Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 196000
per

Your estimated
City
free-cash

Andorra , Andorra
₽145433
₽148546
₽120576
₽115365
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
income
-
-
-
9 661
social contributions
-
-
-
43 121
total
-
-
-
52 782
Employee
29 789
-
169 696
-
social contributions
1 936
-
11 030
-
income
-
-
10 239
-
total
1 936
-
21 269
-
Employer
29 789
-
169 696
-
social contributions
4 618
-
26 302
-
total
4 618
-
26 302
-
Corporate
161 593
196 000
-
-
income
16 160
19 601
-
-
total
16 160
19 601
-
-
Dividends
145 434
176 399
-
-
total
-
-
-
-
Income
196 000
196 000
196 000
196 000
Total tax
22 714
19 601
47 571
52 782
After tax
173 286
176 399
148 429
143 218
Living cost
27 853
27 853
27 853
27 853
Free-cash
145 433
148 546
120 576
115 365

Estimated living cost  is ₽27853 per week

₽18009
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2100
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7220
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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