Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽77427
₽11252
₽43906
₽69115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
health
-
-
-
431
city
-
-
-
2 019
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
regional
-
-
-
9 965
pensions
-
-
-
17 619
national
-
-
-
3 892
total
-
-
-
37 756
Employee
89 310
-
171 581
-
health
202
-
386
-
regional
2 924
-
8 658
-
pensions
7 503
-
14 213
-
unemployment
-
-
-
-
national
423
-
2 934
-
city
958
-
1 846
-
total
12 010
-
28 037
-
Employer
89 310
-
171 581
-
health
202
-
386
-
pensions
7 503
-
14 213
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 786
-
3 432
-
unemployment
-
-
-
-
total
9 491
-
18 031
-
Corporate
91 717
191 500
-
-
national
7 795
16 277
-
-
regional
19 397
40 502
-
-
total
27 192
56 779
-
-
Dividends
64 524
134 722
-
-
withholding
22 584
47 152
-
-
total
22 584
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
71 277
103 931
46 068
37 756
After tax
120 223
87 569
145 432
153 744
Living cost
76 317
76 317
76 317
76 317
Free-cash
43 906
11 252
69 115
77 427

Estimated living cost  is ₽76317 per week

₽49628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽937
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18903
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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