Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽74506
₽8387
₽41972
₽65929
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
health
-
-
-
427
city
-
-
-
2 002
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
regional
-
-
-
9 695
pensions
-
-
-
17 479
national
-
-
-
3 596
total
-
-
-
36 999
Employee
91 859
-
170 061
-
health
208
-
383
-
regional
3 008
-
8 367
-
pensions
7 717
-
14 284
-
unemployment
-
-
-
-
national
435
-
2 647
-
city
986
-
1 827
-
total
12 354
-
27 508
-
Employer
91 859
-
170 061
-
health
208
-
383
-
pensions
7 717
-
14 284
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 837
-
3 401
-
unemployment
-
-
-
-
total
9 762
-
18 068
-
Corporate
87 369
190 000
-
-
national
7 427
16 150
-
-
regional
18 479
40 186
-
-
total
25 906
56 336
-
-
Dividends
61 463
133 664
-
-
withholding
21 511
46 782
-
-
total
21 511
46 782
-
-
Income
190 000
190 000
190 000
190 000
Total tax
69 533
103 118
45 576
36 999
After tax
120 467
86 882
144 424
153 001
Living cost
78 495
78 495
78 495
78 495
Free-cash
41 972
8 387
65 929
74 506

Estimated living cost  is ₽78495 per week

₽51044
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽964
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19443
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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