Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽43999
₽77456
₽11922
₽69303
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
health
-
-
-
427
national
-
-
-
3 935
regional
-
-
-
9 940
city
-
-
-
2 002
pensions
-
-
-
17 481
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
total
-
-
-
37 585
Employee
87 722
-
170 293
-
pensions
7 370
-
14 045
-
city
941
-
1 833
-
unemployment
-
-
-
-
health
198
-
383
-
national
415
-
2 989
-
regional
2 872
-
8 654
-
total
11 796
-
27 904
-
Employer
87 722
-
170 293
-
health
198
-
383
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 754
-
3 406
-
unemployment
-
-
-
-
pensions
7 370
-
14 045
-
total
9 322
-
17 834
-
Corporate
91 992
190 000
-
-
regional
19 456
40 185
-
-
national
7 818
16 151
-
-
total
27 274
56 336
-
-
Dividends
64 717
133 664
-
-
withholding
22 650
46 783
-
-
total
22 650
46 783
-
-
Income
190 000
190 000
190 000
190 000
Total tax
71 042
103 119
45 738
37 585
After tax
118 958
86 881
144 262
152 415
Living cost
74 959
74 959
74 959
74 959
Free-cash
43 999
11 922
69 303
77 456

Estimated living cost  is ₽74959 per week

₽48745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽920
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18567
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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