Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽43894
₽77308
₽11747
₽69135
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
health
-
-
-
428
national
-
-
-
3 917
regional
-
-
-
9 929
city
-
-
-
2 003
pensions
-
-
-
17 480
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
total
-
-
-
37 557
Employee
87 928
-
170 278
-
pensions
7 387
-
14 058
-
city
944
-
1 831
-
unemployment
-
-
-
-
health
199
-
384
-
national
416
-
2 971
-
regional
2 879
-
8 638
-
total
11 825
-
27 882
-
Employer
87 928
-
170 278
-
health
199
-
384
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 758
-
3 406
-
unemployment
-
-
-
-
pensions
7 387
-
14 058
-
total
9 344
-
17 848
-
Corporate
91 761
190 000
-
-
regional
19 408
40 185
-
-
national
7 800
16 150
-
-
total
27 208
56 335
-
-
Dividends
64 554
133 665
-
-
withholding
22 594
46 783
-
-
total
22 594
46 783
-
-
Income
190 000
190 000
190 000
190 000
Total tax
70 971
103 118
45 730
37 557
After tax
119 029
86 882
144 270
152 443
Living cost
75 135
75 135
75 135
75 135
Free-cash
43 894
11 747
69 135
77 308

Estimated living cost  is ₽75135 per week

₽48860
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6743
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽922
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18611
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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