Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽69043
₽11650
₽77227
₽43839
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 801
health
-
-
-
427
pensions
-
-
-
17 481
city
-
-
-
2 002
national
-
-
-
3 908
regional
-
-
-
9 922
total
-
-
-
37 541
Employee
88 041
-
170 276
-
national
417
-
2 961
-
city
945
-
1 832
-
pensions
7 397
-
14 065
-
health
199
-
383
-
regional
2 883
-
8 631
-
unemployment
-
-
-
-
total
11 841
-
27 872
-
Employer
88 041
-
170 276
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 760
-
3 405
-
unemployment
-
-
-
-
health
199
-
383
-
pensions
7 397
-
14 065
-
total
9 356
-
17 853
-
Corporate
91 635
190 000
-
-
regional
19 380
40 185
-
-
national
7 789
16 150
-
-
total
27 169
56 335
-
-
Dividends
64 466
133 666
-
-
withholding
22 563
46 783
-
-
total
22 563
46 783
-
-
Income
190 000
190 000
190 000
190 000
Total tax
70 929
103 118
45 725
37 541
After tax
119 071
86 882
144 275
152 459
Living cost
75 232
75 232
75 232
75 232
Free-cash
43 839
11 650
69 043
77 227

Estimated living cost  is ₽75232 per week

₽48922
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽924
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18634
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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