Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 195000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽144610
₽148515
₽150396
₽140568
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
health
-
-
-
3 813
income
-
-
-
29 250
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 907
unemployment
-
-
-
133
total
-
-
-
38 103
Employee
21 622
-
188 495
-
accident

We are using the highest rate at 1.1%.

238
-
365
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 898
-
2 911
-
health
995
-
1 525
-
income
2 163
-
18 849
-
total
5 294
-
23 650
-
Employer
21 622
-
188 495
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 383
-
3 654
-
health
1 492
-
2 288
-
unemployment
130
-
199
-
accident

We are using the highest rate at 1.1%.

238
-
365
-
total
4 243
-
6 506
-
Corporate
169 136
195 000
-
-
income
16 913
19 500
-
-
total
16 913
19 500
-
-
Dividends
152 223
175 500
-
-
withholding
7 611
8 775
-
-
total
7 611
8 775
-
-
Income
195 000
195 000
195 000
195 000
Total tax
34 061
28 275
30 156
38 103
After tax
160 939
166 725
164 844
156 897
Living cost
16 329
16 329
16 329
16 329
Free-cash
144 610
150 396
148 515
140 568

Estimated living cost  is ₽16329 per week

₽10800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽935
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽390
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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