Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 188000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽145346
₽137539
₽141191
₽146305
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
188 000
health
-
-
-
3 371
unemployment
-
-
-
117
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 338
income
-
-
-
28 200
total
-
-
-
36 026
Employee
19 114
-
182 249
-
health
879
-
1 348
-
income
1 912
-
18 225
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 678
-
2 574
-
accident

We are using the highest rate at 1.1%.

210
-
322
-
total
4 679
-
22 469
-
Employer
19 114
-
182 249
-
accident

We are using the highest rate at 1.1%.

210
-
322
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 106
-
3 230
-
unemployment
115
-
176
-
health
1 319
-
2 022
-
total
3 750
-
5 750
-
Corporate
165 135
188 000
-
-
income
16 514
18 800
-
-
total
16 514
18 800
-
-
Dividends
148 622
169 200
-
-
withholding
7 431
8 460
-
-
total
7 431
8 460
-
-
Income
188 000
188 000
188 000
188 000
Total tax
32 374
27 260
28 219
36 026
After tax
155 626
160 740
159 781
151 974
Living cost
14 435
14 435
14 435
14 435
Free-cash
141 191
146 305
145 346
137 539

Estimated living cost  is ₽14435 per week

₽9547
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽826
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽344
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3718
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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