Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 195000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽149550
₽143465
₽139264
₽147118
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
unemployment
-
-
-
139
income
-
-
-
29 250
health
-
-
-
4 011
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 161
total
-
-
-
38 561
Employee
22 742
-
188 158
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 997
-
3 062
-
income
2 275
-
18 815
-
health
1 046
-
1 604
-
accident

We are using the highest rate at 1.1%.

250
-
384
-
total
5 568
-
23 865
-
Employer
22 742
-
188 158
-
health
1 569
-
2 406
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 506
-
3 843
-
accident

We are using the highest rate at 1.1%.

250
-
384
-
unemployment
137
-
209
-
total
4 462
-
6 842
-
Corporate
167 796
195 000
-
-
income
16 779
19 500
-
-
total
16 779
19 500
-
-
Dividends
151 017
175 500
-
-
withholding
7 551
8 775
-
-
total
7 551
8 775
-
-
Income
195 000
195 000
195 000
195 000
Total tax
34 360
28 275
30 707
38 561
After tax
160 640
166 725
164 293
156 439
Living cost
17 175
17 175
17 175
17 175
Free-cash
143 465
149 550
147 118
139 264

Estimated living cost  is ₽17175 per week

₽11359
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽983
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4423
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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