Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽68972
₽11101
₽77301
₽43818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
health
-
-
-
430
pensions
-
-
-
17 619
city
-
-
-
2 019
national
-
-
-
3 878
regional
-
-
-
9 955
total
-
-
-
37 731
Employee
89 487
-
171 572
-
national
424
-
2 918
-
city
960
-
1 846
-
pensions
7 518
-
14 223
-
health
202
-
387
-
regional
2 930
-
8 645
-
unemployment
-
-
-
-
total
12 034
-
28 019
-
Employer
89 487
-
171 572
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 789
-
3 431
-
unemployment
-
-
-
-
health
202
-
387
-
pensions
7 518
-
14 223
-
total
9 509
-
18 041
-
Corporate
91 520
191 500
-
-
regional
19 357
40 503
-
-
national
7 779
16 277
-
-
total
27 136
56 780
-
-
Dividends
64 384
134 720
-
-
withholding
22 535
47 151
-
-
total
22 535
47 151
-
-
Income
191 500
191 500
191 500
191 500
Total tax
71 214
103 931
46 060
37 731
After tax
120 286
87 569
145 440
153 769
Living cost
76 468
76 468
76 468
76 468
Free-cash
43 818
11 101
68 972
77 301

Estimated living cost  is ₽76468 per week

₽49726
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6862
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽939
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18941
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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