Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽16024
₽73673
₽46634
₽81413
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
city
-
-
-
2 018
health
-
-
-
430
regional
-
-
-
10 298
pensions
-
-
-
17 618
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 829
national
-
-
-
4 349
total
-
-
-
38 542
Employee
83 726
-
171 919
-
pensions
7 034
-
13 864
-
regional
2 742
-
9 052
-
unemployment
-
-
-
-
national
396
-
3 434
-
city
899
-
1 854
-
health
189
-
388
-
total
11 260
-
28 592
-
Employer
83 726
-
171 919
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 674
-
3 438
-
unemployment
-
-
-
-
health
189
-
388
-
pensions
7 034
-
13 864
-
total
8 897
-
17 690
-
Corporate
97 956
191 500
-
-
national
8 326
16 277
-
-
regional
20 718
40 501
-
-
total
29 044
56 778
-
-
Dividends
68 911
134 722
-
-
withholding
24 120
47 153
-
-
total
24 120
47 153
-
-
Income
191 500
191 500
191 500
191 500
Total tax
73 321
103 931
46 282
38 542
After tax
118 179
87 569
145 218
152 958
Living cost
71 545
71 545
71 545
71 545
Free-cash
46 634
16 024
73 673
81 413

Estimated living cost  is ₽71545 per week

₽46525
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6420
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽878
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17721
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close