Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽66380
₽8880
₽74916
₽42255
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
health
-
-
-
427
pensions
-
-
-
17 480
city
-
-
-
2 003
national
-
-
-
3 644
regional
-
-
-
9 728
total
-
-
-
37 082
Employee
91 283
-
170 078
-
national
432
-
2 689
-
city
980
-
1 827
-
pensions
7 669
-
14 266
-
health
206
-
383
-
regional
2 989
-
8 402
-
unemployment
-
-
-
-
total
12 276
-
27 567
-
Employer
91 283
-
170 078
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 825
-
3 402
-
unemployment
-
-
-
-
health
206
-
383
-
pensions
7 669
-
14 266
-
total
9 700
-
18 051
-
Corporate
88 013
190 000
-
-
regional
18 615
40 186
-
-
national
7 481
16 149
-
-
total
26 096
56 335
-
-
Dividends
61 917
133 665
-
-
withholding
21 671
46 783
-
-
total
21 671
46 783
-
-
Income
190 000
190 000
190 000
190 000
Total tax
69 743
103 118
45 618
37 082
After tax
120 257
86 882
144 382
152 918
Living cost
78 002
78 002
78 002
78 002
Free-cash
42 255
8 880
66 380
74 916

Estimated living cost  is ₽78002 per week

₽50724
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7000
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽958
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19321
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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