Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 196500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽145939
₽151712
₽149921
₽141896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 500
unemployment
-
-
-
132
income
-
-
-
29 475
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 897
health
-
-
-
3 805
total
-
-
-
38 309
Employee
21 577
-
190 008
-
accident

We are using the highest rate at 1.1%.

237
-
364
-
health
993
-
1 522
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 894
-
2 905
-
income
2 158
-
19 001
-
total
5 282
-
23 792
-
Employer
21 577
-
190 008
-
accident

We are using the highest rate at 1.1%.

237
-
364
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 378
-
3 646
-
unemployment
130
-
199
-
health
1 489
-
2 283
-
total
4 234
-
6 492
-
Corporate
170 689
196 500
-
-
income
17 069
19 650
-
-
total
17 069
19 650
-
-
Dividends
153 620
176 850
-
-
withholding
7 681
8 843
-
-
total
7 681
8 843
-
-
Income
196 500
196 500
196 500
196 500
Total tax
34 266
28 493
30 284
38 309
After tax
162 234
168 007
166 216
158 191
Living cost
16 295
16 295
16 295
16 295
Free-cash
145 939
151 712
149 921
141 896

Estimated living cost  is ₽16295 per week

₽10778
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽389
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4197
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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