Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽16127
₽73774
₽46693
₽81499
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
city
-
-
-
2 018
health
-
-
-
431
regional
-
-
-
10 305
pensions
-
-
-
17 617
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 829
national
-
-
-
4 359
total
-
-
-
38 559
Employee
83 606
-
171 925
-
pensions
7 024
-
13 857
-
regional
2 738
-
9 059
-
unemployment
-
-
-
-
national
396
-
3 445
-
city
897
-
1 853
-
health
189
-
387
-
total
11 244
-
28 601
-
Employer
83 606
-
171 925
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 672
-
3 439
-
unemployment
-
-
-
-
health
189
-
387
-
pensions
7 024
-
13 857
-
total
8 885
-
17 683
-
Corporate
98 090
191 500
-
-
national
8 338
16 277
-
-
regional
20 745
40 502
-
-
total
29 083
56 779
-
-
Dividends
69 007
134 721
-
-
withholding
24 153
47 152
-
-
total
24 153
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
73 365
103 931
46 284
38 559
After tax
118 135
87 569
145 216
152 941
Living cost
71 442
71 442
71 442
71 442
Free-cash
46 693
16 127
73 774
81 499

Estimated living cost  is ₽71442 per week

₽46458
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6411
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽877
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17696
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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