Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽45162
₽13446
₽71221
₽79264
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
city
-
-
-
2 018
regional
-
-
-
10 118
pensions
-
-
-
17 617
national
-
-
-
4 102
health
-
-
-
430
total
-
-
-
38 115
Employee
86 740
-
171 740
-
national
411
-
3 163
-
unemployment
-
-
-
-
city
931
-
1 848
-
regional
2 840
-
8 839
-
health
196
-
386
-
pensions
7 287
-
14 051
-
total
11 665
-
28 287
-
Employer
86 740
-
171 740
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 734
-
3 434
-
pensions
7 287
-
14 051
-
unemployment
-
-
-
-
health
196
-
386
-
total
9 217
-
17 871
-
Corporate
94 588
191 500
-
-
regional
20 006
40 503
-
-
national
8 039
16 277
-
-
total
28 045
56 780
-
-
Dividends
66 543
134 720
-
-
withholding
23 290
47 153
-
-
total
23 290
47 153
-
-
Income
191 500
191 500
191 500
191 500
Total tax
72 217
103 933
46 158
38 115
After tax
119 283
87 567
145 342
153 385
Living cost
74 121
74 121
74 121
74 121
Free-cash
45 162
13 446
71 221
79 264

Estimated living cost  is ₽74121 per week

₽48200
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6652
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽910
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18359
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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