Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽68210
₽10779
₽76496
₽43341
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
pensions
-
-
-
17 481
regional
-
-
-
9 861
city
-
-
-
2 004
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
national
-
-
-
3 825
health
-
-
-
428
total
-
-
-
37 399
Employee
89 063
-
170 211
-
national
422
-
2 869
-
unemployment
-
-
-
-
regional
2 916
-
8 559
-
pensions
7 482
-
14 128
-
city
956
-
1 830
-
health
201
-
383
-
total
11 977
-
27 769
-
Employer
89 063
-
170 211
-
pensions
7 482
-
14 128
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 781
-
3 405
-
health
201
-
383
-
unemployment
-
-
-
-
total
9 464
-
17 916
-
Corporate
90 493
190 000
-
-
national
7 692
16 149
-
-
regional
19 140
40 184
-
-
total
26 832
56 333
-
-
Dividends
63 662
133 666
-
-
withholding
22 281
46 783
-
-
total
22 281
46 783
-
-
Income
190 000
190 000
190 000
190 000
Total tax
70 554
103 116
45 685
37 399
After tax
119 446
86 884
144 315
152 601
Living cost
76 105
76 105
76 105
76 105
Free-cash
43 341
10 779
68 210
76 496

Estimated living cost  is ₽76105 per week

₽49490
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6830
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽934
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18851
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close