Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽44427
₽12165
₽69994
₽78190
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 831
city
-
-
-
2 018
regional
-
-
-
10 030
pensions
-
-
-
17 618
national
-
-
-
3 979
health
-
-
-
430
total
-
-
-
37 906
Employee
88 242
-
171 647
-
national
418
-
3 030
-
unemployment
-
-
-
-
city
947
-
1 848
-
regional
2 889
-
8 734
-
health
199
-
385
-
pensions
7 414
-
14 143
-
total
11 867
-
28 140
-
Employer
88 242
-
171 647
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 764
-
3 434
-
pensions
7 414
-
14 143
-
unemployment
-
-
-
-
health
199
-
385
-
total
9 377
-
17 962
-
Corporate
92 910
191 500
-
-
regional
19 651
40 501
-
-
national
7 898
16 278
-
-
total
27 549
56 779
-
-
Dividends
65 361
134 721
-
-
withholding
22 876
47 152
-
-
total
22 876
47 152
-
-
Income
191 500
191 500
191 500
191 500
Total tax
71 669
103 931
46 102
37 906
After tax
119 831
87 569
145 398
153 594
Living cost
75 404
75 404
75 404
75 404
Free-cash
44 427
12 165
69 994
78 190

Estimated living cost  is ₽75404 per week

₽49034
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6767
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽926
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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