Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽104599
₽96423
₽65147
₽60642
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
190 000
unemployment
-
-
-
286
income
-
-
-
44 954
health
-
-
-
18 697
pensions
-
-
-
34 699
total
-
-
-
98 636
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

43 223
-
164 402
-
pensions
6 700
-
25 483
-
unemployment
61
-
230
-
income
7 454
-
41 210
-
health
2 792
-
10 621
-
total
17 007
-
77 544
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

43 223
-
164 402
-
health
2 879
-
10 949
-
pensions
3 825
-
14 550
-
unemployment
26
-
98
-
total
6 730
-
25 597
-
Corporate
140 047
190 000
-
-
income
26 608
36 100
-
-
total
26 608
36 100
-
-
Dividends
113 439
153 900
-
-
withholding
17 015
23 084
-
-
total
17 015
23 084
-
-
Income
190 000
190 000
190 000
190 000
Total tax
67 360
59 184
103 141
98 636
After tax
122 640
130 816
86 859
91 364
Living cost
26 217
26 217
26 217
26 217
Free-cash
96 423
104 599
60 642
65 147

Estimated living cost  is ₽26217 per week

₽17992
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1681
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6038
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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