Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽45265
₽13631
₽71391
₽79413
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
city
-
-
-
2 019
regional
-
-
-
10 131
pensions
-
-
-
17 619
national
-
-
-
4 120
health
-
-
-
431
total
-
-
-
38 150
Employee
86 525
-
171 751
-
national
410
-
3 184
-
unemployment
-
-
-
-
city
929
-
1 850
-
regional
2 833
-
8 855
-
health
196
-
385
-
pensions
7 269
-
14 039
-
total
11 637
-
28 313
-
Employer
86 525
-
171 751
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 730
-
3 435
-
pensions
7 269
-
14 039
-
unemployment
-
-
-
-
health
196
-
385
-
total
9 195
-
17 859
-
Corporate
94 829
191 500
-
-
regional
20 057
40 503
-
-
national
8 061
16 278
-
-
total
28 118
56 781
-
-
Dividends
66 711
134 719
-
-
withholding
23 348
47 151
-
-
total
23 348
47 151
-
-
Income
191 500
191 500
191 500
191 500
Total tax
72 298
103 932
46 172
38 150
After tax
119 202
87 568
145 328
153 350
Living cost
73 937
73 937
73 937
73 937
Free-cash
45 265
13 631
71 391
79 413

Estimated living cost  is ₽73937 per week

₽48080
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6635
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽908
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18314
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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