Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽75494
₽82872
₽47707
₽18408
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
national
-
-
-
4 554
health
-
-
-
427
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
pensions
-
-
-
17 481
city
-
-
-
2 003
regional
-
-
-
10 390
total
-
-
-
38 655
Employee
80 131
-
170 748
-
health
181
-
383
-
regional
2 624
-
9 187
-
pensions
6 732
-
13 575
-
city
860
-
1 843
-
unemployment
-
-
-
-
national
379
-
3 672
-
total
10 776
-
28 660
-
Employer
80 131
-
170 748
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 602
-
3 415
-
pensions
6 732
-
13 575
-
health
181
-
383
-
unemployment
-
-
-
-
total
8 515
-
17 373
-
Corporate
100 472
190 000
-
-
national
8 540
16 150
-
-
regional
21 250
40 185
-
-
total
29 790
56 335
-
-
Dividends
70 682
133 665
-
-
withholding
24 739
46 784
-
-
total
24 739
46 784
-
-
Income
190 000
190 000
190 000
190 000
Total tax
73 820
103 119
46 033
38 655
After tax
116 180
86 881
143 967
151 345
Living cost
68 473
68 473
68 473
68 473
Free-cash
47 707
18 408
75 494
82 872

Estimated living cost  is ₽68473 per week

₽44527
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽841
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽16960
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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