Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 188000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽144139
₽145576
₽136415
₽140202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
188 000
income
-
-
-
28 200
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 557
unemployment
-
-
-
123
health
-
-
-
3 541
total
-
-
-
36 421
Employee
20 080
-
181 959
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 763
-
2 704
-
health
924
-
1 416
-
accident

We are using the highest rate at 1.1%.

221
-
339
-
income
2 008
-
18 196
-
total
4 916
-
22 655
-
Employer
20 080
-
181 959
-
accident

We are using the highest rate at 1.1%.

221
-
339
-
health
1 386
-
2 125
-
unemployment
121
-
185
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 213
-
3 393
-
total
3 941
-
6 042
-
Corporate
163 981
188 000
-
-
income
16 398
18 800
-
-
total
16 398
18 800
-
-
Dividends
147 582
169 200
-
-
withholding
7 379
8 460
-
-
total
7 379
8 460
-
-
Income
188 000
188 000
188 000
188 000
Total tax
32 634
27 260
28 697
36 421
After tax
155 366
160 740
159 303
151 579
Living cost
15 164
15 164
15 164
15 164
Free-cash
140 202
145 576
144 139
136 415

Estimated living cost  is ₽15164 per week

₽10029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽868
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3905
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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