Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽45893
₽14727
₽72435
₽80331
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
city
-
-
-
2 019
regional
-
-
-
10 207
pensions
-
-
-
17 617
national
-
-
-
4 226
health
-
-
-
430
total
-
-
-
38 329
Employee
85 241
-
171 827
-
national
403
-
3 298
-
unemployment
-
-
-
-
city
915
-
1 852
-
regional
2 791
-
8 944
-
health
193
-
387
-
pensions
7 161
-
13 960
-
total
11 463
-
28 441
-
Employer
85 241
-
171 827
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 704
-
3 437
-
pensions
7 161
-
13 960
-
unemployment
-
-
-
-
health
193
-
387
-
total
9 058
-
17 784
-
Corporate
96 263
191 500
-
-
regional
20 360
40 503
-
-
national
8 183
16 278
-
-
total
28 543
56 781
-
-
Dividends
67 720
134 719
-
-
withholding
23 703
47 152
-
-
total
23 703
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
72 767
103 933
46 225
38 329
After tax
118 733
87 567
145 275
153 171
Living cost
72 840
72 840
72 840
72 840
Free-cash
45 893
14 727
72 435
80 331

Estimated living cost  is ₽72840 per week

₽47367
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6537
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽894
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18042
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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