197 000
197 000
197 000
197 000
Total tax
22 791
19 699
47 887
53 120
After tax
174 209
177 301
149 113
143 880
Living cost
27 648
27 648
27 648
27 648
Free-cash
146 561
149 653
121 465
116 232

Estimated living cost  is ₽27648 per week

₽17877
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2084
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7167
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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