Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 195000
per

Your estimated
City
free-cash

Andorra , Andorra
₽144490
₽117327
₽112145
₽141025
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
social contributions
-
-
-
42 900
income
-
-
-
8 945
total
-
-
-
51 845
Employee
33 165
-
168 830
-
social contributions
2 155
-
10 973
-
income
-
-
9 522
-
total
2 155
-
20 495
-
Employer
33 165
-
168 830
-
social contributions
5 141
-
26 168
-
total
5 141
-
26 168
-
Corporate
156 694
195 000
-
-
income
15 669
19 500
-
-
total
15 669
19 500
-
-
Dividends
141 025
175 500
-
-
total
-
-
-
-
Income
195 000
195 000
195 000
195 000
Total tax
22 965
19 500
46 663
51 845
After tax
172 035
175 500
148 337
143 155
Living cost
31 010
31 010
31 010
31 010
Free-cash
141 025
144 490
117 327
112 145

Estimated living cost  is ₽31010 per week

₽20050
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽583
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8038
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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