Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 193000
per

Your estimated
City
free-cash

Madrid , Spain
₽71331
₽95553
₽75240
₽89454
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
income
-
-
-
59 104
pensions
-
-
-
24 440
unemployment
-
-
-
605
accident
-
-
-
778
other
-
-
-
87
total
-
-
-
85 014
Employee
44 999
-
165 468
-
pensions
2 115
-
4 060
-
other
44
-
87
-
income
9 399
-
55 905
-
unemployment
697
-
1 339
-
total
12 255
-
61 391
-
Employer
44 999
-
165 468
-
accident
891
-
1 710
-
unemployment
2 475
-
4 749
-
other
361
-
691
-
pensions
10 620
-
20 382
-
total
14 347
-
27 532
-
Corporate
133 654
193 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

20 048
28 950
-
-
total
20 048
28 950
-
-
Dividends
113 606
164 050
-
-
withholding
24 150
35 751
-
-
total
24 150
35 751
-
-
Income
193 000
193 000
193 000
193 000
Total tax
70 800
64 701
88 923
85 014
After tax
122 200
128 299
104 077
107 986
Living cost
32 746
32 746
32 746
32 746
Free-cash
89 454
95 553
71 331
75 240

Estimated living cost  is ₽32746 per week

₽23517
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2546
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6222
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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