Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽43269
₽68087
₽76397
₽10655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
national
-
-
-
3 813
pensions
-
-
-
17 481
health
-
-
-
427
regional
-
-
-
9 852
city
-
-
-
2 003
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
total
-
-
-
37 376
Employee
89 206
-
170 203
-
pensions
7 494
-
14 137
-
regional
2 921
-
8 550
-
national
422
-
2 858
-
unemployment
-
-
-
-
health
202
-
384
-
city
957
-
1 831
-
total
11 996
-
27 760
-
Employer
89 206
-
170 203
-
unemployment
-
-
-
-
health
202
-
384
-
pensions
7 494
-
14 137
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 784
-
3 405
-
total
9 480
-
17 926
-
Corporate
90 334
190 000
-
-
national
7 679
16 150
-
-
regional
19 106
40 186
-
-
total
26 785
56 336
-
-
Dividends
63 549
133 664
-
-
withholding
22 243
46 782
-
-
total
22 243
46 782
-
-
Income
190 000
190 000
190 000
190 000
Total tax
70 504
103 118
45 686
37 376
After tax
119 496
86 882
144 314
152 624
Living cost
76 227
76 227
76 227
76 227
Free-cash
43 269
10 655
68 087
76 397

Estimated living cost  is ₽76227 per week

₽49570
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18881
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close