Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽76618
₽10921
₽43421
₽68351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
health
-
-
-
427
city
-
-
-
2 004
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
regional
-
-
-
9 872
pensions
-
-
-
17 479
national
-
-
-
3 839
total
-
-
-
37 421
Employee
88 894
-
170 221
-
health
201
-
382
-
regional
2 911
-
8 571
-
pensions
7 468
-
14 117
-
unemployment
-
-
-
-
national
421
-
2 885
-
city
954
-
1 830
-
total
11 955
-
27 785
-
Employer
88 894
-
170 221
-
health
201
-
382
-
pensions
7 468
-
14 117
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 777
-
3 404
-
unemployment
-
-
-
-
total
9 446
-
17 903
-
Corporate
90 682
190 000
-
-
national
7 708
16 150
-
-
regional
19 180
40 186
-
-
total
26 888
56 336
-
-
Dividends
63 794
133 664
-
-
withholding
22 329
46 782
-
-
total
22 329
46 782
-
-
Income
190 000
190 000
190 000
190 000
Total tax
70 618
103 118
45 688
37 421
After tax
119 382
86 882
144 312
152 579
Living cost
75 961
75 961
75 961
75 961
Free-cash
43 421
10 921
68 351
76 618

Estimated living cost  is ₽75961 per week

₽49396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽933
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18815
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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