Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽60315
₽104110
₽65090
₽95779
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
190 000
pensions
-
-
-
34 699
unemployment
-
-
-
285
income
-
-
-
44 522
health
-
-
-
18 697
total
-
-
-
98 203
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 030
-
164 403
-
unemployment
62
-
231
-
pensions
6 825
-
25 482
-
income
7 593
-
41 047
-
health
2 844
-
10 621
-
total
17 324
-
77 381
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 030
-
164 403
-
pensions
3 896
-
14 549
-
health
2 933
-
10 950
-
unemployment
26
-
98
-
total
6 855
-
25 597
-
Corporate
139 115
190 000
-
-
income
26 433
36 099
-
-
total
26 433
36 099
-
-
Dividends
112 682
153 901
-
-
withholding
16 902
23 084
-
-
total
16 902
23 084
-
-
Income
190 000
190 000
190 000
190 000
Total tax
67 514
59 183
102 978
98 203
After tax
122 486
130 817
87 022
91 797
Living cost
26 707
26 707
26 707
26 707
Free-cash
95 779
104 110
60 315
65 090

Estimated living cost  is ₽26707 per week

₽18328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1712
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6150
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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