Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽138726
₽142559
₽146585
₽147986
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
191 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 604
income
-
-
-
28 650
health
-
-
-
3 577
unemployment
-
-
-
124
total
-
-
-
36 955
Employee
20 285
-
184 897
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 781
-
2 731
-
accident

We are using the highest rate at 1.1%.

223
-
342
-
income
2 029
-
18 489
-
health
933
-
1 431
-
total
4 966
-
22 993
-
Employer
20 285
-
184 897
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 235
-
3 428
-
health
1 400
-
2 146
-
unemployment
122
-
187
-
accident

We are using the highest rate at 1.1%.

223
-
342
-
total
3 980
-
6 103
-
Corporate
166 735
191 000
-
-
income
16 673
19 100
-
-
total
16 673
19 100
-
-
Dividends
150 062
171 900
-
-
withholding
7 503
8 595
-
-
total
7 503
8 595
-
-
Income
191 000
191 000
191 000
191 000
Total tax
33 122
27 695
29 096
36 955
After tax
157 878
163 305
161 904
154 045
Living cost
15 319
15 319
15 319
15 319
Free-cash
142 559
147 986
146 585
138 726

Estimated living cost  is ₽15319 per week

₽10132
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽366
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3945
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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