Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽17575
₽75157
₽47524
₽82708
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
city
-
-
-
2 019
health
-
-
-
431
regional
-
-
-
10 405
pensions
-
-
-
17 617
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 831
national
-
-
-
4 497
total
-
-
-
38 800
Employee
81 908
-
172 028
-
pensions
6 881
-
13 752
-
regional
2 682
-
9 179
-
unemployment
-
-
-
-
national
388
-
3 598
-
city
879
-
1 857
-
health
185
-
386
-
total
11 015
-
28 772
-
Employer
81 908
-
172 028
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 638
-
3 441
-
unemployment
-
-
-
-
health
185
-
386
-
pensions
6 881
-
13 752
-
total
8 704
-
17 579
-
Corporate
99 987
191 500
-
-
national
8 499
16 278
-
-
regional
21 147
40 503
-
-
total
29 646
56 781
-
-
Dividends
70 340
134 720
-
-
withholding
24 619
47 152
-
-
total
24 619
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
73 984
103 933
46 351
38 800
After tax
117 516
87 567
145 149
152 700
Living cost
69 992
69 992
69 992
69 992
Free-cash
47 524
17 575
75 157
82 708

Estimated living cost  is ₽69992 per week

₽45515
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6281
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽859
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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