Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 188000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽143439
₽140609
₽133119
₽137309
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
188 000
unemployment
-
-
-
141
health
-
-
-
4 040
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 199
income
-
-
-
28 200
total
-
-
-
37 580
Employee
22 910
-
181 107
-
accident

We are using the highest rate at 1.1%.

252
-
386
-
health
1 054
-
1 616
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 011
-
3 085
-
income
2 291
-
18 111
-
total
5 608
-
23 198
-
Employer
22 910
-
181 107
-
accident

We are using the highest rate at 1.1%.

252
-
386
-
unemployment
138
-
211
-
health
1 581
-
2 424
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 525
-
3 871
-
total
4 496
-
6 892
-
Corporate
160 595
188 000
-
-
income
16 060
18 800
-
-
total
16 060
18 800
-
-
Dividends
144 535
169 200
-
-
withholding
7 226
8 460
-
-
total
7 226
8 460
-
-
Income
188 000
188 000
188 000
188 000
Total tax
33 390
27 260
30 090
37 580
After tax
154 610
160 740
157 910
150 420
Living cost
17 301
17 301
17 301
17 301
Free-cash
137 309
143 439
140 609
133 119

Estimated living cost  is ₽17301 per week

₽11443
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽991
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4456
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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