Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽97649
₽65256
₽105533
₽61130
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
190 000
health
-
-
-
18 696
unemployment
-
-
-
284
pensions
-
-
-
34 699
income
-
-
-
45 783
total
-
-
-
99 462
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 681
-
164 403
-
pensions
6 461
-
25 482
-
income
7 188
-
41 658
-
unemployment
59
-
231
-
health
2 692
-
10 621
-
total
16 400
-
77 992
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 681
-
164 403
-
health
2 776
-
10 949
-
unemployment
25
-
98
-
pensions
3 688
-
14 549
-
total
6 489
-
25 596
-
Corporate
141 829
190 000
-
-
income
26 947
36 100
-
-
total
26 947
36 100
-
-
Dividends
114 882
153 900
-
-
withholding
17 233
23 085
-
-
total
17 233
23 085
-
-
Income
190 000
190 000
190 000
190 000
Total tax
67 069
59 185
103 588
99 462
After tax
122 931
130 815
86 412
90 538
Living cost
25 282
25 282
25 282
25 282
Free-cash
97 649
105 533
61 130
65 256

Estimated living cost  is ₽25282 per week

₽17351
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1621
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5822
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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