Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽9216
₽67162
₽75730
₽42740
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
regional
-
-
-
9 824
health
-
-
-
431
city
-
-
-
2 018
national
-
-
-
3 696
pensions
-
-
-
17 618
total
-
-
-
37 417
Employee
91 693
-
171 440
-
unemployment
-
-
-
-
pensions
7 703
-
14 358
-
national
434
-
2 735
-
regional
3 002
-
8 492
-
city
984
-
1 841
-
health
207
-
386
-
total
12 330
-
27 812
-
Employer
91 693
-
171 440
-
health
207
-
386
-
pensions
7 703
-
14 358
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 833
-
3 429
-
total
9 743
-
18 173
-
Corporate
89 055
191 500
-
-
regional
18 836
40 501
-
-
national
7 571
16 278
-
-
total
26 407
56 779
-
-
Dividends
62 648
134 720
-
-
withholding
21 927
47 152
-
-
total
21 927
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
70 407
103 931
45 985
37 417
After tax
121 093
87 569
145 515
154 083
Living cost
78 353
78 353
78 353
78 353
Free-cash
42 740
9 216
67 162
75 730

Estimated living cost  is ₽78353 per week

₽50952
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7031
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽962
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19407
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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