Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽73241
₽16048
₽80898
₽46357
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
regional
-
-
-
10 226
pensions
-
-
-
17 480
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 801
city
-
-
-
2 003
health
-
-
-
428
national
-
-
-
4 329
total
-
-
-
38 267
Employee
82 896
-
170 584
-
city
890
-
1 839
-
unemployment
-
-
-
-
pensions
6 964
-
13 745
-
regional
2 714
-
8 993
-
health
187
-
384
-
national
392
-
3 423
-
total
11 147
-
28 384
-
Employer
82 896
-
170 584
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 657
-
3 411
-
health
187
-
384
-
unemployment
-
-
-
-
pensions
6 964
-
13 745
-
total
8 808
-
17 540
-
Corporate
97 384
190 000
-
-
national
8 278
16 150
-
-
regional
20 596
40 185
-
-
total
28 874
56 335
-
-
Dividends
68 509
133 665
-
-
withholding
23 979
46 782
-
-
total
23 979
46 782
-
-
Income
190 000
190 000
190 000
190 000
Total tax
72 808
103 117
45 924
38 267
After tax
117 192
86 883
144 076
151 733
Living cost
70 835
70 835
70 835
70 835
Free-cash
46 357
16 048
73 241
80 898

Estimated living cost  is ₽70835 per week

₽46063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6357
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽870
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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