Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽74918
₽82374
₽47363
₽17814
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
national
-
-
-
4 498
health
-
-
-
428
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
pensions
-
-
-
17 479
city
-
-
-
2 003
regional
-
-
-
10 349
total
-
-
-
38 557
Employee
80 828
-
170 703
-
health
183
-
385
-
regional
2 647
-
9 138
-
pensions
6 791
-
13 619
-
city
867
-
1 843
-
unemployment
-
-
-
-
national
383
-
3 609
-
total
10 871
-
28 594
-
Employer
80 828
-
170 703
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 616
-
3 415
-
pensions
6 791
-
13 619
-
health
183
-
385
-
unemployment
-
-
-
-
total
8 590
-
17 419
-
Corporate
99 694
190 000
-
-
national
8 474
16 150
-
-
regional
21 085
40 185
-
-
total
29 559
56 335
-
-
Dividends
70 135
133 665
-
-
withholding
24 548
46 782
-
-
total
24 548
46 782
-
-
Income
190 000
190 000
190 000
190 000
Total tax
73 568
103 117
46 013
38 557
After tax
116 432
86 883
143 987
151 443
Living cost
69 069
69 069
69 069
69 069
Free-cash
47 363
17 814
74 918
82 374

Estimated living cost  is ₽69069 per week

₽44914
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6198
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽848
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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