Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽80664
₽46194
₽72966
₽15762
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
national
-
-
-
4 301
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 799
pensions
-
-
-
17 479
city
-
-
-
2 002
health
-
-
-
427
regional
-
-
-
10 207
total
-
-
-
38 215
Employee
83 229
-
170 563
-
city
893
-
1 839
-
pensions
6 992
-
13 767
-
health
188
-
384
-
regional
2 725
-
8 969
-
unemployment
-
-
-
-
national
394
-
3 393
-
total
11 192
-
28 352
-
Employer
83 229
-
170 563
-
pensions
6 992
-
13 767
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 664
-
3 410
-
health
188
-
384
-
unemployment
-
-
-
-
total
8 844
-
17 561
-
Corporate
97 011
190 000
-
-
national
8 245
16 149
-
-
regional
20 517
40 184
-
-
total
28 762
56 333
-
-
Dividends
68 248
133 666
-
-
withholding
23 887
46 784
-
-
total
23 887
46 784
-
-
Income
190 000
190 000
190 000
190 000
Total tax
72 685
103 117
45 913
38 215
After tax
117 315
86 883
144 087
151 785
Living cost
71 121
71 121
71 121
71 121
Free-cash
46 194
15 762
72 966
80 664

Estimated living cost  is ₽71121 per week

₽46249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽873
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17616
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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