Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽71547
₽14276
₽79420
₽45343
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
city
-
-
-
2 003
health
-
-
-
427
national
-
-
-
4 160
pensions
-
-
-
17 479
regional
-
-
-
10 104
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
total
-
-
-
37 973
Employee
84 969
-
170 459
-
pensions
7 138
-
13 874
-
city
912
-
1 837
-
health
192
-
384
-
national
402
-
3 237
-
regional
2 782
-
8 847
-
unemployment
-
-
-
-
total
11 426
-
28 179
-
Employer
84 969
-
170 459
-
unemployment
-
-
-
-
health
192
-
384
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 699
-
3 409
-
pensions
7 138
-
13 874
-
total
9 029
-
17 667
-
Corporate
95 068
190 000
-
-
national
8 080
16 149
-
-
regional
20 106
40 185
-
-
total
28 186
56 334
-
-
Dividends
66 881
133 666
-
-
withholding
23 409
46 783
-
-
total
23 409
46 783
-
-
Income
190 000
190 000
190 000
190 000
Total tax
72 050
103 117
45 846
37 973
After tax
117 950
86 883
144 154
152 027
Living cost
72 607
72 607
72 607
72 607
Free-cash
45 343
14 276
71 547
79 420

Estimated living cost  is ₽72607 per week

₽47215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6516
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽891
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17984
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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