Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽15823
₽73479
₽46518
₽81245
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
city
-
-
-
2 018
health
-
-
-
431
regional
-
-
-
10 282
pensions
-
-
-
17 618
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 829
national
-
-
-
4 330
total
-
-
-
38 508
Employee
83 962
-
171 904
-
pensions
7 054
-
13 879
-
regional
2 749
-
9 035
-
unemployment
-
-
-
-
national
397
-
3 414
-
city
901
-
1 854
-
health
190
-
387
-
total
11 291
-
28 569
-
Employer
83 962
-
171 904
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 679
-
3 439
-
unemployment
-
-
-
-
health
190
-
387
-
pensions
7 054
-
13 879
-
total
8 923
-
17 705
-
Corporate
97 692
191 500
-
-
national
8 303
16 277
-
-
regional
20 663
40 501
-
-
total
28 966
56 778
-
-
Dividends
68 726
134 722
-
-
withholding
24 055
47 152
-
-
total
24 055
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
73 235
103 930
46 274
38 508
After tax
118 265
87 570
145 226
152 992
Living cost
71 747
71 747
71 747
71 747
Free-cash
46 518
15 823
73 479
81 245

Estimated living cost  is ₽71747 per week

₽46656
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6438
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽881
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17771
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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