Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽146351
₽144395
₽136673
₽140649
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
income
-
-
-
28 500
unemployment
-
-
-
131
health
-
-
-
3 759
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 838
total
-
-
-
37 228
Employee
21 317
-
183 587
-
accident

We are using the highest rate at 1.1%.

234
-
360
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 871
-
2 870
-
income
2 132
-
18 358
-
health
981
-
1 504
-
total
5 218
-
23 092
-
Employer
21 317
-
183 587
-
health
1 471
-
2 256
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 349
-
3 602
-
accident

We are using the highest rate at 1.1%.

234
-
360
-
unemployment
128
-
196
-
total
4 182
-
6 414
-
Corporate
164 501
190 000
-
-
income
16 450
19 000
-
-
total
16 450
19 000
-
-
Dividends
148 051
171 000
-
-
withholding
7 402
8 550
-
-
total
7 402
8 550
-
-
Income
190 000
190 000
190 000
190 000
Total tax
33 252
27 550
29 506
37 228
After tax
156 748
162 450
160 494
152 772
Living cost
16 099
16 099
16 099
16 099
Free-cash
140 649
146 351
144 395
136 673

Estimated living cost  is ₽16099 per week

₽10647
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽922
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4146
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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Estimated living cost

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