Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 194000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽148170
₽149877
₽140236
₽144211
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
194 000
health
-
-
-
3 735
income
-
-
-
29 100
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 806
unemployment
-
-
-
130
total
-
-
-
37 771
Employee
21 177
-
187 629
-
income
2 118
-
18 763
-
accident

We are using the highest rate at 1.1%.

233
-
357
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 859
-
2 851
-
health
974
-
1 494
-
total
5 184
-
23 465
-
Employer
21 177
-
187 629
-
unemployment
127
-
195
-
health
1 461
-
2 241
-
accident

We are using the highest rate at 1.1%.

233
-
357
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 334
-
3 579
-
total
4 155
-
6 372
-
Corporate
168 668
194 000
-
-
income
16 867
19 400
-
-
total
16 867
19 400
-
-
Dividends
151 801
174 600
-
-
withholding
7 590
8 730
-
-
total
7 590
8 730
-
-
Income
194 000
194 000
194 000
194 000
Total tax
33 796
28 130
29 837
37 771
After tax
160 204
165 870
164 163
156 229
Living cost
15 993
15 993
15 993
15 993
Free-cash
144 211
149 877
148 170
140 236

Estimated living cost  is ₽15993 per week

₽10578
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽916
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4119
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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