Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 196000
per

Your estimated
City
free-cash

Andorra , Andorra
₽145784
₽148860
₽120825
₽115617
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
income
-
-
-
9 724
social contributions
-
-
-
43 120
total
-
-
-
52 844
Employee
29 453
-
169 697
-
social contributions
1 914
-
11 030
-
income
-
-
10 303
-
total
1 914
-
21 333
-
Employer
29 453
-
169 697
-
social contributions
4 565
-
26 303
-
total
4 565
-
26 303
-
Corporate
161 981
196 000
-
-
income
16 198
19 601
-
-
total
16 198
19 601
-
-
Dividends
145 783
176 399
-
-
total
-
-
-
-
Income
196 000
196 000
196 000
196 000
Total tax
22 677
19 601
47 636
52 844
After tax
173 323
176 399
148 364
143 156
Living cost
27 539
27 539
27 539
27 539
Free-cash
145 784
148 860
120 825
115 617

Estimated living cost  is ₽27539 per week

₽17806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2076
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7139
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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