Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽60245
₽65079
₽104006
₽95644
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
190 000
income
-
-
-
44 432
health
-
-
-
18 696
unemployment
-
-
-
285
pensions
-
-
-
34 699
total
-
-
-
98 112
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 198
-
164 402
-
income
7 622
-
41 012
-
health
2 855
-
10 622
-
pensions
6 851
-
25 483
-
unemployment
63
-
230
-
total
17 391
-
77 347
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 198
-
164 402
-
unemployment
27
-
99
-
pensions
3 911
-
14 550
-
health
2 944
-
10 950
-
total
6 882
-
25 599
-
Corporate
138 921
190 000
-
-
income
26 395
36 100
-
-
total
26 395
36 100
-
-
Dividends
112 526
153 900
-
-
withholding
16 879
23 085
-
-
total
16 879
23 085
-
-
Income
190 000
190 000
190 000
190 000
Total tax
67 547
59 185
102 946
98 112
After tax
122 453
130 815
87 054
91 888
Living cost
26 809
26 809
26 809
26 809
Free-cash
95 644
104 006
60 245
65 079

Estimated living cost  is ₽26809 per week

₽18398
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1718
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6174
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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