Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 195000
per

Your estimated
City
free-cash

Valencia , Spain
₽2709
₽24701
₽1216
₽3458
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
income
-
-
-
28 157
pensions
-
-
-
55 183
other
-
-
-
192
unemployment
-
-
-
1 368
accident
-
-
-
1 752
total
-
-
-
86 652
Employee
144 054
-
147 861
-
unemployment
2 233
-
2 292
-
pensions
6 772
-
6 950
-
other
140
-
148
-
income
27 772
-
28 630
-
total
36 917
-
38 020
-
Employer
144 054
-
147 861
-
accident
2 854
-
2 928
-
other
1 153
-
1 183
-
unemployment
7 925
-
8 132
-
pensions
33 994
-
34 896
-
total
45 926
-
47 139
-
Corporate
5 020
195 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

754
29 247
-
-
total
754
29 247
-
-
Dividends
4 266
165 753
-
-
withholding
813
33 920
-
-
total
813
33 920
-
-
Income
195 000
195 000
195 000
195 000
Total tax
84 410
63 167
85 159
86 652
After tax
110 590
131 833
109 841
108 348
Living cost
107 132
107 132
107 132
107 132
Free-cash
3 458
24 701
2 709
1 216

Estimated living cost  is ₽107132 per month

₽72312
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10299
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1878
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22645
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close