Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽43840
₽69010
₽11138
₽77335
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
health
-
-
-
430
pensions
-
-
-
17 618
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
regional
-
-
-
9 958
city
-
-
-
2 018
national
-
-
-
3 880
total
-
-
-
37 734
Employee
89 444
-
171 575
-
unemployment
-
-
-
-
pensions
7 515
-
14 220
-
regional
2 929
-
8 649
-
national
423
-
2 920
-
health
202
-
387
-
city
960
-
1 845
-
total
12 029
-
28 021
-
Employer
89 444
-
171 575
-
pensions
7 515
-
14 220
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 788
-
3 431
-
health
202
-
387
-
unemployment
-
-
-
-
total
9 505
-
18 038
-
Corporate
91 567
191 500
-
-
regional
19 367
40 501
-
-
national
7 783
16 278
-
-
total
27 150
56 779
-
-
Dividends
64 417
134 721
-
-
withholding
22 545
47 152
-
-
total
22 545
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
71 229
103 931
46 059
37 734
After tax
120 271
87 569
145 441
153 766
Living cost
76 431
76 431
76 431
76 431
Free-cash
43 840
11 138
69 010
77 335

Estimated living cost  is ₽76431 per week

₽49702
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6859
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽938
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18932
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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