Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽67496
₽9566
₽76021
₽42940
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
health
-
-
-
431
pensions
-
-
-
17 618
city
-
-
-
2 019
national
-
-
-
3 730
regional
-
-
-
9 849
total
-
-
-
37 477
Employee
91 283
-
171 464
-
national
432
-
2 767
-
city
980
-
1 843
-
pensions
7 669
-
14 334
-
health
206
-
387
-
regional
2 989
-
8 520
-
unemployment
-
-
-
-
total
12 276
-
27 851
-
Employer
91 283
-
171 464
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 825
-
3 430
-
unemployment
-
-
-
-
health
206
-
387
-
pensions
7 669
-
14 334
-
total
9 700
-
18 151
-
Corporate
89 513
191 500
-
-
regional
18 932
40 502
-
-
national
7 609
16 278
-
-
total
26 541
56 780
-
-
Dividends
62 973
134 720
-
-
withholding
22 041
47 152
-
-
total
22 041
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
70 558
103 932
46 002
37 477
After tax
120 942
87 568
145 498
154 023
Living cost
78 002
78 002
78 002
78 002
Free-cash
42 940
9 566
67 496
76 021

Estimated living cost  is ₽78002 per week

₽50724
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7000
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽958
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19321
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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