Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽97287
₽61082
₽105258
₽65222
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
190 000
health
-
-
-
18 697
income
-
-
-
45 537
pensions
-
-
-
34 700
unemployment
-
-
-
286
total
-
-
-
99 220
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

42 135
-
164 403
-
unemployment
60
-
230
-
pensions
6 531
-
25 483
-
health
2 721
-
10 621
-
income
7 266
-
41 429
-
total
16 578
-
77 763
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

42 135
-
164 403
-
pensions
3 729
-
14 549
-
health
2 806
-
10 949
-
unemployment
25
-
99
-
total
6 560
-
25 597
-
Corporate
141 305
190 000
-
-
income
26 848
36 099
-
-
total
26 848
36 099
-
-
Dividends
114 456
153 901
-
-
withholding
17 169
23 085
-
-
total
17 169
23 085
-
-
Income
190 000
190 000
190 000
190 000
Total tax
67 155
59 184
103 360
99 220
After tax
122 845
130 816
86 640
90 780
Living cost
25 558
25 558
25 558
25 558
Free-cash
97 287
105 258
61 082
65 222

Estimated living cost  is ₽25558 per week

₽17540
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1638
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5886
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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