Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽76767
₽11099
₽43525
₽68518
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
health
-
-
-
428
city
-
-
-
2 003
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 799
regional
-
-
-
9 884
pensions
-
-
-
17 481
national
-
-
-
3 855
total
-
-
-
37 450
Employee
88 686
-
170 236
-
health
200
-
383
-
regional
2 904
-
8 586
-
pensions
7 451
-
14 104
-
unemployment
-
-
-
-
national
420
-
2 903
-
city
952
-
1 832
-
total
11 927
-
27 808
-
Employer
88 686
-
170 236
-
health
200
-
383
-
pensions
7 451
-
14 104
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 773
-
3 404
-
unemployment
-
-
-
-
total
9 424
-
17 891
-
Corporate
90 914
190 000
-
-
national
7 727
16 149
-
-
regional
19 228
40 185
-
-
total
26 955
56 334
-
-
Dividends
63 959
133 665
-
-
withholding
22 386
46 784
-
-
total
22 386
46 784
-
-
Income
190 000
190 000
190 000
190 000
Total tax
70 692
103 118
45 699
37 450
After tax
119 308
86 882
144 301
152 550
Living cost
75 783
75 783
75 783
75 783
Free-cash
43 525
11 099
68 518
76 767

Estimated living cost  is ₽75783 per week

₽49281
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6801
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽930
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18771
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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