Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽16526
₽74153
₽46923
₽81832
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
city
-
-
-
2 018
health
-
-
-
431
regional
-
-
-
10 333
pensions
-
-
-
17 617
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
national
-
-
-
4 397
total
-
-
-
38 626
Employee
83 138
-
171 953
-
pensions
6 985
-
13 829
-
regional
2 722
-
9 092
-
unemployment
-
-
-
-
national
394
-
3 488
-
city
892
-
1 854
-
health
188
-
387
-
total
11 181
-
28 650
-
Employer
83 138
-
171 953
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 662
-
3 439
-
unemployment
-
-
-
-
health
188
-
387
-
pensions
6 985
-
13 829
-
total
8 835
-
17 655
-
Corporate
98 613
191 500
-
-
national
8 382
16 278
-
-
regional
20 857
40 501
-
-
total
29 239
56 779
-
-
Dividends
69 373
134 721
-
-
withholding
24 280
47 152
-
-
total
24 280
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
73 535
103 931
46 305
38 626
After tax
117 965
87 569
145 195
152 874
Living cost
71 042
71 042
71 042
71 042
Free-cash
46 923
16 526
74 153
81 832

Estimated living cost  is ₽71042 per week

₽46198
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6375
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽872
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17597
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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