Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 188000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽139452
₽145021
₽143223
₽135558
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
188 000
unemployment
-
-
-
128
income
-
-
-
28 200
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 724
health
-
-
-
3 671
total
-
-
-
36 723
Employee
20 814
-
181 738
-
accident

We are using the highest rate at 1.1%.

229
-
351
-
health
958
-
1 468
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 827
-
2 803
-
income
2 082
-
18 174
-
total
5 096
-
22 796
-
Employer
20 814
-
181 738
-
accident

We are using the highest rate at 1.1%.

229
-
351
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 294
-
3 517
-
unemployment
125
-
192
-
health
1 436
-
2 202
-
total
4 084
-
6 262
-
Corporate
163 102
188 000
-
-
income
16 310
18 800
-
-
total
16 310
18 800
-
-
Dividends
146 792
169 200
-
-
withholding
7 339
8 460
-
-
total
7 339
8 460
-
-
Income
188 000
188 000
188 000
188 000
Total tax
32 829
27 260
29 058
36 723
After tax
155 171
160 740
158 942
151 277
Living cost
15 719
15 719
15 719
15 719
Free-cash
139 452
145 021
143 223
135 558

Estimated living cost  is ₽15719 per week

₽10396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽900
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽375
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4048
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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