Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽146032
₽143868
₽136181
₽140215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
income
-
-
-
28 500
unemployment
-
-
-
133
health
-
-
-
3 834
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 934
total
-
-
-
37 401
Employee
21 739
-
183 460
-
accident

We are using the highest rate at 1.1%.

239
-
367
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 909
-
2 927
-
income
2 174
-
18 346
-
health
1 000
-
1 533
-
total
5 322
-
23 173
-
Employer
21 739
-
183 460
-
health
1 500
-
2 300
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 396
-
3 674
-
accident

We are using the highest rate at 1.1%.

239
-
367
-
unemployment
131
-
200
-
total
4 266
-
6 541
-
Corporate
163 995
190 000
-
-
income
16 400
19 000
-
-
total
16 400
19 000
-
-
Dividends
147 596
171 000
-
-
withholding
7 379
8 550
-
-
total
7 379
8 550
-
-
Income
190 000
190 000
190 000
190 000
Total tax
33 367
27 550
29 714
37 401
After tax
156 633
162 450
160 286
152 599
Living cost
16 418
16 418
16 418
16 418
Free-cash
140 215
146 032
143 868
136 181

Estimated living cost  is ₽16418 per week

₽10858
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽940
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽392
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4228
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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