Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽152180
₽150903
₽143004
₽148087
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 500
unemployment
-
-
-
123
health
-
-
-
3 540
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 555
income
-
-
-
28 725
total
-
-
-
36 943
Employee
15 298
-
185 461
-
accident

We are using the highest rate at 1.1%.

168
-
339
-
health
704
-
1 416
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 343
-
2 703
-
income
1 530
-
18 546
-
total
3 745
-
23 004
-
Employer
15 298
-
185 461
-
accident

We are using the highest rate at 1.1%.

168
-
339
-
unemployment
91
-
185
-
health
1 056
-
2 124
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 686
-
3 392
-
total
3 001
-
6 040
-
Corporate
173 200
191 500
-
-
income
17 320
19 150
-
-
total
17 320
19 150
-
-
Dividends
155 880
172 350
-
-
withholding
7 794
8 617
-
-
total
7 794
8 617
-
-
Income
191 500
191 500
191 500
191 500
Total tax
31 860
27 767
29 044
36 943
After tax
159 640
163 733
162 456
154 557
Living cost
11 553
11 553
11 553
11 553
Free-cash
148 087
152 180
150 903
143 004

Estimated living cost  is ₽11553 per week

₽6745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽825
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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