Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽80160
₽45847
₽72395
₽15159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
national
-
-
-
4 244
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
pensions
-
-
-
17 480
city
-
-
-
2 002
health
-
-
-
427
regional
-
-
-
10 165
total
-
-
-
38 118
Employee
83 933
-
170 522
-
city
901
-
1 838
-
pensions
7 052
-
13 810
-
health
190
-
383
-
regional
2 748
-
8 919
-
unemployment
-
-
-
-
national
397
-
3 330
-
total
11 288
-
28 280
-
Employer
83 933
-
170 522
-
pensions
7 052
-
13 810
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 678
-
3 410
-
health
190
-
383
-
unemployment
-
-
-
-
total
8 920
-
17 603
-
Corporate
96 224
190 000
-
-
national
8 179
16 150
-
-
regional
20 351
40 185
-
-
total
28 530
56 335
-
-
Dividends
67 694
133 665
-
-
withholding
23 693
46 784
-
-
total
23 693
46 784
-
-
Income
190 000
190 000
190 000
190 000
Total tax
72 431
103 119
45 883
38 118
After tax
117 569
86 881
144 117
151 882
Living cost
71 722
71 722
71 722
71 722
Free-cash
45 847
15 159
72 395
80 160

Estimated living cost  is ₽71722 per week

₽46640
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽881
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17765
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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