Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽81745
₽46864
₽74056
₽16424
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
national
-
-
-
4 387
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
pensions
-
-
-
17 618
city
-
-
-
2 019
health
-
-
-
431
regional
-
-
-
10 326
total
-
-
-
38 611
Employee
83 257
-
171 947
-
city
894
-
1 855
-
pensions
6 995
-
13 836
-
health
188
-
387
-
regional
2 726
-
9 083
-
unemployment
-
-
-
-
national
394
-
3 477
-
total
11 197
-
28 638
-
Employer
83 257
-
171 947
-
pensions
6 995
-
13 836
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 665
-
3 439
-
health
188
-
387
-
unemployment
-
-
-
-
total
8 848
-
17 662
-
Corporate
98 480
191 500
-
-
national
8 371
16 277
-
-
regional
20 829
40 503
-
-
total
29 200
56 780
-
-
Dividends
69 281
134 720
-
-
withholding
24 247
47 152
-
-
total
24 247
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
73 492
103 932
46 300
38 611
After tax
118 008
87 568
145 200
152 889
Living cost
71 144
71 144
71 144
71 144
Free-cash
46 864
16 424
74 056
81 745

Estimated living cost  is ₽71144 per week

₽46264
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6384
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽873
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17622
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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