Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽77478
₽11309
₽43937
₽69178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
health
-
-
-
431
city
-
-
-
2 019
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 829
regional
-
-
-
9 969
pensions
-
-
-
17 618
national
-
-
-
3 897
total
-
-
-
37 763
Employee
89 243
-
171 589
-
health
202
-
386
-
regional
2 922
-
8 663
-
pensions
7 498
-
14 206
-
unemployment
-
-
-
-
national
422
-
2 939
-
city
958
-
1 845
-
total
12 002
-
28 039
-
Employer
89 243
-
171 589
-
health
202
-
386
-
pensions
7 498
-
14 206
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 784
-
3 432
-
unemployment
-
-
-
-
total
9 484
-
18 024
-
Corporate
91 792
191 500
-
-
national
7 803
16 278
-
-
regional
19 414
40 502
-
-
total
27 217
56 780
-
-
Dividends
64 575
134 720
-
-
withholding
22 601
47 152
-
-
total
22 601
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
71 304
103 932
46 063
37 763
After tax
120 196
87 568
145 437
153 737
Living cost
76 259
76 259
76 259
76 259
Free-cash
43 937
11 309
69 178
77 478

Estimated living cost  is ₽76259 per week

₽49590
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18889
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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