Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽10609
₽43242
₽76360
₽68051
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
city
-
-
-
2 002
pensions
-
-
-
17 480
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
regional
-
-
-
9 850
health
-
-
-
427
national
-
-
-
3 808
total
-
-
-
37 367
Employee
89 259
-
170 201
-
city
958
-
1 830
-
regional
2 923
-
8 545
-
health
202
-
382
-
pensions
7 499
-
14 140
-
unemployment
-
-
-
-
national
422
-
2 852
-
total
12 004
-
27 749
-
Employer
89 259
-
170 201
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 785
-
3 405
-
unemployment
-
-
-
-
pensions
7 499
-
14 140
-
health
202
-
382
-
total
9 486
-
17 927
-
Corporate
90 275
190 000
-
-
regional
19 094
40 184
-
-
national
7 673
16 150
-
-
total
26 767
56 334
-
-
Dividends
63 507
133 666
-
-
withholding
22 228
46 784
-
-
total
22 228
46 784
-
-
Income
190 000
190 000
190 000
190 000
Total tax
70 485
103 118
45 676
37 367
After tax
119 515
86 882
144 324
152 633
Living cost
76 273
76 273
76 273
76 273
Free-cash
43 242
10 609
68 051
76 360

Estimated living cost  is ₽76273 per week

₽49599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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