Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 189000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽139534
₽143180
₽145305
₽135528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
189 000
health
-
-
-
3 804
income
-
-
-
28 350
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 896
unemployment
-
-
-
132
total
-
-
-
37 182
Employee
21 571
-
182 510
-
accident

We are using the highest rate at 1.1%.

237
-
364
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 894
-
2 904
-
health
992
-
1 522
-
income
2 157
-
18 251
-
total
5 280
-
23 041
-
Employer
21 571
-
182 510
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 377
-
3 645
-
health
1 489
-
2 282
-
unemployment
130
-
198
-
accident

We are using the highest rate at 1.1%.

237
-
364
-
total
4 233
-
6 489
-
Corporate
163 197
189 000
-
-
income
16 319
18 900
-
-
total
16 319
18 900
-
-
Dividends
146 878
170 100
-
-
withholding
7 344
8 505
-
-
total
7 344
8 505
-
-
Income
189 000
189 000
189 000
189 000
Total tax
33 176
27 405
29 530
37 182
After tax
155 824
161 595
159 470
151 818
Living cost
16 290
16 290
16 290
16 290
Free-cash
139 534
145 305
143 180
135 528

Estimated living cost  is ₽16290 per week

₽10774
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽389
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4195
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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