Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 195000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽147408
₽139537
₽149727
₽143707
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
income
-
-
-
29 250
health
-
-
-
3 969
unemployment
-
-
-
138
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 108
total
-
-
-
38 465
Employee
22 508
-
188 228
-
income
2 251
-
18 823
-
accident

We are using the highest rate at 1.1%.

247
-
380
-
health
1 035
-
1 588
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 976
-
3 031
-
total
5 509
-
23 822
-
Employer
22 508
-
188 228
-
unemployment
135
-
207
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 480
-
3 803
-
health
1 553
-
2 382
-
accident

We are using the highest rate at 1.1%.

247
-
380
-
total
4 415
-
6 772
-
Corporate
168 075
195 000
-
-
income
16 807
19 500
-
-
total
16 807
19 500
-
-
Dividends
151 268
175 500
-
-
withholding
7 564
8 775
-
-
total
7 564
8 775
-
-
Income
195 000
195 000
195 000
195 000
Total tax
34 295
28 275
30 594
38 465
After tax
160 705
166 725
164 406
156 535
Living cost
16 998
16 998
16 998
16 998
Free-cash
143 707
149 727
147 408
139 537

Estimated living cost  is ₽16998 per week

₽11243
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽973
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽406
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4378
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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