Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 188000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽141158
₽133632
₽143771
₽137758
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
188 000
income
-
-
-
28 200
health
-
-
-
3 962
unemployment
-
-
-
138
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 099
total
-
-
-
37 399
Employee
22 469
-
181 240
-
income
2 247
-
18 124
-
accident

We are using the highest rate at 1.1%.

247
-
379
-
health
1 034
-
1 585
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 973
-
3 025
-
total
5 501
-
23 113
-
Employer
22 469
-
181 240
-
unemployment
135
-
207
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 476
-
3 797
-
health
1 550
-
2 377
-
accident

We are using the highest rate at 1.1%.

247
-
379
-
total
4 408
-
6 760
-
Corporate
161 123
188 000
-
-
income
16 113
18 800
-
-
total
16 113
18 800
-
-
Dividends
145 010
169 200
-
-
withholding
7 251
8 460
-
-
total
7 251
8 460
-
-
Income
188 000
188 000
188 000
188 000
Total tax
33 273
27 260
29 873
37 399
After tax
154 727
160 740
158 127
150 601
Living cost
16 969
16 969
16 969
16 969
Free-cash
137 758
143 771
141 158
133 632

Estimated living cost  is ₽16969 per week

₽11223
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽971
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽405
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4370
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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