Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 195500

per

Your estimated

Best value All models

City

free-cash

Gdansk , Poland

₽86958

-₽4535

₽113157

₽12711

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

195 500

health

2 019

income

55 523

pensions

3 853

accident

234

other

343

total

61 972

Employee

32 045

177 966

pensions

3 608

7 065

health

3 669

20 377

income

4 396

43 195

total

11 673

70 637

Employer

32 045

177 966

accident

535

2 972

unemployment

785

4 360

pensions

5 211

10 202

total

6 531

17 534

Corporate

156 924

195 500

income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

141 232

175 950

total

141 232

175 950

Dividends

15 693

19 550

withholding

2 982

3 714

total

2 982

3 714

Income

195 500

Total tax

162 418

179 664

88 171

61 972

After tax

33 082

15 836

107 329

133 528

Living cost

20 371

Free-cash

12 711

-4 535

86 958

113 157

Estimated living cost is ₽20371 per week

₽14930

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽1129

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽425

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽3887

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.