Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽81487
₽46687
₽73758
₽16113
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
national
-
-
-
4 358
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
pensions
-
-
-
17 618
city
-
-
-
2 019
health
-
-
-
431
regional
-
-
-
10 303
total
-
-
-
38 559
Employee
83 620
-
171 924
-
city
897
-
1 854
-
pensions
7 025
-
13 859
-
health
189
-
387
-
regional
2 738
-
9 059
-
unemployment
-
-
-
-
national
396
-
3 444
-
total
11 245
-
28 603
-
Employer
83 620
-
171 924
-
pensions
7 025
-
13 859
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 672
-
3 439
-
health
189
-
387
-
unemployment
-
-
-
-
total
8 886
-
17 685
-
Corporate
98 075
191 500
-
-
national
8 336
16 278
-
-
regional
20 743
40 503
-
-
total
29 079
56 781
-
-
Dividends
68 996
134 719
-
-
withholding
24 149
47 152
-
-
total
24 149
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
73 359
103 933
46 288
38 559
After tax
118 141
87 567
145 212
152 941
Living cost
71 454
71 454
71 454
71 454
Free-cash
46 687
16 113
73 758
81 487

Estimated living cost  is ₽71454 per week

₽46466
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6412
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽877
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17699
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close