Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽66163
₽8658
₽74729
₽42127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
pensions
-
-
-
17 479
regional
-
-
-
9 714
city
-
-
-
2 003
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 799
national
-
-
-
3 622
health
-
-
-
428
total
-
-
-
37 045
Employee
91 544
-
170 063
-
national
433
-
2 670
-
unemployment
-
-
-
-
regional
2 998
-
8 384
-
pensions
7 691
-
14 283
-
city
982
-
1 826
-
health
207
-
382
-
total
12 311
-
27 545
-
Employer
91 544
-
170 063
-
pensions
7 691
-
14 283
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 830
-
3 401
-
health
207
-
382
-
unemployment
-
-
-
-
total
9 728
-
18 066
-
Corporate
87 721
190 000
-
-
national
7 456
16 149
-
-
regional
18 552
40 185
-
-
total
26 008
56 334
-
-
Dividends
61 713
133 666
-
-
withholding
21 600
46 782
-
-
total
21 600
46 782
-
-
Income
190 000
190 000
190 000
190 000
Total tax
69 647
103 116
45 611
37 045
After tax
120 353
86 884
144 389
152 955
Living cost
78 226
78 226
78 226
78 226
Free-cash
42 127
8 658
66 163
74 729

Estimated living cost  is ₽78226 per week

₽50869
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7020
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽960
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19376
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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