Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽77022
₽11404
₽43697
₽68802
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
health
-
-
-
428
city
-
-
-
2 003
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
regional
-
-
-
9 904
pensions
-
-
-
17 480
national
-
-
-
3 884
total
-
-
-
37 499
Employee
88 330
-
170 256
-
health
200
-
384
-
regional
2 892
-
8 611
-
pensions
7 421
-
14 084
-
unemployment
-
-
-
-
national
418
-
2 936
-
city
948
-
1 832
-
total
11 879
-
27 847
-
Employer
88 330
-
170 256
-
health
200
-
384
-
pensions
7 421
-
14 084
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 766
-
3 404
-
unemployment
-
-
-
-
total
9 387
-
17 872
-
Corporate
91 312
190 000
-
-
national
7 762
16 150
-
-
regional
19 312
40 185
-
-
total
27 074
56 335
-
-
Dividends
64 238
133 665
-
-
withholding
22 484
46 782
-
-
total
22 484
46 782
-
-
Income
190 000
190 000
190 000
190 000
Total tax
70 824
103 117
45 719
37 499
After tax
119 176
86 883
144 281
152 501
Living cost
75 479
75 479
75 479
75 479
Free-cash
43 697
11 404
68 802
77 022

Estimated living cost  is ₽75479 per week

₽49083
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽927
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18696
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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