Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 196000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽146246
₽138461
₽142867
₽149333
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
unemployment
-
-
-
148
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 483
income
-
-
-
29 400
health
-
-
-
4 261
total
-
-
-
39 292
Employee
24 161
-
188 731
-
accident

We are using the highest rate at 1.1%.

266
-
408
-
income
2 417
-
18 873
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 121
-
3 253
-
health
1 112
-
1 704
-
total
5 916
-
24 238
-
Employer
24 161
-
188 731
-
accident

We are using the highest rate at 1.1%.

266
-
408
-
health
1 667
-
2 556
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 663
-
4 083
-
unemployment
145
-
222
-
total
4 741
-
7 269
-
Corporate
167 098
196 000
-
-
income
16 710
19 600
-
-
total
16 710
19 600
-
-
Dividends
150 388
176 400
-
-
withholding
7 519
8 820
-
-
total
7 519
8 820
-
-
Income
196 000
196 000
196 000
196 000
Total tax
34 886
28 420
31 507
39 292
After tax
161 114
167 580
164 493
156 708
Living cost
18 247
18 247
18 247
18 247
Free-cash
142 867
149 333
146 246
138 461

Estimated living cost  is ₽18247 per week

₽12068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4699
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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