Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽65688
₽8099
₽74264
₽41809
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
health
-
-
-
427
pensions
-
-
-
17 480
city
-
-
-
2 003
national
-
-
-
3 569
regional
-
-
-
9 674
total
-
-
-
36 953
Employee
92 196
-
170 059
-
national
436
-
2 622
-
city
989
-
1 827
-
pensions
7 746
-
14 285
-
health
208
-
382
-
regional
3 019
-
8 345
-
unemployment
-
-
-
-
total
12 398
-
27 461
-
Employer
92 196
-
170 059
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 843
-
3 401
-
unemployment
-
-
-
-
health
208
-
382
-
pensions
7 746
-
14 285
-
total
9 797
-
18 068
-
Corporate
86 993
190 000
-
-
regional
18 399
40 185
-
-
national
7 394
16 149
-
-
total
25 793
56 334
-
-
Dividends
61 200
133 666
-
-
withholding
21 420
46 784
-
-
total
21 420
46 784
-
-
Income
190 000
190 000
190 000
190 000
Total tax
69 408
103 118
45 529
36 953
After tax
120 592
86 882
144 471
153 047
Living cost
78 783
78 783
78 783
78 783
Free-cash
41 809
8 099
65 688
74 264

Estimated living cost  is ₽78783 per week

₽51231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7070
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽967
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19514
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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