Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 192000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽138600
₽148209
₽142560
₽146441
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
192 000
health
-
-
-
3 725
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 794
unemployment
-
-
-
130
income
-
-
-
28 800
total
-
-
-
37 449
Employee
21 121
-
185 645
-
health
972
-
1 490
-
accident

We are using the highest rate at 1.1%.

232
-
356
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 854
-
2 844
-
income
2 112
-
18 564
-
total
5 170
-
23 254
-
Employer
21 121
-
185 645
-
health
1 457
-
2 235
-
accident

We are using the highest rate at 1.1%.

232
-
356
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 327
-
3 569
-
unemployment
127
-
194
-
total
4 143
-
6 354
-
Corporate
166 735
192 000
-
-
income
16 673
19 200
-
-
total
16 673
19 200
-
-
Dividends
150 062
172 800
-
-
withholding
7 503
8 640
-
-
total
7 503
8 640
-
-
Income
192 000
192 000
192 000
192 000
Total tax
33 489
27 840
29 608
37 449
After tax
158 511
164 160
162 392
154 551
Living cost
15 951
15 951
15 951
15 951
Free-cash
142 560
148 209
146 441
138 600

Estimated living cost  is ₽15951 per week

₽10550
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽913
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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