Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽104242
₽60407
₽65106
₽95953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
190 000
income
-
-
-
44 640
unemployment
-
-
-
286
health
-
-
-
18 696
pensions
-
-
-
34 698
total
-
-
-
98 320
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

43 812
-
164 404
-
unemployment
62
-
229
-
pensions
6 791
-
25 482
-
income
7 555
-
41 092
-
health
2 830
-
10 619
-
total
17 238
-
77 422
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

43 812
-
164 404
-
health
2 918
-
10 948
-
pensions
3 877
-
14 551
-
unemployment
26
-
98
-
total
6 821
-
25 597
-
Corporate
139 367
190 000
-
-
income
26 480
36 099
-
-
total
26 480
36 099
-
-
Dividends
112 887
153 901
-
-
withholding
16 933
23 085
-
-
total
16 933
23 085
-
-
Income
190 000
190 000
190 000
190 000
Total tax
67 472
59 184
103 019
98 320
After tax
122 528
130 816
86 981
91 680
Living cost
26 574
26 574
26 574
26 574
Free-cash
95 953
104 242
60 407
65 106

Estimated living cost  is ₽26574 per week

₽18238
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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