Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽81121
₽46434
₽73337
₽15673
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
national
-
-
-
4 315
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
pensions
-
-
-
17 618
city
-
-
-
2 018
health
-
-
-
430
regional
-
-
-
10 272
total
-
-
-
38 483
Employee
84 137
-
171 893
-
city
903
-
1 854
-
pensions
7 069
-
13 892
-
health
190
-
386
-
regional
2 755
-
9 022
-
unemployment
-
-
-
-
national
398
-
3 397
-
total
11 315
-
28 551
-
Employer
84 137
-
171 893
-
pensions
7 069
-
13 892
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 682
-
3 438
-
health
190
-
386
-
unemployment
-
-
-
-
total
8 941
-
17 716
-
Corporate
97 497
191 500
-
-
national
8 287
16 277
-
-
regional
20 620
40 502
-
-
total
28 907
56 779
-
-
Dividends
68 590
134 720
-
-
withholding
24 007
47 152
-
-
total
24 007
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
73 170
103 931
46 267
38 483
After tax
118 330
87 569
145 233
153 017
Living cost
71 896
71 896
71 896
71 896
Free-cash
46 434
15 673
73 337
81 121

Estimated living cost  is ₽71896 per week

₽46753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6452
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽883
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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