Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 196000
per

Your estimated
City
free-cash

Andorra , Andorra
₽144714
₽120058
₽147901
₽114850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
social contributions
-
-
-
43 119
income
-
-
-
9 531
total
-
-
-
52 650
Employee
30 481
-
169 697
-
social contributions
1 981
-
11 029
-
income
-
-
10 110
-
total
1 981
-
21 139
-
Employer
30 481
-
169 697
-
social contributions
4 725
-
26 303
-
total
4 725
-
26 303
-
Corporate
160 794
196 000
-
-
income
16 080
19 599
-
-
total
16 080
19 599
-
-
Dividends
144 714
176 401
-
-
total
-
-
-
-
Income
196 000
196 000
196 000
196 000
Total tax
22 786
19 599
47 442
52 650
After tax
173 214
176 401
148 558
143 350
Living cost
28 500
28 500
28 500
28 500
Free-cash
144 714
147 901
120 058
114 850

Estimated living cost  is ₽28500 per week

₽18428
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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