Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽75476
₽17910
₽82985
₽47713
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
regional
-
-
-
10 429
pensions
-
-
-
17 619
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
city
-
-
-
2 018
health
-
-
-
431
national
-
-
-
4 529
total
-
-
-
38 856
Employee
81 519
-
172 052
-
city
875
-
1 857
-
unemployment
-
-
-
-
pensions
6 849
-
13 728
-
regional
2 669
-
9 207
-
health
184
-
386
-
national
386
-
3 633
-
total
10 963
-
28 811
-
Employer
81 519
-
172 052
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 630
-
3 440
-
health
184
-
386
-
unemployment
-
-
-
-
pensions
6 849
-
13 728
-
total
8 663
-
17 554
-
Corporate
100 421
191 500
-
-
national
8 536
16 277
-
-
regional
21 239
40 502
-
-
total
29 775
56 779
-
-
Dividends
70 647
134 721
-
-
withholding
24 727
47 152
-
-
total
24 727
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
74 128
103 931
46 365
38 856
After tax
117 372
87 569
145 135
152 644
Living cost
69 659
69 659
69 659
69 659
Free-cash
47 713
17 910
75 476
82 985

Estimated living cost  is ₽69659 per week

₽45299
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6251
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽855
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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