Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽76231
₽10456
₽43157
₽67903
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
health
-
-
-
428
city
-
-
-
2 002
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
regional
-
-
-
9 838
pensions
-
-
-
17 480
national
-
-
-
3 794
total
-
-
-
37 342
Employee
89 439
-
170 190
-
health
202
-
383
-
regional
2 929
-
8 533
-
pensions
7 514
-
14 151
-
unemployment
-
-
-
-
national
423
-
2 836
-
city
960
-
1 829
-
total
12 028
-
27 732
-
Employer
89 439
-
170 190
-
health
202
-
383
-
pensions
7 514
-
14 151
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 788
-
3 404
-
unemployment
-
-
-
-
total
9 504
-
17 938
-
Corporate
90 073
190 000
-
-
national
7 655
16 149
-
-
regional
19 050
40 185
-
-
total
26 705
56 334
-
-
Dividends
63 367
133 666
-
-
withholding
22 179
46 783
-
-
total
22 179
46 783
-
-
Income
190 000
190 000
190 000
190 000
Total tax
70 416
103 117
45 670
37 342
After tax
119 584
86 883
144 330
152 658
Living cost
76 427
76 427
76 427
76 427
Free-cash
43 157
10 456
67 903
76 231

Estimated living cost  is ₽76427 per week

₽49699
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6858
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽938
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18931
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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