Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽44466
₽12749
₽70093
₽78145
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
city
-
-
-
2 003
regional
-
-
-
9 998
pensions
-
-
-
17 479
national
-
-
-
4 013
health
-
-
-
428
total
-
-
-
37 721
Employee
86 756
-
170 352
-
national
411
-
3 076
-
unemployment
-
-
-
-
city
931
-
1 834
-
regional
2 841
-
8 721
-
health
196
-
383
-
pensions
7 289
-
13 985
-
total
11 668
-
27 999
-
Employer
86 756
-
170 352
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 735
-
3 406
-
pensions
7 289
-
13 985
-
unemployment
-
-
-
-
health
196
-
383
-
total
9 220
-
17 774
-
Corporate
93 071
190 000
-
-
regional
19 684
40 185
-
-
national
7 911
16 150
-
-
total
27 595
56 335
-
-
Dividends
65 475
133 665
-
-
withholding
22 917
46 782
-
-
total
22 917
46 782
-
-
Income
190 000
190 000
190 000
190 000
Total tax
71 400
103 117
45 773
37 721
After tax
118 600
86 883
144 227
152 279
Living cost
74 134
74 134
74 134
74 134
Free-cash
44 466
12 749
70 093
78 145

Estimated living cost  is ₽74134 per week

₽48208
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6653
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽910
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18363
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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