Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽44006
₽11939
₽69318
₽77469
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
city
-
-
-
2 002
regional
-
-
-
9 942
pensions
-
-
-
17 480
national
-
-
-
3 936
health
-
-
-
427
total
-
-
-
37 587
Employee
87 704
-
170 295
-
national
415
-
2 993
-
unemployment
-
-
-
-
city
941
-
1 832
-
regional
2 872
-
8 654
-
health
198
-
383
-
pensions
7 368
-
14 044
-
total
11 794
-
27 906
-
Employer
87 704
-
170 295
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 754
-
3 405
-
pensions
7 368
-
14 044
-
unemployment
-
-
-
-
health
198
-
383
-
total
9 320
-
17 832
-
Corporate
92 012
190 000
-
-
regional
19 460
40 185
-
-
national
7 821
16 149
-
-
total
27 281
56 334
-
-
Dividends
64 731
133 666
-
-
withholding
22 655
46 783
-
-
total
22 655
46 783
-
-
Income
190 000
190 000
190 000
190 000
Total tax
71 050
103 117
45 738
37 587
After tax
118 950
86 883
144 262
152 413
Living cost
74 944
74 944
74 944
74 944
Free-cash
44 006
11 939
69 318
77 469

Estimated living cost  is ₽74944 per week

₽48735
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6725
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽920
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18563
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close