Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 196000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽145683
₽151410
₽149679
₽141664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
health
-
-
-
3 776
income
-
-
-
29 400
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 859
unemployment
-
-
-
131
total
-
-
-
38 166
Employee
21 411
-
189 558
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 880
-
2 883
-
income
2 141
-
18 956
-
health
985
-
1 510
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
total
5 241
-
23 710
-
Employer
21 411
-
189 558
-
health
1 477
-
2 265
-
unemployment
129
-
197
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 359
-
3 618
-
total
4 200
-
6 441
-
Corporate
170 388
196 000
-
-
income
17 039
19 600
-
-
total
17 039
19 600
-
-
Dividends
153 350
176 400
-
-
withholding
7 667
8 820
-
-
total
7 667
8 820
-
-
Income
196 000
196 000
196 000
196 000
Total tax
34 147
28 420
30 151
38 166
After tax
161 853
167 580
165 849
157 834
Living cost
16 170
16 170
16 170
16 170
Free-cash
145 683
151 410
149 679
141 664

Estimated living cost  is ₽16170 per week

₽10694
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽926
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽386
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4164
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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