Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽97445
₽61112
₽105377
₽65238
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
190 000
health
-
-
-
18 695
income
-
-
-
45 646
pensions
-
-
-
34 698
unemployment
-
-
-
284
total
-
-
-
99 323
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 939
-
164 403
-
unemployment
59
-
230
-
pensions
6 501
-
25 482
-
health
2 709
-
10 621
-
income
7 232
-
41 519
-
total
16 501
-
77 852
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 939
-
164 403
-
pensions
3 711
-
14 550
-
health
2 793
-
10 948
-
unemployment
25
-
99
-
total
6 529
-
25 597
-
Corporate
141 531
190 000
-
-
income
26 891
36 100
-
-
total
26 891
36 100
-
-
Dividends
114 640
153 900
-
-
withholding
17 195
23 084
-
-
total
17 195
23 084
-
-
Income
190 000
190 000
190 000
190 000
Total tax
67 116
59 184
103 449
99 323
After tax
122 884
130 816
86 551
90 677
Living cost
25 439
25 439
25 439
25 439
Free-cash
97 445
105 377
61 112
65 238

Estimated living cost  is ₽25439 per week

₽17458
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1631
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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