Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽137807
₽130525
₽135249
₽142364
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
unemployment
-
-
-
163
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
6 036
income
-
-
-
28 500
health
-
-
-
4 690
total
-
-
-
39 389
Employee
26 597
-
181 998
-
accident

We are using the highest rate at 1.1%.

292
-
449
-
income
2 660
-
18 199
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 335
-
3 581
-
health
1 224
-
1 876
-
total
6 511
-
24 105
-
Employer
26 597
-
181 998
-
accident

We are using the highest rate at 1.1%.

292
-
449
-
health
1 835
-
2 814
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 931
-
4 494
-
unemployment
160
-
245
-
total
5 218
-
8 002
-
Corporate
158 185
190 000
-
-
income
15 818
19 000
-
-
total
15 818
19 000
-
-
Dividends
142 367
171 000
-
-
withholding
7 118
8 550
-
-
total
7 118
8 550
-
-
Income
190 000
190 000
190 000
190 000
Total tax
34 665
27 550
32 107
39 389
After tax
155 335
162 450
157 893
150 611
Living cost
20 086
20 086
20 086
20 086
Free-cash
135 249
142 364
137 807
130 525

Estimated living cost  is ₽20086 per week

₽13285
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1150
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5173
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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