Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽69312
₽11454
₽77600
₽44021
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
health
-
-
-
430
pensions
-
-
-
17 617
city
-
-
-
2 019
national
-
-
-
3 911
regional
-
-
-
9 980
total
-
-
-
37 787
Employee
89 072
-
171 595
-
national
422
-
2 955
-
city
956
-
1 845
-
pensions
7 483
-
14 196
-
health
201
-
387
-
regional
2 917
-
8 676
-
unemployment
-
-
-
-
total
11 979
-
28 059
-
Employer
89 072
-
171 595
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 781
-
3 433
-
unemployment
-
-
-
-
health
201
-
387
-
pensions
7 483
-
14 196
-
total
9 465
-
18 016
-
Corporate
91 983
191 500
-
-
regional
19 455
40 503
-
-
national
7 820
16 278
-
-
total
27 275
56 781
-
-
Dividends
64 708
134 719
-
-
withholding
22 647
47 152
-
-
total
22 647
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
71 366
103 933
46 075
37 787
After tax
120 134
87 567
145 425
153 713
Living cost
76 113
76 113
76 113
76 113
Free-cash
44 021
11 454
69 312
77 600

Estimated living cost  is ₽76113 per week

₽49495
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6830
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽934
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18853
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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