Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 195000
per

Your estimated
City
free-cash

Andorra , Andorra
₽144369
₽147499
₽119727
₽114547
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
income
-
-
-
9 553
social contributions
-
-
-
42 899
total
-
-
-
52 452
Employee
29 947
-
168 831
-
social contributions
1 946
-
10 974
-
income
-
-
10 129
-
total
1 946
-
21 103
-
Employer
29 947
-
168 831
-
social contributions
4 642
-
26 169
-
total
4 642
-
26 169
-
Corporate
160 411
195 000
-
-
income
16 042
19 500
-
-
total
16 042
19 500
-
-
Dividends
144 369
175 500
-
-
total
-
-
-
-
Income
195 000
195 000
195 000
195 000
Total tax
22 630
19 500
47 272
52 452
After tax
172 370
175 500
147 728
142 548
Living cost
28 001
28 001
28 001
28 001
Free-cash
144 369
147 499
119 727
114 547

Estimated living cost  is ₽28001 per week

₽18105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2111
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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