Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽45914
₽72472
₽14765
₽80363
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
health
-
-
-
430
pensions
-
-
-
17 618
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 829
regional
-
-
-
10 209
city
-
-
-
2 019
national
-
-
-
4 229
total
-
-
-
38 334
Employee
85 198
-
171 829
-
unemployment
-
-
-
-
pensions
7 158
-
13 957
-
regional
2 790
-
8 947
-
national
403
-
3 302
-
health
193
-
387
-
city
914
-
1 851
-
total
11 458
-
28 444
-
Employer
85 198
-
171 829
-
pensions
7 158
-
13 957
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 703
-
3 437
-
health
193
-
387
-
unemployment
-
-
-
-
total
9 054
-
17 781
-
Corporate
96 312
191 500
-
-
regional
20 370
40 503
-
-
national
8 186
16 277
-
-
total
28 556
56 780
-
-
Dividends
67 755
134 720
-
-
withholding
23 715
47 152
-
-
total
23 715
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
72 783
103 932
46 225
38 334
After tax
118 717
87 568
145 275
153 166
Living cost
72 803
72 803
72 803
72 803
Free-cash
45 914
14 765
72 472
80 363

Estimated living cost  is ₽72803 per week

₽47343
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6533
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽894
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18033
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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