Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽44220
₽11802
₽69647
₽77888
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
city
-
-
-
2 018
regional
-
-
-
10 004
pensions
-
-
-
17 619
national
-
-
-
3 944
health
-
-
-
430
total
-
-
-
37 845
Employee
88 667
-
171 624
-
national
420
-
2 990
-
unemployment
-
-
-
-
city
952
-
1 847
-
regional
2 903
-
8 704
-
health
200
-
385
-
pensions
7 449
-
14 171
-
total
11 924
-
28 097
-
Employer
88 667
-
171 624
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 773
-
3 433
-
pensions
7 449
-
14 171
-
unemployment
-
-
-
-
health
200
-
385
-
total
9 422
-
17 989
-
Corporate
92 435
191 500
-
-
regional
19 549
40 502
-
-
national
7 858
16 278
-
-
total
27 407
56 780
-
-
Dividends
65 028
134 720
-
-
withholding
22 760
47 151
-
-
total
22 760
47 151
-
-
Income
191 500
191 500
191 500
191 500
Total tax
71 513
103 931
46 086
37 845
After tax
119 987
87 569
145 414
153 655
Living cost
75 767
75 767
75 767
75 767
Free-cash
44 220
11 802
69 647
77 888

Estimated living cost  is ₽75767 per week

₽49270
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6799
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽930
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18767
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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