Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 187500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽74217
₽65838
₽41897
₽9106
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
187 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 750
health
-
-
-
421
city
-
-
-
1 976
national
-
-
-
3 627
regional
-
-
-
9 625
pensions
-
-
-
17 250
total
-
-
-
36 649
Employee
89 682
-
167 865
-
pensions
7 534
-
14 053
-
national
424
-
2 685
-
unemployment
-
-
-
-
city
962
-
1 803
-
health
203
-
378
-
regional
2 937
-
8 320
-
total
12 060
-
27 239
-
Employer
89 682
-
167 865
-
pensions
7 534
-
14 053
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 793
-
3 358
-
health
203
-
378
-
unemployment
-
-
-
-
total
9 530
-
17 789
-
Corporate
87 302
187 500
-
-
regional
18 464
39 656
-
-
national
7 420
15 937
-
-
total
25 884
55 593
-
-
Dividends
61 417
131 907
-
-
withholding
21 495
46 167
-
-
total
21 495
46 167
-
-
Income
187 500
187 500
187 500
187 500
Total tax
68 969
101 760
45 028
36 649
After tax
118 531
85 740
142 472
150 851
Living cost
76 634
76 634
76 634
76 634
Free-cash
41 897
9 106
65 838
74 217

Estimated living cost  is ₽76634 per week

₽49834
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽941
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18982
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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