Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 196500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽148134
₽140228
₽150632
₽144477
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 500
income
-
-
-
29 475
health
-
-
-
4 058
unemployment
-
-
-
141
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 222
total
-
-
-
38 896
Employee
23 008
-
189 578
-
income
2 301
-
18 958
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
health
1 058
-
1 623
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 020
-
3 098
-
total
5 632
-
24 067
-
Employer
23 008
-
189 578
-
unemployment
138
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 535
-
3 888
-
health
1 588
-
2 435
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
total
4 514
-
6 923
-
Corporate
168 977
196 500
-
-
income
16 897
19 650
-
-
total
16 897
19 650
-
-
Dividends
152 080
176 850
-
-
withholding
7 604
8 842
-
-
total
7 604
8 842
-
-
Income
196 500
196 500
196 500
196 500
Total tax
34 647
28 492
30 990
38 896
After tax
161 853
168 008
165 510
157 604
Living cost
17 376
17 376
17 376
17 376
Free-cash
144 477
150 632
148 134
140 228

Estimated living cost  is ₽17376 per week

₽11492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽995
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽415
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4475
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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