Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽44007
₽69289
₽11429
₽77579
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
health
-
-
-
430
pensions
-
-
-
17 617
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 831
regional
-
-
-
9 979
city
-
-
-
2 018
national
-
-
-
3 908
total
-
-
-
37 783
Employee
89 101
-
171 597
-
unemployment
-
-
-
-
pensions
7 486
-
14 199
-
regional
2 918
-
8 675
-
national
422
-
2 952
-
health
201
-
385
-
city
956
-
1 846
-
total
11 983
-
28 057
-
Employer
89 101
-
171 597
-
pensions
7 486
-
14 199
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 781
-
3 432
-
health
201
-
385
-
unemployment
-
-
-
-
total
9 468
-
18 016
-
Corporate
91 951
191 500
-
-
regional
19 447
40 502
-
-
national
7 816
16 278
-
-
total
27 263
56 780
-
-
Dividends
64 688
134 720
-
-
withholding
22 641
47 153
-
-
total
22 641
47 153
-
-
Income
191 500
191 500
191 500
191 500
Total tax
71 355
103 933
46 073
37 783
After tax
120 145
87 567
145 427
153 717
Living cost
76 138
76 138
76 138
76 138
Free-cash
44 007
11 429
69 289
77 579

Estimated living cost  is ₽76138 per week

₽49511
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽935
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18859
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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