Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 197000
per

Your estimated
City
free-cash

Valencia , Spain
₽2556
₽24186
₽2008
₽487
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
other
-
-
-
196
unemployment
-
-
-
1 377
income
-
-
-
28 415
pensions
-
-
-
55 747
accident
-
-
-
1 775
total
-
-
-
87 510
Employee
146 569
-
149 377
-
unemployment
2 272
-
2 317
-
other
143
-
150
-
pensions
6 890
-
7 018
-
income
28 257
-
28 889
-
total
37 562
-
38 374
-
Employer
146 569
-
149 377
-
other
1 173
-
1 196
-
accident
2 904
-
2 956
-
pensions
34 587
-
35 249
-
unemployment
8 064
-
8 214
-
total
46 728
-
47 615
-
Corporate
3 703
197 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

557
29 547
-
-
total
557
29 547
-
-
Dividends
3 146
167 453
-
-
withholding
594
34 264
-
-
total
594
34 264
-
-
Income
197 000
197 000
197 000
197 000
Total tax
85 441
63 811
85 989
87 510
After tax
111 559
133 189
111 011
109 490
Living cost
109 003
109 003
109 003
109 003
Free-cash
2 556
24 186
2 008
487

Estimated living cost  is ₽109003 per month

₽73575
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1911
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23041
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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