Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽16071
₽73261
₽46370
₽80920
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
city
-
-
-
2 002
health
-
-
-
427
regional
-
-
-
10 228
pensions
-
-
-
17 481
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 799
national
-
-
-
4 332
total
-
-
-
38 269
Employee
82 867
-
170 584
-
pensions
6 962
-
13 744
-
regional
2 713
-
8 995
-
unemployment
-
-
-
-
national
392
-
3 426
-
city
889
-
1 839
-
health
187
-
384
-
total
11 143
-
28 388
-
Employer
82 867
-
170 584
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 657
-
3 412
-
unemployment
-
-
-
-
health
187
-
384
-
pensions
6 962
-
13 744
-
total
8 806
-
17 540
-
Corporate
97 415
190 000
-
-
national
8 281
16 150
-
-
regional
20 604
40 186
-
-
total
28 885
56 336
-
-
Dividends
68 531
133 664
-
-
withholding
23 985
46 782
-
-
total
23 985
46 782
-
-
Income
190 000
190 000
190 000
190 000
Total tax
72 819
103 118
45 928
38 269
After tax
117 181
86 882
144 072
151 731
Living cost
70 811
70 811
70 811
70 811
Free-cash
46 370
16 071
73 261
80 920

Estimated living cost  is ₽70811 per week

₽46048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽869
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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