Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽44988
₽70962
₽13661
₽78907
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
health
-
-
-
427
pensions
-
-
-
17 480
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 801
regional
-
-
-
10 061
city
-
-
-
2 003
national
-
-
-
4 101
total
-
-
-
37 873
Employee
85 687
-
170 416
-
unemployment
-
-
-
-
pensions
7 199
-
13 918
-
regional
2 806
-
8 797
-
national
406
-
3 174
-
health
194
-
384
-
city
920
-
1 835
-
total
11 525
-
28 108
-
Employer
85 687
-
170 416
-
pensions
7 199
-
13 918
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 713
-
3 408
-
health
194
-
384
-
unemployment
-
-
-
-
total
9 106
-
17 710
-
Corporate
94 266
190 000
-
-
regional
19 938
40 186
-
-
national
8 013
16 150
-
-
total
27 951
56 336
-
-
Dividends
66 315
133 664
-
-
withholding
23 210
46 783
-
-
total
23 210
46 783
-
-
Income
190 000
190 000
190 000
190 000
Total tax
71 792
103 119
45 818
37 873
After tax
118 208
86 881
144 182
152 127
Living cost
73 220
73 220
73 220
73 220
Free-cash
44 988
13 661
70 962
78 907

Estimated living cost  is ₽73220 per week

₽47614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6571
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽899
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18136
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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