Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 196000
per

Your estimated
City
free-cash

Andorra , Andorra
₽157255
₽127524
₽122315
₽155115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
social contributions
-
-
-
43 120
income
-
-
-
11 420
total
-
-
-
54 540
Employee
20 475
-
169 697
-
social contributions
1 331
-
11 030
-
income
-
-
11 999
-
total
1 331
-
23 029
-
Employer
20 475
-
169 697
-
social contributions
3 174
-
26 302
-
total
3 174
-
26 302
-
Corporate
172 351
196 000
-
-
income
17 235
19 600
-
-
total
17 235
19 600
-
-
Dividends
155 116
176 400
-
-
total
-
-
-
-
Income
196 000
196 000
196 000
196 000
Total tax
21 740
19 600
49 331
54 540
After tax
174 260
176 400
146 669
141 460
Living cost
19 145
19 145
19 145
19 145
Free-cash
155 115
157 255
127 524
122 315

Estimated living cost  is ₽19145 per week

₽12379
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1443
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽360
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4963
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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