Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽66743
₽8784
₽75368
₽42496
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
health
-
-
-
431
pensions
-
-
-
17 618
city
-
-
-
2 019
national
-
-
-
3 656
regional
-
-
-
9 795
total
-
-
-
37 349
Employee
92 196
-
171 409
-
national
436
-
2 695
-
city
989
-
1 841
-
pensions
7 746
-
14 391
-
health
208
-
386
-
regional
3 019
-
8 456
-
unemployment
-
-
-
-
total
12 398
-
27 769
-
Employer
92 196
-
171 409
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 843
-
3 428
-
unemployment
-
-
-
-
health
208
-
386
-
pensions
7 746
-
14 391
-
total
9 797
-
18 205
-
Corporate
88 493
191 500
-
-
regional
18 717
40 503
-
-
national
7 521
16 278
-
-
total
26 238
56 781
-
-
Dividends
62 255
134 719
-
-
withholding
21 788
47 152
-
-
total
21 788
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
70 221
103 933
45 974
37 349
After tax
121 279
87 567
145 526
154 151
Living cost
78 783
78 783
78 783
78 783
Free-cash
42 496
8 784
66 743
75 368

Estimated living cost  is ₽78783 per week

₽51231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7070
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽967
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19514
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close