Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽70250
₽12437
₽78420
₽44581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 830
health
-
-
-
430
pensions
-
-
-
17 618
city
-
-
-
2 018
national
-
-
-
4 005
regional
-
-
-
10 048
total
-
-
-
37 949
Employee
87 922
-
171 667
-
national
416
-
3 058
-
city
944
-
1 849
-
pensions
7 387
-
14 125
-
health
199
-
386
-
regional
2 879
-
8 757
-
unemployment
-
-
-
-
total
11 825
-
28 175
-
Employer
87 922
-
171 667
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 758
-
3 433
-
unemployment
-
-
-
-
health
199
-
386
-
pensions
7 387
-
14 125
-
total
9 344
-
17 944
-
Corporate
93 268
191 500
-
-
regional
19 727
40 503
-
-
national
7 927
16 278
-
-
total
27 654
56 781
-
-
Dividends
65 614
134 719
-
-
withholding
22 965
47 151
-
-
total
22 965
47 151
-
-
Income
191 500
191 500
191 500
191 500
Total tax
71 788
103 932
46 119
37 949
After tax
119 712
87 568
145 381
153 551
Living cost
75 131
75 131
75 131
75 131
Free-cash
44 581
12 437
70 250
78 420

Estimated living cost  is ₽75131 per week

₽48856
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6742
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽922
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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