Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 193000
per

Your estimated
City
free-cash

Andorra , Andorra
₽113213
₽142669
₽118342
₽145787
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
social contributions
-
-
-
42 460
income
-
-
-
9 415
total
-
-
-
51 875
Employee
29 853
-
167 100
-
social contributions
1 940
-
10 862
-
income
-
-
9 984
-
total
1 940
-
20 846
-
Employer
29 853
-
167 100
-
social contributions
4 627
-
25 900
-
total
4 627
-
25 900
-
Corporate
158 520
193 000
-
-
income
15 852
19 301
-
-
total
15 852
19 301
-
-
Dividends
142 668
173 699
-
-
total
-
-
-
-
Income
193 000
193 000
193 000
193 000
Total tax
22 419
19 301
46 746
51 875
After tax
170 581
173 699
146 254
141 125
Living cost
27 912
27 912
27 912
27 912
Free-cash
142 669
145 787
118 342
113 213

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Graz , Austria
₽69689
₽76518
₽21188
₽76979
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
772
pensions
-
-
-
20 069
income
-
-
-
58 852
total
-
-
-
93 686
Employee
40 590
37 005
158 154
-
unemployment
1 218
1 110
3 255
-
other
405
370
1 085
-
income
3 616
2 730
49 038
-
pensions
4 157
3 789
11 108
-
health
1 570
1 433
4 197
-
total
10 966
9 432
68 683
-
Employer
40 590
37 005
158 154
-
pensions
5 094
4 645
13 614
-
surtax
-
-
-
-
payroll
1 218
1 110
4 745
-
other
1 928
1 757
7 089
-
health
1 535
1 399
4 100
-
accident
527
481
1 410
-
unemployment
1 218
1 110
3 255
-
chamber of commerce
162
148
633
-
total
11 682
10 650
34 846
-
Corporate
140 728
145 345
154 630
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

35 183
36 337
38 658
-
total
35 183
36 337
38 658
-
Dividends
105 546
109 008
-
-
withholding
29 026
29 977
-
-
total
29 026
29 977
-
-
Income
193 000
193 000
193 000
193 000
Total tax
86 857
86 396
142 187
93 686
After tax
106 143
106 604
50 813
99 314
Living cost
29 625
29 625
29 625
29 625
Free-cash
76 518
76 979
21 188
69 689

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Vienna , Austria
₽66412
₽72352
₽18048
₽73786
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
772
pensions
-
-
-
20 069
income
-
-
-
58 852
total
-
-
-
93 869
Employee
46 406
37 005
157 981
-
unemployment
1 392
1 110
3 255
-
other
463
370
1 085
-
income
5 283
2 730
48 956
-
pensions
4 752
3 789
11 108
-
health
1 796
1 433
4 197
-
total
13 686
9 432
68 601
-
Employer
46 406
37 005
157 981
-
pensions
5 824
4 645
13 614
-
surtax
183
183
183
-
payroll
1 392
1 110
4 740
-
other
2 204
1 757
7 082
-
health
1 753
1 399
4 100
-
accident
603
481
1 410
-
unemployment
1 392
1 110
3 255
-
chamber of commerce
185
148
633
-
total
13 536
10 833
35 017
-
Corporate
133 058
145 162
154 459
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

33 264
36 291
38 615
-
total
33 264
36 291
38 615
-
Dividends
99 794
108 870
-
-
withholding
27 443
29 939
-
-
total
27 443
29 939
-
-
Income
193 000
193 000
193 000
193 000
Total tax
87 929
86 495
142 233
93 869
After tax
105 071
106 505
50 767
99 131
Living cost
32 719
32 719
32 719
32 719
Free-cash
72 352
73 786
18 048
66 412

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽50007
₽60094
₽32448
₽72943
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
national
-
-
-
75 795
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
10 190
social contributions
-
-
-
23 151
total
-
-
-
109 136
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
149 484
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
1 300
-
national
20 420
-
55 844
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
7 797
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
11 211
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
7 027
-
total
32 565
-
83 179
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
149 484
-
surtax
7 531
-
16 952
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
13 244
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
9 195
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 942
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
2 183
-
total
19 334
-
43 516
-
Corporate
107 245
193 000
-
-
income
21 449
40 111
-
-
surtax
428
802
-
-
total
21 877
40 913
-
-
Dividends
85 368
152 087
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

25 273
45 287
-
-
total
25 273
45 287
-
-
Income
193 000
193 000
193 000
193 000
Total tax
99 049
86 200
126 695
109 136
After tax
93 951
106 800
66 305
83 864
Living cost
33 857
33 857
33 857
33 857
Free-cash
60 094
72 943
32 448
50 007

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Sofia , Bulgaria
₽139412
₽143380
₽147298
₽149039
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
28 950
total
-
-
-
37 612
Employee
21 155
-
186 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
18 664
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
23 361
-
Employer
21 155
-
186 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
167 695
193 000
-
-
income
16 770
19 300
-
-
total
16 770
19 300
-
-
Dividends
150 925
173 700
-
-
withholding
7 546
8 685
-
-
total
7 546
8 685
-
-
Income
193 000
193 000
193 000
193 000
Total tax
33 644
27 985
29 726
37 612
After tax
159 356
165 015
163 274
155 388
Living cost
15 976
15 976
15 976
15 976
Free-cash
143 380
149 039
147 298
139 412

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Varna , Bulgaria
₽143212
₽148522
₽151098
₽152838
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
28 950
total
-
-
-
37 612
Employee
16 123
-
186 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
18 664
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
23 361
-
Employer
16 123
-
186 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
173 713
193 000
-
-
income
17 372
19 300
-
-
total
17 372
19 300
-
-
Dividends
156 341
173 700
-
-
withholding
7 817
8 685
-
-
total
7 817
8 685
-
-
Income
193 000
193 000
193 000
193 000
Total tax
32 301
27 985
29 726
37 612
After tax
160 699
165 015
163 274
155 388
Living cost
12 176
12 176
12 176
12 176
Free-cash
148 522
152 838
151 098
143 212

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Larnaca , Cyprus
₽108941
₽114146
₽107327
₽119199
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
health
-
-
-
4 922
social contributions
-
-
-
15 024
income
-
-
-
42 614
total
-
-
-
62 560
Employee
71 403
71 403
181 647
-
income
7 775
6 610
41 741
-
social contributions
2 700
5 926
7 993
-
health
553
1 214
3 087
-
total
11 028
13 750
52 821
-
Employer
71 403
71 403
181 647
-
social contributions
2 700
5 926
7 993
-
health
601
1 322
3 360
-
total
3 301
7 248
11 353
-
Corporate
157 173
114 350
-
-
income
19 646
14 294
-
-
total
19 646
14 294
-
-
Dividends
137 527
100 055
-
-
withholding
23 380
17 010
-
-
total
23 380
17 010
-
-
Income
193 000
193 000
193 000
193 000
Total tax
57 355
52 302
64 174
62 560
After tax
135 645
140 698
128 826
130 440
Living cost
21 499
21 499
21 499
21 499
Free-cash
114 146
119 199
107 327
108 941

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Limassol , Cyprus
₽100322
₽106729
₽98708
₽110580
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
health
-
-
-
4 922
social contributions
-
-
-
15 024
income
-
-
-
42 614
total
-
-
-
62 560
Employee
71 403
71 403
181 647
-
income
7 498
6 610
41 741
-
social contributions
3 470
5 926
7 993
-
health
710
1 214
3 087
-
total
11 678
13 750
52 821
-
Employer
71 403
71 403
181 647
-
social contributions
3 470
5 926
7 993
-
health
774
1 322
3 360
-
total
4 244
7 248
11 353
-
Corporate
146 961
114 350
-
-
income
18 370
14 294
-
-
total
18 370
14 294
-
-
Dividends
128 591
100 055
-
-
withholding
21 861
17 010
-
-
total
21 861
17 010
-
-
Income
193 000
193 000
193 000
193 000
Total tax
56 153
52 302
64 174
62 560
After tax
136 847
140 698
128 826
130 440
Living cost
30 118
30 118
30 118
30 118
Free-cash
106 729
110 580
98 708
100 322

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Brno , Czech Republic
₽92044
₽103742
₽83653
₽111403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
health
-
-
-
26 055
social contributions
-
-
-
30 904
income
-
-
-
20 406
solidarity contribution
-
-
-
2 114
total
-
-
-
79 479
Employee
31 583
-
152 790
-
income
3 790
-
18 793
-
social contributions
2 053
-
6 879
-
health
4 264
-
20 627
-
solidarity contribution
-
-
1 361
-
total
10 107
-
47 660
-
Employer
31 583
-
152 790
-
social contributions
7 896
-
26 459
-
health
2 842
-
13 751
-
total
10 738
-
40 210
-
Corporate
150 679
193 000
-
-
income
28 629
36 670
-
-
total
28 629
36 670
-
-
Dividends
122 050
156 330
-
-
withholding
18 307
23 450
-
-
total
18 307
23 450
-
-
Income
193 000
193 000
193 000
193 000
Total tax
67 781
60 120
87 870
79 479
After tax
125 219
132 880
105 130
113 521
Living cost
21 477
21 477
21 477
21 477
Free-cash
103 742
111 403
83 653
92 044

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Prague , Czech Republic
₽87056
₽96974
₽78665
₽106415
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
health
-
-
-
26 055
social contributions
-
-
-
30 904
income
-
-
-
20 406
solidarity contribution
-
-
-
2 114
total
-
-
-
79 479
Employee
38 919
-
152 790
-
income
4 670
-
18 793
-
social contributions
2 530
-
6 879
-
health
5 254
-
20 627
-
solidarity contribution
-
-
1 361
-
total
12 454
-
47 660
-
Employer
38 919
-
152 790
-
social contributions
9 730
-
26 459
-
health
3 503
-
13 751
-
total
13 233
-
40 210
-
Corporate
140 849
193 000
-
-
income
26 761
36 670
-
-
total
26 761
36 670
-
-
Dividends
114 088
156 330
-
-
withholding
17 113
23 450
-
-
total
17 113
23 450
-
-
Income
193 000
193 000
193 000
193 000
Total tax
69 561
60 120
87 870
79 479
After tax
123 439
132 880
105 130
113 521
Living cost
26 465
26 465
26 465
26 465
Free-cash
96 974
106 415
78 665
87 056

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Copenhagen , Denmark
₽67310
-₽9866
-₽9866
-₽9866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
national
-
-
-
23 602
pensions
-
-
-
807
municipal
-
-
-
41 064
labour market
-
-
-
15 375
total
-
-
-
80 848
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
193 000
193 000
193 000
193 000
Total tax
158 024
158 024
158 024
80 848
After tax
34 976
34 976
34 976
112 152
Living cost
44 842
44 842
44 842
44 842
Free-cash
-9 866
-9 866
-9 866
67 310

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Tallinn , Estonia
₽81020
₽126203
₽88814
₽131972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
health
-
-
-
25 089
pensions
-
-
-
38 600
income
-
-
-
25 863
total
-
-
-
89 552
Employee
26 342
-
144 245
-
unemployment
421
-
2 308
-
income
2 966
-
27 810
-
pensions
527
-
2 885
-
total
3 914
-
33 003
-
Employer
26 342
-
144 245
-
pensions
5 269
-
28 848
-
health
3 424
-
18 753
-
unemployment
211
-
1 154
-
total
8 904
-
48 755
-
Corporate
157 754
193 000
-
-
income
31 551
38 600
-
-
total
31 551
38 600
-
-
Dividends
126 203
154 400
-
-
total
-
-
-
-
Income
193 000
193 000
193 000
193 000
Total tax
44 369
38 600
81 758
89 552
After tax
148 631
154 400
111 242
103 448
Living cost
22 428
22 428
22 428
22 428
Free-cash
126 203
131 972
88 814
81 020

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Helsinki , Finland
₽84556
₽86328
₽62450
₽83459
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
193 000
national
-
-
-
35 934
health
-
-
-
2 585
municipal
-
-
-
34 275
total
-
-
-
72 794
Employee
48 854
-
162 364
-
unemployment
733
-
2 435
-
municipal
8 002
-
26 434
-
national
807
-
22 323
-
pensions
3 297
-
10 959
-
health
365
-
2 113
-
total
13 204
-
64 264
-
Employer
48 854
-
162 364
-
pensions
8 476
-
28 169
-
health
375
-
1 249
-
accident
49
-
162
-
unemployment
317
-
1 056
-
total
9 217
-
30 636
-
Corporate
134 928
193 000
-
-
income
26 985
38 600
-
-
total
26 985
38 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

80 957
115 800
-
-
municipal
14 573
20 844
-
-
national
7 043
14 447
-
-
total
21 616
35 291
-
-
Income
193 000
193 000
193 000
193 000
Total tax
71 022
73 891
94 900
72 794
After tax
121 978
119 109
98 100
120 206
Living cost
35 650
35 650
35 650
35 650
Free-cash
86 328
83 459
62 450
84 556

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Marseille , France
₽78367
₽73810
₽73724
₽68652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
surtax
-
-
-
-
health
-
-
-
9 080
pensions
-
-
-
31 610
social contributions
-
-
-
5 500
income
-
-
-
33 839
other
-
-
-
5 982
total
-
-
-
86 011
Employee
35 475
-
147 909
-
income
1 829
-
30 458
-
surtax
-
-
-
-
social contributions
1 011
-
4 213
-
pensions
4 012
-
10 892
-
total
6 852
-
45 563
-
Employer
35 475
-
147 909
-
pensions
5 829
-
18 226
-
social contributions
106
-
444
-
other
1 225
-
6 029
-
health
2 483
-
14 403
-
unemployment
1 436
-
5 989
-
total
11 079
-
45 091
-
Corporate
146 447
193 000
-
-
income
41 005
54 039
-
-
surtax
-
-
-
-
total
41 005
54 039
-
-
Dividends
105 442
138 961
-
-
withholding
13 496
17 787
-
-
social contributions
18 136
23 900
-
-
surtax
-
-
-
-
total
31 632
41 687
-
-
Income
193 000
193 000
193 000
193 000
Total tax
90 568
95 726
90 654
86 011
After tax
102 432
97 274
102 346
106 989
Living cost
28 622
28 622
28 622
28 622
Free-cash
73 810
68 652
73 724
78 367

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Nice , France
₽75220
₽70989
₽70577
₽65505
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
surtax
-
-
-
-
health
-
-
-
9 080
pensions
-
-
-
31 610
social contributions
-
-
-
5 500
income
-
-
-
33 839
other
-
-
-
5 982
total
-
-
-
86 011
Employee
39 741
-
147 909
-
income
2 345
-
30 458
-
surtax
-
-
-
-
social contributions
1 133
-
4 213
-
pensions
4 493
-
10 892
-
total
7 971
-
45 563
-
Employer
39 741
-
147 909
-
pensions
6 529
-
18 226
-
social contributions
120
-
444
-
other
1 371
-
6 029
-
health
2 782
-
14 403
-
unemployment
1 609
-
5 989
-
total
12 411
-
45 091
-
Corporate
140 848
193 000
-
-
income
39 437
54 039
-
-
surtax
-
-
-
-
total
39 437
54 039
-
-
Dividends
101 411
138 961
-
-
withholding
12 980
17 787
-
-
social contributions
17 443
23 900
-
-
surtax
-
-
-
-
total
30 423
41 687
-
-
Income
193 000
193 000
193 000
193 000
Total tax
90 242
95 726
90 654
86 011
After tax
102 758
97 274
102 346
106 989
Living cost
31 769
31 769
31 769
31 769
Free-cash
70 989
65 505
70 577
75 220

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Paris , France
₽62140
₽58806
₽57497
₽52425
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
surtax
-
-
-
-
health
-
-
-
9 080
pensions
-
-
-
31 610
social contributions
-
-
-
5 500
income
-
-
-
33 839
other
-
-
-
5 982
total
-
-
-
86 011
Employee
58 158
-
147 909
-
income
5 074
-
30 458
-
surtax
-
-
-
-
social contributions
1 656
-
4 213
-
pensions
6 578
-
10 892
-
total
13 308
-
45 563
-
Employer
58 158
-
147 909
-
pensions
9 556
-
18 226
-
social contributions
174
-
444
-
other
2 007
-
6 029
-
health
4 071
-
14 403
-
unemployment
2 356
-
5 989
-
total
18 164
-
45 091
-
Corporate
116 678
193 000
-
-
income
32 670
54 039
-
-
surtax
-
-
-
-
total
32 670
54 039
-
-
Dividends
84 008
138 961
-
-
withholding
10 753
17 787
-
-
social contributions
14 450
23 900
-
-
surtax
-
-
-
-
total
25 203
41 687
-
-
Income
193 000
193 000
193 000
193 000
Total tax
89 345
95 726
90 654
86 011
After tax
103 655
97 274
102 346
106 989
Living cost
44 849
44 849
44 849
44 849
Free-cash
58 806
52 425
57 497
62 140

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Batumi , Georgia
₽185121
₽176286
₽148451
₽177401
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
193 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 930
total
-
-
-
1 930
Employee
7 436
-
193 000
-
income
1 487
-
38 600
-
total
1 487
-
38 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

185 564
193 000
-
-
total
-
-
-
-
Dividends
185 564
193 000
-
-
withholding
9 278
9 650
-
-
total
9 278
9 650
-
-
Income
193 000
193 000
193 000
193 000
Total tax
10 765
9 650
38 600
1 930
After tax
182 235
183 350
154 400
191 070
Living cost
5 949
5 949
5 949
5 949
Free-cash
176 286
177 401
148 451
185 121

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Tbilisi , Georgia
₽181800
₽172341
₽145130
₽174080
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
193 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 930
total
-
-
-
1 930
Employee
11 588
-
193 000
-
income
2 318
-
38 600
-
total
2 318
-
38 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

181 412
193 000
-
-
total
-
-
-
-
Dividends
181 412
193 000
-
-
withholding
9 071
9 650
-
-
total
9 071
9 650
-
-
Income
193 000
193 000
193 000
193 000
Total tax
11 389
9 650
38 600
1 930
After tax
181 611
183 350
154 400
191 070
Living cost
9 270
9 270
9 270
9 270
Free-cash
172 341
174 080
145 130
181 800

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Berlin , Germany
₽62923
₽75576
₽84423
₽63428
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
193 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 461
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
62 922
trade
-
-
-
21 500
total
-
-
-
94 227
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
193 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
62 922
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
3 461
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
72 727
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
146 798
193 000
-
-
trade
21 066
27 695
-
-
income
22 020
28 950
-
-
chamber of commerce
356
425
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 211
1 593
-
-
total
44 653
58 663
-
-
Dividends
102 145
134 337
-
-
withholding
25 183
33 232
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 385
1 827
-
-
total
26 568
35 059
-
-
Income
193 000
193 000
193 000
193 000
Total tax
81 574
93 722
72 727
94 227
After tax
111 426
99 278
120 273
98 773
Living cost
35 850
35 850
35 850
35 850
Free-cash
75 576
63 428
84 423
62 923

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dresden , Germany
₽68548
₽79438
₽92147
₽69169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
193 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 461
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
62 922
trade
-
-
-
23 599
total
-
-
-
96 326
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
193 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
62 922
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
3 461
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
72 727
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
157 484
193 000
-
-
trade
24 804
30 397
-
-
income
23 623
28 950
-
-
chamber of commerce
367
418
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 299
1 593
-
-
total
50 093
61 358
-
-
Dividends
107 392
131 642
-
-
withholding
26 495
32 557
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 457
1 790
-
-
total
27 952
34 347
-
-
Income
193 000
193 000
193 000
193 000
Total tax
85 436
95 705
72 727
96 326
After tax
107 564
97 295
120 273
96 674
Living cost
28 126
28 126
28 126
28 126
Free-cash
79 438
69 169
92 147
68 548

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Hamburg , Germany
₽59148
₽72870
₽83795
₽59821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
193 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 461
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
62 922
trade
-
-
-
24 647
total
-
-
-
97 374
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
193 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
62 922
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
3 461
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
72 727
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
145 910
193 000
-
-
trade
24 002
31 748
-
-
income
21 886
28 950
-
-
chamber of commerce
349
416
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 204
1 593
-
-
total
47 441
62 707
-
-
Dividends
98 470
130 293
-
-
withholding
24 265
32 221
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 334
1 773
-
-
total
25 599
33 994
-
-
Income
193 000
193 000
193 000
193 000
Total tax
83 652
96 701
72 727
97 374
After tax
109 348
96 299
120 273
95 626
Living cost
36 478
36 478
36 478
36 478
Free-cash
72 870
59 821
83 795
59 148

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Munich , Germany
₽52040
₽67828
₽77735
₽52770
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
193 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 461
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
62 922
trade
-
-
-
25 695
total
-
-
-
98 422
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
193 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
62 922
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
3 461
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
72 727
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
137 195
193 000
-
-
trade
23 528
33 100
-
-
income
20 580
28 950
-
-
chamber of commerce
335
412
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 131
1 593
-
-
total
45 574
64 055
-
-
Dividends
91 621
128 945
-
-
withholding
22 552
31 884
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 241
1 753
-
-
total
23 793
33 637
-
-
Income
193 000
193 000
193 000
193 000
Total tax
82 634
97 692
72 727
98 422
After tax
110 366
95 308
120 273
94 578
Living cost
42 538
42 538
42 538
42 538
Free-cash
67 828
52 770
77 735
52 040

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Athens , Greece
₽70086
₽97589
₽64407
₽100541
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
surtax
-
-
-
9 660
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
58 602
other
-
-
-
-
total
-
-
-
102 057
Employee
31 271
-
166 913
-
unemployment
2 176
-
8 626
-
other
-
-
-
-
income
5 242
-
53 047
-
surtax
111
-
8 550
-
pensions
2 086
-
8 266
-
health
798
-
3 160
-
total
10 413
-
81 649
-
Employer
31 271
-
166 913
-
pensions
4 169
-
16 520
-
other
-
-
-
-
health
1 422
-
5 639
-
unemployment
992
-
3 928
-
total
6 583
-
26 087
-
Corporate
155 146
193 000
-
-
income
40 337
50 180
-
-
total
40 337
50 180
-
-
Dividends
114 809
142 820
-
-
withholding
17 221
21 422
-
-
total
17 221
21 422
-
-
Income
193 000
193 000
193 000
193 000
Total tax
74 554
71 602
107 736
102 057
After tax
118 446
121 398
85 264
90 943
Living cost
20 857
20 857
20 857
20 857
Free-cash
97 589
100 541
64 407
70 086

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Thessaloniki , Greece
₽70453
₽98019
₽64774
₽100908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
surtax
-
-
-
9 660
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
58 602
other
-
-
-
-
total
-
-
-
102 057
Employee
30 707
-
166 913
-
unemployment
2 137
-
8 626
-
other
-
-
-
-
income
5 147
-
53 047
-
surtax
100
-
8 550
-
pensions
2 048
-
8 266
-
health
784
-
3 160
-
total
10 216
-
81 649
-
Employer
30 707
-
166 913
-
pensions
4 093
-
16 520
-
other
-
-
-
-
health
1 397
-
5 639
-
unemployment
973
-
3 928
-
total
6 463
-
26 087
-
Corporate
155 829
193 000
-
-
income
40 515
50 180
-
-
total
40 515
50 180
-
-
Dividends
115 314
142 820
-
-
withholding
17 297
21 422
-
-
total
17 297
21 422
-
-
Income
193 000
193 000
193 000
193 000
Total tax
74 491
71 602
107 736
102 057
After tax
118 509
121 398
85 264
90 943
Living cost
20 490
20 490
20 490
20 490
Free-cash
98 019
100 908
64 774
70 453

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Budapest , Hungary
₽115132
₽90208
₽93314
₽89820
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
unemployment
-
-
-
2 895
health
-
-
-
13 510
pensions
-
-
-
19 300
income
-
-
-
23 594
total
-
-
-
59 299
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
161 506
-
unemployment
402
160
2 423
-
income
3 277
1 304
19 744
-
pensions
2 681
1 067
16 151
-
health
1 876
747
11 305
-
total
8 236
3 278
49 623
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
161 506
-
pensions
5 227
2 080
31 494
-
total
5 227
2 080
31 494
-
Corporate
160 967
180 252
-
-
income
14 487
16 223
-
-
total
14 487
16 223
-
-
Dividends
146 480
164 029
-
-
withholding
27 831
31 165
-
-
social contributions
28 442
31 864
-
-
total
56 273
63 029
-
-
Income
193 000
193 000
193 000
193 000
Total tax
84 223
84 610
81 117
59 299
After tax
108 777
108 390
111 883
133 701
Living cost
18 570
18 570
18 570
18 570
Free-cash
90 208
89 820
93 314
115 132

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Reykjavik , Iceland
₽65538
₽74846
₽66573
₽75591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
national
-
-
-
35 980
pensions
-
-
-
23 160
social contributions
-
-
-
2 075
municipal
-
-
-
21 406
total
-
-
-
82 621
Employee
69 511
-
166 847
-
municipal
8 586
-
22 154
-
national
13 304
-
37 616
-
pensions
2 780
-
6 674
-
total
24 670
-
66 444
-
Employer
69 511
-
166 847
-
pensions
5 561
-
13 348
-
social contributions
747
-
1 794
-
total
6 308
-
15 142
-
Corporate
112 593
193 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

22 519
38 600
-
-
total
22 519
38 600
-
-
Dividends
90 074
154 400
-
-
withholding
19 816
33 968
-
-
total
19 816
33 968
-
-
Income
193 000
193 000
193 000
193 000
Total tax
73 313
72 568
81 586
82 621
After tax
119 687
120 432
111 414
110 379
Living cost
44 841
44 841
44 841
44 841
Free-cash
74 846
75 591
66 573
65 538

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Dublin , Ireland
₽45373
₽84255
₽45373
₽82205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
social contributions
-
-
-
32 881
income
-
-
-
61 851
total
-
-
-
94 732
Employee
72 635
-
193 000
-
social contributions
6 034
-
32 881
-
income
13 706
-
61 851
-
total
19 740
-
94 732
-
Employer
72 635
-
193 000
-
total
-
-
-
-
Corporate
120 365
193 000
-
-
income
15 045
24 125
-
-
total
15 045
24 125
-
-
Dividends
105 320
168 875
-
-
withholding
21 065
33 775
-
-
total
21 065
33 775
-
-
Income
193 000
193 000
193 000
193 000
Total tax
55 850
57 900
94 732
94 732
After tax
137 150
135 100
98 268
98 268
Living cost
52 895
52 895
52 895
52 895
Free-cash
84 255
82 205
45 373
45 373

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Milan , Italy
₽52836
₽58943
₽44963
₽63791
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
national
-
-
-
50 970
regional
-
-
-
2 365
social contributions
-
-
-
46 475
municipal
-
-
-
1 172
total
-
-
-
100 982
Employee
82 526
-
193 000
-
municipal
437
-
1 057
-
national
14 300
-
44 756
-
social contributions
27 828
-
60 929
-
regional
779
-
2 113
-
total
43 344
-
108 855
-
Employer
82 526
-
193 000
-
total
-
-
-
-
Corporate
110 474
193 000
-
-
nationa
26 513
46 319
-
-
municipal
4 308
7 528
-
-
total
30 821
53 847
-
-
Dividends
79 653
139 153
-
-
withholding
20 710
36 180
-
-
total
20 710
36 180
-
-
Income
193 000
193 000
193 000
193 000
Total tax
94 875
90 027
108 855
100 982
After tax
98 125
102 973
84 145
92 018
Living cost
39 182
39 182
39 182
39 182
Free-cash
58 943
63 791
44 963
52 836

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Naples , Italy
₽66395
₽74369
₽58563
₽76433
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
national
-
-
-
50 970
regional
-
-
-
2 974
social contributions
-
-
-
46 475
municipal
-
-
-
1 172
total
-
-
-
101 591
Employee
51 509
-
193 000
-
municipal
273
-
1 057
-
national
8 160
-
44 756
-
social contributions
17 369
-
60 929
-
regional
693
-
2 681
-
total
26 495
-
109 423
-
Employer
51 509
-
193 000
-
total
-
-
-
-
Corporate
141 491
193 000