Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 188500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽9922
₽42557
₽75254
₽66937
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
188 500
city
-
-
-
1 986
pensions
-
-
-
17 341
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 769
regional
-
-
-
9 730
health
-
-
-
425
national
-
-
-
3 721
total
-
-
-
36 972
Employee
89 260
-
168 814
-
city
958
-
1 814
-
regional
2 923
-
8 428
-
health
202
-
380
-
pensions
7 499
-
14 071
-
unemployment
-
-
-
-
national
422
-
2 770
-
total
12 004
-
27 463
-
Employer
89 260
-
168 814
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 785
-
3 375
-
unemployment
-
-
-
-
pensions
7 499
-
14 071
-
health
202
-
380
-
total
9 486
-
17 826
-
Corporate
88 773
188 500
-
-
regional
18 775
39 867
-
-
national
7 546
16 023
-
-
total
26 321
55 890
-
-
Dividends
62 452
132 610
-
-
withholding
21 858
46 414
-
-
total
21 858
46 414
-
-
Income
188 500
188 500
188 500
188 500
Total tax
69 669
102 304
45 289
36 972
After tax
118 831
86 196
143 211
151 528
Living cost
76 274
76 274
76 274
76 274
Free-cash
42 557
9 922
66 937
75 254

Estimated living cost  is ₽76274 per week

₽49600
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18893
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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