Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽43793
₽11570
₽68966
₽77163
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 799
regional
-
-
-
9 915
city
-
-
-
2 002
pensions
-
-
-
17 479
health
-
-
-
427
national
-
-
-
3 901
total
-
-
-
37 523
Employee
88 137
-
170 270
-
national
417
-
2 953
-
unemployment
-
-
-
-
regional
2 886
-
8 625
-
city
946
-
1 832
-
health
199
-
383
-
pensions
7 405
-
14 070
-
total
11 853
-
27 863
-
Employer
88 137
-
170 270
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 762
-
3 404
-
health
199
-
383
-
unemployment
-
-
-
-
pensions
7 405
-
14 070
-
total
9 366
-
17 857
-
Corporate
91 528
190 000
-
-
national
7 780
16 150
-
-
regional
19 359
40 184
-
-
total
27 139
56 334
-
-
Dividends
64 389
133 666
-
-
withholding
22 535
46 782
-
-
total
22 535
46 782
-
-
Income
190 000
190 000
190 000
190 000
Total tax
70 893
103 116
45 720
37 523
After tax
119 107
86 884
144 280
152 477
Living cost
75 314
75 314
75 314
75 314
Free-cash
43 793
11 570
68 966
77 163

Estimated living cost  is ₽75314 per week

₽48976
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6759
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽925
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18655
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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