Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽77656
₽12164
₽44135
₽69533
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
health
-
-
-
428
city
-
-
-
2 003
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
regional
-
-
-
9 958
pensions
-
-
-
17 481
national
-
-
-
3 956
total
-
-
-
37 626
Employee
87 440
-
170 311
-
health
198
-
384
-
regional
2 863
-
8 674
-
pensions
7 346
-
14 026
-
unemployment
-
-
-
-
national
414
-
3 016
-
city
938
-
1 833
-
total
11 759
-
27 933
-
Employer
87 440
-
170 311
-
health
198
-
384
-
pensions
7 346
-
14 026
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 748
-
3 406
-
unemployment
-
-
-
-
total
9 292
-
17 816
-
Corporate
92 307
190 000
-
-
national
7 847
16 151
-
-
regional
19 522
40 185
-
-
total
27 369
56 336
-
-
Dividends
64 937
133 665
-
-
withholding
22 727
46 782
-
-
total
22 727
46 782
-
-
Income
190 000
190 000
190 000
190 000
Total tax
71 147
103 118
45 749
37 626
After tax
118 853
86 882
144 251
152 374
Living cost
74 718
74 718
74 718
74 718
Free-cash
44 135
12 164
69 533
77 656

Estimated living cost  is ₽74718 per week

₽48588
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽917
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18507
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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