Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽74625
₽82112
₽47183
₽17500
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
national
-
-
-
4 467
health
-
-
-
428
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 799
pensions
-
-
-
17 480
city
-
-
-
2 003
regional
-
-
-
10 328
total
-
-
-
38 505
Employee
81 195
-
170 683
-
health
184
-
385
-
regional
2 659
-
9 111
-
pensions
6 822
-
13 639
-
city
871
-
1 843
-
unemployment
-
-
-
-
national
384
-
3 576
-
total
10 920
-
28 554
-
Employer
81 195
-
170 683
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 623
-
3 414
-
pensions
6 822
-
13 639
-
health
184
-
385
-
unemployment
-
-
-
-
total
8 629
-
17 438
-
Corporate
99 283
190 000
-
-
national
8 440
16 150
-
-
regional
20 999
40 184
-
-
total
29 439
56 334
-
-
Dividends
69 845
133 666
-
-
withholding
24 446
46 783
-
-
total
24 446
46 783
-
-
Income
190 000
190 000
190 000
190 000
Total tax
73 434
103 117
45 992
38 505
After tax
116 566
86 883
144 008
151 495
Living cost
69 383
69 383
69 383
69 383
Free-cash
47 183
17 500
74 625
82 112

Estimated living cost  is ₽69383 per week

₽45119
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6226
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽852
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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