Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 195000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽145313
₽149371
₽150914
₽141367
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
health
-
-
-
3 692
income
-
-
-
29 250
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 752
unemployment
-
-
-
128
total
-
-
-
37 822
Employee
20 937
-
188 701
-
accident

We are using the highest rate at 1.1%.

230
-
353
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 838
-
2 819
-
health
963
-
1 477
-
income
2 094
-
18 870
-
total
5 125
-
23 519
-
Employer
20 937
-
188 701
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 307
-
3 538
-
health
1 445
-
2 215
-
unemployment
126
-
193
-
accident

We are using the highest rate at 1.1%.

230
-
353
-
total
4 108
-
6 299
-
Corporate
169 956
195 000
-
-
income
16 995
19 500
-
-
total
16 995
19 500
-
-
Dividends
152 960
175 500
-
-
withholding
7 648
8 775
-
-
total
7 648
8 775
-
-
Income
195 000
195 000
195 000
195 000
Total tax
33 876
28 275
29 818
37 822
After tax
161 124
166 725
165 182
157 178
Living cost
15 811
15 811
15 811
15 811
Free-cash
145 313
150 914
149 371
141 367

Estimated living cost  is ₽15811 per week

₽10457
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽905
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽377
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4072
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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Estimated living cost

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