Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽11343
₽43662
₽76970
₽68751
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 801
pensions
-
-
-
17 481
health
-
-
-
427
national
-
-
-
3 878
regional
-
-
-
9 901
city
-
-
-
2 002
total
-
-
-
37 490
Employee
88 401
-
170 253
-
unemployment
-
-
-
-
regional
2 895
-
8 606
-
health
200
-
382
-
pensions
7 427
-
14 087
-
national
418
-
2 929
-
city
949
-
1 831
-
total
11 889
-
27 835
-
Employer
88 401
-
170 253
-
pensions
7 427
-
14 087
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 767
-
3 405
-
health
200
-
382
-
unemployment
-
-
-
-
total
9 394
-
17 874
-
Corporate
91 233
190 000
-
-
national
7 755
16 150
-
-
regional
19 295
40 184
-
-
total
27 050
56 334
-
-
Dividends
64 183
133 666
-
-
withholding
22 465
46 783
-
-
total
22 465
46 783
-
-
Income
190 000
190 000
190 000
190 000
Total tax
70 798
103 117
45 709
37 490
After tax
119 202
86 883
144 291
152 510
Living cost
75 540
75 540
75 540
75 540
Free-cash
43 662
11 343
68 751
76 970

Estimated living cost  is ₽75540 per week

₽49123
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6779
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽927
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18711
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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