Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽8248
₽65811
₽74387
₽41892
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 801
regional
-
-
-
9 684
health
-
-
-
428
city
-
-
-
2 003
national
-
-
-
3 582
pensions
-
-
-
17 480
total
-
-
-
36 978
Employee
92 023
-
170 062
-
unemployment
-
-
-
-
pensions
7 731
-
14 285
-
national
436
-
2 636
-
regional
3 013
-
8 355
-
city
988
-
1 828
-
health
208
-
382
-
total
12 376
-
27 486
-
Employer
92 023
-
170 062
-
health
208
-
382
-
pensions
7 731
-
14 285
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 840
-
3 401
-
total
9 779
-
18 068
-
Corporate
87 186
190 000
-
-
regional
18 439
40 185
-
-
national
7 410
16 149
-
-
total
25 849
56 334
-
-
Dividends
61 337
133 666
-
-
withholding
21 469
46 783
-
-
total
21 469
46 783
-
-
Income
190 000
190 000
190 000
190 000
Total tax
69 473
103 117
45 554
36 978
After tax
120 527
86 883
144 446
153 022
Living cost
78 635
78 635
78 635
78 635
Free-cash
41 892
8 248
65 811
74 387

Estimated living cost  is ₽78635 per week

₽51135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7057
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽965
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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