Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽15318
₽72541
₽45939
₽80289
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
city
-
-
-
2 004
health
-
-
-
428
regional
-
-
-
10 176
pensions
-
-
-
17 480
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 799
national
-
-
-
4 258
total
-
-
-
38 145
Employee
83 751
-
170 529
-
pensions
7 036
-
13 799
-
regional
2 742
-
8 931
-
unemployment
-
-
-
-
national
396
-
3 347
-
city
899
-
1 838
-
health
189
-
384
-
total
11 262
-
28 299
-
Employer
83 751
-
170 529
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 675
-
3 411
-
unemployment
-
-
-
-
health
189
-
384
-
pensions
7 036
-
13 799
-
total
8 900
-
17 594
-
Corporate
96 428
190 000
-
-
national
8 196
16 149
-
-
regional
20 394
40 184
-
-
total
28 590
56 333
-
-
Dividends
67 838
133 666
-
-
withholding
23 743
46 783
-
-
total
23 743
46 783
-
-
Income
190 000
190 000
190 000
190 000
Total tax
72 495
103 116
45 893
38 145
After tax
117 505
86 884
144 107
151 855
Living cost
71 566
71 566
71 566
71 566
Free-cash
45 939
15 318
72 541
80 289

Estimated living cost  is ₽71566 per week

₽46539
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6422
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽879
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17727
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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