Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 196000
per

Your estimated
City
free-cash

Andorra , Andorra
₽146617
₽119034
₽113826
₽143290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
income
-
-
-
9 271
social contributions
-
-
-
43 121
total
-
-
-
52 392
Employee
31 852
-
169 697
-
income
-
-
9 850
-
social contributions
2 070
-
11 031
-
total
2 070
-
20 881
-
Employer
31 852
-
169 697
-
social contributions
4 937
-
26 303
-
total
4 937
-
26 303
-
Corporate
159 211
196 000
-
-
income
15 921
19 601
-
-
total
15 921
19 601
-
-
Dividends
143 290
176 399
-
-
total
-
-
-
-
Income
196 000
196 000
196 000
196 000
Total tax
22 928
19 601
47 184
52 392
After tax
173 072
176 399
148 816
143 608
Living cost
29 782
29 782
29 782
29 782
Free-cash
143 290
146 617
119 034
113 826

Estimated living cost  is ₽29782 per week

₽19257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2245
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽560
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7720
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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