Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽65704
₽74279
₽8116
₽41820
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
city
-
-
-
2 003
health
-
-
-
427
national
-
-
-
3 570
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 799
pensions
-
-
-
17 481
regional
-
-
-
9 676
total
-
-
-
36 956
Employee
92 176
-
170 061
-
regional
3 018
-
8 347
-
health
208
-
382
-
national
436
-
2 624
-
pensions
7 744
-
14 284
-
unemployment
-
-
-
-
city
989
-
1 827
-
total
12 395
-
27 464
-
Employer
92 176
-
170 061
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 843
-
3 401
-
unemployment
-
-
-
-
pensions
7 744
-
14 284
-
health
208
-
382
-
total
9 795
-
18 067
-
Corporate
87 015
190 000
-
-
regional
18 403
40 185
-
-
national
7 396
16 150
-
-
total
25 799
56 335
-
-
Dividends
61 216
133 666
-
-
withholding
21 426
46 784
-
-
total
21 426
46 784
-
-
Income
190 000
190 000
190 000
190 000
Total tax
69 415
103 119
45 531
36 956
After tax
120 585
86 881
144 469
153 044
Living cost
78 765
78 765
78 765
78 765
Free-cash
41 820
8 116
65 704
74 279

Estimated living cost  is ₽78765 per week

₽51220
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7068
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽967
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close