Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 195000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽142126
₽145979
₽150185
₽151406
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 604
income
-
-
-
29 250
health
-
-
-
3 577
unemployment
-
-
-
124
total
-
-
-
37 555
Employee
20 285
-
188 897
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 781
-
2 731
-
accident

We are using the highest rate at 1.1%.

223
-
342
-
income
2 029
-
18 889
-
health
933
-
1 431
-
total
4 966
-
23 393
-
Employer
20 285
-
188 897
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 235
-
3 428
-
health
1 400
-
2 146
-
unemployment
122
-
187
-
accident

We are using the highest rate at 1.1%.

223
-
342
-
total
3 980
-
6 103
-
Corporate
170 735
195 000
-
-
income
17 073
19 500
-
-
total
17 073
19 500
-
-
Dividends
153 662
175 500
-
-
withholding
7 683
8 775
-
-
total
7 683
8 775
-
-
Income
195 000
195 000
195 000
195 000
Total tax
33 702
28 275
29 496
37 555
After tax
161 298
166 725
165 504
157 445
Living cost
15 319
15 319
15 319
15 319
Free-cash
145 979
151 406
150 185
142 126

Estimated living cost  is ₽15319 per week

₽10132
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽366
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3945
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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