Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 195000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽144827
₽150555
₽148779
₽140814
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
health
-
-
-
3 776
income
-
-
-
29 250
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 859
unemployment
-
-
-
131
total
-
-
-
38 016
Employee
21 411
-
188 558
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 880
-
2 883
-
income
2 141
-
18 856
-
health
985
-
1 510
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
total
5 241
-
23 610
-
Employer
21 411
-
188 558
-
health
1 477
-
2 265
-
unemployment
129
-
197
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 359
-
3 618
-
total
4 200
-
6 441
-
Corporate
169 388
195 000
-
-
income
16 939
19 500
-
-
total
16 939
19 500
-
-
Dividends
152 449
175 500
-
-
withholding
7 623
8 775
-
-
total
7 623
8 775
-
-
Income
195 000
195 000
195 000
195 000
Total tax
34 003
28 275
30 051
38 016
After tax
160 997
166 725
164 949
156 984
Living cost
16 170
16 170
16 170
16 170
Free-cash
144 827
150 555
148 779
140 814

Estimated living cost  is ₽16170 per week

₽10694
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽926
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽386
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4164
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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Estimated living cost

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