Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽77334
₽11141
₽43842
₽69012
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
health
-
-
-
432
city
-
-
-
2 018
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
regional
-
-
-
9 958
pensions
-
-
-
17 619
national
-
-
-
3 882
total
-
-
-
37 739
Employee
89 439
-
171 576
-
health
202
-
387
-
regional
2 929
-
8 651
-
pensions
7 514
-
14 219
-
unemployment
-
-
-
-
national
423
-
2 922
-
city
960
-
1 845
-
total
12 028
-
28 024
-
Employer
89 439
-
171 576
-
health
202
-
387
-
pensions
7 514
-
14 219
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 788
-
3 431
-
unemployment
-
-
-
-
total
9 504
-
18 037
-
Corporate
91 573
191 500
-
-
national
7 783
16 277
-
-
regional
19 368
40 503
-
-
total
27 151
56 780
-
-
Dividends
64 421
134 720
-
-
withholding
22 548
47 152
-
-
total
22 548
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
71 231
103 932
46 061
37 739
After tax
120 269
87 568
145 439
153 761
Living cost
76 427
76 427
76 427
76 427
Free-cash
43 842
11 141
69 012
77 334

Estimated living cost  is ₽76427 per week

₽49699
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6858
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽938
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18931
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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