Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽11075
₽43705
₽77102
₽68792
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 000
city
-
-
-
2 014
pensions
-
-
-
17 572
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 820
regional
-
-
-
9 929
health
-
-
-
429
national
-
-
-
3 868
total
-
-
-
37 632
Employee
89 251
-
171 124
-
city
958
-
1 841
-
regional
2 923
-
8 625
-
health
202
-
386
-
pensions
7 498
-
14 186
-
unemployment
-
-
-
-
national
422
-
2 910
-
total
12 003
-
27 948
-
Employer
89 251
-
171 124
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 784
-
3 422
-
unemployment
-
-
-
-
pensions
7 498
-
14 186
-
health
202
-
386
-
total
9 484
-
17 994
-
Corporate
91 283
191 000
-
-
regional
19 306
40 396
-
-
national
7 759
16 234
-
-
total
27 065
56 630
-
-
Dividends
64 219
134 369
-
-
withholding
22 477
47 029
-
-
total
22 477
47 029
-
-
Income
191 000
191 000
191 000
191 000
Total tax
71 029
103 659
45 942
37 632
After tax
119 971
87 341
145 058
153 368
Living cost
76 266
76 266
76 266
76 266
Free-cash
43 705
11 075
68 792
77 102

Estimated living cost  is ₽76266 per week

₽49595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18891
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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