Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 196000
per

Your estimated
City
free-cash

Andorra , Andorra
₽145858
₽142446
₽113220
₽118428
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
income
-
-
-
9 118
social contributions
-
-
-
43 120
total
-
-
-
52 238
Employee
32 665
-
169 696
-
income
-
-
9 697
-
social contributions
2 123
-
11 029
-
total
2 123
-
20 726
-
Employer
32 665
-
169 696
-
social contributions
5 063
-
26 304
-
total
5 063
-
26 304
-
Corporate
158 271
196 000
-
-
income
15 826
19 600
-
-
total
15 826
19 600
-
-
Dividends
142 445
176 400
-
-
total
-
-
-
-
Income
196 000
196 000
196 000
196 000
Total tax
23 012
19 600
47 030
52 238
After tax
172 988
176 400
148 970
143 762
Living cost
30 542
30 542
30 542
30 542
Free-cash
142 446
145 858
118 428
113 220

Estimated living cost  is ₽30542 per week

₽19748
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7917
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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