Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽80250
₽45838
₽72350
₽14634
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
national
-
-
-
4 216
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 831
pensions
-
-
-
17 618
city
-
-
-
2 019
health
-
-
-
431
regional
-
-
-
10 200
total
-
-
-
38 315
Employee
85 353
-
171 822
-
city
916
-
1 851
-
pensions
7 171
-
13 965
-
health
193
-
386
-
regional
2 795
-
8 937
-
unemployment
-
-
-
-
national
404
-
3 289
-
total
11 479
-
28 428
-
Employer
85 353
-
171 822
-
pensions
7 171
-
13 965
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 707
-
3 436
-
health
193
-
386
-
unemployment
-
-
-
-
total
9 071
-
17 787
-
Corporate
96 139
191 500
-
-
national
8 171
16 277
-
-
regional
20 334
40 501
-
-
total
28 505
56 778
-
-
Dividends
67 633
134 722
-
-
withholding
23 672
47 153
-
-
total
23 672
47 153
-
-
Income
191 500
191 500
191 500
191 500
Total tax
72 727
103 931
46 215
38 315
After tax
118 773
87 569
145 285
153 185
Living cost
72 935
72 935
72 935
72 935
Free-cash
45 838
14 634
72 350
80 250

Estimated living cost  is ₽72935 per week

₽47429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6545
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽895
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18066
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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