Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽70208
₽12390
₽78380
₽44557
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 831
health
-
-
-
431
pensions
-
-
-
17 619
city
-
-
-
2 018
national
-
-
-
4 000
regional
-
-
-
10 044
total
-
-
-
37 943
Employee
87 977
-
171 665
-
national
416
-
3 054
-
city
944
-
1 848
-
pensions
7 391
-
14 128
-
health
199
-
386
-
regional
2 881
-
8 752
-
unemployment
-
-
-
-
total
11 831
-
28 168
-
Employer
87 977
-
171 665
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 759
-
3 433
-
unemployment
-
-
-
-
health
199
-
386
-
pensions
7 391
-
14 128
-
total
9 349
-
17 947
-
Corporate
93 207
191 500
-
-
regional
19 714
40 503
-
-
national
7 922
16 277
-
-
total
27 636
56 780
-
-
Dividends
65 571
134 720
-
-
withholding
22 950
47 153
-
-
total
22 950
47 153
-
-
Income
191 500
191 500
191 500
191 500
Total tax
71 766
103 933
46 115
37 943
After tax
119 734
87 567
145 385
153 557
Living cost
75 177
75 177
75 177
75 177
Free-cash
44 557
12 390
70 208
78 380

Estimated living cost  is ₽75177 per week

₽48887
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6746
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽923
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18621
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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