Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽45531
₽71862
₽79697
₽14608
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
regional
-
-
-
10 126
city
-
-
-
2 003
national
-
-
-
4 191
pensions
-
-
-
17 481
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
health
-
-
-
427
total
-
-
-
38 028
Employee
84 580
-
170 481
-
health
191
-
384
-
city
908
-
1 838
-
unemployment
-
-
-
-
national
400
-
3 272
-
pensions
7 106
-
13 850
-
regional
2 770
-
8 875
-
total
11 375
-
28 219
-
Employer
84 580
-
170 481
-
pensions
7 106
-
13 850
-
health
191
-
384
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 691
-
3 410
-
total
8 988
-
17 644
-
Corporate
95 502
190 000
-
-
national
8 118
16 150
-
-
regional
20 198
40 185
-
-
total
28 316
56 335
-
-
Dividends
67 186
133 666
-
-
withholding
23 515
46 782
-
-
total
23 515
46 782
-
-
Income
190 000
190 000
190 000
190 000
Total tax
72 194
103 117
45 863
38 028
After tax
117 806
86 883
144 137
151 972
Living cost
72 275
72 275
72 275
72 275
Free-cash
45 531
14 608
71 862
79 697

Estimated living cost  is ₽72275 per week

₽46999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽887
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17902
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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