Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 189000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽139694
₽145423
₽143374
₽135711
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
189 000
health
-
-
-
3 776
income
-
-
-
28 350
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 860
unemployment
-
-
-
131
total
-
-
-
37 117
Employee
21 415
-
182 557
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 880
-
2 883
-
income
2 142
-
18 256
-
health
985
-
1 511
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
total
5 242
-
23 011
-
Employer
21 415
-
182 557
-
health
1 478
-
2 266
-
unemployment
129
-
197
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 360
-
3 619
-
total
4 202
-
6 443
-
Corporate
163 384
189 000
-
-
income
16 338
18 900
-
-
total
16 338
18 900
-
-
Dividends
147 045
170 100
-
-
withholding
7 352
8 505
-
-
total
7 352
8 505
-
-
Income
189 000
189 000
189 000
189 000
Total tax
33 134
27 405
29 454
37 117
After tax
155 866
161 595
159 546
151 883
Living cost
16 172
16 172
16 172
16 172
Free-cash
139 694
145 423
143 374
135 711

Estimated living cost  is ₽16172 per week

₽10696
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽926
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽386
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4165
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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