Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽98428
₽106127
₽61199
₽65324
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
190 000
unemployment
-
-
-
285
income
-
-
-
46 310
pensions
-
-
-
34 698
health
-
-
-
18 696
total
-
-
-
99 989
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

40 700
-
164 403
-
unemployment
58
-
231
-
health
2 629
-
10 619
-
pensions
6 309
-
25 483
-
income
7 019
-
42 185
-
total
16 015
-
78 518
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

40 700
-
164 403
-
pensions
3 602
-
14 549
-
unemployment
24
-
98
-
health
2 711
-
10 949
-
total
6 337
-
25 596
-
Corporate
142 964
190 000
-
-
income
27 163
36 101
-
-
total
27 163
36 101
-
-
Dividends
115 800
153 899
-
-
withholding
17 370
23 085
-
-
total
17 370
23 085
-
-
Income
190 000
190 000
190 000
190 000
Total tax
66 885
59 186
104 114
99 989
After tax
123 115
130 814
85 886
90 011
Living cost
24 687
24 687
24 687
24 687
Free-cash
98 428
106 127
61 199
65 324

Estimated living cost  is ₽24687 per week

₽16942
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1582
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5685
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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