Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽68183
₽10747
₽76477
₽43325
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 799
health
-
-
-
428
pensions
-
-
-
17 479
city
-
-
-
2 002
national
-
-
-
3 822
regional
-
-
-
9 859
total
-
-
-
37 389
Employee
89 097
-
170 209
-
national
422
-
2 866
-
city
956
-
1 830
-
pensions
7 485
-
14 130
-
health
201
-
383
-
regional
2 917
-
8 557
-
unemployment
-
-
-
-
total
11 981
-
27 766
-
Employer
89 097
-
170 209
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 781
-
3 404
-
unemployment
-
-
-
-
health
201
-
383
-
pensions
7 485
-
14 130
-
total
9 467
-
17 917
-
Corporate
90 455
190 000
-
-
regional
19 132
40 186
-
-
national
7 689
16 150
-
-
total
26 821
56 336
-
-
Dividends
63 635
133 665
-
-
withholding
22 272
46 783
-
-
total
22 272
46 783
-
-
Income
190 000
190 000
190 000
190 000
Total tax
70 541
103 119
45 683
37 389
After tax
119 459
86 881
144 317
152 611
Living cost
76 134
76 134
76 134
76 134
Free-cash
43 325
10 747
68 183
76 477

Estimated living cost  is ₽76134 per week

₽49509
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6832
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽935
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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