Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 189500
per

Your estimated
City
free-cash

Valencia , Spain
₽56307
₽31719
₽30381
₽42664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
189 500
unemployment
-
-
-
1 328
pensions
-
-
-
53 627
accident
-
-
-
1 703
other
-
-
-
188
income
-
-
-
30 738
total
-
-
-
87 584
Employee
96 189
-
143 693
-
pensions
4 522
-
6 753
-
other
94
-
143
-
unemployment
1 491
-
2 226
-
income
18 544
-
31 316
-
total
24 651
-
40 438
-
Employer
96 189
-
143 693
-
pensions
22 699
-
33 910
-
accident
1 906
-
2 844
-
unemployment
5 292
-
7 904
-
other
770
-
1 150
-
total
30 667
-
45 808
-
Corporate
62 645
189 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

9 394
28 425
-
-
total
9 394
28 425
-
-
Dividends
53 250
161 075
-
-
withholding
10 589
33 233
-
-
total
10 589
33 233
-
-
Income
189 500
189 500
189 500
189 500
Total tax
75 301
61 658
86 246
87 584
After tax
114 199
127 842
103 254
101 916
Living cost
71 535
71 535
71 535
71 535
Free-cash
42 664
56 307
31 719
30 381

Estimated living cost  is ₽71535 per month

₽48285
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1254
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15121
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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