Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽44503
₽70115
₽12296
₽78302
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
health
-
-
-
431
pensions
-
-
-
17 618
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
regional
-
-
-
10 037
city
-
-
-
2 018
national
-
-
-
3 992
total
-
-
-
37 926
Employee
88 087
-
171 655
-
unemployment
-
-
-
-
pensions
7 401
-
14 136
-
regional
2 884
-
8 744
-
national
417
-
3 042
-
health
199
-
387
-
city
945
-
1 848
-
total
11 846
-
28 157
-
Employer
88 087
-
171 655
-
pensions
7 401
-
14 136
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 761
-
3 433
-
health
199
-
387
-
unemployment
-
-
-
-
total
9 361
-
17 956
-
Corporate
93 083
191 500
-
-
regional
19 686
40 502
-
-
national
7 913
16 278
-
-
total
27 599
56 780
-
-
Dividends
65 484
134 720
-
-
withholding
22 919
47 152
-
-
total
22 919
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
71 725
103 932
46 113
37 926
After tax
119 775
87 568
145 387
153 574
Living cost
75 272
75 272
75 272
75 272
Free-cash
44 503
12 296
70 115
78 302

Estimated living cost  is ₽75272 per week

₽48948
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6755
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽924
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18644
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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