Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 196000
per

Your estimated
City
free-cash

Andorra , Andorra
₽146011
₽149067
₽120988
₽115779
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
income
-
-
-
9 767
social contributions
-
-
-
43 120
total
-
-
-
52 887
Employee
29 234
-
169 697
-
social contributions
1 900
-
11 030
-
income
-
-
10 345
-
total
1 900
-
21 375
-
Employer
29 234
-
169 697
-
social contributions
4 531
-
26 303
-
total
4 531
-
26 303
-
Corporate
162 235
196 000
-
-
income
16 224
19 599
-
-
total
16 224
19 599
-
-
Dividends
146 011
176 401
-
-
total
-
-
-
-
Income
196 000
196 000
196 000
196 000
Total tax
22 655
19 599
47 678
52 887
After tax
173 345
176 401
148 322
143 113
Living cost
27 334
27 334
27 334
27 334
Free-cash
146 011
149 067
120 988
115 779

Estimated living cost  is ₽27334 per week

₽17674
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2060
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7085
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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