Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 188000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽143602
₽145251
₽135913
₽139764
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
188 000
income
-
-
-
28 200
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 655
unemployment
-
-
-
126
health
-
-
-
3 617
total
-
-
-
36 598
Employee
20 510
-
181 829
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 801
-
2 762
-
health
944
-
1 447
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 051
-
18 183
-
total
5 021
-
22 738
-
Employer
20 510
-
181 829
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
health
1 415
-
2 170
-
unemployment
123
-
189
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 260
-
3 466
-
total
4 023
-
6 171
-
Corporate
163 466
188 000
-
-
income
16 347
18 800
-
-
total
16 347
18 800
-
-
Dividends
147 120
169 200
-
-
withholding
7 356
8 460
-
-
total
7 356
8 460
-
-
Income
188 000
188 000
188 000
188 000
Total tax
32 747
27 260
28 909
36 598
After tax
155 253
160 740
159 091
151 402
Living cost
15 489
15 489
15 489
15 489
Free-cash
139 764
145 251
143 602
135 913

Estimated living cost  is ₽15489 per week

₽10244
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3989
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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