Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽80261
₽45916
₽72505
₽15281
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
national
-
-
-
4 255
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 799
pensions
-
-
-
17 480
city
-
-
-
2 003
health
-
-
-
427
regional
-
-
-
10 173
total
-
-
-
38 137
Employee
83 793
-
170 527
-
city
899
-
1 839
-
pensions
7 040
-
13 802
-
health
189
-
384
-
regional
2 744
-
8 928
-
unemployment
-
-
-
-
national
397
-
3 343
-
total
11 269
-
28 296
-
Employer
83 793
-
170 527
-
pensions
7 040
-
13 802
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 675
-
3 411
-
health
189
-
384
-
unemployment
-
-
-
-
total
8 904
-
17 597
-
Corporate
96 381
190 000
-
-
national
8 193
16 150
-
-
regional
20 385
40 184
-
-
total
28 578
56 334
-
-
Dividends
67 803
133 666
-
-
withholding
23 731
46 783
-
-
total
23 731
46 783
-
-
Income
190 000
190 000
190 000
190 000
Total tax
72 482
103 117
45 893
38 137
After tax
117 518
86 883
144 107
151 863
Living cost
71 602
71 602
71 602
71 602
Free-cash
45 916
15 281
72 505
80 261

Estimated living cost  is ₽71602 per week

₽46562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6425
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽879
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17735
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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