Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽65412
₽99434
₽61288
₽106895
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
190 000
pensions
-
-
-
34 699
income
-
-
-
46 988
health
-
-
-
18 696
unemployment
-
-
-
284
total
-
-
-
100 667
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 436
-
164 403
-
pensions
6 113
-
25 482
-
income
6 801
-
42 862
-
health
2 547
-
10 620
-
unemployment
56
-
230
-
total
15 517
-
79 194
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 436
-
164 403
-
pensions
3 490
-
14 549
-
health
2 627
-
10 950
-
unemployment
24
-
98
-
total
6 141
-
25 597
-
Corporate
144 424
190 000
-
-
income
27 440
36 100
-
-
total
27 440
36 100
-
-
Dividends
116 983
153 900
-
-
withholding
17 547
23 084
-
-
total
17 547
23 084
-
-
Income
190 000
190 000
190 000
190 000
Total tax
66 645
59 184
104 791
100 667
After tax
123 355
130 816
85 209
89 333
Living cost
23 921
23 921
23 921
23 921
Free-cash
99 434
106 895
61 288
65 412

Estimated living cost  is ₽23921 per week

₽16416
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1533
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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