Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 196000
per

Your estimated
City
free-cash

Andorra , Andorra
₽148178
₽120280
₽115070
₽145023
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
income
-
-
-
9 587
social contributions
-
-
-
43 121
total
-
-
-
52 708
Employee
30 184
-
169 697
-
income
-
-
10 165
-
social contributions
1 962
-
11 030
-
total
1 962
-
21 195
-
Employer
30 184
-
169 697
-
social contributions
4 679
-
26 303
-
total
4 679
-
26 303
-
Corporate
161 137
196 000
-
-
income
16 114
19 600
-
-
total
16 114
19 600
-
-
Dividends
145 024
176 400
-
-
total
-
-
-
-
Income
196 000
196 000
196 000
196 000
Total tax
22 755
19 600
47 498
52 708
After tax
173 245
176 400
148 502
143 292
Living cost
28 222
28 222
28 222
28 222
Free-cash
145 023
148 178
120 280
115 070

Estimated living cost  is ₽28222 per week

₽18248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2127
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7316
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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