Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽65297
₽105909
₽98141
₽61171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
190 000
health
-
-
-
18 697
pensions
-
-
-
34 699
unemployment
-
-
-
285
income
-
-
-
46 115
total
-
-
-
99 796
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 062
-
164 403
-
health
2 652
-
10 621
-
pensions
6 365
-
25 483
-
unemployment
58
-
231
-
income
7 081
-
41 990
-
total
16 156
-
78 325
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 062
-
164 403
-
health
2 735
-
10 948
-
pensions
3 634
-
14 550
-
unemployment
25
-
99
-
total
6 394
-
25 597
-
Corporate
142 545
190 000
-
-
income
27 083
36 100
-
-
total
27 083
36 100
-
-
Dividends
115 462
153 900
-
-
withholding
17 319
23 084
-
-
total
17 319
23 084
-
-
Income
190 000
190 000
190 000
190 000
Total tax
66 952
59 184
103 922
99 796
After tax
123 048
130 816
86 078
90 204
Living cost
24 907
24 907
24 907
24 907
Free-cash
98 141
105 909
61 171
65 297

Estimated living cost  is ₽24907 per week

₽17093
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1597
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5736
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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