Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽72372
₽15133
₽80139
₽45833
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
city
-
-
-
2 003
health
-
-
-
428
national
-
-
-
4 241
pensions
-
-
-
17 478
regional
-
-
-
10 163
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
total
-
-
-
38 113
Employee
83 963
-
170 518
-
pensions
7 054
-
13 811
-
city
901
-
1 837
-
health
190
-
383
-
national
397
-
3 327
-
regional
2 749
-
8 917
-
unemployment
-
-
-
-
total
11 291
-
28 275
-
Employer
83 963
-
170 518
-
unemployment
-
-
-
-
health
190
-
383
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 679
-
3 411
-
pensions
7 054
-
13 811
-
total
8 923
-
17 605
-
Corporate
96 191
190 000
-
-
national
8 176
16 150
-
-
regional
20 344
40 185
-
-
total
28 520
56 335
-
-
Dividends
67 671
133 665
-
-
withholding
23 685
46 784
-
-
total
23 685
46 784
-
-
Income
190 000
190 000
190 000
190 000
Total tax
72 419
103 119
45 880
38 113
After tax
117 581
86 881
144 120
151 887
Living cost
71 748
71 748
71 748
71 748
Free-cash
45 833
15 133
72 372
80 139

Estimated living cost  is ₽71748 per week

₽46657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6439
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽881
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17771
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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