Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽44581
₽12949
₽70280
₽78311
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
city
-
-
-
2 003
regional
-
-
-
10 011
pensions
-
-
-
17 481
national
-
-
-
4 033
health
-
-
-
427
total
-
-
-
37 755
Employee
86 521
-
170 365
-
national
410
-
3 098
-
unemployment
-
-
-
-
city
929
-
1 834
-
regional
2 833
-
8 739
-
health
196
-
384
-
pensions
7 269
-
13 970
-
total
11 637
-
28 025
-
Employer
86 521
-
170 365
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 730
-
3 407
-
pensions
7 269
-
13 970
-
unemployment
-
-
-
-
health
196
-
384
-
total
9 195
-
17 761
-
Corporate
93 333
190 000
-
-
regional
19 739
40 184
-
-
national
7 934
16 150
-
-
total
27 673
56 334
-
-
Dividends
65 660
133 666
-
-
withholding
22 980
46 783
-
-
total
22 980
46 783
-
-
Income
190 000
190 000
190 000
190 000
Total tax
71 485
103 117
45 786
37 755
After tax
118 515
86 883
144 214
152 245
Living cost
73 934
73 934
73 934
73 934
Free-cash
44 581
12 949
70 280
78 311

Estimated living cost  is ₽73934 per week

₽48078
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6635
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽908
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18313
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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