Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽81202
₽46490
₽73435
₽15773
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
national
-
-
-
4 324
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
pensions
-
-
-
17 618
city
-
-
-
2 019
health
-
-
-
431
regional
-
-
-
10 280
total
-
-
-
38 502
Employee
84 020
-
171 902
-
city
902
-
1 853
-
pensions
7 059
-
13 883
-
health
190
-
387
-
regional
2 751
-
9 030
-
unemployment
-
-
-
-
national
398
-
3 409
-
total
11 300
-
28 562
-
Employer
84 020
-
171 902
-
pensions
7 059
-
13 883
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 680
-
3 437
-
health
190
-
387
-
unemployment
-
-
-
-
total
8 929
-
17 707
-
Corporate
97 628
191 500
-
-
national
8 298
16 277
-
-
regional
20 649
40 501
-
-
total
28 947
56 778
-
-
Dividends
68 681
134 722
-
-
withholding
24 038
47 153
-
-
total
24 038
47 153
-
-
Income
191 500
191 500
191 500
191 500
Total tax
73 214
103 931
46 269
38 502
After tax
118 286
87 569
145 231
152 998
Living cost
71 796
71 796
71 796
71 796
Free-cash
46 490
15 773
73 435
81 202

Estimated living cost  is ₽71796 per week

₽46688
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6443
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽881
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17783
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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