Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽9933
₽42857
₽75793
₽67397
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
city
-
-
-
2 002
national
-
-
-
3 745
regional
-
-
-
9 803
health
-
-
-
427
pensions
-
-
-
17 481
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
total
-
-
-
37 258
Employee
90 050
-
170 152
-
national
426
-
2 785
-
city
966
-
1 830
-
pensions
7 565
-
14 190
-
unemployment
-
-
-
-
health
204
-
383
-
regional
2 949
-
8 490
-
total
12 110
-
27 678
-
Employer
90 050
-
170 152
-
health
204
-
383
-
pensions
7 565
-
14 190
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 800
-
3 403
-
unemployment
-
-
-
-
total
9 569
-
17 976
-
Corporate
89 390
190 000
-
-
national
7 599
16 151
-
-
regional
18 906
40 185
-
-
total
26 505
56 336
-
-
Dividends
62 886
133 665
-
-
withholding
22 010
46 782
-
-
total
22 010
46 782
-
-
Income
190 000
190 000
190 000
190 000
Total tax
70 194
103 118
45 654
37 258
After tax
119 806
86 882
144 346
152 742
Living cost
76 949
76 949
76 949
76 949
Free-cash
42 857
9 933
67 397
75 793

Estimated living cost  is ₽76949 per week

₽50039
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6905
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽945
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19060
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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