Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽43868
₽69090
₽11698
₽77269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
health
-
-
-
427
pensions
-
-
-
17 481
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 800
regional
-
-
-
9 925
city
-
-
-
2 002
national
-
-
-
3 913
total
-
-
-
37 548
Employee
87 984
-
170 277
-
unemployment
-
-
-
-
pensions
7 392
-
14 061
-
regional
2 881
-
8 635
-
national
416
-
2 967
-
health
199
-
382
-
city
944
-
1 833
-
total
11 832
-
27 878
-
Employer
87 984
-
170 277
-
pensions
7 392
-
14 061
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 759
-
3 406
-
health
199
-
382
-
unemployment
-
-
-
-
total
9 350
-
17 849
-
Corporate
91 699
190 000
-
-
regional
19 395
40 186
-
-
national
7 793
16 151
-
-
total
27 188
56 337
-
-
Dividends
64 510
133 663
-
-
withholding
22 579
46 782
-
-
total
22 579
46 782
-
-
Income
190 000
190 000
190 000
190 000
Total tax
70 949
103 119
45 727
37 548
After tax
119 051
86 881
144 273
152 452
Living cost
75 183
75 183
75 183
75 183
Free-cash
43 868
11 698
69 090
77 269

Estimated living cost  is ₽75183 per week

₽48891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6747
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽923
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18622
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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