Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽64793
₽73389
₽7054
₽41206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
city
-
-
-
2 003
health
-
-
-
429
national
-
-
-
3 469
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 799
pensions
-
-
-
17 479
regional
-
-
-
9 602
total
-
-
-
36 781
Employee
93 422
-
170 058
-
regional
3 059
-
8 273
-
health
211
-
383
-
national
442
-
2 536
-
pensions
7 849
-
14 287
-
unemployment
-
-
-
-
city
1 003
-
1 827
-
total
12 564
-
27 306
-
Employer
93 422
-
170 058
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 868
-
3 401
-
unemployment
-
-
-
-
pensions
7 849
-
14 287
-
health
211
-
383
-
total
9 928
-
18 071
-
Corporate
85 624
190 000
-
-
regional
18 109
40 184
-
-
national
7 279
16 150
-
-
total
25 388
56 334
-
-
Dividends
60 236
133 665
-
-
withholding
21 084
46 782
-
-
total
21 084
46 782
-
-
Income
190 000
190 000
190 000
190 000
Total tax
68 964
103 116
45 377
36 781
After tax
121 036
86 884
144 623
153 219
Living cost
79 830
79 830
79 830
79 830
Free-cash
41 206
7 054
64 793
73 389

Estimated living cost  is ₽79830 per week

₽51912
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7164
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽980
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19773
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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