Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Andorra , Andorra
₽139574
₽142735
₽115872
₽110825
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
income
-
-
-
9 110
social contributions
-
-
-
41 799
total
-
-
-
50 909
Employee
30 231
-
164 502
-
social contributions
1 965
-
10 694
-
income
-
-
9 670
-
total
1 965
-
20 364
-
Employer
30 231
-
164 502
-
social contributions
4 686
-
25 498
-
total
4 686
-
25 498
-
Corporate
155 083
190 000
-
-
income
15 509
18 999
-
-
total
15 509
18 999
-
-
Dividends
139 575
171 001
-
-
total
-
-
-
-
Income
190 000
190 000
190 000
190 000
Total tax
22 160
18 999
45 862
50 909
After tax
167 840
171 001
144 138
139 091
Living cost
28 266
28 266
28 266
28 266
Free-cash
139 574
142 735
115 872
110 825

Estimated living cost  is ₽28266 per week

₽18276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2131
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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