Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽45407
₽71660
₽14394
₽79519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
health
-
-
-
428
pensions
-
-
-
17 480
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
regional
-
-
-
10 113
city
-
-
-
2 003
national
-
-
-
4 170
total
-
-
-
37 994
Employee
84 828
-
170 467
-
unemployment
-
-
-
-
pensions
7 127
-
13 866
-
regional
2 778
-
8 856
-
national
402
-
3 250
-
health
192
-
384
-
city
910
-
1 838
-
total
11 409
-
28 194
-
Employer
84 828
-
170 467
-
pensions
7 127
-
13 866
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 696
-
3 409
-
health
192
-
384
-
unemployment
-
-
-
-
total
9 015
-
17 659
-
Corporate
95 224
190 000
-
-
regional
20 140
40 186
-
-
national
8 095
16 151
-
-
total
28 235
56 337
-
-
Dividends
66 989
133 664
-
-
withholding
23 447
46 782
-
-
total
23 447
46 782
-
-
Income
190 000
190 000
190 000
190 000
Total tax
72 106
103 119
45 853
37 994
After tax
117 894
86 881
144 147
152 006
Living cost
72 487
72 487
72 487
72 487
Free-cash
45 407
14 394
71 660
79 519

Estimated living cost  is ₽72487 per week

₽47137
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽890
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17955
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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