Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽54475
₽86626
₽92213
₽30243
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
pensions
-
-
-
17 481
city
-
-
-
2 003
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
health
-
-
-
428
regional
-
-
-
11 361
national
-
-
-
6 074
total
-
-
-
41 147
Employee
66 283
-
171 580
-
health
150
-
386
-
unemployment
-
-
-
-
city
711
-
1 863
-
pensions
5 569
-
12 716
-
regional
2 170
-
10 190
-
national
314
-
5 045
-
total
8 914
-
30 200
-
Employer
66 283
-
171 580
-
health
150
-
386
-
pensions
5 569
-
12 716
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 325
-
3 432
-
total
7 044
-
16 534
-
Corporate
115 944
190 000
-
-
regional
24 522
40 185
-
-
national
9 856
16 150
-
-
total
34 378
56 335
-
-
Dividends
81 566
133 665
-
-
withholding
28 549
46 782
-
-
total
28 549
46 782
-
-
Income
190 000
190 000
190 000
190 000
Total tax
78 885
103 117
46 734
41 147
After tax
111 115
86 883
143 266
148 853
Living cost
56 640
56 640
56 640
56 640
Free-cash
54 475
30 243
86 626
92 213

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Estimated living cost  is ₽56640 per week

₽36832
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5083
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽695
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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