Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽45309
₽14219
₽71495
₽79375
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
city
-
-
-
2 002
regional
-
-
-
10 100
pensions
-
-
-
17 479
national
-
-
-
4 154
health
-
-
-
427
total
-
-
-
37 962
Employee
85 034
-
170 453
-
national
402
-
3 232
-
unemployment
-
-
-
-
city
913
-
1 836
-
regional
2 784
-
8 842
-
health
192
-
384
-
pensions
7 144
-
13 877
-
total
11 435
-
28 171
-
Employer
85 034
-
170 453
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 700
-
3 410
-
pensions
7 144
-
13 877
-
unemployment
-
-
-
-
health
192
-
384
-
total
9 036
-
17 671
-
Corporate
94 994
190 000
-
-
regional
20 092
40 184
-
-
national
8 075
16 151
-
-
total
28 167
56 335
-
-
Dividends
66 827
133 665
-
-
withholding
23 390
46 783
-
-
total
23 390
46 783
-
-
Income
190 000
190 000
190 000
190 000
Total tax
72 028
103 118
45 842
37 962
After tax
117 972
86 882
144 158
152 038
Living cost
72 663
72 663
72 663
72 663
Free-cash
45 309
14 219
71 495
79 375

Estimated living cost  is ₽72663 per week

₽47252
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6521
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽892
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17998
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close