Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽77570
₽84821
₽48973
₽20107
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
national
-
-
-
4 740
health
-
-
-
431
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 829
pensions
-
-
-
17 618
city
-
-
-
2 019
regional
-
-
-
10 581
total
-
-
-
39 218
Employee
78 947
-
172 205
-
health
178
-
388
-
regional
2 585
-
9 388
-
pensions
6 633
-
13 568
-
city
847
-
1 861
-
unemployment
-
-
-
-
national
374
-
3 863
-
total
10 617
-
29 068
-
Employer
78 947
-
172 205
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 578
-
3 445
-
pensions
6 633
-
13 568
-
health
178
-
388
-
unemployment
-
-
-
-
total
8 389
-
17 401
-
Corporate
103 295
191 500
-
-
national
8 779
16 278
-
-
regional
21 847
40 503
-
-
total
30 626
56 781
-
-
Dividends
72 669
134 719
-
-
withholding
25 434
47 151
-
-
total
25 434
47 151
-
-
Income
191 500
191 500
191 500
191 500
Total tax
75 066
103 932
46 469
39 218
After tax
116 434
87 568
145 031
152 282
Living cost
67 461
67 461
67 461
67 461
Free-cash
48 973
20 107
77 570
84 821

Estimated living cost  is ₽67461 per week

₽43869
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽828
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽16710
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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