Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽61404
₽65529
₽100761
₽107904
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
190 000
health
-
-
-
18 695
unemployment
-
-
-
285
pensions
-
-
-
34 699
income
-
-
-
47 882
total
-
-
-
101 561
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

37 771
-
164 403
-
health
2 439
-
10 620
-
pensions
5 855
-
25 482
-
income
6 513
-
43 757
-
unemployment
53
-
230
-
total
14 860
-
80 089
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

37 771
-
164 403
-
pensions
3 342
-
14 549
-
unemployment
23
-
99
-
health
2 516
-
10 949
-
total
5 881
-
25 597
-
Corporate
146 349
190 000
-
-
income
27 807
36 101
-
-
total
27 807
36 101
-
-
Dividends
118 542
153 899
-
-
withholding
17 781
23 085
-
-
total
17 781
23 085
-
-
Income
190 000
190 000
190 000
190 000
Total tax
66 329
59 186
105 686
101 561
After tax
123 671
130 814
84 314
88 439
Living cost
22 910
22 910
22 910
22 910
Free-cash
100 761
107 904
61 404
65 529

Estimated living cost  is ₽22910 per week

₽15723
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1469
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽444
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5276
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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