Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 197000
per

Your estimated
City
free-cash

Valencia , Spain
₽64292
₽38043
₽36647
₽51212
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
197 000
unemployment
-
-
-
1 377
pensions
-
-
-
55 752
accident
-
-
-
1 774
other
-
-
-
199
income
-
-
-
32 688
total
-
-
-
91 790
Employee
92 193
-
149 382
-
pensions
4 334
-
7 022
-
other
90
-
151
-
unemployment
1 429
-
2 314
-
income
17 774
-
33 289
-
total
23 627
-
42 776
-
Employer
92 193
-
149 382
-
pensions
21 756
-
35 255
-
accident
1 826
-
2 957
-
unemployment
5 072
-
8 214
-
other
738
-
1 192
-
total
29 392
-
47 618
-
Corporate
75 415
197 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

11 313
29 548
-
-
total
11 313
29 548
-
-
Dividends
64 102
167 452
-
-
withholding
12 893
34 597
-
-
total
12 893
34 597
-
-
Income
197 000
197 000
197 000
197 000
Total tax
77 225
64 145
90 394
91 790
After tax
119 775
132 855
106 606
105 210
Living cost
68 563
68 563
68 563
68 563
Free-cash
51 212
64 292
38 043
36 647

Estimated living cost  is ₽68563 per month

₽46279
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6591
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14493
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Additional information

Source

[[ row[2] ]] [[ row[0] ]]

Additional information

Source