Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽80471
₽45989
₽72598
₽14896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
national
-
-
-
4 240
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
pensions
-
-
-
17 618
city
-
-
-
2 018
health
-
-
-
431
regional
-
-
-
10 219
total
-
-
-
38 356
Employee
85 046
-
171 840
-
city
913
-
1 852
-
pensions
7 145
-
13 947
-
health
192
-
386
-
regional
2 785
-
8 959
-
unemployment
-
-
-
-
national
403
-
3 316
-
total
11 438
-
28 460
-
Employer
85 046
-
171 840
-
pensions
7 145
-
13 947
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 700
-
3 436
-
health
192
-
386
-
unemployment
-
-
-
-
total
9 037
-
17 769
-
Corporate
96 481
191 500
-
-
national
8 201
16 278
-
-
regional
20 407
40 501
-
-
total
28 608
56 779
-
-
Dividends
67 873
134 721
-
-
withholding
23 755
47 152
-
-
total
23 755
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
72 838
103 931
46 229
38 356
After tax
118 662
87 569
145 271
153 144
Living cost
72 673
72 673
72 673
72 673
Free-cash
45 989
14 896
72 598
80 471

Estimated living cost  is ₽72673 per week

₽47258
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6522
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽892
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18001
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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