Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 188500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽149773
₽148501
₽140726
₽145737
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
188 500
unemployment
-
-
-
121
health
-
-
-
3 491
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 493
income
-
-
-
28 275
total
-
-
-
36 380
Employee
15 088
-
182 544
-
accident

We are using the highest rate at 1.1%.

166
-
334
-
health
694
-
1 396
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 325
-
2 665
-
income
1 509
-
18 254
-
total
3 694
-
22 649
-
Employer
15 088
-
182 544
-
accident

We are using the highest rate at 1.1%.

166
-
334
-
unemployment
90
-
182
-
health
1 041
-
2 095
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 663
-
3 345
-
total
2 960
-
5 956
-
Corporate
170 452
188 500
-
-
income
17 045
18 850
-
-
total
17 045
18 850
-
-
Dividends
153 407
169 650
-
-
withholding
7 670
8 483
-
-
total
7 670
8 483
-
-
Income
188 500
188 500
188 500
188 500
Total tax
31 369
27 333
28 605
36 380
After tax
157 131
161 167
159 895
152 120
Living cost
11 394
11 394
11 394
11 394
Free-cash
145 737
149 773
148 501
140 726

Estimated living cost  is ₽11394 per week

₽6652
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽814
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽302
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3627
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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