Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 196000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽146532
₽152040
₽150719
₽142635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
unemployment
-
-
-
126
income
-
-
-
29 400
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 670
health
-
-
-
3 629
total
-
-
-
37 825
Employee
20 578
-
189 809
-
accident

We are using the highest rate at 1.1%.

226
-
347
-
health
947
-
1 452
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 807
-
2 771
-
income
2 058
-
18 981
-
total
5 038
-
23 551
-
Employer
20 578
-
189 809
-
accident

We are using the highest rate at 1.1%.

226
-
347
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 268
-
3 477
-
unemployment
124
-
189
-
health
1 420
-
2 177
-
total
4 038
-
6 190
-
Corporate
171 385
196 000
-
-
income
17 139
19 600
-
-
total
17 139
19 600
-
-
Dividends
154 246
176 400
-
-
withholding
7 713
8 820
-
-
total
7 713
8 820
-
-
Income
196 000
196 000
196 000
196 000
Total tax
33 928
28 420
29 741
37 825
After tax
162 072
167 580
166 259
158 175
Living cost
15 540
15 540
15 540
15 540
Free-cash
146 532
152 040
150 719
142 635

Estimated living cost  is ₽15540 per week

₽10278
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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