Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽76598
₽10895
₽43405
₽68320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
health
-
-
-
427
city
-
-
-
2 002
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
regional
-
-
-
9 869
pensions
-
-
-
17 481
national
-
-
-
3 836
total
-
-
-
37 415
Employee
88 924
-
170 222
-
health
201
-
383
-
regional
2 912
-
8 570
-
pensions
7 471
-
14 120
-
unemployment
-
-
-
-
national
421
-
2 882
-
city
954
-
1 831
-
total
11 959
-
27 786
-
Employer
88 924
-
170 222
-
health
201
-
383
-
pensions
7 471
-
14 120
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 778
-
3 404
-
unemployment
-
-
-
-
total
9 450
-
17 907
-
Corporate
90 649
190 000
-
-
national
7 705
16 150
-
-
regional
19 173
40 186
-
-
total
26 878
56 336
-
-
Dividends
63 771
133 665
-
-
withholding
22 321
46 782
-
-
total
22 321
46 782
-
-
Income
190 000
190 000
190 000
190 000
Total tax
70 608
103 118
45 693
37 415
After tax
119 392
86 882
144 307
152 585
Living cost
75 987
75 987
75 987
75 987
Free-cash
43 405
10 895
68 320
76 598

Estimated living cost  is ₽75987 per week

₽49413
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6819
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽933
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18821
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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