Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Varna , Bulgaria
₽145695
₽148035
₽150078
₽140327
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
health
-
-
-
3 791
income
-
-
-
28 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 878
unemployment
-
-
-
132
total
-
-
-
37 301
Employee
16 383
-
183 533
-
accident

We are using the highest rate at 1.1%.

180
-
363
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 438
-
2 894
-
health
754
-
1 516
-
income
1 638
-
18 353
-
total
4 010
-
23 126
-
Employer
16 383
-
183 533
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 806
-
3 632
-
health
1 131
-
2 274
-
unemployment
98
-
198
-
accident

We are using the highest rate at 1.1%.

180
-
363
-
total
3 215
-
6 467
-
Corporate
170 403
190 000
-
-
income
17 040
19 000
-
-
total
17 040
19 000
-
-
Dividends
153 362
171 000
-
-
withholding
7 668
8 550
-
-
total
7 668
8 550
-
-
Income
190 000
190 000
190 000
190 000
Total tax
31 933
27 550
29 593
37 301
After tax
158 067
162 450
160 407
152 699
Living cost
12 372
12 372
12 372
12 372
Free-cash
145 695
150 078
148 035
140 327

Estimated living cost  is ₽12372 per week

₽7223
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽328
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3938
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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