Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 196000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽126109
₽137148
₽119670
₽126367
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
health
-
-
-
7 106
income
-
-
-
29 401
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
9 145
unemployment
-
-
-
247
total
-
-
-
45 899
Employee
40 295
-
183 877
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

3 538
-
5 426
-
accident

We are using the highest rate at 1.1%.

443
-
680
-
health
1 854
-
2 842
-
income
4 030
-
18 388
-
total
9 865
-
27 336
-
Employer
40 295
-
183 877
-
accident

We are using the highest rate at 1.1%.

443
-
680
-
unemployment
242
-
371
-
health
2 781
-
4 264
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

4 440
-
6 809
-
total
7 906
-
12 124
-
Corporate
147 799
196 000
-
-
income
14 780
19 600
-
-
total
14 780
19 600
-
-
Dividends
133 018
176 400
-
-
withholding
6 651
8 821
-
-
total
6 651
8 821
-
-
Income
196 000
196 000
196 000
196 000
Total tax
39 202
28 421
39 460
45 899
After tax
156 798
167 579
156 540
150 101
Living cost
30 431
30 431
30 431
30 431
Free-cash
126 367
137 148
126 109
119 670

Estimated living cost  is ₽30431 per week

₽20127
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1742
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽726
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7837
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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