Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽101998
₽61511
₽65638
₽108850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
190 000
pensions
-
-
-
34 699
unemployment
-
-
-
284
income
-
-
-
48 718
health
-
-
-
18 695
total
-
-
-
102 396
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 215
-
164 403
-
health
2 339
-
10 621
-
unemployment
51
-
230
-
pensions
5 614
-
25 483
-
income
6 245
-
44 592
-
total
14 249
-
80 926
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 215
-
164 403
-
health
2 412
-
10 949
-
pensions
3 205
-
14 550
-
unemployment
22
-
98
-
total
5 639
-
25 597
-
Corporate
148 147
190 000
-
-
income
28 148
36 099
-
-
total
28 148
36 099
-
-
Dividends
119 998
153 901
-
-
withholding
18 000
23 085
-
-
total
18 000
23 085
-
-
Income
190 000
190 000
190 000
190 000
Total tax
66 036
59 184
106 523
102 396
After tax
123 964
130 816
83 477
87 604
Living cost
21 966
21 966
21 966
21 966
Free-cash
101 998
108 850
61 511
65 638

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Estimated living cost  is ₽21966 per week

₽15075
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1408
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽426
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5059
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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