Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽75844
₽83307
₽47934
₽18296
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
national
-
-
-
4 567
health
-
-
-
431
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 831
pensions
-
-
-
17 619
city
-
-
-
2 019
regional
-
-
-
10 454
total
-
-
-
38 921
Employee
81 066
-
172 079
-
health
183
-
388
-
regional
2 655
-
9 237
-
pensions
6 811
-
13 700
-
city
870
-
1 857
-
unemployment
-
-
-
-
national
384
-
3 673
-
total
10 903
-
28 855
-
Employer
81 066
-
172 079
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 621
-
3 441
-
pensions
6 811
-
13 700
-
health
183
-
388
-
unemployment
-
-
-
-
total
8 615
-
17 529
-
Corporate
100 928
191 500
-
-
national
8 579
16 278
-
-
regional
21 346
40 503
-
-
total
29 925
56 781
-
-
Dividends
71 002
134 720
-
-
withholding
24 851
47 151
-
-
total
24 851
47 151
-
-
Income
191 500
191 500
191 500
191 500
Total tax
74 294
103 932
46 384
38 921
After tax
117 206
87 568
145 116
152 579
Living cost
69 272
69 272
69 272
69 272
Free-cash
47 934
18 296
75 844
83 307

Estimated living cost  is ₽69272 per week

₽45047
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6216
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽850
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17158
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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