Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽105504
₽61126
₽65253
₽97611
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
190 000
income
-
-
-
45 757
unemployment
-
-
-
285
health
-
-
-
18 696
pensions
-
-
-
34 698
total
-
-
-
99 436
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 729
-
164 402
-
unemployment
59
-
231
-
pensions
6 468
-
25 483
-
income
7 196
-
41 631
-
health
2 695
-
10 621
-
total
16 418
-
77 966
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 729
-
164 402
-
health
2 779
-
10 949
-
pensions
3 693
-
14 550
-
unemployment
25
-
98
-
total
6 497
-
25 597
-
Corporate
141 774
190 000
-
-
income
26 937
36 100
-
-
total
26 937
36 100
-
-
Dividends
114 837
153 900
-
-
withholding
17 226
23 085
-
-
total
17 226
23 085
-
-
Income
190 000
190 000
190 000
190 000
Total tax
67 078
59 185
103 563
99 436
After tax
122 922
130 815
86 437
90 564
Living cost
25 311
25 311
25 311
25 311
Free-cash
97 611
105 504
61 126
65 253

Estimated living cost  is ₽25311 per week

₽17371
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1622
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5829
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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