Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽46761
₽16248
₽73890
₽81599
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
city
-
-
-
2 019
regional
-
-
-
10 313
pensions
-
-
-
17 618
national
-
-
-
4 370
health
-
-
-
430
total
-
-
-
38 580
Employee
83 463
-
171 937
-
national
395
-
3 458
-
unemployment
-
-
-
-
city
896
-
1 854
-
regional
2 733
-
9 069
-
health
189
-
387
-
pensions
7 012
-
13 848
-
total
11 225
-
28 616
-
Employer
83 463
-
171 937
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 669
-
3 438
-
pensions
7 012
-
13 848
-
unemployment
-
-
-
-
health
189
-
387
-
total
8 870
-
17 673
-
Corporate
98 249
191 500
-
-
regional
20 780
40 502
-
-
national
8 351
16 277
-
-
total
29 131
56 779
-
-
Dividends
69 119
134 720
-
-
withholding
24 192
47 152
-
-
total
24 192
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
73 418
103 931
46 289
38 580
After tax
118 082
87 569
145 211
152 920
Living cost
71 321
71 321
71 321
71 321
Free-cash
46 761
16 248
73 890
81 599

Estimated living cost  is ₽71321 per week

₽46379
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6400
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽876
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17666
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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