Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 195000
per

Your estimated
City
free-cash

Andorra , Andorra
₽145308
₽141932
₽112797
₽117978
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
income
-
-
-
9 111
social contributions
-
-
-
42 899
total
-
-
-
52 010
Employee
32 292
-
168 831
-
income
-
-
9 687
-
social contributions
2 099
-
10 973
-
total
2 099
-
20 660
-
Employer
32 292
-
168 831
-
social contributions
5 005
-
26 169
-
total
5 005
-
26 169
-
Corporate
157 703
195 000
-
-
income
15 771
19 499
-
-
total
15 771
19 499
-
-
Dividends
141 932
175 501
-
-
total
-
-
-
-
Income
195 000
195 000
195 000
195 000
Total tax
22 875
19 499
46 829
52 010
After tax
172 125
175 501
148 171
142 990
Living cost
30 193
30 193
30 193
30 193
Free-cash
141 932
145 308
117 978
112 797

Estimated living cost  is ₽30193 per week

₽19522
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2276
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽568
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7826
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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