Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 19500
per

Your estimated
City
free-cash

Andorra , Andorra
-₽12097
-₽14233
-₽11523
-₽9758
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
social contributions
-
-
-
4 289
income
-
-
-
-
total
-
-
-
4 289
Employee
29 206
-
16 883
-
social contributions
1 898
-
1 098
-
income
-
-
-
-
total
1 898
-
1 098
-
Employer
29 206
-
16 883
-
social contributions
4 527
-
2 617
-
total
4 527
-
2 617
-
Corporate
-
19 500
-
-
income
-
1 950
-
-
total
-
1 950
-
-
Dividends
-
17 550
-
-
total
-
-
-
-
Income
19 500
19 500
19 500
19 500
Total tax
6 425
1 950
3 715
4 289
After tax
13 075
17 550
15 785
15 211
Living cost
27 308
27 308
27 308
27 308
Free-cash
-14 233
-9 758
-11 523
-12 097

Estimated living cost  is ₽27308 per week

₽17657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽20232
-₽32502
-₽24170
-₽29992
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
surtax
-
-
-
-
unemployment
-
-
-
5 572
health
-
-
-
1 491
chamber of commerce
-
-
-
78
pensions
-
-
-
3 608
income
-
-
-
-
total
-
-
-
10 749
Employee
39 711
36 203
36 203
-
unemployment
1 191
1 086
415
-
other
397
362
138
-
income
3 538
2 670
3 948
-
pensions
4 067
3 707
1 421
-
health
1 536
1 402
536
-
total
10 729
9 227
6 458
-
Employer
39 711
36 203
36 203
-
pensions
4 984
4 544
1 741
-
surtax
-
-
-
-
payroll
1 191
1 086
1 086
-
other
1 886
1 719
1 529
-
health
1 502
1 369
524
-
accident
515
471
181
-
unemployment
1 191
1 086
415
-
chamber of commerce
159
145
145
-
total
11 428
10 420
5 621
-
Corporate
3 448
3 448
10 430
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

862
862
2 608
-
total
862
862
2 608
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
19 500
19 500
19 500
19 500
Total tax
23 019
20 509
14 687
10 749
After tax
-3 519
-1 009
4 813
8 751
Living cost
28 983
28 983
28 983
28 983
Free-cash
-32 502
-29 992
-24 170
-20 232

Estimated living cost  is ₽28983 per week

₽17386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽23439
-₽40007
-₽27295
-₽33199
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
surtax
-
-
-
179
unemployment
-
-
-
5 572
health
-
-
-
1 491
chamber of commerce
-
-
-
78
pensions
-
-
-
3 608
income
-
-
-
-
total
-
-
-
10 928
Employee
45 401
36 203
36 203
-
unemployment
1 362
1 086
412
-
other
453
362
138
-
income
5 168
2 670
3 957
-
pensions
4 650
3 707
1 405
-
health
1 757
1 402
531
-
total
13 390
9 227
6 443
-
Employer
45 401
36 203
36 203
-
pensions
5 698
4 544
1 722
-
surtax
179
179
179
-
payroll
1 362
1 086
1 086
-
other
2 157
1 719
1 529
-
health
1 715
1 369
519
-
accident
590
471
179
-
unemployment
1 362
1 086
412
-
chamber of commerce
181
145
145
-
total
13 244
10 599
5 771
-
Corporate
3 448
3 448
10 280
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

862
862
2 570
-
total
862
862
2 570
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
19 500
19 500
19 500
19 500
Total tax
27 496
20 688
14 784
10 928
After tax
-7 996
-1 188
4 716
8 572
Living cost
32 011
32 011
32 011
32 011
Free-cash
-40 007
-33 199
-27 295
-23 439

Estimated living cost  is ₽32011 per week

₽21350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽22973
-₽64398
-₽24067
-₽21927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
national
-
-
-
3 677
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
883
social contributions
-
-
-
4 789
total
-
-
-
9 349
Employee

The minimum management director salary is set at €45,000 per year.

64 983
-
15 102
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
131
-
national
19 978
-
3 282
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
788
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 874
-
1 133
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
710
-
total
31 859
-
6 044
-
Employer

The minimum management director salary is set at €45,000 per year.

64 983
-
15 102
-
surtax
7 368
-
1 714
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 758
-
1 338
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 996
-
929
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
197
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
221
-
total
18 915
-
4 399
-
Corporate
-
19 500
-
-
income
-
3 900
-
-
surtax
-
78
-
-
total
-
3 978
-
-
Dividends
-
15 523
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
4 325
-
-
total
-
4 325
-
-
Income
19 500
19 500
19 500
19 500
Total tax
50 774
8 303
10 443
9 349
After tax
-31 274
11 197
9 057
10 151
Living cost
33 124
33 124
33 124
33 124
Free-cash
-64 398
-21 927
-24 067
-22 973

Estimated living cost  is ₽33124 per week

₽21336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8373
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
-₽4235
-₽5214
-₽3293
₽1070
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
unemployment
-
-
-
78
health
-
-
-
2 243
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 886
income
-
-
-
2 925
total
-
-
-
8 132
Employee
20 661
-
16 302
-
accident

We are using the highest rate at 1.1%.

227
-
180
-
income
2 066
-
1 630
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 814
-
1 431
-
health
950
-
750
-
total
5 057
-
3 991
-
Employer
20 661
-
16 302
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 277
-
1 796
-
health
1 426
-
1 125
-
accident

We are using the highest rate at 1.1%.

227
-
180
-
unemployment
124
-
98
-
total
4 054
-
3 199
-
Corporate
-
19 500
-
-
income
-
1 950
-
-
total
-
1 950
-
-
Dividends
-
17 550
-
-
withholding
-
877
-
-
total
-
877
-
-
Income
19 500
19 500
19 500
19 500
Total tax
9 111
2 827
7 190
8 132
After tax
10 389
16 673
12 310
11 368
Living cost
15 603
15 603
15 603
15 603
Free-cash
-5 214
1 070
-3 293
-4 235

Estimated living cost  is ₽15603 per week

₽10320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
-₽524
₽568
₽418
₽4781
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
unemployment
-
-
-
78
health
-
-
-
2 243
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 886
income
-
-
-
2 925
total
-
-
-
8 132
Employee
15 747
-
16 302
-
accident

We are using the highest rate at 1.1%.

173
-
180
-
income
1 574
-
1 630
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 383
-
1 431
-
health
724
-
750
-
total
3 854
-
3 991
-
Employer
15 747
-
16 302
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 736
-
1 796
-
health
1 087
-
1 125
-
accident

We are using the highest rate at 1.1%.

173
-
180
-
unemployment
94
-
98
-
total
3 090
-
3 199
-
Corporate
663
19 500
-
-
income
66
1 950
-
-
total
66
1 950
-
-
Dividends
597
17 550
-
-
withholding
30
877
-
-
total
30
877
-
-
Income
19 500
19 500
19 500
19 500
Total tax
7 040
2 827
7 190
8 132
After tax
12 460
16 673
12 310
11 368
Living cost
11 892
11 892
11 892
11 892
Free-cash
568
4 781
418
-524

Estimated living cost  is ₽11892 per week

₽6943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
-₽7801
-₽15550
-₽14133
-₽22077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 535
health
-
-
-
881
social contributions
-
-
-
5 387
income
-
-
-
-
total
-
-
-
6 268
Employee
69 856
69 856
69 856
-
income
7 606
6 467
7 854
-
social contributions
2 641
5 798
1 955
-
health
541
1 188
400
-
total
10 788
13 453
10 209
-
Employer
69 856
69 856
69 856
-
social contributions
2 641
5 798
1 955
-
health
588
1 293
436
-
total
3 229
7 091
2 391
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
19 500
19 500
19 500
19 500
Total tax
14 017
20 544
12 600
6 268
After tax
5 483
-1 044
6 900
13 232
Living cost
21 033
21 033
21 033
21 033
Free-cash
-15 550
-22 077
-14 133
-7 801

Estimated living cost  is ₽21033 per week

₽12606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
-₽16234
-₽25544
-₽22566
-₽30510
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 535
health
-
-
-
881
social contributions
-
-
-
5 387
income
-
-
-
-
total
-
-
-
6 268
Employee
69 856
69 856
69 856
-
income
7 336
6 467
7 854
-
social contributions
3 395
5 798
1 955
-
health
695
1 188
400
-
total
11 426
13 453
10 209
-
Employer
69 856
69 856
69 856
-
social contributions
3 395
5 798
1 955
-
health
757
1 293
436
-
total
4 152
7 091
2 391
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
19 500
19 500
19 500
19 500
Total tax
15 578
20 544
12 600
6 268
After tax
3 922
-1 044
6 900
13 232
Living cost
29 466
29 466
29 466
29 466
Free-cash
-25 544
-30 510
-22 566
-16 234

Estimated living cost  is ₽29466 per week

₽20143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₽11546
-₽21970
-₽11149
-₽7618
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
health
-
-
-
2 632
social contributions
-
-
-
5 694
income
-
-
-
1 676
solidarity contribution
-
-
-
-
total
-
-
-
10 002
Employee
30 948
-
14 552
-
income
3 714
-
1 746
-
social contributions
2 012
-
946
-
health
4 178
-
1 965
-
solidarity contribution
-
-
-
-
total
9 904
-
4 657
-
Employer
30 948
-
14 552
-
social contributions
7 737
-
3 638
-
health
2 785
-
1 310
-
total
10 522
-
4 948
-
Corporate
-
19 500
-
-
income
-
3 705
-
-
total
-
3 705
-
-
Dividends
-
15 795
-
-
withholding
-
2 369
-
-
total
-
2 369
-
-
Income
19 500
19 500
19 500
19 500
Total tax
20 426
6 074
9 605
10 002
After tax
-926
13 426
9 895
9 498
Living cost
21 044
21 044
21 044
21 044
Free-cash
-21 970
-7 618
-11 149
-11 546

Estimated living cost  is ₽21044 per week

₽14618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽16434
-₽31601
-₽16037
-₽12506
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
health
-
-
-
2 632
social contributions
-
-
-
5 694
income
-
-
-
1 676
solidarity contribution
-
-
-
-
total
-
-
-
10 002
Employee
38 135
-
14 552
-
income
4 576
-
1 746
-
social contributions
2 479
-
946
-
health
5 148
-
1 965
-
solidarity contribution
-
-
-
-
total
12 203
-
4 657
-
Employer
38 135
-
14 552
-
social contributions
9 534
-
3 638
-
health
3 432
-
1 310
-
total
12 966
-
4 948
-
Corporate
-
19 500
-
-
income
-
3 705
-
-
total
-
3 705
-
-
Dividends
-
15 795
-
-
withholding
-
2 369
-
-
total
-
2 369
-
-
Income
19 500
19 500
19 500
19 500
Total tax
25 169
6 074
9 605
10 002
After tax
-5 669
13 426
9 895
9 498
Living cost
25 932
25 932
25 932
25 932
Free-cash
-31 601
-12 506
-16 037
-16 434

Estimated living cost  is ₽25932 per week

₽19285
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽29107
-₽178995
-₽178995
-₽178995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
national
-
-
-
977
pensions
-
-
-
790
municipal
-
-
-
1 467
labour market
-
-
-
1 497
total
-
-
-
4 731
Employee
185 189
185 189
185 189
-
municipal
39 435
39 435
39 435
-
national
22 624
22 624
22 624
-
pensions
263
263
263
-
labour market
14 794
14 794
14 794
-
total
77 116
77 116
77 116
-
Employer
185 189
185 189
185 189
-
pensions
526
526
526
-
labour market
14 815
14 815
14 815
-
municipal
39 498
39 498
39 498
-
national
22 664
22 664
22 664
-
total
77 503
77 503
77 503
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
19 500
19 500
19 500
19 500
Total tax
154 619
154 619
154 619
4 731
After tax
-135 119
-135 119
-135 119
14 769
Living cost
43 876
43 876
43 876
43 876
Free-cash
-178 995
-178 995
-178 995
-29 107

Estimated living cost  is ₽43876 per week

₽30029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
-₽9422
-₽14983
-₽8634
-₽6343
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
health
-
-
-
2 534
pensions
-
-
-
3 900
income
-
-
-
545
total
-
-
-
6 979
Employee
25 772
-
14 573
-
unemployment
412
-
233
-
income
2 901
-
741
-
pensions
515
-
291
-
total
3 828
-
1 265
-
Employer
25 772
-
14 573
-
pensions
5 155
-
2 914
-
health
3 350
-
1 895
-
unemployment
207
-
117
-
total
8 712
-
4 926
-
Corporate
-
19 500
-
-
income
-
3 900
-
-
total
-
3 900
-
-
Dividends
-
15 600
-
-
total
-
-
-
-
Income
19 500
19 500
19 500
19 500
Total tax
12 540
3 900
6 191
6 979
After tax
6 960
15 600
13 309
12 521
Living cost
21 943
21 943
21 943
21 943
Free-cash
-14 983
-6 343
-8 634
-9 422

Estimated living cost  is ₽21943 per week

₽15050
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽18888
-₽37314
-₽22536
-₽21385
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
19 500
national
-
-
-
-
health
-
-
-
-
municipal
-
-
-
3 510
total
-
-
-
3 510
Employee
47 796
-
16 404
-
unemployment
717
-
247
-
municipal
7 829
-
2 708
-
national
790
-
-
-
pensions
3 226
-
1 107
-
health
357
-
-
-
total
12 919
-
4 062
-
Employer
47 796
-
16 404
-
pensions
8 292
-
2 846
-
health
367
-
126
-
accident
48
-
17
-
unemployment
310
-
107
-
total
9 017
-
3 096
-
Corporate
-
19 500
-
-
income
-
3 900
-
-
total
-
3 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
11 700
-
-
municipal
-
2 107
-
-
national
-
-
-
-
total
-
2 107
-
-
Income
19 500
19 500
19 500
19 500
Total tax
21 936
6 007
7 158
3 510
After tax
-2 436
13 493
12 342
15 990
Living cost
34 878
34 878
34 878
34 878
Free-cash
-37 314
-21 385
-22 536
-18 888

Estimated living cost  is ₽34878 per week

₽22782
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽16413
-₽26044
-₽15247
-₽18173
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
surtax
-
-
-
-
health
-
-
-
243
pensions
-
-
-
6 506
social contributions
-
-
-
557
income
-
-
-
-
other
-
-
-
605
total
-
-
-
7 911
Employee
34 706
-
14 859
-
income
1 789
-
-
-
surtax
-
-
-
-
social contributions
990
-
422
-
pensions
3 925
-
1 681
-
total
6 704
-
2 103
-
Employer
34 706
-
14 859
-
pensions
5 703
-
2 443
-
social contributions
103
-
45
-
other
1 198
-
512
-
health
2 429
-
1 040
-
unemployment
1 405
-
602
-
total
10 838
-
4 642
-
Corporate
-
19 500
-
-
income
-
5 460
-
-
surtax
-
-
-
-
total
-
5 460
-
-
Dividends
-
14 040
-
-
withholding
-
1 796
-
-
social contributions
-
2 415
-
-
surtax
-
-
-
-
total
-
4 211
-
-
Income
19 500
19 500
19 500
19 500
Total tax
17 542
9 671
6 745
7 911
After tax
1 958
9 829
12 755
11 589
Living cost
28 002
28 002
28 002
28 002
Free-cash
-26 044
-18 173
-15 247
-16 413

Estimated living cost  is ₽28002 per week

₽16240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽19492
-₽31522
-₽18326
-₽21252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
surtax
-
-
-
-
health
-
-
-
243
pensions
-
-
-
6 506
social contributions
-
-
-
557
income
-
-
-
-
other
-
-
-
605
total
-
-
-
7 911
Employee
38 881
-
14 859
-
income
2 295
-
-
-
surtax
-
-
-
-
social contributions
1 109
-
422
-
pensions
4 396
-
1 681
-
total
7 800
-
2 103
-
Employer
38 881
-
14 859
-
pensions
6 387
-
2 443
-
social contributions
117
-
45
-
other
1 341
-
512
-
health
2 722
-
1 040
-
unemployment
1 574
-
602
-
total
12 141
-
4 642
-
Corporate
-
19 500
-
-
income
-
5 460
-
-
surtax
-
-
-
-
total
-
5 460
-
-
Dividends
-
14 040
-
-
withholding
-
1 796
-
-
social contributions
-
2 415
-
-
surtax
-
-
-
-
total
-
4 211
-
-
Income
19 500
19 500
19 500
19 500
Total tax
19 941
9 671
6 745
7 911
After tax
-441
9 829
12 755
11 589
Living cost
31 081
31 081
31 081
31 081
Free-cash
-31 522
-21 252
-18 326
-19 492

Estimated living cost  is ₽31081 per week

₽19598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽32288
-₽55170
-₽31122
-₽34048
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
surtax
-
-
-
-
health
-
-
-
243
pensions
-
-
-
6 506
social contributions
-
-
-
557
income
-
-
-
-
other
-
-
-
605
total
-
-
-
7 911
Employee
56 899
-
14 859
-
income
4 965
-
-
-
surtax
-
-
-
-
social contributions
1 621
-
422
-
pensions
6 436
-
1 681
-
total
13 022
-
2 103
-
Employer
56 899
-
14 859
-
pensions
9 349
-
2 443
-
social contributions
171
-
45
-
other
1 964
-
512
-
health
3 982
-
1 040
-
unemployment
2 305
-
602
-
total
17 771
-
4 642
-
Corporate
-
19 500
-
-
income
-
5 460
-
-
surtax
-
-
-
-
total
-
5 460
-
-
Dividends
-
14 040
-
-
withholding
-
1 796
-
-
social contributions
-
2 415
-
-
surtax
-
-
-
-
total
-
4 211
-
-
Income
19 500
19 500
19 500
19 500
Total tax
30 793
9 671
6 745
7 911
After tax
-11 293
9 829
12 755
11 589
Living cost
43 877
43 877
43 877
43 877
Free-cash
-55 170
-34 048
-31 122
-32 288

Estimated living cost  is ₽43877 per week

₽29695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽13462
₽11587
₽9757
₽12682
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
19 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
195
total
-
-
-
195
Employee
7 303
-
19 500
-
income
1 460
-
3 900
-
total
1 460
-
3 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

12 197
19 500
-
-
total
-
-
-
-
Dividends
12 197
19 500
-
-
withholding
610
975
-
-
total
610
975
-
-
Income
19 500
19 500
19 500
19 500
Total tax
2 070
975
3 900
195
After tax
17 430
18 525
15 600
19 305
Living cost
5 843
5 843
5 843
5 843
Free-cash
11 587
12 682
9 757
13 462

Estimated living cost  is ₽5843 per week

₽3621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽10200
₽7713
₽6495
₽9420
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
19 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
195
total
-
-
-
195
Employee
11 381
-
19 500
-
income
2 276
-
3 900
-
total
2 276
-
3 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

8 119
19 500
-
-
total
-
-
-
-
Dividends
8 119
19 500
-
-
withholding
406
975
-
-
total
406
975
-
-
Income
19 500
19 500
19 500
19 500
Total tax
2 682
975
3 900
195
After tax
16 818
18 525
15 600
19 305
Living cost
9 105
9 105
9 105
9 105
Free-cash
7 713
9 420
6 495
10 200

Estimated living cost  is ₽9105 per week

₽6161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽21779
-₽25701
-₽21779
-₽24807
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
19 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 206
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 201
-
19 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 717
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 128
-
6 206
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
19 500
-
-
trade
-
2 798
-
-
income
-
2 926
-
-
chamber of commerce
-
167
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
160
-
-
total
-
6 051
-
-
Dividends
-
13 449
-
-
withholding
-
3 017
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
166
-
-
total
-
3 183
-
-
Income
19 500
19 500
19 500
19 500
Total tax
10 128
9 234
6 206
6 206
After tax
9 372
10 266
13 294
13 294
Living cost
35 073
35 073
35 073
35 073
Free-cash
-25 701
-24 807
-21 779
-21 779

Estimated living cost  is ₽35073 per week

₽24194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
-₽14222
-₽15246
-₽14222
-₽17450
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
19 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 206
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 747
-
19 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

971
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
7 230
-
6 206
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
19 500
-
-
trade
-
3 070
-
-
income
-
2 926
-
-
chamber of commerce
-
166
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
160
-
-
total
-
6 322
-
-
Dividends
-
13 178
-
-
withholding
-
2 950
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
162
-
-
total
-
3 112
-
-
Income
19 500
19 500
19 500
19 500
Total tax
7 230
9 434
6 206
6 206
After tax
12 270
10 066
13 294
13 294
Living cost
27 516
27 516
27 516
27 516
Free-cash
-15 246
-17 450
-14 222
-14 222

Estimated living cost  is ₽27516 per week

₽17309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽22394
-₽26569
-₽22394
-₽25723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
19 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 206
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 070
-
19 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 381
-
6 206
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
19 500
-
-
trade
-
3 208
-
-
income
-
2 926
-
-
chamber of commerce
-
166
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
160
-
-
total
-
6 460
-
-
Dividends
-
13 040
-
-
withholding
-
2 915
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
160
-
-
total
-
3 075
-
-
Income
19 500
19 500
19 500
19 500
Total tax
10 381
9 535
6 206
6 206
After tax
9 119
9 965
13 294
13 294
Living cost
35 688
35 688
35 688
35 688
Free-cash
-26 569
-25 723
-22 394
-22 394

Estimated living cost  is ₽35688 per week

₽23868
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽28323
-₽35096
-₽28323
-₽31754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
19 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 206
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 597
-
19 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 420
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
12 979
-
6 206
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
19 500
-
-
trade
-
3 345
-
-
income
-
2 926
-
-
chamber of commerce
-
166
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
160
-
-
total
-
6 597
-
-
Dividends
-
12 904
-
-
withholding
-
2 881
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
159
-
-
total
-
3 040
-
-
Income
19 500
19 500
19 500
19 500
Total tax
12 979
9 637
6 206
6 206
After tax
6 521
9 863
13 294
13 294
Living cost
41 617
41 617
41 617
41 617
Free-cash
-35 096
-31 754
-28 323
-28 323

Estimated living cost  is ₽41617 per week

₽30395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7353
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
-₽9199
-₽17535
-₽9602
-₽8140
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
surtax
-
-
-
-
unemployment
-
-
-
207
health
-
-
-
1 386
pensions
-
-
-
3 900
income
-
-
-
2 801
other
-
-
-
-
total
-
-
-
8 294
Employee
30 594
-
16 109
-
unemployment
2 129
-
1 121
-
other
-
-
-
-
income
5 129
-
2 701
-
surtax
109
-
-
-
pensions
2 041
-
1 074
-
health
781
-
410
-
total
10 189
-
5 306
-
Employer
30 594
-
16 109
-
pensions
4 079
-
2 148
-
other
-
-
-
-
health
1 391
-
733
-
unemployment
971
-
510
-
total
6 441
-
3 391
-
Corporate
-
19 500
-
-
income
-
5 070
-
-
total
-
5 070
-
-
Dividends
-
14 430
-
-
withholding
-
2 165
-
-
total
-
2 165
-
-
Income
19 500
19 500
19 500
19 500
Total tax
16 630
7 235
8 697
8 294
After tax
2 870
12 265
10 803
11 206
Living cost
20 405
20 405
20 405
20 405
Free-cash
-17 535
-8 140
-9 602
-9 199

Estimated living cost  is ₽20405 per week

₽12320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
-₽8841
-₽16866
-₽9244
-₽7782
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
surtax
-
-
-
-
unemployment
-
-
-
207
health
-
-
-
1 386
pensions
-
-
-
3 900
income
-
-
-
2 801
other
-
-
-
-
total
-
-
-
8 294
Employee
30 042
-
16 109
-
unemployment
2 091
-
1 121
-
other
-
-
-
-
income
5 036
-
2 701
-
surtax
98
-
-
-
pensions
2 003
-
1 074
-
health
767
-
410
-
total
9 995
-
5 306
-
Employer
30 042
-
16 109
-
pensions
4 005
-
2 148
-
other
-
-
-
-
health
1 367
-
733
-
unemployment
952
-
510
-
total
6 324
-
3 391
-
Corporate
-
19 500
-
-
income
-
5 070
-
-
total
-
5 070
-
-
Dividends
-
14 430
-
-
withholding
-
2 165
-
-
total
-
2 165
-
-
Income
19 500
19 500
19 500
19 500
Total tax
16 319
7 235
8 697
8 294
After tax
3 181
12 265
10 803
11 206
Living cost
20 047
20 047
20 047
20 047
Free-cash
-16 866
-7 782
-9 244
-8 841

Estimated living cost  is ₽20047 per week

₽12257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
-₽4680
-₽11876
-₽6884
-₽6905
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
unemployment
-
-
-
293
health
-
-
-
1 365
pensions
-
-
-
1 950
income
-
-
-
2 384
total
-
-
-
5 992
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
16 318
-
unemployment
394
157
245
-
income
3 210
1 277
1 995
-
pensions
2 626
1 045
1 632
-
health
1 838
731
1 142
-
total
8 068
3 210
5 014
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
16 318
-
pensions
5 120
2 038
3 182
-
total
5 120
2 038
3 182
-
Corporate
-
7 013
-
-
income
-
631
-
-
total
-
631
-
-
Dividends
-
6 382
-
-
withholding
-
1 213
-
-
social contributions
-
1 125
-
-
total
-
2 338
-
-
Income
19 500
19 500
19 500
19 500
Total tax
13 188
8 217
8 196
5 992
After tax
6 312
11 283
11 304
13 508
Living cost
18 188
18 188
18 188
18 188
Free-cash
-11 876
-6 905
-6 884
-4 680

Estimated living cost  is ₽18188 per week

₽12412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3925
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽30083
-₽54888
-₽29929
-₽31826
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
national
-
-
-
1 847
pensions
-
-
-
2 340
social contributions
-
-
-
210
municipal
-
-
-
1 192
total
-
-
-
5 589
Employee
68 198
-
16 858
-
municipal
8 424
-
1 267
-
national
13 053
-
1 964
-
pensions
2 728
-
674
-
total
24 205
-
3 905
-
Employer
68 198
-
16 858
-
pensions
5 456
-
1 349
-
social contributions
733
-
181
-
total
6 189
-
1 530
-
Corporate
-
19 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
3 900
-
-
total
-
3 900
-
-
Dividends
-
15 600
-
-
withholding
-
3 432
-
-
total
-
3 432
-
-
Income
19 500
19 500
19 500
19 500
Total tax
30 394
7 332
5 435
5 589
After tax
-10 894
12 168
14 065
13 911
Living cost
43 994
43 994
43 994
43 994
Free-cash
-54 888
-31 826
-29 929
-30 083

Estimated living cost  is ₽43994 per week

₽29902
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9344
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽33739
-₽51563
-₽33739
-₽38100
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
social contributions
-
-
-
434
income
-
-
-
1 055
total
-
-
-
1 489
Employee
71 062
-
19 500
-
social contributions
5 904
-
434
-
income
13 409
-
1 055
-
total
19 313
-
1 489
-
Employer
71 062
-
19 500
-
total
-
-
-
-
Corporate
-
19 500
-
-
income
-
2 438
-
-
total
-
2 438
-
-
Dividends
-
17 062
-
-
withholding
-
3 412
-
-
total
-
3 412
-
-
Income
19 500
19 500
19 500
19 500
Total tax
19 313
5 850
1 489
1 489
After tax
187
13 650
18 011
18 011
Living cost
51 750
51 750
51 750
51 750
Free-cash
-51 563
-38 100
-33 739
-33 739

Estimated living cost  is ₽51750 per week

₽39370
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽28993
-₽61239
-₽30635
-₽27930
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
national
-
-
-
2 865
regional
-
-
-
153
social contributions
-
-
-
7 041
municipal
-
-
-
100
total
-
-
-
10 159
Employee
80 738
-
19 500
-
municipal
428
-
83
-
national
13 990
-
2 362
-
social contributions
27 225
-
9 230
-
regional
762
-
126
-
total
42 405
-
11 801
-
Employer
80 738
-
19 500
-
total
-
-
-
-
Corporate
-
19 500
-
-
nationa
-
4 681
-
-
municipal
-
760
-
-
total
-
5 441
-
-
Dividends
-
14 059
-
-
withholding
-
3 655
-
-
total
-
3 655
-
-
Income
19 500
19 500
19 500
19 500
Total tax
42 405
9 096
11 801
10 159
After tax
-22 905
10 404
7 699
9 341
Living cost
38 334
38 334
38 334
38 334
Free-cash
-61 239
-27 930
-30 635
-28 993

Estimated living cost  is ₽38334 per week

₽26722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽15231
-₽30894
-₽16856
-₽14223
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
national
-
-
-
2 865
regional
-
-
-
253
social contributions
-
-
-
7 041
municipal
-
-
-
100
total
-
-
-
10 259
Employee
50 394
-
19 500
-
municipal
267
-
83
-
national
7 984
-
2 362
-
social contributions
16 993
-
9 230
-
regional
678
-
209
-
total
25 922
-
11 884
-
Employer
50 394
-
19 500
-
total
-
-
-
-
Corporate
-
19 500
-
-
nationa
-
4 681
-
-