Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽107255
₽61328
₽99910
₽65452
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
190 000
health
-
-
-
18 696
unemployment
-
-
-
285
pensions
-
-
-
34 699
income
-
-
-
47 309
total
-
-
-
100 989
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

38 840
-
164 403
-
pensions
6 020
-
25 482
-
income
6 698
-
43 184
-
unemployment
55
-
230
-
health
2 508
-
10 621
-
total
15 281
-
79 517
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

38 840
-
164 403
-
unemployment
23
-
98
-
health
2 587
-
10 949
-
pensions
3 437
-
14 549
-
total
6 047
-
25 596
-
Corporate
145 113
190 000
-
-
income
27 572
36 101
-
-
total
27 572
36 101
-
-
Dividends
117 542
153 899
-
-
withholding
17 631
23 085
-
-
total
17 631
23 085
-
-
Income
190 000
190 000
190 000
190 000
Total tax
66 531
59 186
105 113
100 989
After tax
123 469
130 814
84 887
89 011
Living cost
23 558
23 558
23 558
23 558
Free-cash
99 910
107 255
61 328
65 452

Estimated living cost  is ₽23558 per week

₽16168
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1510
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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