Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽46071
₽15035
₽72733
₽80589
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
city
-
-
-
2 019
regional
-
-
-
10 229
pensions
-
-
-
17 617
national
-
-
-
4 254
health
-
-
-
430
total
-
-
-
38 379
Employee
84 881
-
171 848
-
national
402
-
3 330
-
unemployment
-
-
-
-
city
911
-
1 852
-
regional
2 779
-
8 970
-
health
192
-
387
-
pensions
7 131
-
13 936
-
total
11 415
-
28 475
-
Employer
84 881
-
171 848
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 697
-
3 437
-
pensions
7 131
-
13 936
-
unemployment
-
-
-
-
health
192
-
387
-
total
9 020
-
17 760
-
Corporate
96 665
191 500
-
-
regional
20 445
40 503
-
-
national
8 217
16 278
-
-
total
28 662
56 781
-
-
Dividends
68 003
134 719
-
-
withholding
23 800
47 152
-
-
total
23 800
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
72 897
103 933
46 235
38 379
After tax
118 603
87 567
145 265
153 121
Living cost
72 532
72 532
72 532
72 532
Free-cash
46 071
15 035
72 733
80 589

Estimated living cost  is ₽72532 per week

₽47167
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6509
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽890
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17966
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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