Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽76580
₽10235
₽43323
₽68150
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
health
-
-
-
431
city
-
-
-
2 018
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 829
regional
-
-
-
9 895
pensions
-
-
-
17 618
national
-
-
-
3 795
total
-
-
-
37 586
Employee
90 501
-
171 513
-
health
205
-
385
-
regional
2 963
-
8 575
-
pensions
7 603
-
14 285
-
unemployment
-
-
-
-
national
428
-
2 828
-
city
971
-
1 843
-
total
12 170
-
27 916
-
Employer
90 501
-
171 513
-
health
205
-
385
-
pensions
7 603
-
14 285
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 809
-
3 430
-
unemployment
-
-
-
-
total
9 617
-
18 100
-
Corporate
90 387
191 500
-
-
national
7 683
16 277
-
-
regional
19 117
40 503
-
-
total
26 800
56 780
-
-
Dividends
63 587
134 720
-
-
withholding
22 256
47 151
-
-
total
22 256
47 151
-
-
Income
191 500
191 500
191 500
191 500
Total tax
70 843
103 931
46 016
37 586
After tax
120 657
87 569
145 484
153 914
Living cost
77 334
77 334
77 334
77 334
Free-cash
43 323
10 235
68 150
76 580

Estimated living cost  is ₽77334 per week

₽50289
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6940
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽949
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19155
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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