Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽61310
₽107094
₽65434
₽99697
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
190 000
income
-
-
-
47 165
pensions
-
-
-
34 699
unemployment
-
-
-
285
health
-
-
-
18 696
total
-
-
-
100 845
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 107
-
164 402
-
unemployment
55
-
230
-
pensions
6 062
-
25 482
-
health
2 526
-
10 620
-
income
6 744
-
43 039
-
total
15 387
-
79 371
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 107
-
164 402
-
health
2 605
-
10 949
-
unemployment
23
-
99
-
pensions
3 461
-
14 550
-
total
6 089
-
25 598
-
Corporate
144 805
190 000
-
-
income
27 513
36 101
-
-
total
27 513
36 101
-
-
Dividends
117 291
153 899
-
-
withholding
17 593
23 084
-
-
total
17 593
23 084
-
-
Income
190 000
190 000
190 000
190 000
Total tax
66 582
59 185
104 969
100 845
After tax
123 418
130 815
85 031
89 155
Living cost
23 721
23 721
23 721
23 721
Free-cash
99 697
107 094
61 310
65 434

Estimated living cost  is ₽23721 per week

₽16279
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1520
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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