Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽80309
₽45951
₽72566
₽15340
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
national
-
-
-
4 260
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
pensions
-
-
-
17 480
city
-
-
-
2 003
health
-
-
-
428
regional
-
-
-
10 178
total
-
-
-
38 149
Employee
83 722
-
170 532
-
city
899
-
1 837
-
pensions
7 034
-
13 797
-
health
189
-
384
-
regional
2 741
-
8 934
-
unemployment
-
-
-
-
national
396
-
3 349
-
total
11 259
-
28 301
-
Employer
83 722
-
170 532
-
pensions
7 034
-
13 797
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 674
-
3 410
-
health
189
-
384
-
unemployment
-
-
-
-
total
8 897
-
17 591
-
Corporate
96 460
190 000
-
-
national
8 199
16 149
-
-
regional
20 401
40 185
-
-
total
28 600
56 334
-
-
Dividends
67 860
133 665
-
-
withholding
23 751
46 784
-
-
total
23 751
46 784
-
-
Income
190 000
190 000
190 000
190 000
Total tax
72 507
103 118
45 892
38 149
After tax
117 493
86 882
144 108
151 851
Living cost
71 542
71 542
71 542
71 542
Free-cash
45 951
15 340
72 566
80 309

Estimated living cost  is ₽71542 per week

₽46523
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6420
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽878
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17720
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close