Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 197000
per

Your estimated
City
free-cash

Andorra , Andorra
₽116033
₽146285
₽121268
₽149403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
social contributions
-
-
-
43 340
income
-
-
-
9 730
total
-
-
-
53 070
Employee
29 836
-
170 563
-
social contributions
1 939
-
11 086
-
income
-
-
10 312
-
total
1 939
-
21 398
-
Employer
29 836
-
170 563
-
social contributions
4 625
-
26 437
-
total
4 625
-
26 437
-
Corporate
162 539
197 000
-
-
income
16 254
19 700
-
-
total
16 254
19 700
-
-
Dividends
146 286
177 300
-
-
total
-
-
-
-
Income
197 000
197 000
197 000
197 000
Total tax
22 818
19 700
47 835
53 070
After tax
174 182
177 300
149 165
143 930
Living cost
27 897
27 897
27 897
27 897
Free-cash
146 285
149 403
121 268
116 033

Estimated living cost  is ₽27897 per week

₽18038
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2103
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽71688
₽78710
₽22208
₽79170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
surtax
-
-
-
-
unemployment
-
-
-
5 692
health
-
-
-
8 293
chamber of commerce
-
-
-
787
pensions
-
-
-
20 058
income
-
-
-
60 874
total
-
-
-
95 704
Employee
40 568
36 984
161 893
-
unemployment
1 217
1 110
3 253
-
other
405
370
1 085
-
income
3 614
2 728
50 850
-
pensions
4 155
3 786
11 102
-
health
1 569
1 432
4 195
-
total
10 960
9 426
70 485
-
Employer
40 568
36 984
161 893
-
pensions
5 091
4 642
13 607
-
surtax
-
-
-
-
payroll
1 217
1 110
4 857
-
other
1 927
1 756
7 235
-
health
1 534
1 398
4 098
-
accident
527
481
1 409
-
unemployment
1 217
1 110
3 253
-
chamber of commerce
162
148
648
-
total
11 675
10 645
35 107
-
Corporate
144 758
149 372
158 371
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

36 190
37 343
39 592
-
total
36 190
37 343
39 592
-
Dividends
108 568
112 028
-
-
withholding
29 857
30 808
-
-
total
29 857
30 808
-
-
Income
197 000
197 000
197 000
197 000
Total tax
88 682
88 222
145 184
95 704
After tax
108 318
108 778
51 816
101 296
Living cost
29 608
29 608
29 608
29 608
Free-cash
78 710
79 170
22 208
71 688

Estimated living cost  is ₽29608 per week

₽17761
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3024
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽68412
₽74543
₽19071
₽75976
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
surtax
-
-
-
183
unemployment
-
-
-
5 692
health
-
-
-
8 293
chamber of commerce
-
-
-
787
pensions
-
-
-
20 058
income
-
-
-
60 874
total
-
-
-
95 887
Employee
46 380
36 984
161 724
-
unemployment
1 391
1 110
3 253
-
other
463
370
1 085
-
income
5 280
2 728
50 767
-
pensions
4 750
3 786
11 102
-
health
1 795
1 432
4 195
-
total
13 679
9 426
70 402
-
Employer
46 380
36 984
161 724
-
pensions
5 821
4 642
13 607
-
surtax
183
183
183
-
payroll
1 391
1 110
4 852
-
other
2 203
1 756
7 228
-
health
1 752
1 398
4 098
-
accident
602
481
1 409
-
unemployment
1 391
1 110
3 253
-
chamber of commerce
185
148
646
-
total
13 528
10 828
35 276
-
Corporate
137 091
149 188
158 202
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

34 274
37 298
39 550
-
total
34 274
37 298
39 550
-
Dividends
102 818
111 891
-
-
withholding
28 275
30 771
-
-
total
28 275
30 771
-
-
Income
197 000
197 000
197 000
197 000
Total tax
89 756
88 323
145 228
95 887
After tax
107 244
108 677
51 772
101 113
Living cost
32 701
32 701
32 701
32 701
Free-cash
74 543
75 976
19 071
68 412

Estimated living cost  is ₽32701 per week

₽21810
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽51786
₽62349
₽33649
₽74927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
national
-
-
-
77 807
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
10 431
social contributions
-
-
-
23 138
total
-
-
-
111 376
Employee

The minimum management director salary is set at €45,000 per year.

66 384
-
152 586
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
1 328
-
national
20 409
-
57 197
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 462
-
7 959
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 979
-
11 444
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 119
-
7 171
-
total
32 547
-
85 099
-
Employer

The minimum management director salary is set at €45,000 per year.

66 384
-
152 586
-
surtax
7 527
-
17 301
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 882
-
13 519
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 082
-
9 383
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 983
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
2 228
-
total
19 323
-
44 414
-
Corporate
111 293
197 000
-
-
income
22 259
41 279
-
-
surtax
446
826
-
-
total
22 705
42 105
-
-
Dividends
88 588
154 895
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

26 238
46 130
-
-
total
26 238
46 130
-
-
Income
197 000
197 000
197 000
197 000
Total tax
100 813
88 235
129 513
111 376
After tax
96 187
108 765
67 487
85 624
Living cost
33 838
33 838
33 838
33 838
Free-cash
62 349
74 927
33 649
51 786

Estimated living cost  is ₽33838 per week

₽21796
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2959
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8554
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽142830
₽146817
₽150918
₽152471
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
unemployment
-
-
-
130
health
-
-
-
3 728
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 798
income
-
-
-
29 550
total
-
-
-
38 206
Employee
21 139
-
190 640
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 114
-
19 064
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 856
-
2 846
-
health
972
-
1 491
-
total
5 174
-
23 758
-
Employer
21 139
-
190 640
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 329
-
3 572
-
health
1 459
-
2 237
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
194
-
total
4 147
-
6 360
-
Corporate
171 714
197 000
-
-
income
17 171
19 700
-
-
total
17 171
19 700
-
-
Dividends
154 542
177 300
-
-
withholding
7 727
8 865
-
-
total
7 727
8 865
-
-
Income
197 000
197 000
197 000
197 000
Total tax
34 219
28 565
30 118
38 206
After tax
162 781
168 435
166 882
158 794
Living cost
15 964
15 964
15 964
15 964
Free-cash
146 817
152 471
150 918
142 830

Estimated living cost  is ₽15964 per week

₽10559
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽914
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽146626
₽151956
₽154714
₽156267
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
unemployment
-
-
-
130
health
-
-
-
3 728
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 798
income
-
-
-
29 550
total
-
-
-
38 206
Employee
16 111
-
190 640
-
accident

We are using the highest rate at 1.1%.

177
-
357
-
income
1 611
-
19 064
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 415
-
2 846
-
health
741
-
1 491
-
total
3 944
-
23 758
-
Employer
16 111
-
190 640
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 776
-
3 572
-
health
1 112
-
2 237
-
accident

We are using the highest rate at 1.1%.

177
-
357
-
unemployment
96
-
194
-
total
3 161
-
6 360
-
Corporate
177 727
197 000
-
-
income
17 773
19 700
-
-
total
17 773
19 700
-
-
Dividends
159 954
177 300
-
-
withholding
7 998
8 865
-
-
total
7 998
8 865
-
-
Income
197 000
197 000
197 000
197 000
Total tax
32 876
28 565
30 118
38 206
After tax
164 124
168 435
166 882
158 794
Living cost
12 167
12 167
12 167
12 167
Free-cash
151 956
156 267
154 714
146 626

Estimated living cost  is ₽12167 per week

₽7104
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽322
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3873
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽111484
₽117066
₽109843
₽122117
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
health
-
-
-
5 023
social contributions
-
-
-
15 016
income
-
-
-
43 990
total
-
-
-
64 029
Employee
71 362
71 362
185 579
-
income
7 770
6 606
43 106
-
social contributions
2 698
5 923
7 989
-
health
553
1 213
3 154
-
total
11 021
13 742
54 249
-
Employer
71 362
71 362
185 579
-
social contributions
2 698
5 923
7 989
-
health
601
1 321
3 432
-
total
3 299
7 244
11 421
-
Corporate
161 193
118 394
-
-
income
20 149
14 799
-
-
total
20 149
14 799
-
-
Dividends
141 044
103 595
-
-
withholding
23 978
17 611
-
-
total
23 978
17 611
-
-
Income
197 000
197 000
197 000
197 000
Total tax
58 447
53 396
65 670
64 029
After tax
138 553
143 604
131 330
132 971
Living cost
21 487
21 487
21 487
21 487
Free-cash
117 066
122 117
109 843
111 484

Estimated living cost  is ₽21487 per week

₽12877
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2108
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6027
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽102870
₽109652
₽101229
₽113503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
health
-
-
-
5 023
social contributions
-
-
-
15 016
income
-
-
-
43 990
total
-
-
-
64 029
Employee
71 362
71 362
185 579
-
income
7 494
6 606
43 106
-
social contributions
3 468
5 923
7 989
-
health
710
1 213
3 154
-
total
11 672
13 742
54 249
-
Employer
71 362
71 362
185 579
-
social contributions
3 468
5 923
7 989
-
health
773
1 321
3 432
-
total
4 241
7 244
11 421
-
Corporate
150 987
118 394
-
-
income
18 874
14 799
-
-
total
18 874
14 799
-
-
Dividends
132 113
103 595
-
-
withholding
22 460
17 611
-
-
total
22 460
17 611
-
-
Income
197 000
197 000
197 000
197 000
Total tax
57 247
53 396
65 670
64 029
After tax
139 753
143 604
131 330
132 971
Living cost
30 101
30 101
30 101
30 101
Free-cash
109 652
113 503
101 229
102 870

Estimated living cost  is ₽30101 per week

₽20577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2351
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽94657
₽106431
₽86048
₽114110
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
health
-
-
-
26 595
social contributions
-
-
-
30 973
income
-
-
-
20 915
solidarity contribution
-
-
-
2 335
total
-
-
-
80 818
Employee
31 654
-
156 405
-
income
3 798
-
19 259
-
social contributions
2 058
-
6 895
-
health
4 273
-
21 115
-
solidarity contribution
-
-
1 563
-
total
10 129
-
48 832
-
Employer
31 654
-
156 405
-
social contributions
7 913
-
26 518
-
health
2 849
-
14 077
-
total
10 762
-
40 595
-
Corporate
154 584
197 000
-
-
income
29 371
37 430
-
-
total
29 371
37 430
-
-
Dividends
125 213
159 570
-
-
withholding
18 782
23 935
-
-
total
18 782
23 935
-
-
Income
197 000
197 000
197 000
197 000
Total tax
69 044
61 365
89 427
80 818
After tax
127 956
135 635
107 573
116 182
Living cost
21 525
21 525
21 525
21 525
Free-cash
106 431
114 110
86 048
94 657

Estimated living cost  is ₽21525 per week

₽14951
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1531
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4619
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽89658
₽99649
₽81049
₽109111
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
health
-
-
-
26 595
social contributions
-
-
-
30 973
income
-
-
-
20 915
solidarity contribution
-
-
-
2 335
total
-
-
-
80 818
Employee
39 006
-
156 405
-
income
4 681
-
19 259
-
social contributions
2 535
-
6 895
-
health
5 266
-
21 115
-
solidarity contribution
-
-
1 563
-
total
12 482
-
48 832
-
Employer
39 006
-
156 405
-
social contributions
9 751
-
26 518
-
health
3 510
-
14 077
-
total
13 261
-
40 595
-
Corporate
144 732
197 000
-
-
income
27 499
37 430
-
-
total
27 499
37 430
-
-
Dividends
117 233
159 570
-
-
withholding
17 585
23 935
-
-
total
17 585
23 935
-
-
Income
197 000
197 000
197 000
197 000
Total tax
70 827
61 365
89 427
80 818
After tax
126 173
135 635
107 573
116 182
Living cost
26 524
26 524
26 524
26 524
Free-cash
99 649
109 111
81 049
89 658

Estimated living cost  is ₽26524 per week

₽19725
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1469
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽69452
-₽5791
-₽5791
-₽5791
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
national
-
-
-
24 204
pensions
-
-
-
807
municipal
-
-
-
42 017
labour market
-
-
-
15 695
total
-
-
-
82 723
Employee
189 197
189 197
189 197
-
municipal
40 288
40 288
40 288
-
national
23 114
23 114
23 114
-
pensions
269
269
269
-
labour market
15 114
15 114
15 114
-
total
78 785
78 785
78 785
-
Employer
189 197
189 197
189 197
-
pensions
538
538
538
-
labour market
15 136
15 136
15 136
-
municipal
40 353
40 353
40 353
-
national
23 154
23 154
23 154
-
total
79 181
79 181
79 181
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
197 000
197 000
197 000
197 000
Total tax
157 966
157 966
157 966
82 723
After tax
39 034
39 034
39 034
114 277
Living cost
44 825
44 825
44 825
44 825
Free-cash
-5 791
-5 791
-5 791
69 452

Estimated living cost  is ₽44825 per week

₽30679
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3965
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽689
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽83176
₽129419
₽91133
₽135184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
health
-
-
-
25 611
pensions
-
-
-
39 399
income
-
-
-
26 398
total
-
-
-
91 408
Employee
26 327
-
147 235
-
unemployment
421
-
2 356
-
income
2 964
-
28 386
-
pensions
527
-
2 945
-
total
3 912
-
33 687
-
Employer
26 327
-
147 235
-
pensions
5 266
-
29 446
-
health
3 422
-
19 140
-
unemployment
211
-
1 178
-
total
8 899
-
49 764
-
Corporate
161 774
197 000
-
-
income
32 354
39 400
-
-
total
32 354
39 400
-
-
Dividends
129 420
157 600
-
-
total
-
-
-
-
Income
197 000
197 000
197 000
197 000
Total tax
45 165
39 400
83 451
91 408
After tax
151 835
157 600
113 549
105 592
Living cost
22 416
22 416
22 416
22 416
Free-cash
129 419
135 184
91 133
83 176

Estimated living cost  is ₽22416 per week

₽15375
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1335
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽86562
₽88598
₽63995
₽85732
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
197 000
national
-
-
-
37 178
health
-
-
-
2 647
municipal
-
-
-
34 983
total
-
-
-
74 808
Employee
48 827
-
165 726
-
unemployment
733
-
2 487
-
municipal
7 997
-
26 979
-
national
807
-
23 283
-
pensions
3 295
-
11 187
-
health
365
-
2 164
-
total
13 197
-
66 100
-
Employer
48 827
-
165 726
-
pensions
8 471
-
28 754
-
health
375
-
1 277
-
accident
49
-
166
-
unemployment
317
-
1 078
-
total
9 212
-
31 275
-
Corporate
138 961
197 000
-
-
income
27 793
39 400
-
-
total
27 793
39 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

83 376
118 200
-
-
municipal
15 008
21 276
-
-
national
7 562
14 962
-
-
total
22 570
36 238
-
-
Income
197 000
197 000
197 000
197 000
Total tax
72 772
75 638
97 375
74 808
After tax
124 228
121 362
99 625
122 192
Living cost
35 630
35 630
35 630
35 630
Free-cash
88 598
85 732
63 995
86 562

Estimated living cost  is ₽35630 per week

₽23274
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3427
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽80213
₽75838
₽75192
₽70680
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
surtax
-
-
-
-
health
-
-
-
9 376
pensions
-
-
-
31 932
social contributions
-
-
-
5 615
income
-
-
-
35 150
other
-
-
-
6 108
total
-
-
-
88 181
Employee
35 455
-
150 781
-
income
1 828
-
31 501
-
surtax
-
-
-
-
social contributions
1 011
-
4 297
-
pensions
4 010
-
11 183
-
total
6 849
-
46 981
-
Employer
35 455
-
150 781
-
pensions
5 826
-
18 702
-
social contributions
106
-
453
-
other
1 224
-
6 181
-
health
2 481
-
14 779
-
unemployment
1 435
-
6 106
-
total
11 072
-
46 221
-
Corporate
150 473
197 000
-
-
income
42 132
55 161
-
-
surtax
-
-
-
-
total
42 132
55 161
-
-
Dividends
108 341
141 839
-
-
withholding
13 867
18 156
-
-
social contributions
18 636
24 397
-
-
surtax
-
-
-
-
total
32 503
42 553
-
-
Income
197 000
197 000
197 000
197 000
Total tax
92 556
97 714
93 202
88 181
After tax
104 444
99 286
103 798
108 819
Living cost
28 606
28 606
28 606
28 606
Free-cash
75 838
70 680
75 192
80 213

Estimated living cost  is ₽28606 per week

₽16590
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2906
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽77067
₽73019
₽72046
₽67534
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
surtax
-
-
-
-
health
-
-
-
9 376
pensions
-
-
-
31 932
social contributions
-
-
-
5 615
income
-
-
-
35 150
other
-
-
-
6 108
total
-
-
-
88 181
Employee
39 719
-
150 781
-
income
2 344
-
31 501
-
surtax
-
-
-
-
social contributions
1 132
-
4 297
-
pensions
4 491
-
11 183
-
total
7 967
-
46 981
-
Employer
39 719
-
150 781
-
pensions
6 525
-
18 702
-
social contributions
120
-
453
-
other
1 370
-
6 181
-
health
2 781
-
14 779
-
unemployment
1 608
-
6 106
-
total
12 404
-
46 221
-
Corporate
144 877
197 000
-
-
income
40 566
55 161
-
-
surtax
-
-
-
-
total
40 566
55 161
-
-
Dividends
104 311
141 839
-
-
withholding
13 351
18 156
-
-
social contributions
17 941
24 397
-
-
surtax
-
-
-
-
total
31 292
42 553
-
-
Income
197 000
197 000
197 000
197 000
Total tax
92 229
97 714
93 202
88 181
After tax
104 771
99 286
103 798
108 819
Living cost
31 752
31 752
31 752
31 752
Free-cash
73 019
67 534
72 046
77 067

Estimated living cost  is ₽31752 per week

₽20021
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2582
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8610
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽63996
₽60843
₽58975
₽54463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
surtax
-
-
-
-
health
-
-
-
9 376
pensions
-
-
-
31 932
social contributions
-
-
-
5 615
income
-
-
-
35 150
other
-
-
-
6 108
total
-
-
-
88 181
Employee
58 125
-
150 781
-
income
5 072
-
31 501
-
surtax
-
-
-
-
social contributions
1 655
-
4 297
-
pensions
6 574
-
11 183
-
total
13 301
-
46 981
-
Employer
58 125
-
150 781
-
pensions
9 551
-
18 702
-
social contributions
174
-
453
-
other
2 006
-
6 181
-
health
4 068
-
14 779
-
unemployment
2 355
-
6 106
-
total
18 154
-
46 221
-
Corporate
120 721
197 000
-
-
income
33 802
55 161
-
-
surtax
-
-
-
-
total
33 802
55 161
-
-
Dividends
86 919
141 839
-
-
withholding
11 125
18 156
-
-
social contributions
14 952
24 397
-
-
surtax
-
-
-
-
total
26 077
42 553
-
-
Income
197 000
197 000
197 000
197 000
Total tax
91 334
97 714
93 202
88 181
After tax
105 666
99 286
103 798
108 819
Living cost
44 823
44 823
44 823
44 823
Free-cash
60 843
54 463
58 975
63 996

Estimated living cost  is ₽44823 per week

₽30336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3667
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽189082
₽180087
₽151652
₽181202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
197 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 970
total
-
-
-
1 970
Employee
7 434
-
197 000
-
income
1 487
-
39 400
-
total
1 487
-
39 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

189 566
197 000
-
-
total
-
-
-
-
Dividends
189 566
197 000
-
-
withholding
9 478
9 850
-
-
total
9 478
9 850
-
-
Income
197 000
197 000
197 000
197 000
Total tax
10 965
9 850
39 400
1 970
After tax
186 035
187 150
157 600
195 030
Living cost
5 948
5 948
5 948
5 948
Free-cash
180 087
181 202
151 652
189 082

Estimated living cost  is ₽5948 per week

₽3686
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽163
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽185762
₽176144
₽148332
₽177882
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
197 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 970
total
-
-
-
1 970
Employee
11 586
-
197 000
-
income
2 317
-
39 400
-
total
2 317
-
39 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

185 414
197 000
-
-
total
-
-
-
-
Dividends
185 414
197 000
-
-
withholding
9 271
9 850
-
-
total
9 271
9 850
-
-
Income
197 000
197 000
197 000
197 000
Total tax
11 588
9 850
39 400
1 970
After tax
185 412
187 150
157 600
195 030
Living cost
9 268
9 268
9 268
9 268
Free-cash
176 144
177 882
148 332
185 762

Estimated living cost  is ₽9268 per week

₽6272
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2296
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽64586
₽77641
₽86664
₽65500
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
197 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 554
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 340
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
64 613
trade
-
-
-
22 078
total
-
-
-
96 585
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 176
-
197 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 797
-
64 613
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
3 554
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 340
-
6 340
-
total
10 347
-
74 507
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
150 824
197 000
-
-
trade
21 643
28 270
-
-
income
22 624
29 550
-
-
chamber of commerce
363
430
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 245
1 626
-
-
total
45 875
59 876
-
-
Dividends
104 950
137 125
-
-
withholding
25 885
33 928
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 423
1 867
-
-
total
27 308
35 795
-
-
Income
197 000
197 000
197 000
197 000
Total tax
83 530
95 671
74 507
96 585
After tax
113 470
101 329
122 493
100 415
Living cost
35 829
35 829
35 829
35 829
Free-cash
77 641
65 500
86 664
64 586

Estimated living cost  is ₽35829 per week

₽24716
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3855
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6738
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽70151
₽81458
₽94383
₽71194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
197 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 554
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 340
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
64 613
trade
-
-
-
24 232
total
-
-
-
98 739
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 496
-
197 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
64 613
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
3 554
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 340
-
6 340
-
total
7 387
-
74 507
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
161 504
197 000
-
-
trade
25 436
31 028
-
-
income
24 226
29 550
-
-
chamber of commerce
373
424
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 333
1 626
-
-
total
51 368
62 628
-
-
Dividends
110 135
134 372
-
-
withholding
27 182
33 240
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 495
1 828
-
-
total
28 677
35 068
-
-
Income
197 000
197 000
197 000
197 000
Total tax
87 432
97 696
74 507
98 739
After tax
109 568
99 304
122 493
98 261
Living cost
28 110
28 110
28 110
28 110
Free-cash
81 458
71 194
94 383
70 151

Estimated living cost  is ₽28110 per week

₽17682
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3277
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6625
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽60726
₽74874
₽86035
₽61833
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
197 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 554
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 340
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
64 613
trade
-
-
-
25 309
total
-
-
-
99 816
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 063
-
197 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 044
-
64 613
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
3 554
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 340
-
6 340
-
total
10 606
-
74 507
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
149 937
197 000
-
-
trade
24 665
32 407
-
-
income
22 490
29 550
-
-
chamber of commerce
354
421
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 236
1 626
-
-
total
48 745
64 004
-
-
Dividends
101 192
132 996
-
-
withholding
24 945
32 896
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 372
1 809
-
-
total
26 317
34 705
-
-
Income
197 000
197 000
197 000
197 000
Total tax
85 668
98 709
74 507
99 816
After tax
111 332
98 291
122 493
97 184
Living cost
36 458
36 458
36 458
36 458
Free-cash
74 874
61 833
86 035
60 726

Estimated living cost  is ₽36458 per week

₽24383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7686
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽53594
₽69813
₽79979
₽54763
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
197 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 554
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 340
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
64 613
trade
-
-
-
26 385
total
-
-
-
100 892
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 774
-
197 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 559
-
64 613
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
3 554
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 340
-
6 340
-
total
13 260
-
74 507
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
141 226
197 000
-
-
trade
24 221
33 786
-
-
income
21 183
29 550
-
-
chamber of commerce
340
417
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 166
1 626
-
-
total
46 910
65 379
-
-
Dividends
94 316
131 621
-
-
withholding
23 226
32 553
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 277
1 791
-
-
total
24 503
34 344
-
-
Income
197 000
197 000
197 000
197 000
Total tax
84 673
99 723
74 507
100 892
After tax
112 327
97 277
122 493
96 108
Living cost
42 514
42 514
42 514
42 514
Free-cash
69 813
54 763
79 979
53 594

Estimated living cost  is ₽42514 per week

₽31051
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3401
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7511
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽71937
₽100116
₽66259
₽103070
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
surtax
-
-
-
10 024
unemployment
-
-
-
211
health
-
-
-
8 793
pensions
-
-
-
24 772
income
-
-
-
60 418
other
-
-
-
-
total
-
-
-
104 218
Employee
31 253
-
170 928
-
unemployment
2 175
-
8 621
-
other
-
-
-
-
income
5 239
-
54 867
-
surtax
111
-
8 915
-
pensions
2 085
-
8 262
-
health
798
-
3 158
-
total
10 408
-
83 823
-
Employer
31 253
-
170 928
-
pensions
4 167
-
16 511
-
other
-
-
-
-
health
1 421
-
5 636
-
unemployment
992
-
3 926
-
total
6 580
-
26 073
-
Corporate
159 167
197 000
-
-
income
41 383
51 219
-
-
total
41 383
51 219
-
-
Dividends
117 784
145 781
-
-
withholding
17 668
21 866
-
-
total
17 668
21 866
-
-
Income
197 000
197 000
197 000
197 000
Total tax
76 039
73 085
109 896
104 218
After tax
120 961
123 915
87 104
92 782
Living cost
20 845
20 845
20 845
20 845
Free-cash
100 116
103 070
66 259
71 937

Estimated living cost  is ₽20845 per week

₽12585
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1812
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5965
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽72303
₽100546
₽66625
₽103436
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
surtax
-
-
-
10 024
unemployment
-
-
-
211
health
-
-
-
8 793
pensions
-
-
-
24 772
income
-
-
-
60 418
other
-
-
-
-
total
-
-
-
104 218
Employee
30 690
-
170 928
-
unemployment
2 136
-
8 621
-
other
-
-
-
-
income
5 144
-
54 867
-
surtax
100
-
8 915
-
pensions
2 046
-
8 262
-
health
784
-
3 158
-
total
10 210
-
83 823
-
Employer
30 690
-
170 928
-
pensions
4 091
-
16 511
-
other
-
-
-
-
health
1 397
-
5 636
-
unemployment
972
-
3 926
-
total
6 460
-
26 073
-
Corporate
159 850
197 000
-
-
income
41 561
51 219
-
-
total
41 561
51 219
-
-
Dividends
118 289
145 781
-
-
withholding
17 744
21 866
-
-
total
17 744
21 866
-
-
Income
197 000
197 000
197 000
197 000
Total tax
75 975
73 085
109 896
104 218
After tax
121 025
123 915
87 104
92 782
Living cost
20 479
20 479
20 479
20 479
Free-cash
100 546
103 436
66 625
72 303

Estimated living cost  is ₽20479 per week

₽12522
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽117999
₽92537
₽95730
₽92154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
unemployment
-
-
-
2 955
health
-
-
-
13 790
pensions
-
-
-
19 700
income
-
-
-
24 083
total
-
-
-
60 528
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 666
10 613
164 854
-
unemployment
400
159
2 473
-
income
3 260
1 297
20 153
-
pensions
2 667
1 061
16 485
-
health
1 867
743
11 540
-
total
8 194
3 260
50 651
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 666
10 613
164 854
-
pensions
5 200
2 069
32 146
-
total
5 200
2 069
32 146
-
Corporate
165 134
184 318
-
-
income
14 862
16 589
-
-
total
14 862
16 589
-
-
Dividends
150 272
167 729
-
-
withholding
28 552
31 869
-
-
social contributions
29 182
32 586
-
-
total
57 734
64 455
-
-
Income
197 000
197 000
197 000
197 000
Total tax
85 990
86 373
82 797
60 528
After tax
111 010
110 627
114 203
136 472
Living cost
18 473
18 473
18 473
18 473
Free-cash
92 537
92 154
95 730
117 999

Estimated living cost  is ₽18473 per week

₽12606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1511
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3986
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽67531
₽77350
₽68589
₽78094
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
national
-
-
-
37 004
pensions
-
-
-
23 640
social contributions
-
-
-
2 118
municipal
-
-
-
21 873
total
-
-
-
84 635
Employee
69 501
-
170 305
-
municipal
8 584
-
22 636
-
national
13 302
-
38 674
-
pensions
2 780
-
6 812
-
total
24 666
-
68 122
-
Employer
69 501
-
170 305
-
pensions
5 560
-
13 624
-
social contributions
747
-
1 831
-
total
6 307
-
15 455
-
Corporate
116 605
197 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

23 321
39 400
-
-
total
23 321
39 400
-
-
Dividends
93 284
157 600
-
-
withholding
20 522
34 672
-
-
total
20 522
34 672
-
-
Income
197 000
197 000
197 000
197 000
Total tax
74 816
74 072
83 577
84 635
After tax
122 184
122 928
113 423
112 365
Living cost
44 834
44 834
44 834
44 834
Free-cash
77 350
78 094
68 589
67 531

Estimated living cost  is ₽44834 per week

₽30473
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9522
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽47030
₽87083
₽47030
₽85036
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
social contributions
-
-
-
33 643
income
-
-
-
63 461
total
-
-
-
97 104
Employee
72 594
-
197 000
-
social contributions
6 031
-
33 643
-
income
13 698
-
63 461
-
total
19 729
-
97 104
-
Employer
72 594
-
197 000
-
total
-
-
-
-
Corporate
124 406
197 000
-
-
income
15 551
24 624
-
-
total
15 551
24 624
-
-
Dividends
108 855
172 376
-
-
withholding
21 771
34 474
-
-
total
21 771
34 474
-
-
Income
197 000
197 000
197 000
197 000
Total tax
57 051
59 098
97 104
97 104
After tax
139 949
137 902
99 896
99 896
Living cost
52 866
52 866
52 866
52 866
Free-cash
87 083
85 036
47 030
47 030

Estimated living cost  is ₽52866 per week

₽40219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7834
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽55044
₽61103
₽47177
₽65947
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
national
-
-
-
52 709
regional
-
-
-
2 434
social contributions
-
-
-
46 448
municipal
-
-
-
1 205
total
-
-
-
102 796
Employee
82 479
-
197 000
-
municipal
437
-
1 088
-
national
14 292
-
46 496
-
social contributions
27 812
-
60 895
-
regional
778
-
2 184
-
total
43 319
-
110 663
-
Employer
82 479
-
197 000
-
total
-
-
-
-
Corporate
114 521
197 000
-
-
nationa
27 484
47 280
-
-
municipal
4 466
7 684
-
-
total
31 950
54 964
-
-
Dividends
82 570
142 036
-
-
withholding
21 468
36 929
-
-
total
21 468
36 929
-
-
Income
197 000
197 000
197 000
197 000
Total tax
96 737
91 893
110 663
102 796
After tax
100 263
105 107
86 337
94 204
Living cost
39 160
39 160
39 160
39 160
Free-cash
61 103
65 947
47 177
55 044

Estimated living cost  is ₽39160 per week

₽27298
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2568
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8693
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽68582
₽76487
₽60759
₽78548
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
national
-
-
-
52 709
regional
-
-
-
3 056
social contributions
-
-
-
46 448
municipal
-
-
-
1 205
total
-
-
-
103 418
Employee
51 480
-
197 000
-
municipal
273
-
1 088
-
national
8 156
-
46 496
-
social contributions
17 360
-
60 895
-
regional
693
-
2 762
-
total
26 482
-
111 241
-
Employer
51 480
-
197 000
-
total
-
-
-
-
Corporate
145 520
197 000