Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽68205
₽10770
₽76494
₽43337
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
health
-
-
-
428
pensions
-
-
-
17 480
city
-
-
-
2 002
national
-
-
-
3 823
regional
-
-
-
9 860
total
-
-
-
37 393
Employee
89 072
-
170 213
-
national
422
-
2 869
-
city
956
-
1 830
-
pensions
7 483
-
14 128
-
health
201
-
383
-
regional
2 917
-
8 558
-
unemployment
-
-
-
-
total
11 979
-
27 768
-
Employer
89 072
-
170 213
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 781
-
3 403
-
unemployment
-
-
-
-
health
201
-
383
-
pensions
7 483
-
14 128
-
total
9 465
-
17 914
-
Corporate
90 483
190 000
-
-
regional
19 136
40 184
-
-
national
7 690
16 149
-
-
total
26 826
56 333
-
-
Dividends
63 656
133 666
-
-
withholding
22 280
46 784
-
-
total
22 280
46 784
-
-
Income
190 000
190 000
190 000
190 000
Total tax
70 550
103 117
45 682
37 393
After tax
119 450
86 883
144 318
152 607
Living cost
76 113
76 113
76 113
76 113
Free-cash
43 337
10 770
68 205
76 494

Estimated living cost  is ₽76113 per week

₽49495
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6830
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽934
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18853
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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