Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽43642
₽11306
₽68715
₽76940
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 801
city
-
-
-
2 003
regional
-
-
-
9 898
pensions
-
-
-
17 479
national
-
-
-
3 876
health
-
-
-
427
total
-
-
-
37 484
Employee
88 444
-
170 250
-
national
419
-
2 925
-
unemployment
-
-
-
-
city
949
-
1 832
-
regional
2 896
-
8 603
-
health
200
-
382
-
pensions
7 430
-
14 090
-
total
11 894
-
27 832
-
Employer
88 444
-
170 250
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 768
-
3 405
-
pensions
7 430
-
14 090
-
unemployment
-
-
-
-
health
200
-
382
-
total
9 398
-
17 877
-
Corporate
91 185
190 000
-
-
regional
19 287
40 184
-
-
national
7 751
16 150
-
-
total
27 038
56 334
-
-
Dividends
64 148
133 666
-
-
withholding
22 452
46 784
-
-
total
22 452
46 784
-
-
Income
190 000
190 000
190 000
190 000
Total tax
70 782
103 118
45 709
37 484
After tax
119 218
86 882
144 291
152 516
Living cost
75 576
75 576
75 576
75 576
Free-cash
43 642
11 306
68 715
76 940

Estimated living cost  is ₽75576 per week

₽49146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽928
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18720
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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