Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽78760
₽12851
₽44818
₽70647
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
health
-
-
-
432
city
-
-
-
2 019
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
regional
-
-
-
10 077
pensions
-
-
-
17 619
national
-
-
-
4 045
total
-
-
-
38 022
Employee
87 440
-
171 697
-
health
198
-
386
-
regional
2 863
-
8 791
-
pensions
7 346
-
14 095
-
unemployment
-
-
-
-
national
414
-
3 101
-
city
938
-
1 848
-
total
11 759
-
28 221
-
Employer
87 440
-
171 697
-
health
198
-
386
-
pensions
7 346
-
14 095
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 748
-
3 433
-
unemployment
-
-
-
-
total
9 292
-
17 914
-
Corporate
93 807
191 500
-
-
national
7 974
16 277
-
-
regional
19 841
40 501
-
-
total
27 815
56 778
-
-
Dividends
65 992
134 721
-
-
withholding
23 098
47 153
-
-
total
23 098
47 153
-
-
Income
191 500
191 500
191 500
191 500
Total tax
71 964
103 931
46 135
38 022
After tax
119 536
87 569
145 365
153 478
Living cost
74 718
74 718
74 718
74 718
Free-cash
44 818
12 851
70 647
78 760

Estimated living cost  is ₽74718 per week

₽48588
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽917
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18507
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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