Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 188000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽139571
₽145107
₽143367
₽135692
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
188 000
unemployment
-
-
-
127
income
-
-
-
28 200
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 698
health
-
-
-
3 650
total
-
-
-
36 675
Employee
20 700
-
181 772
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
health
952
-
1 460
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 817
-
2 787
-
income
2 070
-
18 177
-
total
5 066
-
22 773
-
Employer
20 700
-
181 772
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 281
-
3 498
-
unemployment
124
-
190
-
health
1 428
-
2 190
-
total
4 060
-
6 227
-
Corporate
163 239
188 000
-
-
income
16 324
18 800
-
-
total
16 324
18 800
-
-
Dividends
146 915
169 200
-
-
withholding
7 346
8 460
-
-
total
7 346
8 460
-
-
Income
188 000
188 000
188 000
188 000
Total tax
32 796
27 260
29 000
36 675
After tax
155 204
160 740
159 000
151 325
Living cost
15 633
15 633
15 633
15 633
Free-cash
139 571
145 107
143 367
135 692

Estimated living cost  is ₽15633 per week

₽10339
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽895
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4026
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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