Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 196000
per

Your estimated
City
free-cash

Andorra , Andorra
₽145925
₽148988
₽120924
₽115718
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
income
-
-
-
9 750
social contributions
-
-
-
43 120
total
-
-
-
52 870
Employee
29 317
-
169 697
-
social contributions
1 905
-
11 031
-
income
-
-
10 330
-
total
1 905
-
21 361
-
Employer
29 317
-
169 697
-
social contributions
4 544
-
26 303
-
total
4 544
-
26 303
-
Corporate
162 138
196 000
-
-
income
16 214
19 600
-
-
total
16 214
19 600
-
-
Dividends
145 925
176 400
-
-
total
-
-
-
-
Income
196 000
196 000
196 000
196 000
Total tax
22 663
19 600
47 664
52 870
After tax
173 337
176 400
148 336
143 130
Living cost
27 412
27 412
27 412
27 412
Free-cash
145 925
148 988
120 924
115 718

Estimated living cost  is ₽27412 per week

₽17724
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2066
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7106
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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